Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Karad

For one person, living is cheaper in Karad: $475 a month against $813 in Mumbai (Bombay), rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
23

Cost of Living Index in Karad
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Karad Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Karad

🇮🇳 India

$475

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Karad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Karad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $475 in Karad.

Mumbai (Bombay) $813
Karad $475

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $742 in Karad.

Mumbai (Bombay) $1,352
Karad $742

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $1,010 in Karad.

Mumbai (Bombay) $1,891
Karad $1,010

Living in Mumbai (Bombay) is roughly 71% more expensive than in Karad, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Karad 65% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.16 ₹205

147.69%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$10.60 ₹1,007

96.89%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$4.09 ₹388

-0.24%

Cappuccino

$2.78 ₹264

$2.79 ₹265

-0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.38 ₹36.02

5.26%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.14 ₹13.22

7.14%

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.67 ₹253

-1.12%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$4.28 ₹407

-0.70%

Milk (1 liter)

$0.74 ₹70.5

$0.70 ₹66.0

5.71%

White Bread (500g)

$0.54 ₹51.3

$0.54 ₹51.0

Rice (white) (1kg)

$0.78 ₹74.1

$0.73 ₹69.0

6.85%

Eggs

$1.00 ₹95.1

$1.00 ₹95.3

Local Cheese (1kg)

$5.61 ₹533

$5.48 ₹521

2.37%

Chicken Fillets (1kg)

$3.58 ₹340

$3.56 ₹338

0.56%

Apples (1kg)

$2.17 ₹206

$2.14 ₹203

1.40%

Banana (1kg)

$0.69 ₹65.8

$0.73 ₹69.4

-5.48%

Oranges (1kg)

$1.21 ₹114

$1.26 ₹119

-3.97%

Tomato (1kg)

$0.49 ₹46.33

$0.52 ₹49.46

-5.77%

Potato (1kg)

$0.33 ₹31.71

$0.37 ₹34.68

-10.81%

Onion (1kg)

$0.37 ₹35.53

$0.40 ₹38.24

-7.50%

Lettuce (1 head)

$0.44 ₹41.79

$0.41 ₹38.67

7.32%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.29 ₹27.32

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$5.01 ₹476

-0.20%

Wine (Bottle)

$8.34 ₹792

$8.61 ₹818

-3.14%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.95 ₹185

2.05%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$3.21 ₹305

-2.80%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$6.24 ₹593

-3.69%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.22 ₹20.69

-9.09%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$7.90 ₹750

-12.66%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.32 ₹30.00

-3.13%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.31 ₹29.10

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.62 ₹154

-0.62%

Gasoline (1 liter)

$1.10 ₹105

$1.14 ₹108

-3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$16.0K ₹1.5M

-2.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$22.2K ₹2.1M

0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$62.1 ₹5,893

-0.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$4.56 ₹433

-0.88%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$9.25 ₹879

-3.03%

Gym Membership (Monthly)

$37.11 ₹3,524

$14.64 ₹1,390

153.48%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$6.06 ₹575

132.84%

Cinema Ticket

$5.01 ₹476

$4.88 ₹463

2.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$45.31 ₹4,302

162.66%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$1,409 ₹133.7K

251.27%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$35.24 ₹3,346

3.21%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$38.36 ₹3,642

0.91%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$55.0 ₹5,220

-0.45%

Men's Leather Business Shoes

$48.03 ₹4,561

$46.39 ₹4,405

3.54%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$119 ₹11.3K

436.83%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$81.6 ₹7,747

355.53%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$246 ₹23.4K

749.87%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$206 ₹19.6K

348.75%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$995 ₹94.4K

473.66%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$575 ₹54.6K

345.04%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Karad: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Karad

$82 17.2% 78% $290

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Karad

$117 24.6% 0.4% $0.5

Eating Out

Mumbai (Bombay)

$112 13.8%

Karad

$87 18.3% 22.5% $25

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Karad

$79 16.6% 1.6% $1.3

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Karad

$76 16% 0.7% $0.5

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Karad

$24 5.1% 48.2% $23

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Karad

$11 2.2% 11.1% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $119 in Karad. Housing cost is often the main lever when comparing two cities.

Dining out: $21 in Mumbai (Bombay) vs $11 in Karad. Groceries flip the comparison at $117 vs $117, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Karad

🕒 Local time

03:44 3:44 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

53,900

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Karad 240 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Karad: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $475 in Karad, so Karad is about 42% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,220 in Mumbai (Bombay) and $712 in Karad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $119 in Karad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $119 in Mumbai (Bombay) versus $45 in Karad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Karad – a meal for two runs $11 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Karad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.