Cost of Living Comparison Between Ubud, Bali and Kartuzy Cost of Living Comparison Between Ubud, Bali and Kartuzy

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,460 in Kartuzy, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,131 in Kartuzy, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,801 in Kartuzy, rent included.

Ubud, Bali is about 6% cheaper than Kartuzy, driven mainly by Groceries & Markets.

Both Ubud, Bali and Kartuzy sit above the global median – Ubud, Bali by 0%, Kartuzy by 7%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$8.55 zł 32.53

-59.77%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$42.96 zł 163

-15.48%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.24 zł 35.14

-38.20%

Cappuccino

$2.67 Rp 47.3K

$3.60 zł 13.69

-25.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.29 zł 8.71

-23.58%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.73 zł 6.57

-49.71%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$3.76 zł 14.28

-21.54%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.96 zł 15.05

14.14%

Milk (1 liter)

$1.62 Rp 28.7K

$0.98 zł 3.72

65.31%

White Bread (500g)

$2.33 Rp 41.3K

$1.36 zł 5.16

71.32%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.19 zł 4.51

-6.72%

Eggs

$2.20 Rp 39.0K

$3.48 zł 13.22

-36.78%

Local Cheese (1kg)

$17.69 Rp 313.3K

$9.18 zł 34.90

92.70%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$7.53 zł 28.63

-45.55%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$12.73 zł 48.39

-4.32%

Apples (1kg)

$3.71 Rp 65.6K

$1.12 zł 4.25

231.25%

Banana (1kg)

$1.59 Rp 28.1K

$1.69 zł 6.41

-5.92%

Oranges (1kg)

$2.28 Rp 40.4K

$1.55 zł 5.90

47.10%

Tomato (1kg)

$1.95 Rp 34.6K

$2.74 zł 10.43

-28.83%

Potato (1kg)

$1.91 Rp 33.7K

$0.93 zł 3.52

105.38%

Onion (1kg)

$2.33 Rp 41.3K

$0.90 zł 3.43

158.89%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.22 zł 4.63

-17.21%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.70 zł 2.68

-21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.60 zł 17.50

-51.52%

Wine (Bottle)

$23.07 Rp 408.6K

$6.57 zł 25.00

251.14%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.17 zł 4.43

106.84%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.59 zł 6.06

88.68%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.15 zł 4.38

-76.52%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$30.60 zł 116

-70.65%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.14 zł 8.13

-77.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.78 zł 2.95

-44.87%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$10.75 zł 40.87

-47.53%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.59 zł 6.03

-49.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$27.3K zł 103.9K

-8.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$29.7K zł 112.8K

6.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$290 zł 1,104

-71.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$8.97 zł 34.13

-27.65%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$17.87 zł 68.0

5.04%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$39.15 zł 149

45.26%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$22.62 zł 86.0

-17.20%

Cinema Ticket

$4.54 Rp 80.4K

$7.52 zł 28.59

-39.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$346 zł 1,315

39.01%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$7,764 zł 29.5K

-26.44%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$78.2 zł 297

-41.78%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$34.62 zł 132

3.64%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$92.9 zł 353

-13.45%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$102 zł 388

-22.96%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$619 zł 2,354

80.08%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$524 zł 1,992

33.21%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,037 zł 3,943

250.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$865 zł 3,288

100.95%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,960 zł 11.3K

-5.93%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,369 zł 9,010

-3.36%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,348 zł 5,124

-87.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.79

102.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kartuzy: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $619 in Kartuzy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 702% higher in Kartuzy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $43.00 in Kartuzy. Groceries tell a different story – $295 in Ubud, Bali vs $221 in Kartuzy – so Kartuzy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kartuzy: Cost of Living - Frequently Asked Questions

Kartuzy costs about 7% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,190 in Kartuzy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $346 in Kartuzy. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 33% cheaper in Kartuzy – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kartuzy at $1,460. In Ubud, Bali it covers expenses comfortably, while in Kartuzy it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,460 in Kartuzy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kartuzy makes more sense. Both are solid long-term options with distinct trade-offs.