Cost of Living Comparison Between Kartuzy and Ubud, Bali Cost of Living Comparison Between Kartuzy and Ubud, Bali

Monthly Cost of Living

A single person spends $1,460 per month in Kartuzy vs $1,368 in Ubud, Bali, rent included.

A couple spends around $2,131 per month in Kartuzy vs $2,348 in Ubud, Bali, rent included.

A family of three spends $2,801 per month in Kartuzy vs $3,327 in Ubud, Bali, rent included.

Kartuzy costs about 7% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Kartuzy and Ubud, Bali sit above the global median – Kartuzy by 7%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$8.55 zł 32.53

$3.44 Rp 60.9K

148.55%

Three-Course Dinner for Two, Mid-Range

$42.96 zł 163

$36.31 Rp 643.0K

18.31%

Fast Food Meal (McDonalds, etc)

$9.24 zł 35.14

$5.71 Rp 101.0K

61.82%

Cappuccino

$3.60 zł 13.69

$2.67 Rp 47.3K

34.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 zł 8.71

$1.75 Rp 31.0K

30.86%

Water (0.33 liter bottle)

$1.73 zł 6.57

$0.87 Rp 15.4K

98.85%

Local Beer (0.5 liter draught)

$3.76 zł 14.28

$2.95 Rp 52.3K

27.46%

Imported Beer (0.33 liter bottle)

$3.96 zł 15.05

$4.52 Rp 80.0K

-12.39%

Milk (1 liter)

$0.98 zł 3.72

$1.62 Rp 28.7K

-39.51%

White Bread (500g)

$1.36 zł 5.16

$2.33 Rp 41.3K

-41.63%

Rice (white) (1kg)

$1.19 zł 4.51

$1.11 Rp 19.6K

7.21%

Eggs

$3.48 zł 13.22

$2.20 Rp 39.0K

58.18%

Local Cheese (1kg)

$9.18 zł 34.90

$17.69 Rp 313.3K

-48.11%

Chicken Fillets (1kg)

$7.53 zł 28.63

$4.10 Rp 72.5K

83.66%

Beef Round Steak (1kg)

$12.73 zł 48.39

$12.18 Rp 215.6K

4.52%

Apples (1kg)

$1.12 zł 4.25

$3.71 Rp 65.6K

-69.81%

Banana (1kg)

$1.69 zł 6.41

$1.59 Rp 28.1K

6.29%

Oranges (1kg)

$1.55 zł 5.90

$2.28 Rp 40.4K

-32.02%

Tomato (1kg)

$2.74 zł 10.43

$1.95 Rp 34.6K

40.51%

Potato (1kg)

$0.93 zł 3.52

$1.91 Rp 33.7K

-51.31%

Onion (1kg)

$0.90 zł 3.43

$2.33 Rp 41.3K

-61.37%

Lettuce (1 head)

$1.22 zł 4.63

$1.01 Rp 17.8K

20.79%

Water (1.5 liter bottle)

$0.70 zł 2.68

$0.55 Rp 9,773

27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.60 zł 17.50

$2.23 Rp 39.5K

106.28%

Wine (Bottle)

$6.57 zł 25.00

$23.07 Rp 408.6K

-71.52%

Local Beer (0.5 liter bottle)

$1.17 zł 4.43

$2.42 Rp 42.8K

-51.65%

Imported Beer (0.33 liter bottle)

$1.59 zł 6.06

$3.00 Rp 53.1K

-47.00%

One-way Ticket (Public Transport)

$1.15 zł 4.38

$0.27 Rp 4,814

325.93%

Public Transport Monthly Pass (Regular Price)

$30.60 zł 116

$8.98 Rp 159.1K

240.76%

Taxi Start (Normal Tariff)

$2.14 zł 8.13

$0.48 Rp 8,566

345.83%

Taxi (Normal Tariff) (1km)

$0.78 zł 2.95

$0.43 Rp 7,679

81.40%

Taxi 1hour Waiting (Normal Tariff)

$10.75 zł 40.87

$5.64 Rp 99.9K

90.60%

Gasoline (1 liter)

$1.59 zł 6.03

$0.80 Rp 14.2K

98.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K zł 103.9K

$24.9K Rp 441.7M

9.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K zł 112.8K

$31.7K Rp 561.5M

-6.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 zł 1,104

$81.5 Rp 1.4M

256.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.97 zł 34.13

$6.49 Rp 115.0K

38.21%

Internet (50+ Mbps, Unlimited Data)

$17.87 zł 68.0

$18.77 Rp 332.4K

-4.79%

Gym Membership (Monthly)

$39.15 zł 149

$56.9 Rp 1.0M

-31.16%

Tennis Court (1 Hour on Weekend)

$22.62 zł 86.0

$18.73 Rp 331.7K

20.77%

Cinema Ticket

$7.52 zł 28.59

$4.54 Rp 80.4K

65.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 zł 1,315

$481 Rp 8.5M

-28.06%

International Primary School, 1 Child (Yearly)

$7,764 zł 29.5K

$5,711 Rp 101.1M

35.94%

Jeans (Levis 501 Or Similar)

$78.2 zł 297

$45.52 Rp 806.0K

71.75%

Summer Dress (H&M, Zara, etc)

$34.62 zł 132

$35.88 Rp 635.4K

-3.51%

Sport Shoes (Adidas, Nike)

$92.9 zł 353

$80.4 Rp 1.4M

15.54%

Men's Leather Business Shoes

$102 zł 388

$78.7 Rp 1.4M

29.80%

1-bedroom Apartment, City Center (Monthly)

$619 zł 2,354

$1,115 Rp 19.7M

-44.47%

1-bedroom Apartment, Outside City Center (Monthly)

$524 zł 1,992

$698 Rp 12.4M

-24.93%

3-bedroom Apartment, City Center (Monthly)

$1,037 zł 3,943

$3,637 Rp 64.4M

-71.49%

3-bedroom Apartment, Outside City Center (Monthly)

$865 zł 3,288

$1,737 Rp 30.8M

-50.24%

Buy Apartment in City Center (m2)

$2,960 zł 11.3K

$2,784 Rp 49.3M

6.31%

Buy Apartment Outside City Center (m2)

$2,369 zł 9,010

$2,290 Rp 40.5M

3.48%

Average Monthly Net Salary (After Tax)

$1,348 zł 5,124

$168 Rp 3.0M

702.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.78

-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kartuzy: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $619 in Kartuzy versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 702% higher in Kartuzy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Kartuzy versus $36.00 in Ubud, Bali. Groceries tell a different story – $221 in Kartuzy vs $295 in Ubud, Bali – so Kartuzy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kartuzy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kartuzy costs about 7% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,190 per month in Kartuzy and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $346 per month in Kartuzy and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 33% cheaper in Kartuzy – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kartuzy at $1,460. In Ubud, Bali it covers expenses comfortably, while in Kartuzy it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,460 in Kartuzy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kartuzy makes more sense. Both are solid long-term options with distinct trade-offs.