Cost of Living Comparison Between Ubud, Bali and Jhelum Cost of Living Comparison Between Ubud, Bali and Jhelum

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $324 in Jhelum.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $510 in Jhelum.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $696 in Jhelum.

Living in Ubud, Bali is roughly 334% more expensive than in Jhelum, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Jhelum is 76% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$1.73 PKR 481

99.42%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$10.43 PKR 2,895

210.07%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.61 PKR 1,001

34.07%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.88 PKR 800

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.69 PKR 1,303

Cappuccino

$2.75 Rp 49.3K

$1.50 PKR 417

83.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.31 PKR 86.0

345.16%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.24 PKR 67.0

212.50%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$1.74 Rp 31.1K

$0.61 PKR 170

185.25%

White Bread (500g)

$2.46 Rp 44.1K

$0.59 PKR 164

316.95%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.29 PKR 359

-9.30%

Eggs

$2.43 Rp 43.6K

$1.19 PKR 331

104.20%

Local Cheese (1kg)

$14.50 Rp 260.2K

$5.15 PKR 1,431

181.55%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.44 PKR 679

78.28%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$3.05 PKR 848

292.79%

Apples (1kg)

$3.72 Rp 66.7K

$0.98 PKR 272

279.59%

Banana (1kg)

$1.63 Rp 29.2K

$0.58 PKR 162

181.03%

Oranges (1kg)

$2.74 Rp 49.2K

$0.62 PKR 172

341.94%

Tomato (1kg)

$2.24 Rp 40.2K

$0.51 PKR 141

339.22%

Potato (1kg)

$1.92 Rp 34.4K

$0.38 PKR 104

405.26%

Onion (1kg)

$2.28 Rp 40.8K

$0.54 PKR 150

322.22%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.20 PKR 54.4

430.00%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.24 PKR 66.8

200.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.95 PKR 263

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 PKR 189

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 570

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$0.85 PKR 235

287.06%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.17 PKR 46.33

58.82%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$7.16 PKR 1,988

13.27%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.09 PKR 302

-55.96%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.49 PKR 135

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.74 PKR 482

257.47%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.97 PKR 270

-16.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$21.7K PKR 6.0M

22.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$21.4K PKR 5.9M

50.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$52.2 PKR 14.5K

50.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$2.79 PKR 775

45.88%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$12.93 PKR 3,591

88.17%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$12.36 PKR 3,433

697.82%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$5.90 PKR 1,637

7.46%

Cinema Ticket

$3.99 Rp 71.5K

$3.45 PKR 958

15.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$17.80 PKR 4,942

1613.65%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,152 PKR 319.8K

476.77%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$16.09 PKR 4,469

236.48%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$22.13 PKR 6,145

70.85%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$60.1 PKR 16.7K

44.42%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$25.89 PKR 7,189

194.90%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$75.5 PKR 21.0K

1213.25%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$51.4 PKR 14.3K

1208.56%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$165 PKR 45.8K

1945.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$104 PKR 28.9K

1868.12%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$899 PKR 249.7K

211.87%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$543 PKR 150.7K

310.43%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Jhelum: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $75.5 in Jhelum. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $10.00 in Jhelum for a mid-range dinner for two. Groceries echo the gap at $297 vs $78.0 per month, with Jhelum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhelum: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 334% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,112 in Ubud, Bali and $487 in Jhelum to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $75.5 in Jhelum. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 280% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $10.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $324 in Jhelum versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Jhelum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

For families, Jhelum is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jhelum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 334% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.