Last update: Oct 2026

Cost of Living Comparison Between Karak and Karachi

For one person, living is cheaper in Karak: $430 a month against $482 in Karachi, rent and utilities included – about $620 less a year. Other living expenses account for most of the difference.

21

Cost of Living Index in Karak
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Karak Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Karak

🇵🇰 Pakistan

$430

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Karak and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karak and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $430 in Karak versus $482 in Karachi.

Karak $430
Karachi $482

Estimated couple costs with rent: $640 in Karak versus $750 in Karachi.

Karak $640
Karachi $750

Monthly costs for a family of three with rent: $851 in Karak versus $1,018 in Karachi.

Karak $851
Karachi $1,018

Living in Karak costs roughly 11% less than in Karachi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Karak 68% lower, Karachi 64% lower.

Meal at Budget Restaurant

$0.74 PKR 204

$2.13 PKR 588

-65.26%

Three-Course Dinner for Two, Mid-Range

$7.19 PKR 1,990

$13.30 PKR 3,680

-45.94%

Fast Food Meal (McDonalds, etc)

$5.58 PKR 1,545

$5.45 PKR 1,508

2.39%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.70 PKR 194

$2.19 PKR 607

-68.04%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.03 PKR 1,945

$7.24 PKR 2,005

-2.90%

Cappuccino

$0.51 PKR 142

$2.09 PKR 579

-75.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 PKR 98.2

$0.40 PKR 111

-12.50%

Water (0.33 liter bottle)

$0.21 PKR 57.9

$0.26 PKR 71.1

-19.23%

Milk (1 liter)

$1.00 PKR 276

$0.92 PKR 254

8.70%

White Bread (500g)

$0.52 PKR 143

$0.56 PKR 156

-7.14%

Rice (white) (1kg)

$1.07 PKR 295

$1.25 PKR 345

-14.40%

Eggs

$1.06 PKR 292

$1.23 PKR 341

-13.82%

Local Cheese (1kg)

$1.76 PKR 488

$5.67 PKR 1,570

-68.96%

Chicken Fillets (1kg)

$2.97 PKR 821

$3.16 PKR 876

-6.01%

Beef Round Steak (1kg)

$4.24 PKR 1,174

$6.28 PKR 1,737

-32.48%

Apples (1kg)

$0.71 PKR 196

$1.26 PKR 348

-43.65%

Banana (1kg)

$0.51 PKR 142

$0.53 PKR 148

-3.77%

Oranges (1kg)

$0.74 PKR 205

$1.00 PKR 276

-26.00%

Tomato (1kg)

$0.55 PKR 153

$0.56 PKR 154

-1.79%

Potato (1kg)

$0.27 PKR 74.5

$0.33 PKR 91.4

-18.18%

Onion (1kg)

$0.35 PKR 97.6

$0.34 PKR 95.1

2.94%

Lettuce (1 head)

$0.18 PKR 49.31

$0.42 PKR 116

-57.14%

Water (1.5 liter bottle)

$0.26 PKR 72.1

$0.44 PKR 121

-40.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.80 PKR 499

$1.25 PKR 346

44.00%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.23 PKR 342

$1.32 PKR 365

-6.82%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.43 PKR 672

$2.42 PKR 670

0.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 PKR 623

$1.84 PKR 509

22.28%

One-way Ticket (Public Transport)

$0.19 PKR 53.0

$0.28 PKR 77.0

-32.14%

Public Transport Monthly Pass (Regular Price)

$10.28 PKR 2,844

$9.99 PKR 2,764

2.90%

Taxi Start (Normal Tariff)

$1.24 PKR 343

$0.92 PKR 256

34.78%

Taxi (Normal Tariff) (1km)

$0.75 PKR 208

$0.70 PKR 193

7.14%

Taxi 1hour Waiting (Normal Tariff)

$1.60 PKR 442

$2.16 PKR 597

-25.93%

Gasoline (1 liter)

$1.39 PKR 384

$1.38 PKR 382

0.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K PKR 6.1M

$17.9K PKR 5.0M

22.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K PKR 6.6M

$27.1K PKR 7.5M

-12.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 PKR 27.7K

$113 PKR 31.4K

-11.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.89 PKR 1,630

$5.95 PKR 1,648

-1.01%

Internet (50+ Mbps, Unlimited Data)

$16.82 PKR 4,655

$13.16 PKR 3,642

27.81%

Gym Membership (Monthly)

$16.83 PKR 4,658

$21.55 PKR 5,965

-21.90%

Tennis Court (1 Hour on Weekend)

$6.94 PKR 1,922

$18.23 PKR 5,044

-61.93%

Cinema Ticket

$4.39 PKR 1,215

$4.21 PKR 1,165

4.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.2 PKR 20.5K

$52.2 PKR 14.4K

42.22%

International Primary School, 1 Child (Yearly)

$1,051 PKR 290.9K

$1,940 PKR 537.0K

-45.83%

Jeans (Levis 501 Or Similar)

$25.72 PKR 7,120

$17.55 PKR 4,858

46.55%

Summer Dress (H&M, Zara, etc)

$34.50 PKR 9,550

$23.51 PKR 6,506

46.75%

Sport Shoes (Adidas, Nike)

$95.7 PKR 26.5K

$68.9 PKR 19.1K

38.99%

Men's Leather Business Shoes

$40.26 PKR 11.1K

$40.59 PKR 11.2K

-0.81%

1-bedroom Apartment, City Center (Monthly)

$131 PKR 36.4K

$118 PKR 32.7K

11.35%

1-bedroom Apartment, Outside City Center (Monthly)

$71.6 PKR 19.8K

$73.6 PKR 20.4K

-2.70%

3-bedroom Apartment, City Center (Monthly)

$257 PKR 71.1K

$357 PKR 98.9K

-28.13%

3-bedroom Apartment, Outside City Center (Monthly)

$162 PKR 44.8K

$188 PKR 52.0K

-13.88%

Buy Apartment in City Center (m2)

$899 PKR 248.9K

$1,060 PKR 293.4K

-15.18%

Buy Apartment Outside City Center (m2)

$554 PKR 153.3K

$481 PKR 133.1K

15.19%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.21

-0.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karak: October 11, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karak

$123 28.6%

Karachi

$133 27.5% 8% $9.8

Clothing & Footwear

Karak

$88 20.6%

Karachi

$68 14.1% 23.3% $21

Groceries & Markets

Karak

$74 17.3%

Karachi

$101 21% 36.5% $27

Accommodation & Living

Karak

$72 16.7%

Karachi

$74 15.3% 2.8% $2

Eating Out

Karak

$31 7.2%

Karachi

$61 12.7% 96.7% $30

Sport & Entertainment

Karak

$26 6%

Karachi

$30 6.2% 17% $4.4

Getting Around

Karak

$16 3.7%

Karachi

$16 3.2% 3.2% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $131 in Karak and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $7.00 in Karak vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $74.0 vs $101 per month, with Karak cheaper across the board.

Good to know

🇵🇰 Karak

🇵🇰 Karachi

🕒 Local time

12:12 12:12 PM

Same time as Karak

🌤 Weather

👥 Population

51,149

14,910,352

💱 Currency

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

On the map

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Between locations

Karak Karachi 1,000 km ≈ 1 h 45 min nonstop flight

From you

Karak
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karak vs Karachi: Cost of Living - Frequently Asked Questions

Karak and Karachi differ by about 12% in total monthly costs ($430 vs $482 including rent). Karak is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $644 in Karak and $723 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $131 in Karak versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $430 per month in Karak versus $482 in Karachi – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karak runs roughly 3% less than in Karachi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Karak gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karak gentler on the wallet – expenses run 12% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.