Cost of Living Comparison Between Kartuzy and Ubud, Bali Cost of Living Comparison Between Kartuzy and Ubud, Bali

Monthly Cost of Living

A single person spends $1,392 per month in Kartuzy vs $1,392 in Ubud, Bali, rent included.

A couple spends around $2,053 per month in Kartuzy vs $2,557 in Ubud, Bali, rent included.

A family of three spends $2,715 per month in Kartuzy vs $3,723 in Ubud, Bali, rent included.

Kartuzy and Ubud, Bali have comparable living costs – the differences are in the details.

Both Kartuzy and Ubud, Bali sit above the global median – Kartuzy by 5%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$8.56 zł 31.94

$3.57 Rp 64.5K

139.78%

Three-Course Dinner for Two, Mid-Range

$42.41 zł 158

$32.32 Rp 583.4K

31.22%

Fast Food Meal (McDonalds, etc)

$8.38 zł 31.26

$5.01 Rp 90.4K

67.27%

Cappuccino

$3.39 zł 12.64

$2.82 Rp 51.0K

20.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 zł 8.57

$1.35 Rp 24.4K

70.37%

Water (0.33 liter bottle)

$1.64 zł 6.13

$0.73 Rp 13.2K

124.66%

Local Beer (0.5 liter draught)

$3.23 zł 12.06

$2.93 Rp 53.0K

10.24%

Imported Beer (0.33 liter bottle)

$3.57 zł 13.34

$3.94 Rp 71.1K

-9.39%

Milk (1 liter)

$1.02 zł 3.81

$1.78 Rp 32.1K

-42.70%

White Bread (500g)

$1.37 zł 5.09

$2.45 Rp 44.2K

-44.08%

Rice (white) (1kg)

$1.26 zł 4.69

$1.15 Rp 20.7K

9.57%

Eggs

$3.33 zł 12.44

$2.41 Rp 43.6K

38.17%

Local Cheese (1kg)

$9.23 zł 34.43

$14.33 Rp 258.7K

-35.59%

Chicken Fillets (1kg)

$6.40 zł 23.89

$4.19 Rp 75.6K

52.74%

Beef Round Steak (1kg)

$10.96 zł 40.89

$12.06 Rp 217.7K

-9.12%

Apples (1kg)

$1.09 zł 4.05

$3.64 Rp 65.7K

-70.05%

Banana (1kg)

$1.74 zł 6.48

$1.57 Rp 28.3K

10.83%

Oranges (1kg)

$1.71 zł 6.37

$2.79 Rp 50.3K

-38.71%

Tomato (1kg)

$2.85 zł 10.64

$2.24 Rp 40.5K

27.23%

Potato (1kg)

$0.92 zł 3.43

$1.98 Rp 35.7K

-53.54%

Onion (1kg)

$1.13 zł 4.21

$2.28 Rp 41.1K

-50.44%

Lettuce (1 head)

$1.28 zł 4.78

$1.05 Rp 19.0K

21.90%

Water (1.5 liter bottle)

$0.65 zł 2.43

$0.79 Rp 14.2K

-17.72%

Cigarettes 20 Pack (Marlboro, Camel)

$4.89 zł 18.25

$3.19 Rp 57.6K

53.29%

Wine (Bottle)

$7.42 zł 27.68

$23.49 Rp 424.1K

-68.41%

Local Beer (0.5 liter bottle)

$1.13 zł 4.22

$2.90 Rp 52.3K

-61.03%

Imported Beer (0.33 liter bottle)

$1.67 zł 6.22

$2.76 Rp 49.7K

-39.49%

One-way Ticket (Public Transport)

$1.12 zł 4.19

$0.27 Rp 4,813

314.81%

Public Transport Monthly Pass (Regular Price)

$32.85 zł 123

$8.37 Rp 151.1K

292.47%

Taxi Start (Normal Tariff)

$2.14 zł 7.99

$0.45 Rp 8,167

375.56%

Taxi (Normal Tariff) (1km)

$0.79 zł 2.93

$0.46 Rp 8,298

71.74%

Taxi 1hour Waiting (Normal Tariff)

$10.89 zł 40.62

$6.07 Rp 109.6K

79.41%

Gasoline (1 liter)

$1.77 zł 6.59

$0.86 Rp 15.6K

105.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K zł 127.5K

$26.6K Rp 480.0M

28.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K zł 110.2K

$32.5K Rp 587.6M

-9.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$270 zł 1,008

$79.0 Rp 1.4M

242.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.69 zł 32.40

$4.09 Rp 73.9K

112.47%

Internet (50+ Mbps, Unlimited Data)

$16.67 zł 62.2

$23.85 Rp 430.5K

-30.10%

Gym Membership (Monthly)

$36.87 zł 138

$98.8 Rp 1.8M

-62.67%

Tennis Court (1 Hour on Weekend)

$19.67 zł 73.4

$6.35 Rp 114.7K

209.76%

Cinema Ticket

$7.21 zł 26.89

$4.01 Rp 72.3K

79.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$334 zł 1,247

$297 Rp 5.4M

12.45%

International Primary School, 1 Child (Yearly)

$8,071 zł 30.1K

$6,602 Rp 119.2M

22.25%

Jeans (Levis 501 Or Similar)

$89.6 zł 334

$53.4 Rp 964.5K

67.71%

Summer Dress (H&M, Zara, etc)

$36.38 zł 136

$38.11 Rp 688.1K

-4.54%

Sport Shoes (Adidas, Nike)

$81.3 zł 303

$88.7 Rp 1.6M

-8.26%

Men's Leather Business Shoes

$96.3 zł 359

$76.6 Rp 1.4M

25.71%

1-bedroom Apartment, City Center (Monthly)

$653 zł 2,434

$1,020 Rp 18.4M

-36.01%

1-bedroom Apartment, Outside City Center (Monthly)

$491 zł 1,833

$680 Rp 12.3M

-27.76%

3-bedroom Apartment, City Center (Monthly)

$959 zł 3,576

$3,469 Rp 62.6M

-72.37%

3-bedroom Apartment, Outside City Center (Monthly)

$808 zł 3,015

$2,090 Rp 37.7M

-61.32%

Buy Apartment in City Center (m2)

$3,066 zł 11.4K

$2,729 Rp 49.3M

12.34%

Buy Apartment Outside City Center (m2)

$2,265 zł 8,448

$2,295 Rp 41.4M

-1.34%

Average Monthly Net Salary (After Tax)

$1,335 zł 4,978

$164 Rp 3.0M

715.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.28

-49.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kartuzy: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $653 in Kartuzy versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 715% higher in Kartuzy. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42.00 in Kartuzy versus $32.00 in Ubud, Bali. Groceries tell a different story – $214 in Kartuzy vs $298 in Ubud, Bali – so Kartuzy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kartuzy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,087 per month in Kartuzy and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kartuzy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 39% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Kindergarten costs $334 per month in Kartuzy and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kartuzy, where all-in costs run around $1,392, than in Ubud, Bali at $1,392. In Kartuzy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kartuzy costs $1,392 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kartuzy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.