Cost of Living Comparison Between Jhelum and Ubud, Bali Cost of Living Comparison Between Jhelum and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $324 in Jhelum versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $510 in Jhelum versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $696 in Jhelum versus $3,763 in Ubud, Bali.

Living in Jhelum costs roughly 77% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Jhelum is 76% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.73 PKR 481

$3.45 Rp 62.0K

-49.86%

Three-Course Dinner for Two, Mid-Range

$10.43 PKR 2,895

$32.34 Rp 580.1K

-67.75%

Fast Food Meal (McDonalds, etc)

$3.61 PKR 1,001

$4.84 Rp 86.9K

-25.41%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.88 PKR 800

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.69 PKR 1,303

Cappuccino

$1.50 PKR 417

$2.75 Rp 49.3K

-45.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 PKR 86.0

$1.38 Rp 24.8K

-77.54%

Water (0.33 liter bottle)

$0.24 PKR 67.0

$0.75 Rp 13.5K

-68.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$0.61 PKR 170

$1.74 Rp 31.1K

-64.94%

White Bread (500g)

$0.59 PKR 164

$2.46 Rp 44.1K

-76.02%

Rice (white) (1kg)

$1.29 PKR 359

$1.17 Rp 21.0K

10.26%

Eggs

$1.19 PKR 331

$2.43 Rp 43.6K

-51.03%

Local Cheese (1kg)

$5.15 PKR 1,431

$14.50 Rp 260.2K

-64.48%

Chicken Fillets (1kg)

$2.44 PKR 679

$4.35 Rp 78.0K

-43.91%

Beef Round Steak (1kg)

$3.05 PKR 848

$11.98 Rp 214.9K

-74.54%

Apples (1kg)

$0.98 PKR 272

$3.72 Rp 66.7K

-73.66%

Banana (1kg)

$0.58 PKR 162

$1.63 Rp 29.2K

-64.42%

Oranges (1kg)

$0.62 PKR 172

$2.74 Rp 49.2K

-77.37%

Tomato (1kg)

$0.51 PKR 141

$2.24 Rp 40.2K

-77.23%

Potato (1kg)

$0.38 PKR 104

$1.92 Rp 34.4K

-80.21%

Onion (1kg)

$0.54 PKR 150

$2.28 Rp 40.8K

-76.32%

Lettuce (1 head)

$0.20 PKR 54.4

$1.06 Rp 19.1K

-81.13%

Water (1.5 liter bottle)

$0.24 PKR 66.8

$0.72 Rp 12.9K

-66.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.95 PKR 263

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 PKR 189

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 570

Cigarettes 20 Pack (Marlboro, Camel)

$0.85 PKR 235

$3.29 Rp 58.9K

-74.16%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.17 PKR 46.33

$0.27 Rp 4,778

-37.04%

Public Transport Monthly Pass (Regular Price)

$7.16 PKR 1,988

$8.11 Rp 145.4K

-11.71%

Taxi Start (Normal Tariff)

$1.09 PKR 302

$0.48 Rp 8,659

127.08%

Taxi (Normal Tariff) (1km)

$0.49 PKR 135

$0.42 Rp 7,532

16.67%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 482

$6.22 Rp 111.6K

-72.03%

Gasoline (1 liter)

$0.97 PKR 270

$0.81 Rp 14.6K

19.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K PKR 6.0M

$26.6K Rp 477.4M

-18.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K PKR 5.9M

$32.2K Rp 577.4M

-33.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.2 PKR 14.5K

$78.4 Rp 1.4M

-33.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.79 PKR 775

$4.07 Rp 73.0K

-31.45%

Internet (50+ Mbps, Unlimited Data)

$12.93 PKR 3,591

$24.33 Rp 436.4K

-46.86%

Gym Membership (Monthly)

$12.36 PKR 3,433

$98.6 Rp 1.8M

-87.47%

Tennis Court (1 Hour on Weekend)

$5.90 PKR 1,637

$6.34 Rp 113.7K

-6.94%

Cinema Ticket

$3.45 PKR 958

$3.99 Rp 71.5K

-13.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.80 PKR 4,942

$305 Rp 5.5M

-94.16%

International Primary School, 1 Child (Yearly)

$1,152 PKR 319.8K

$6,642 Rp 119.2M

-82.66%

Jeans (Levis 501 Or Similar)

$16.09 PKR 4,469

$54.1 Rp 971.2K

-70.28%

Summer Dress (H&M, Zara, etc)

$22.13 PKR 6,145

$37.81 Rp 678.2K

-41.47%

Sport Shoes (Adidas, Nike)

$60.1 PKR 16.7K

$86.8 Rp 1.6M

-30.76%

Men's Leather Business Shoes

$25.89 PKR 7,189

$76.4 Rp 1.4M

-66.09%

1-bedroom Apartment, City Center (Monthly)

$75.5 PKR 21.0K

$992 Rp 17.8M

-92.39%

1-bedroom Apartment, Outside City Center (Monthly)

$51.4 PKR 14.3K

$673 Rp 12.1M

-92.36%

3-bedroom Apartment, City Center (Monthly)

$165 PKR 45.8K

$3,375 Rp 60.5M

-95.11%

3-bedroom Apartment, Outside City Center (Monthly)

$104 PKR 28.9K

$2,050 Rp 36.8M

-94.92%

Buy Apartment in City Center (m2)

$899 PKR 249.7K

$2,805 Rp 50.3M

-67.94%

Buy Apartment Outside City Center (m2)

$543 PKR 150.7K

$2,227 Rp 39.9M

-75.64%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

35.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhelum: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.5 in Jhelum and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $10.00 in Jhelum vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $78.0 vs $297 per month, with Jhelum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhelum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 334% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $487 in Jhelum and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $75.5 in Jhelum versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 280% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $10.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $324 in Jhelum versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Jhelum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

For families, Jhelum is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jhelum and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 334% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.