Cost of Living Comparison Between Ubud, Bali and Jhelum Cost of Living Comparison Between Ubud, Bali and Jhelum

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $390 in Jhelum.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $596 in Jhelum.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $803 in Jhelum.

Living in Ubud, Bali is roughly 251% more expensive than in Jhelum, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Jhelum is 72% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.76 PKR 488

95.45%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$10.62 PKR 2,943

241.90%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.25 PKR 1,456

8.76%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.55 PKR 707

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.19 PKR 607

Cappuccino

$2.67 Rp 47.3K

$1.52 PKR 422

75.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.47 PKR 131

272.34%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.32 PKR 89.2

171.88%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$0.63 PKR 174

157.14%

White Bread (500g)

$2.33 Rp 41.3K

$0.66 PKR 182

253.03%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.27 PKR 351

-12.60%

Eggs

$2.20 Rp 39.0K

$1.21 PKR 335

81.82%

Local Cheese (1kg)

$17.69 Rp 313.3K

$2.66 PKR 738

565.04%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.33 PKR 645

75.97%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$2.62 PKR 725

364.89%

Apples (1kg)

$3.71 Rp 65.6K

$1.04 PKR 287

256.73%

Banana (1kg)

$1.59 Rp 28.1K

$0.35 PKR 96.5

354.29%

Oranges (1kg)

$2.28 Rp 40.4K

$0.55 PKR 152

314.55%

Tomato (1kg)

$1.95 Rp 34.6K

$0.47 PKR 129

314.89%

Potato (1kg)

$1.91 Rp 33.7K

$0.31 PKR 87.0

516.13%

Onion (1kg)

$2.33 Rp 41.3K

$0.37 PKR 104

529.73%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.54 PKR 150

87.04%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.42 PKR 117

30.95%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.78 PKR 494

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.53 PKR 146

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.61 PKR 722

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.36 PKR 653

-5.51%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.18 PKR 48.68

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$9.48 PKR 2,625

-5.27%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.05 PKR 291

-54.29%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.06 PKR 295

-59.43%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$2.84 PKR 788

98.59%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.11 PKR 308

-27.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$23.8K PKR 6.6M

4.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$23.4K PKR 6.5M

35.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$66.3 PKR 18.4K

22.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.65 PKR 1,566

14.87%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$14.69 PKR 4,070

27.77%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$15.16 PKR 4,198

275.13%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$7.29 PKR 2,020

-37.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$26.13 PKR 7,237

1739.53%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$2,033 PKR 563.1K

180.97%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$18.92 PKR 5,241

140.59%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$26.69 PKR 7,395

34.43%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$54.8 PKR 15.2K

46.72%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$30.28 PKR 8,389

159.81%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$142 PKR 39.4K

683.23%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$72.2 PKR 20.0K

866.14%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$226 PKR 62.7K

1506.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$161 PKR 44.5K

980.70%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$992 PKR 274.8K

180.63%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$494 PKR 136.9K

363.35%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.83

16.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Jhelum: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $142 in Jhelum. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $11.00 in Jhelum for a mid-range dinner for two. Groceries echo the gap at $295 vs $71.0 per month, with Jhelum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhelum: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 251% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $585 in Jhelum to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $142 in Jhelum. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 316% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $11.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $390 in Jhelum versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Jhelum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

For families, Jhelum is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jhelum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 251% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.