Cost of Living Comparison Between Mumbai (Bombay) and Karad Cost of Living Comparison Between Mumbai (Bombay) and Karad

Monthly Cost of Living

Monthly costs for one person with rent: $759 in Mumbai (Bombay) versus $485 in Karad.

Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $780 in Karad.

Monthly costs for a family of three with rent: $1,766 in Mumbai (Bombay) versus $1,074 in Karad.

Living in Mumbai (Bombay) is roughly 57% more expensive than Karad, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Karad 64% lower.

Meal at Budget Restaurant

$5.31 ₹504

$5.28 ₹502

0.57%

Three-Course Dinner for Two, Mid-Range

$22.21 ₹2,108

$22.36 ₹2,123

-0.67%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

Cappuccino

$2.62 ₹249

$2.52 ₹239

3.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.04

$0.47 ₹44.42

8.51%

Water (0.33 liter bottle)

$0.15 ₹14.08

$0.18 ₹16.80

-16.67%

Local Beer (0.5 liter draught)

$2.27 ₹216

$2.35 ₹224

-3.40%

Imported Beer (0.33 liter bottle)

$4.09 ₹388

$4.10 ₹389

-0.24%

Milk (1 liter)

$0.80 ₹75.7

$0.79 ₹75.2

1.27%

White Bread (500g)

$0.52 ₹49.64

$0.51 ₹48.43

1.96%

Rice (white) (1kg)

$0.82 ₹77.5

$0.79 ₹74.8

3.80%

Eggs

$1.09 ₹104

$1.03 ₹97.8

5.83%

Local Cheese (1kg)

$7.02 ₹666

$7.16 ₹679

-1.96%

Chicken Fillets (1kg)

$3.89 ₹369

$3.75 ₹356

3.73%

Apples (1kg)

$2.38 ₹226

$2.40 ₹228

-0.83%

Banana (1kg)

$0.80 ₹76.3

$0.81 ₹76.8

-1.23%

Oranges (1kg)

$1.30 ₹123

Tomato (1kg)

$0.65 ₹61.7

$0.70 ₹66.6

-7.14%

Potato (1kg)

$0.57 ₹53.7

$0.53 ₹50.0

7.55%

Onion (1kg)

$0.63 ₹60.2

$0.59 ₹56.0

6.78%

Lettuce (1 head)

$0.63 ₹60.1

$0.68 ₹64.9

-7.35%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.32 ₹30.70

3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ₹380

$4.04 ₹384

-0.99%

Wine (Bottle)

$8.07 ₹766

$7.88 ₹748

2.41%

Local Beer (0.5 liter bottle)

$2.16 ₹205

$2.15 ₹205

0.47%

Imported Beer (0.33 liter bottle)

$3.39 ₹322

$3.41 ₹323

-0.59%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.13 ₹677

$6.89 ₹654

3.48%

One-way Ticket (Public Transport)

$0.24 ₹22.82

$0.30 ₹28.63

-20.00%

Public Transport Monthly Pass (Regular Price)

$4.63 ₹440

$8.90 ₹845

-47.98%

Taxi Start (Normal Tariff)

$0.34 ₹32.17

$0.33 ₹31.73

3.03%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.88

Taxi 1hour Waiting (Normal Tariff)

$1.40 ₹133

$1.44 ₹136

-2.78%

Gasoline (1 liter)

$1.22 ₹116

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.6M

$17.1K ₹1.6M

0.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₹2.4M

-0.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,764

$51.3 ₹4,866

-2.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 ₹474

$4.96 ₹471

0.81%

Internet (50+ Mbps, Unlimited Data)

$8.79 ₹835

$9.10 ₹864

-3.41%

Gym Membership (Monthly)

$23.18 ₹2,201

$15.68 ₹1,489

47.83%

Tennis Court (1 Hour on Weekend)

$11.81 ₹1,121

$7.15 ₹679

65.17%

Cinema Ticket

$4.70 ₹446

$4.70 ₹447

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$120 ₹11.4K

0.68%

International Primary School, 1 Child (Yearly)

$3,385 ₹321.4K

$3,275 ₹310.9K

3.35%

Jeans (Levis 501 Or Similar)

$29.30 ₹2,782

$30.12 ₹2,859

-2.72%

Summer Dress (H&M, Zara, etc)

$30.72 ₹2,917

$31.12 ₹2,955

-1.29%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,225

$55.5 ₹5,266

-0.79%

Men's Leather Business Shoes

$39.51 ₹3,751

$40.00 ₹3,798

-1.23%

1-bedroom Apartment, City Center (Monthly)

$694 ₹65.9K

$122 ₹11.6K

470.33%

1-bedroom Apartment, Outside City Center (Monthly)

$359 ₹34.1K

$75.1 ₹7,127

377.94%

3-bedroom Apartment, City Center (Monthly)

$1,797 ₹170.6K

$269 ₹25.5K

567.94%

3-bedroom Apartment, Outside City Center (Monthly)

$821 ₹77.9K

$181 ₹17.2K

353.21%

Buy Apartment in City Center (m2)

$6,515 ₹618.6K

$1,046 ₹99.3K

522.66%

Buy Apartment Outside City Center (m2)

$2,661 ₹252.6K

$523 ₹49.7K

408.62%

Average Monthly Net Salary (After Tax)

$719 ₹68.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 26, 2026

Last update for Karad: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $694 in Mumbai (Bombay) and $122 in Karad. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Mumbai (Bombay) vs $22.00 in Karad. Groceries flip the comparison at $130 vs $129, with Karad cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Karad: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Karad differ by about 57% in total monthly costs ($759 vs $485 including rent). Karad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,139 in Mumbai (Bombay) and $727 in Karad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $694 in Mumbai (Bombay) versus $122 in Karad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $759 per month in Mumbai (Bombay) versus $485 in Karad – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karad runs roughly 92% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $485 in Karad versus $759 in Mumbai (Bombay), a $2,000 budget is realistic in Karad but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Karad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Karad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karad gentler on the wallet – expenses run 57% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.