Last update: Oct 2026

Cost of Living Comparison Between Karad and Mumbai (Bombay)

For one person, living is cheaper in Karad: $458 a month against $785 in Mumbai (Bombay), rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

22

Cost of Living Index in Karad
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Karad Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Karad

🇮🇳 India

$458

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Monthly Cost of Living

How much you'll spend in Karad and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karad and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $458 in Karad versus $785 in Mumbai (Bombay).

Karad $458
Mumbai (Bombay) $785

Estimated couple costs with rent: $705 in Karad versus $1,308 in Mumbai (Bombay).

Karad $705
Mumbai (Bombay) $1,308

Monthly costs for a family of three with rent: $953 in Karad versus $1,831 in Mumbai (Bombay).

Karad $953
Mumbai (Bombay) $1,831

Living in Karad costs roughly 42% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Karad 66% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$2.15 ₹204

$5.18 ₹492

-58.49%

Three-Course Dinner for Two, Mid-Range

$10.26 ₹975

$20.64 ₹1,960

-50.29%

Fast Food Meal (McDonalds, etc)

$4.22 ₹401

$4.11 ₹390

2.68%

Cappuccino

$2.62 ₹249

$2.68 ₹254

-2.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.21

$0.38 ₹35.88

5.26%

Water (0.33 liter bottle)

$0.17 ₹15.87

$0.13 ₹12.53

30.77%

Local Beer (0.5 liter draught)

$2.69 ₹255

$2.56 ₹243

5.08%

Imported Beer (0.33 liter bottle)

$4.22 ₹400

$4.24 ₹403

-0.47%

Milk (1 liter)

$0.70 ₹66.3

$0.72 ₹68.1

-2.78%

White Bread (500g)

$0.50 ₹47.68

$0.51 ₹48.64

-1.96%

Rice (white) (1kg)

$0.73 ₹69.3

$0.78 ₹73.6

-6.41%

Eggs

$0.94 ₹89.5

$1.04 ₹98.7

-9.62%

Local Cheese (1kg)

$5.59 ₹531

$5.41 ₹514

3.33%

Chicken Fillets (1kg)

$3.75 ₹356

$3.57 ₹339

5.04%

Apples (1kg)

$2.21 ₹210

$2.24 ₹213

-1.34%

Banana (1kg)

$0.69 ₹65.7

$0.74 ₹70.0

-6.76%

Oranges (1kg)

$1.25 ₹119

$1.21 ₹115

3.31%

Tomato (1kg)

$0.46 ₹43.49

$0.48 ₹45.69

-4.17%

Potato (1kg)

$0.36 ₹34.47

$0.35 ₹33.12

2.86%

Onion (1kg)

$0.37 ₹34.80

$0.38 ₹35.70

-2.63%

Lettuce (1 head)

$0.40 ₹37.89

$0.40 ₹38.40

Water (1.5 liter bottle)

$0.31 ₹29.72

$0.31 ₹29.77

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹478

$4.98 ₹473

1.00%

Wine (Bottle)

$8.35 ₹793

$8.46 ₹803

-1.30%

Local Beer (0.5 liter bottle)

$2.05 ₹194

$1.98 ₹188

3.54%

Imported Beer (0.33 liter bottle)

$3.04 ₹289

$3.17 ₹301

-4.10%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.11 ₹580

$6.17 ₹586

-0.97%

One-way Ticket (Public Transport)

$0.27 ₹25.91

$0.22 ₹20.94

22.73%

Public Transport Monthly Pass (Regular Price)

$7.56 ₹718

$5.64 ₹535

34.04%

Taxi Start (Normal Tariff)

$0.31 ₹29.11

$0.35 ₹32.89

-11.43%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.27

$0.31 ₹29.21

-3.23%

Taxi 1hour Waiting (Normal Tariff)

$1.62 ₹153

$1.54 ₹146

5.19%

Gasoline (1 liter)

$1.12 ₹106

$1.11 ₹105

0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$16.0K ₹1.5M

-0.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K ₹2.1M

$22.2K ₹2.1M

-1.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.3 ₹5,821

$62.2 ₹5,905

-1.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.34 ₹412

$4.58 ₹435

-5.24%

Internet (50+ Mbps, Unlimited Data)

$8.78 ₹833

$9.43 ₹895

-6.89%

Gym Membership (Monthly)

$14.22 ₹1,350

$27.93 ₹2,652

-49.09%

Tennis Court (1 Hour on Weekend)

$6.61 ₹628

$13.87 ₹1,317

-52.34%

Cinema Ticket

$4.52 ₹430

$4.97 ₹472

-9.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.25 ₹4,487

$118 ₹11.2K

-60.07%

International Primary School, 1 Child (Yearly)

$1,433 ₹136.1K

$4,844 ₹460.0K

-70.42%

Jeans (Levis 501 Or Similar)

$36.21 ₹3,438

$35.28 ₹3,351

2.64%

Summer Dress (H&M, Zara, etc)

$23.71 ₹2,251

$38.79 ₹3,683

-38.88%

Sport Shoes (Adidas, Nike)

$55.3 ₹5,247

$55.7 ₹5,291

-0.84%

Men's Leather Business Shoes

$48.66 ₹4,621

$46.65 ₹4,429

4.31%

1-bedroom Apartment, City Center (Monthly)

$124 ₹11.7K

$610 ₹57.9K

-79.71%

1-bedroom Apartment, Outside City Center (Monthly)

$73.8 ₹7,006

$357 ₹33.9K

-79.35%

3-bedroom Apartment, City Center (Monthly)

$264 ₹25.1K

$1,876 ₹178.1K

-85.93%

3-bedroom Apartment, Outside City Center (Monthly)

$169 ₹16.0K

$894 ₹84.9K

-81.14%

Buy Apartment in City Center (m2)

$974 ₹92.5K

$5,882 ₹558.6K

-83.44%

Buy Apartment Outside City Center (m2)

$515 ₹48.9K

$2,403 ₹228.2K

-78.58%

Average Monthly Net Salary (After Tax)

$755 ₹71.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karad: October 18, 2026

Last update for Mumbai (Bombay): October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karad

$117 25.5%

Mumbai (Bombay)

$117 14.9% 0.1% $0.1

Eating Out

Karad

$85 18.7%

Mumbai (Bombay)

$109 13.9% 27.8% $24

Monthly Utilities & Internet

Karad

$74 16.3%

Mumbai (Bombay)

$76 9.7% 2.4% $1.8

Accommodation & Living

Karad

$74 16.1%

Mumbai (Bombay)

$357 45.5% 384% $284

Clothing & Footwear

Karad

$74 16.1%

Mumbai (Bombay)

$79 10.1% 7.7% $5.7

Sport & Entertainment

Karad

$23 5.1%

Mumbai (Bombay)

$38 4.8% 62.9% $15

Getting Around

Karad

$10 2.3%

Mumbai (Bombay)

$8.4 1.1% 19.5% $2

Cost Breakdown

A one-bedroom apartment in the center runs $124 in Karad and $610 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Dining out: $10.00 in Karad vs $21.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $117 vs $117 per month, with Karad cheaper across the board.

Good to know

🇮🇳 Karad

🇮🇳 Mumbai (Bombay)

🕒 Local time

21:04 9:04 PM

Same time as Karad

🌤 Weather

👥 Population

53,900

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Karad vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Karad and Mumbai (Bombay) differ by about 71% in total monthly costs ($458 vs $785 including rent). Karad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $687 in Karad and $1,178 in Mumbai (Bombay) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $124 in Karad versus $610 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $458 per month in Karad versus $785 in Mumbai (Bombay) – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karad runs roughly 34% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karad and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karad gentler on the wallet – expenses run 71% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.