Cost of Living Comparison Between Chiang Mai and Kartuzy Cost of Living Comparison Between Chiang Mai and Kartuzy

Monthly Cost of Living

A single person spends $932 per month in Chiang Mai vs $1,460 in Kartuzy, rent included.

A couple spends around $1,399 per month in Chiang Mai vs $2,131 in Kartuzy, rent included.

A family of three spends $1,866 per month in Chiang Mai vs $2,801 in Kartuzy, rent included.

Chiang Mai is about 36% cheaper than Kartuzy, driven mainly by Eating Out.

Chiang Mai sits 32% below the global median, while Kartuzy is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.08 ฿69.5

$8.55 zł 32.53

-75.67%

Three-Course Dinner for Two, Mid-Range

$19.61 ฿655

$42.96 zł 163

-54.35%

Fast Food Meal (McDonalds, etc)

$5.67 ฿189

$9.24 zł 35.14

-38.64%

Cappuccino

$1.81 ฿60.3

$3.60 zł 13.69

-49.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ฿25.65

$2.29 zł 8.71

-66.38%

Water (0.33 liter bottle)

$0.35 ฿11.53

$1.73 zł 6.57

-79.77%

Local Beer (0.5 liter draught)

$2.21 ฿73.9

$3.76 zł 14.28

-41.22%

Imported Beer (0.33 liter bottle)

$3.79 ฿127

$3.96 zł 15.05

-4.29%

Milk (1 liter)

$2.05 ฿68.4

$0.98 zł 3.72

109.18%

White Bread (500g)

$1.51 ฿50.6

$1.36 zł 5.16

11.03%

Rice (white) (1kg)

$1.40 ฿46.69

$1.19 zł 4.51

17.65%

Eggs

$2.26 ฿75.4

$3.48 zł 13.22

-35.06%

Local Cheese (1kg)

$16.19 ฿540

$9.18 zł 34.90

76.36%

Chicken Fillets (1kg)

$2.90 ฿96.7

$7.53 zł 28.63

-61.49%

Beef Round Steak (1kg)

$9.42 ฿314

$12.73 zł 48.39

-26.00%

Apples (1kg)

$2.68 ฿89.4

$1.12 zł 4.25

139.29%

Banana (1kg)

$1.09 ฿36.37

$1.69 zł 6.41

-35.50%

Oranges (1kg)

$1.62 ฿54.0

$1.55 zł 5.90

4.52%

Tomato (1kg)

$1.46 ฿48.74

$2.74 zł 10.43

-46.72%

Potato (1kg)

$1.28 ฿42.65

$0.93 zł 3.52

37.63%

Onion (1kg)

$1.06 ฿35.31

$0.90 zł 3.43

17.78%

Lettuce (1 head)

$0.72 ฿23.94

$1.22 zł 4.63

-40.98%

Water (1.5 liter bottle)

$0.53 ฿17.56

$0.70 zł 2.68

-24.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 ฿141

$4.60 zł 17.50

-8.04%

Wine (Bottle)

$18.29 ฿611

$6.57 zł 25.00

178.39%

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

$1.17 zł 4.43

39.32%

Imported Beer (0.33 liter bottle)

$2.90 ฿96.8

$1.59 zł 6.06

82.39%

One-way Ticket (Public Transport)

$0.88 ฿29.32

$1.15 zł 4.38

-23.48%

Public Transport Monthly Pass (Regular Price)

$53.8 ฿1,795

$30.60 zł 116

75.72%

Taxi Start (Normal Tariff)

$1.17 ฿39.14

$2.14 zł 8.13

-45.33%

Taxi (Normal Tariff) (1km)

$0.58 ฿19.30

$0.78 zł 2.95

-25.64%

Taxi 1hour Waiting (Normal Tariff)

$2.39 ฿79.6

$10.75 zł 40.87

-77.77%

Gasoline (1 liter)

$1.45 ฿48.41

$1.59 zł 6.03

-8.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿701.4K

$27.3K zł 103.9K

-23.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ฿882.0K

$29.7K zł 112.8K

-10.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 ฿2,125

$290 zł 1,104

-78.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.89 ฿430

$8.97 zł 34.13

43.70%

Internet (50+ Mbps, Unlimited Data)

$20.52 ฿685

$17.87 zł 68.0

14.83%

Gym Membership (Monthly)

$39.02 ฿1,302

$39.15 zł 149

-0.33%

Tennis Court (1 Hour on Weekend)

$3.92 ฿131

$22.62 zł 86.0

-82.67%

Cinema Ticket

$6.58 ฿220

$7.52 zł 28.59

-12.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$784 ฿26.2K

$346 zł 1,315

126.70%

International Primary School, 1 Child (Yearly)

$14.7K ฿489.8K

$7,764 zł 29.5K

88.99%

Jeans (Levis 501 Or Similar)

$55.1 ฿1,840

$78.2 zł 297

-29.51%

Summer Dress (H&M, Zara, etc)

$24.74 ฿826

$34.62 zł 132

-28.54%

Sport Shoes (Adidas, Nike)

$94.1 ฿3,142

$92.9 zł 353

1.34%

Men's Leather Business Shoes

$74.0 ฿2,469

$102 zł 388

-27.57%

1-bedroom Apartment, City Center (Monthly)

$490 ฿16.4K

$619 zł 2,354

-20.77%

1-bedroom Apartment, Outside City Center (Monthly)

$288 ฿9,620

$524 zł 1,992

-44.97%

3-bedroom Apartment, City Center (Monthly)

$891 ฿29.8K

$1,037 zł 3,943

-14.04%

3-bedroom Apartment, Outside City Center (Monthly)

$521 ฿17.4K

$865 zł 3,288

-39.73%

Buy Apartment in City Center (m2)

$1,974 ฿65.9K

$2,960 zł 11.3K

-33.32%

Buy Apartment Outside City Center (m2)

$1,444 ฿48.2K

$2,369 zł 9,010

-39.04%

Average Monthly Net Salary (After Tax)

$602 ฿20.1K

$1,348 zł 5,124

-55.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.79

-17.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 13, 2026

Last update for Kartuzy: September 14, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $619 in Kartuzy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 124% higher in Kartuzy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $43.00 in Kartuzy. Groceries tell a different story – $241 in Chiang Mai vs $221 in Kartuzy – so Kartuzy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Kartuzy: Cost of Living - Frequently Asked Questions

Kartuzy costs about 57% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,398 per month in Chiang Mai and $2,190 in Kartuzy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $784 per month in Chiang Mai and $346 in Kartuzy. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 9% cheaper in Kartuzy – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $932, than in Kartuzy at $1,460. In Chiang Mai it covers expenses comfortably, while in Kartuzy it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $932 versus $1,460 in Kartuzy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kartuzy makes more sense. Both are solid long-term options with distinct trade-offs.