Cost of Living Comparison Between Jhelum and Ubud, Bali Cost of Living Comparison Between Jhelum and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $392 in Jhelum versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $596 in Jhelum versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $800 in Jhelum versus $3,273 in Ubud, Bali.

Living in Jhelum costs roughly 72% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Jhelum is 72% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$1.79 PKR 495

$3.37 Rp 59.9K

-46.88%

Three-Course Dinner for Two, Mid-Range

$10.81 PKR 2,995

$38.59 Rp 685.5K

-71.99%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,460

$5.52 Rp 98.1K

-4.53%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.54 PKR 704

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.22 PKR 615

Cappuccino

$1.52 PKR 421

$2.64 Rp 47.0K

-42.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 PKR 119

$1.67 Rp 29.7K

-74.25%

Water (0.33 liter bottle)

$0.30 PKR 81.8

$0.77 Rp 13.7K

-61.04%

Local Beer (0.5 liter draught)

$2.63 Rp 46.8K

Imported Beer (0.33 liter bottle)

$4.28 Rp 76.1K

Milk (1 liter)

$0.64 PKR 177

$1.55 Rp 27.5K

-58.71%

White Bread (500g)

$0.61 PKR 168

$2.22 Rp 39.5K

-72.52%

Rice (white) (1kg)

$1.23 PKR 340

$1.13 Rp 20.0K

8.85%

Eggs

$1.22 PKR 339

$2.09 Rp 37.1K

-41.63%

Local Cheese (1kg)

$2.57 PKR 713

$17.39 Rp 309.0K

-85.22%

Chicken Fillets (1kg)

$2.32 PKR 643

$3.87 Rp 68.7K

-40.05%

Beef Round Steak (1kg)

$2.72 PKR 754

$12.55 Rp 222.9K

-78.33%

Apples (1kg)

$1.09 PKR 302

$3.62 Rp 64.2K

-69.89%

Banana (1kg)

$0.35 PKR 96.6

$1.56 Rp 27.7K

-77.56%

Oranges (1kg)

$0.54 PKR 150

$2.35 Rp 41.8K

-77.02%

Tomato (1kg)

$0.47 PKR 129

$2.06 Rp 36.5K

-77.18%

Potato (1kg)

$0.31 PKR 86.9

$1.90 Rp 33.7K

-83.68%

Onion (1kg)

$0.35 PKR 95.7

$2.34 Rp 41.5K

-85.04%

Lettuce (1 head)

$0.50 PKR 138

$1.03 Rp 18.3K

-51.46%

Water (1.5 liter bottle)

$0.42 PKR 117

$0.55 Rp 9,854

-23.64%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.82 PKR 506

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.55 PKR 154

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.72 PKR 753

Cigarettes 20 Pack (Marlboro, Camel)

$2.33 PKR 645

$2.25 Rp 40.0K

3.56%

Wine (Bottle)

$23.81 Rp 422.9K

Local Beer (0.5 liter bottle)

$2.31 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.8K

One-way Ticket (Public Transport)

$0.17 PKR 46.47

$0.27 Rp 4,839

-37.04%

Public Transport Monthly Pass (Regular Price)

$8.75 PKR 2,424

$8.66 Rp 153.9K

1.04%

Taxi Start (Normal Tariff)

$1.10 PKR 304

$0.48 Rp 8,554

129.17%

Taxi (Normal Tariff) (1km)

$1.05 PKR 291

$0.45 Rp 7,924

133.33%

Taxi 1hour Waiting (Normal Tariff)

$2.82 PKR 781

$5.72 Rp 101.6K

-50.70%

Gasoline (1 liter)

$1.12 PKR 309

$0.76 Rp 13.5K

47.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K PKR 6.4M

$24.5K Rp 434.9M

-5.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K PKR 6.3M

$32.1K Rp 570.6M

-28.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.8 PKR 18.5K

$83.6 Rp 1.5M

-20.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.54 PKR 1,536

$6.46 Rp 114.7K

-14.24%

Internet (50+ Mbps, Unlimited Data)

$14.61 PKR 4,049

$18.99 Rp 337.4K

-23.06%

Gym Membership (Monthly)

$12.94 PKR 3,586

$56.0 Rp 994.4K

-76.88%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

Cinema Ticket

$7.25 PKR 2,008

$4.28 Rp 76.1K

69.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.69 PKR 7,397

$487 Rp 8.6M

-94.51%

International Primary School, 1 Child (Yearly)

$2,005 PKR 555.6K

$5,856 Rp 104.0M

-65.77%

Jeans (Levis 501 Or Similar)

$18.80 PKR 5,210

$45.56 Rp 809.3K

-58.74%

Summer Dress (H&M, Zara, etc)

$26.60 PKR 7,373

$36.38 Rp 646.3K

-26.88%

Sport Shoes (Adidas, Nike)

$54.3 PKR 15.0K

$82.0 Rp 1.5M

-33.77%

Men's Leather Business Shoes

$30.28 PKR 8,392

$80.4 Rp 1.4M

-62.34%

1-bedroom Apartment, City Center (Monthly)

$116 PKR 32.3K

$1,117 Rp 19.8M

-89.58%

1-bedroom Apartment, Outside City Center (Monthly)

$79.7 PKR 22.1K

$701 Rp 12.5M

-88.64%

3-bedroom Apartment, City Center (Monthly)

$243 PKR 67.3K

$3,537 Rp 62.8M

-93.14%

3-bedroom Apartment, Outside City Center (Monthly)

$152 PKR 42.1K

$1,762 Rp 31.3M

-91.38%

Buy Apartment in City Center (m2)

$991 PKR 274.5K

$2,826 Rp 50.2M

-64.95%

Buy Apartment Outside City Center (m2)

$534 PKR 148.1K

$2,292 Rp 40.7M

-76.69%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.83

13.78

-14.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhelum: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $116 in Jhelum and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11.00 in Jhelum vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $70.0 vs $293 per month, with Jhelum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhelum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 257% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $587 in Jhelum and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $116 in Jhelum versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 315% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $11.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $392 in Jhelum versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Jhelum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

For families, Jhelum is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jhelum and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 257% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.