Cost of Living Comparison Between Kartuzy and Ubud, Bali Cost of Living Comparison Between Kartuzy and Ubud, Bali

Monthly Cost of Living

A single person spends $1,415 per month in Kartuzy vs $1,438 in Ubud, Bali, rent included.

A couple spends around $2,059 per month in Kartuzy vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,702 per month in Kartuzy vs $3,732 in Ubud, Bali, rent included.

Kartuzy is about 2% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Both Kartuzy and Ubud, Bali sit above the global median – Kartuzy by 6%, Ubud, Bali by 7%.

Meal at Budget Restaurant

$9.05 zł 32.94

$3.57 Rp 61.9K

153.50%

Three-Course Dinner for Two, Mid-Range

$41.53 zł 151

$32.58 Rp 564.7K

27.47%

Fast Food Meal (McDonalds, etc)

$7.97 zł 29.02

$5.07 Rp 87.8K

57.20%

Cappuccino

$3.55 zł 12.91

$2.83 Rp 49.0K

25.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 zł 8.64

$1.34 Rp 23.2K

76.87%

Water (0.33 liter bottle)

$1.71 zł 6.21

$0.69 Rp 12.0K

147.83%

Local Beer (0.5 liter draught)

$3.28 zł 11.95

$2.99 Rp 51.8K

9.70%

Imported Beer (0.33 liter bottle)

$3.71 zł 13.50

$3.85 Rp 66.7K

-3.64%

Milk (1 liter)

$1.02 zł 3.72

$1.74 Rp 30.2K

-41.38%

White Bread (500g)

$1.37 zł 4.98

$2.54 Rp 44.0K

-46.06%

Rice (white) (1kg)

$1.23 zł 4.49

$1.19 Rp 20.6K

3.36%

Eggs

$3.25 zł 11.81

$2.43 Rp 42.0K

33.74%

Local Cheese (1kg)

$8.90 zł 32.40

$14.66 Rp 254.1K

-39.29%

Chicken Fillets (1kg)

$6.57 zł 23.92

$4.18 Rp 72.4K

57.18%

Beef Round Steak (1kg)

$10.81 zł 39.33

$11.94 Rp 206.9K

-9.46%

Apples (1kg)

$1.04 zł 3.78

$3.69 Rp 63.9K

-71.82%

Banana (1kg)

$1.80 zł 6.54

$1.61 Rp 27.8K

11.80%

Oranges (1kg)

$1.71 zł 6.23

$2.69 Rp 46.5K

-36.43%

Tomato (1kg)

$2.84 zł 10.35

$2.33 Rp 40.4K

21.89%

Potato (1kg)

$0.91 zł 3.30

$1.91 Rp 33.0K

-52.36%

Onion (1kg)

$1.08 zł 3.92

$2.19 Rp 37.9K

-50.68%

Lettuce (1 head)

$1.29 zł 4.70

$1.06 Rp 18.3K

21.70%

Water (1.5 liter bottle)

$0.62 zł 2.25

$0.72 Rp 12.5K

-13.89%

Cigarettes 20 Pack (Marlboro, Camel)

$4.72 zł 17.19

$3.13 Rp 54.3K

50.80%

Wine (Bottle)

$7.14 zł 25.98

$23.49 Rp 407.1K

-69.60%

Local Beer (0.5 liter bottle)

$1.09 zł 3.97

$2.74 Rp 47.5K

-60.22%

Imported Beer (0.33 liter bottle)

$1.64 zł 5.98

$2.88 Rp 49.9K

-43.06%

One-way Ticket (Public Transport)

$1.08 zł 3.92

$0.29 Rp 5,029

272.41%

Public Transport Monthly Pass (Regular Price)

$32.20 zł 117

$8.17 Rp 141.6K

294.12%

Taxi Start (Normal Tariff)

$2.11 zł 7.69

$0.45 Rp 7,863

368.89%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.65

$0.42 Rp 7,305

73.81%

Taxi 1hour Waiting (Normal Tariff)

$10.84 zł 39.45

$6.16 Rp 106.7K

75.97%

Gasoline (1 liter)

$1.75 zł 6.37

$0.84 Rp 14.6K

108.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K zł 123.6K

$26.2K Rp 454.9M

29.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K zł 107.7K

$32.5K Rp 562.9M

-8.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$270 zł 984

$78.4 Rp 1.4M

244.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.71 zł 31.72

$3.95 Rp 68.5K

120.51%

Internet (50+ Mbps, Unlimited Data)

$16.57 zł 60.3

$24.40 Rp 423.0K

-32.09%

Gym Membership (Monthly)

$36.66 zł 133

$96.5 Rp 1.7M

-62.03%

Tennis Court (1 Hour on Weekend)

$19.51 zł 71.0

$6.35 Rp 110.0K

207.24%

Cinema Ticket

$6.93 zł 25.22

$4.04 Rp 70.0K

71.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$334 zł 1,215

$303 Rp 5.2M

10.27%

International Primary School, 1 Child (Yearly)

$8,065 zł 29.4K

$6,523 Rp 113.1M

23.65%

Jeans (Levis 501 Or Similar)

$90.3 zł 329

$53.8 Rp 933.1K

67.79%

Summer Dress (H&M, Zara, etc)

$36.29 zł 132

$37.98 Rp 658.3K

-4.45%

Sport Shoes (Adidas, Nike)

$80.3 zł 292

$86.8 Rp 1.5M

-7.48%

Men's Leather Business Shoes

$94.1 zł 342

$78.9 Rp 1.4M

19.27%

1-bedroom Apartment, City Center (Monthly)

$661 zł 2,405

$1,012 Rp 17.5M

-34.74%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,807

$674 Rp 11.7M

-26.41%

3-bedroom Apartment, City Center (Monthly)

$987 zł 3,592

$3,390 Rp 58.8M

-70.89%

3-bedroom Apartment, Outside City Center (Monthly)

$814 zł 2,963

$2,098 Rp 36.4M

-61.20%

Buy Apartment in City Center (m2)

$3,116 zł 11.3K

$2,985 Rp 51.7M

4.40%

Buy Apartment Outside City Center (m2)

$2,391 zł 8,703

$2,339 Rp 40.5M

2.21%

Average Monthly Net Salary (After Tax)

$1,381 zł 5,027

$173 Rp 3.0M

697.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.28

-49.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kartuzy: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $661 in Kartuzy versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 698% higher in Kartuzy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42.00 in Kartuzy versus $33.00 in Ubud, Bali. Groceries tell a different story – $211 in Kartuzy vs $298 in Ubud, Bali – so Kartuzy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kartuzy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 2% more than Kartuzy, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,123 per month in Kartuzy and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kartuzy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $334 per month in Kartuzy and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 41% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kartuzy, where all-in costs run around $1,415, than in Ubud, Bali at $1,438. In Kartuzy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kartuzy costs $1,415 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kartuzy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.