Last update: Nov 2026

Cost of Living Comparison Between Kartuzy and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,454 in Kartuzy, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Kartuzy
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Kartuzy Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Kartuzy

🇵🇱 Poland

$1,454

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Kartuzy and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kartuzy and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,454 per month in Kartuzy vs $935 in Chiang Mai, rent included.

Kartuzy $1,454
Chiang Mai $935

A couple spends around $2,079 per month in Kartuzy vs $1,467 in Chiang Mai, rent included.

Kartuzy $2,079
Chiang Mai $1,467

A family of three spends $2,704 per month in Kartuzy vs $1,999 in Chiang Mai, rent included.

Kartuzy $2,704
Chiang Mai $1,999

Kartuzy costs about 55% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Kartuzy sits 8% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.42 zł 32.99

$2.13 ฿71.4

295.31%

Three-Course Dinner for Two, Mid-Range

$42.67 zł 167

$18.62 ฿623

129.16%

Fast Food Meal (McDonalds, etc)

$8.60 zł 33.73

$5.60 ฿187

53.57%

Cappuccino

$3.47 zł 13.61

$1.66 ฿55.6

109.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 zł 8.51

$0.65 ฿21.63

233.85%

Water (0.33 liter bottle)

$1.57 zł 6.15

$0.30 ฿10.20

423.33%

Local Beer (0.5 liter draught)

$3.48 zł 13.64

$2.32 ฿77.7

50.00%

Imported Beer (0.33 liter bottle)

$3.88 zł 15.22

$3.67 ฿123

5.72%

Milk (1 liter)

$1.00 zł 3.90

$2.02 ฿67.4

-50.50%

White Bread (500g)

$1.20 zł 4.71

$1.41 ฿47.08

-14.89%

Rice (white) (1kg)

$1.16 zł 4.56

$1.39 ฿46.54

-16.55%

Eggs

$3.22 zł 12.63

$2.37 ฿79.2

35.86%

Local Cheese (1kg)

$8.79 zł 34.47

$16.52 ฿552

-46.79%

Chicken Fillets (1kg)

$6.26 zł 24.55

$2.67 ฿89.3

134.46%

Beef Round Steak (1kg)

$11.89 zł 46.60

$9.02 ฿302

31.82%

Apples (1kg)

$1.11 zł 4.35

$2.40 ฿80.2

-53.75%

Banana (1kg)

$1.65 zł 6.47

$1.04 ฿34.82

58.65%

Oranges (1kg)

$1.59 zł 6.23

$1.66 ฿55.5

-4.22%

Tomato (1kg)

$2.76 zł 10.82

$1.56 ฿52.1

76.92%

Potato (1kg)

$0.82 zł 3.22

$1.24 ฿41.39

-33.87%

Onion (1kg)

$0.99 zł 3.87

$1.09 ฿36.34

-9.17%

Lettuce (1 head)

$1.30 zł 5.10

$0.76 ฿25.47

71.05%

Water (1.5 liter bottle)

$0.61 zł 2.40

$0.51 ฿17.19

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 zł 17.50

$4.12 ฿138

8.25%

Wine (Bottle)

$6.58 zł 25.81

$17.93 ฿600

-63.30%

Local Beer (0.5 liter bottle)

$1.09 zł 4.28

$1.62 ฿54.3

-32.72%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.05

$2.82 ฿94.4

-45.39%

One-way Ticket (Public Transport)

$1.09 zł 4.26

$0.93 ฿31.25

17.20%

Public Transport Monthly Pass (Regular Price)

$29.61 zł 116

$52.9 ฿1,769

-44.02%

Taxi Start (Normal Tariff)

$2.02 zł 7.92

$1.18 ฿39.35

71.19%

Taxi (Normal Tariff) (1km)

$0.79 zł 3.10

$0.17 ฿5.73

364.71%

Taxi 1hour Waiting (Normal Tariff)

$10.30 zł 40.38

$1.81 ฿60.6

469.06%

Gasoline (1 liter)

$1.66 zł 6.52

$1.47 ฿49.25

12.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.4K

$21.0K ฿702.6K

42.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 110.6K

$26.5K ฿886.7K

6.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 zł 1,129

$62.6 ฿2,092

360.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.49 zł 33.29

$11.60 ฿388

-26.81%

Internet (50+ Mbps, Unlimited Data)

$17.46 zł 68.5

$20.30 ฿679

-13.99%

Gym Membership (Monthly)

$38.58 zł 151

$37.88 ฿1,267

1.85%

Tennis Court (1 Hour on Weekend)

$22.18 zł 86.9

$3.70 ฿124

499.46%

Cinema Ticket

$7.71 zł 30.24

$6.51 ฿218

18.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$369 zł 1,446

$727 ฿24.3K

-49.26%

International Primary School, 1 Child (Yearly)

$8,042 zł 31.5K

$16.6K ฿554.2K

-51.48%

Jeans (Levis 501 Or Similar)

$81.3 zł 319

$53.5 ฿1,790

51.85%

Summer Dress (H&M, Zara, etc)

$37.71 zł 148

$24.80 ฿829

52.06%

Sport Shoes (Adidas, Nike)

$89.6 zł 351

$90.4 ฿3,023

-0.87%

Men's Leather Business Shoes

$101 zł 397

$72.0 ฿2,407

40.77%

1-bedroom Apartment, City Center (Monthly)

$602 zł 2,358

$481 ฿16.1K

25.02%

1-bedroom Apartment, Outside City Center (Monthly)

$524 zł 2,056

$310 ฿10.4K

69.20%

3-bedroom Apartment, City Center (Monthly)

$965 zł 3,781

$1,058 ฿35.4K

-8.86%

3-bedroom Apartment, Outside City Center (Monthly)

$815 zł 3,195

$659 ฿22.0K

23.75%

Buy Apartment in City Center (m2)

$2,880 zł 11.3K

$2,418 ฿80.8K

19.11%

Buy Apartment Outside City Center (m2)

$2,216 zł 8,685

$1,609 ฿53.8K

37.71%

Average Monthly Net Salary (After Tax)

$1,246 zł 4,883

$595 ฿19.9K

109.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

5.57

21.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kartuzy: November 3, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kartuzy

$524 36.1%

Chiang Mai

$310 33.1% 40.9% $214

Monthly Utilities & Internet

Kartuzy

$314 21.6%

Chiang Mai

$94 10.1% 69.9% $220

Groceries & Markets

Kartuzy

$207 14.3%

Chiang Mai

$237 25.3% 14.2% $29

Eating Out

Kartuzy

$175 12%

Chiang Mai

$77 8.2% 56.2% $98

Clothing & Footwear

Kartuzy

$139 9.6%

Chiang Mai

$108 11.6% 22.3% $31

Sport & Entertainment

Kartuzy

$54 3.7%

Chiang Mai

$51 5.4% 5.8% $3.1

Getting Around

Kartuzy

$40 2.8%

Chiang Mai

$59 6.3% 46.9% $19

Cost Breakdown

A central one-bedroom costs $602 in Kartuzy versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kartuzy are about 2.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Kartuzy versus $19 in Chiang Mai. Groceries tell a different story – $207 in Kartuzy vs $237 in Chiang Mai – so Kartuzy wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Kartuzy

🇹🇭 Chiang Mai

🕒 Local time

14:50 2:50 PM

20:50 8:50 PM

6 h ahead of Kartuzy

🌤 Weather

👥 Population

14,186

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Thai Baht exchange rates as of November 6, 2026: 1 USD = 33.44 THB (100 THB = 2.99 USD). 1 EUR = 37.56 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Kartuzy Chiang Mai 7,730 km ≈ 10 h nonstop flight

From you

Kartuzy
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kartuzy vs Chiang Mai: Cost of Living - Frequently Asked Questions

Kartuzy costs about 55% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,181 per month in Kartuzy and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $602 in Kartuzy.

Kindergarten costs $369 per month in Kartuzy and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 12% cheaper in Kartuzy – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $1,454 in Kartuzy and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,454 in Kartuzy. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Kartuzy makes more sense. Both are solid long-term options with distinct trade-offs.