Cost of Living Comparison Between Ubud, Bali and Kartuzy Cost of Living Comparison Between Ubud, Bali and Kartuzy

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,392 in Kartuzy, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $2,053 in Kartuzy, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,715 in Kartuzy, rent included.

Ubud, Bali and Kartuzy have comparable living costs – the differences are in the details.

Both Ubud, Bali and Kartuzy sit above the global median – Ubud, Bali by 5%, Kartuzy by 5%.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$8.56 zł 31.94

-58.29%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$42.41 zł 158

-23.79%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.38 zł 31.26

-40.21%

Cappuccino

$2.82 Rp 51.0K

$3.39 zł 12.64

-16.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.30 zł 8.57

-41.30%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.64 zł 6.13

-55.49%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$3.23 zł 12.06

-9.29%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.57 zł 13.34

10.36%

Milk (1 liter)

$1.78 Rp 32.1K

$1.02 zł 3.81

74.51%

White Bread (500g)

$2.45 Rp 44.2K

$1.37 zł 5.09

78.83%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.26 zł 4.69

-8.73%

Eggs

$2.41 Rp 43.6K

$3.33 zł 12.44

-27.63%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.23 zł 34.43

55.25%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.40 zł 23.89

-34.53%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.96 zł 40.89

10.04%

Apples (1kg)

$3.64 Rp 65.7K

$1.09 zł 4.05

233.94%

Banana (1kg)

$1.57 Rp 28.3K

$1.74 zł 6.48

-9.77%

Oranges (1kg)

$2.79 Rp 50.3K

$1.71 zł 6.37

63.16%

Tomato (1kg)

$2.24 Rp 40.5K

$2.85 zł 10.64

-21.40%

Potato (1kg)

$1.98 Rp 35.7K

$0.92 zł 3.43

115.22%

Onion (1kg)

$2.28 Rp 41.1K

$1.13 zł 4.21

101.77%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.28 zł 4.78

-17.97%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.65 zł 2.43

21.54%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.89 zł 18.25

-34.76%

Wine (Bottle)

$23.49 Rp 424.1K

$7.42 zł 27.68

216.58%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.13 zł 4.22

156.64%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.67 zł 6.22

65.27%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.12 zł 4.19

-75.89%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$32.85 zł 123

-74.52%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.14 zł 7.99

-78.97%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.79 zł 2.93

-41.77%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$10.89 zł 40.62

-44.26%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.77 zł 6.59

-51.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$34.2K zł 127.5K

-22.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$29.5K zł 110.2K

10.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$270 zł 1,008

-70.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$8.69 zł 32.40

-52.93%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$16.67 zł 62.2

43.07%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$36.87 zł 138

167.91%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$19.67 zł 73.4

-67.72%

Cinema Ticket

$4.01 Rp 72.3K

$7.21 zł 26.89

-44.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$334 zł 1,247

-11.07%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$8,071 zł 30.1K

-18.20%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$89.6 zł 334

-40.37%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$36.38 zł 136

4.76%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$81.3 zł 303

9.00%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$96.3 zł 359

-20.45%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$653 zł 2,434

56.28%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$491 zł 1,833

38.43%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$959 zł 3,576

261.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$808 zł 3,015

158.56%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$3,066 zł 11.4K

-10.99%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,265 zł 8,448

1.36%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,335 zł 4,978

-87.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.75

96.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kartuzy: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $653 in Kartuzy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 715% higher in Kartuzy. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $42.00 in Kartuzy. Groceries tell a different story – $298 in Ubud, Bali vs $214 in Kartuzy – so Kartuzy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kartuzy: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $2,087 in Kartuzy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kartuzy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 39% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Kindergarten costs $297 per month in Ubud, Bali and $334 in Kartuzy. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kartuzy, where all-in costs run around $1,392, than in Ubud, Bali at $1,392. In Kartuzy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kartuzy costs $1,392 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kartuzy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.