Cost of Living Comparison Between Jhelum and Ubud, Bali Cost of Living Comparison Between Jhelum and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $325 in Jhelum versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $512 in Jhelum versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $700 in Jhelum versus $3,660 in Ubud, Bali.

Living in Jhelum costs roughly 77% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Jhelum is 76% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$1.78 PKR 496

$3.56 Rp 63.9K

-50.00%

Three-Course Dinner for Two, Mid-Range

$10.47 PKR 2,911

$32.73 Rp 586.8K

-68.01%

Fast Food Meal (McDonalds, etc)

$3.58 PKR 996

$4.95 Rp 88.7K

-27.68%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.90 PKR 806

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.90 PKR 1,363

Cappuccino

$1.51 PKR 419

$2.71 Rp 48.6K

-44.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 91.9

$1.34 Rp 24.1K

-75.37%

Water (0.33 liter bottle)

$0.24 PKR 67.0

$0.70 Rp 12.5K

-65.71%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$0.56 PKR 156

$1.81 Rp 32.4K

-69.06%

White Bread (500g)

$0.59 PKR 165

$2.52 Rp 45.1K

-76.59%

Rice (white) (1kg)

$1.26 PKR 351

$1.16 Rp 20.8K

8.62%

Eggs

$1.15 PKR 320

$2.46 Rp 44.1K

-53.25%

Local Cheese (1kg)

$5.06 PKR 1,408

$14.71 Rp 263.7K

-65.60%

Chicken Fillets (1kg)

$2.38 PKR 662

$4.32 Rp 77.4K

-44.91%

Beef Round Steak (1kg)

$3.07 PKR 854

$12.14 Rp 217.5K

-74.71%

Apples (1kg)

$1.03 PKR 287

$3.84 Rp 68.8K

-73.18%

Banana (1kg)

$0.54 PKR 151

$1.56 Rp 27.9K

-65.38%

Oranges (1kg)

$0.63 PKR 175

$2.83 Rp 50.8K

-77.74%

Tomato (1kg)

$0.51 PKR 142

$2.33 Rp 41.7K

-78.11%

Potato (1kg)

$0.35 PKR 96.9

$1.91 Rp 34.3K

-81.68%

Onion (1kg)

$0.55 PKR 154

$2.20 Rp 39.5K

-75.00%

Lettuce (1 head)

$0.19 PKR 51.5

$1.01 Rp 18.2K

-81.19%

Water (1.5 liter bottle)

$0.22 PKR 61.2

$0.78 Rp 13.9K

-71.79%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.01 PKR 282

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.73 PKR 204

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.98 PKR 550

Cigarettes 20 Pack (Marlboro, Camel)

$0.84 PKR 235

$3.32 Rp 59.4K

-74.70%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.18 PKR 51.0

$0.27 Rp 4,819

-33.33%

Public Transport Monthly Pass (Regular Price)

$6.92 PKR 1,924

$8.03 Rp 143.9K

-13.82%

Taxi Start (Normal Tariff)

$1.07 PKR 299

$0.46 Rp 8,181

132.61%

Taxi (Normal Tariff) (1km)

$0.53 PKR 148

$0.45 Rp 8,068

17.78%

Taxi 1hour Waiting (Normal Tariff)

$1.79 PKR 497

$6.10 Rp 109.3K

-70.66%

Gasoline (1 liter)

$0.97 PKR 269

$0.79 Rp 14.2K

22.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K PKR 6.2M

$26.1K Rp 468.8M

-15.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K PKR 5.8M

$32.1K Rp 575.8M

-35.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.9 PKR 14.7K

$79.9 Rp 1.4M

-33.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.87 PKR 799

$4.06 Rp 72.9K

-29.31%

Internet (50+ Mbps, Unlimited Data)

$13.02 PKR 3,623

$23.52 Rp 421.6K

-44.64%

Gym Membership (Monthly)

$12.58 PKR 3,500

$98.7 Rp 1.8M

-87.25%

Tennis Court (1 Hour on Weekend)

$5.85 PKR 1,628

$6.63 Rp 118.8K

-11.76%

Cinema Ticket

$3.44 PKR 957

$4.15 Rp 74.3K

-17.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.79 PKR 4,950

$304 Rp 5.4M

-94.15%

International Primary School, 1 Child (Yearly)

$1,111 PKR 309.1K

$6,613 Rp 118.5M

-83.20%

Jeans (Levis 501 Or Similar)

$16.17 PKR 4,498

$55.5 Rp 995.6K

-70.89%

Summer Dress (H&M, Zara, etc)

$22.32 PKR 6,210

$38.31 Rp 686.7K

-41.74%

Sport Shoes (Adidas, Nike)

$59.8 PKR 16.6K

$88.6 Rp 1.6M

-32.49%

Men's Leather Business Shoes

$26.22 PKR 7,294

$77.9 Rp 1.4M

-66.33%

1-bedroom Apartment, City Center (Monthly)

$74.5 PKR 20.7K

$1,006 Rp 18.0M

-92.60%

1-bedroom Apartment, Outside City Center (Monthly)

$52.4 PKR 14.6K

$675 Rp 12.1M

-92.24%

3-bedroom Apartment, City Center (Monthly)

$164 PKR 45.5K

$3,442 Rp 61.7M

-95.24%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 29.9K

$2,039 Rp 36.6M

-94.73%

Buy Apartment in City Center (m2)

$851 PKR 236.6K

$2,841 Rp 50.9M

-70.06%

Buy Apartment Outside City Center (m2)

$454 PKR 126.3K

$2,264 Rp 40.6M

-79.95%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

35.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhelum: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $74.5 in Jhelum and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $10.00 in Jhelum vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $76.0 vs $302 per month, with Jhelum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhelum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 337% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $487 in Jhelum and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $74.5 in Jhelum versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 295% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $10.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $325 in Jhelum versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Jhelum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

For families, Jhelum is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jhelum and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 337% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.