😐A single person spends $1,392 per month in Kartuzy vs $852 in Chiang Mai, rent included.
😐A couple spends around $2,053 per month in Kartuzy vs $1,360 in Chiang Mai, rent included.
😐A family of three spends $2,715 per month in Kartuzy vs $1,867 in Chiang Mai, rent included.
😐Kartuzy costs about 63% more than Chiang Mai, driven mainly by Eating Out.
📊Kartuzy sits 5% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Kartuzy
Chiang Mai
Difference
Meal at Budget Restaurant
$8.56zł 31.94
$2.04฿68.2
319.61%
Three-Course Dinner for Two, Mid-Range
$42.41zł 158
$18.71฿624
126.67%
Fast Food Meal(McDonalds, etc)
$8.38zł 31.26
$7.86฿262
6.62%
Cappuccino
$3.39zł 12.64
$2.03฿67.7
67.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.30zł 8.57
$0.80฿26.64
187.50%
Water(0.33 liter bottle)
$1.64zł 6.13
$0.35฿11.68
368.57%
Local Beer(0.5 liter draught)
$3.23zł 12.06
$2.14฿71.5
50.93%
Imported Beer(0.33 liter bottle)
$3.57zł 13.34
$3.67฿122
-2.72%
🛒 Groceries & Markets
Kartuzy
Chiang Mai
Difference
Milk(1 liter)
$1.02zł 3.81
$1.73฿57.6
-41.04%
White Bread(500g)
$1.37zł 5.09
$1.57฿52.4
-12.74%
Rice(white)(1kg)
$1.26zł 4.69
$1.20฿39.99
5.00%
Eggs
$3.33zł 12.44
$1.97฿65.8
69.04%
Local Cheese(1kg)
$9.23zł 34.43
$16.23฿541
-43.13%
Chicken Fillets(1kg)
$6.40zł 23.89
$3.06฿102
109.15%
Beef Round Steak(1kg)
$10.96zł 40.89
$10.80฿360
1.48%
Apples(1kg)
$1.09zł 4.05
$2.77฿92.3
-60.65%
Banana(1kg)
$1.74zł 6.48
$1.17฿38.94
48.72%
Oranges(1kg)
$1.71zł 6.37
$1.71฿57.0
-
Tomato(1kg)
$2.85zł 10.64
$1.59฿53.2
79.25%
Potato(1kg)
$0.92zł 3.43
$1.39฿46.51
-33.81%
Onion(1kg)
$1.13zł 4.21
$1.16฿38.56
-2.59%
Lettuce(1 head)
$1.28zł 4.78
$0.66฿22.05
93.94%
Water(1.5 liter bottle)
$0.65zł 2.43
$0.52฿17.31
25.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.89zł 18.25
$4.65฿155
5.16%
Wine(Bottle)
$7.42zł 27.68
$17.78฿593
-58.27%
Local Beer(0.5 liter bottle)
$1.13zł 4.22
$1.79฿59.6
-36.87%
Imported Beer(0.33 liter bottle)
$1.67zł 6.22
$3.34฿111
-50.00%
🚌 Getting Around
Kartuzy
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.12zł 4.19
$0.91฿30.27
23.08%
Public Transport Monthly Pass(Regular Price)
$32.85zł 123
$18.64฿622
76.23%
Taxi Start(Normal Tariff)
$2.14zł 7.99
$1.41฿47.04
51.77%
Taxi(Normal Tariff)(1km)
$0.79zł 2.93
$1.34฿44.70
-41.04%
Taxi 1hour Waiting(Normal Tariff)
$10.89zł 40.62
$8.11฿270
34.28%
Gasoline(1 liter)
$1.77zł 6.59
$1.23฿41.16
43.90%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2Kzł 127.5K
$21.4K฿715.1K
59.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5Kzł 110.2K
$21.8K฿728.0K
35.40%
🧾 Monthly Utilities & Internet
Kartuzy
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$270zł 1,008
$71.3฿2,379
278.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.69zł 32.40
$14.01฿467
-37.97%
Internet(50+ Mbps, Unlimited Data)
$16.67zł 62.2
$17.93฿598
-7.03%
🎉 Sport & Entertainment
Kartuzy
Chiang Mai
Difference
Gym Membership(Monthly)
$36.87zł 138
$40.82฿1,362
-9.68%
Tennis Court(1 Hour on Weekend)
$19.67zł 73.4
$6.88฿230
185.90%
Cinema Ticket
$7.21zł 26.89
$5.72฿191
26.05%
🧸 Childcare & Education
Kartuzy
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$334zł 1,247
$308฿10.3K
8.42%
International Primary School, 1 Child(Yearly)
$8,071zł 30.1K
$14.7K฿489.7K
-45.02%
👕👟 Clothing & Footwear
Kartuzy
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$89.6zł 334
$55.8฿1,860
60.68%
Summer Dress(H&M, Zara, etc)
$36.38zł 136
$26.04฿869
39.71%
Sport Shoes(Adidas, Nike)
$81.3zł 303
$84.8฿2,829
-4.10%
Men's Leather Business Shoes
$96.3zł 359
$71.0฿2,368
35.68%
🏠 Accommodation & Living
Kartuzy
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$653zł 2,434
$423฿14.1K
54.17%
1-bedroom Apartment, Outside City Center(Monthly)
$491zł 1,833
$242฿8,088
102.69%
3-bedroom Apartment, City Center(Monthly)
$959zł 3,576
$797฿26.6K
20.24%
3-bedroom Apartment, Outside City Center(Monthly)
$808zł 3,015
$507฿16.9K
59.50%
Buy Apartment in City Center(m2)
$3,066zł 11.4K
$1,918฿64.0K
59.81%
Buy Apartment Outside City Center(m2)
$2,265zł 8,448
$1,464฿48.8K
54.69%
💵 Salaries & Financials
Kartuzy
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$1,335zł 4,978
$595฿19.9K
124.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
5
35.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kartuzy: July 27, 2026
Last update for Chiang Mai: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $653 in Kartuzy versus $423 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 124% higher in Kartuzy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $42.00 in Kartuzy versus $19.00 in Chiang Mai. Groceries tell a different story – $214 in Kartuzy vs $244 in Chiang Mai – so Kartuzy wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kartuzy vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kartuzy or Chiang Mai?
Kartuzy costs about 63% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kartuzy and in Chiang Mai?
For a comfortable life, plan on about $2,087 per month in Kartuzy and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Kartuzy or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Kartuzy and in Chiang Mai?
Kindergarten costs $334 per month in Kartuzy and $308 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Kartuzy or in Chiang Mai?
Interestingly, groceries are about 14% cheaper in Kartuzy – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Kartuzy or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Kartuzy at $1,392. In Chiang Mai it covers expenses comfortably, while in Kartuzy it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Kartuzy or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,392 in Kartuzy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Kartuzy compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Kartuzy or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kartuzy makes more sense. Both are solid long-term options with distinct trade-offs.