Cost of Living Comparison Between Ubud, Bali and Jhelum Cost of Living Comparison Between Ubud, Bali and Jhelum

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $325 in Jhelum.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $512 in Jhelum.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $700 in Jhelum.

Living in Ubud, Bali is roughly 337% more expensive than Jhelum, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Jhelum is 76% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$1.78 PKR 496

100.00%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$10.47 PKR 2,911

212.61%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.58 PKR 996

38.27%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.90 PKR 806

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.90 PKR 1,363

Cappuccino

$2.71 Rp 48.6K

$1.51 PKR 419

79.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.33 PKR 91.9

306.06%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.24 PKR 67.0

191.67%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.81 Rp 32.4K

$0.56 PKR 156

223.21%

White Bread (500g)

$2.52 Rp 45.1K

$0.59 PKR 165

327.12%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.26 PKR 351

-7.94%

Eggs

$2.46 Rp 44.1K

$1.15 PKR 320

113.91%

Local Cheese (1kg)

$14.71 Rp 263.7K

$5.06 PKR 1,408

190.71%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.38 PKR 662

81.51%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$3.07 PKR 854

295.44%

Apples (1kg)

$3.84 Rp 68.8K

$1.03 PKR 287

272.82%

Banana (1kg)

$1.56 Rp 27.9K

$0.54 PKR 151

188.89%

Oranges (1kg)

$2.83 Rp 50.8K

$0.63 PKR 175

349.21%

Tomato (1kg)

$2.33 Rp 41.7K

$0.51 PKR 142

356.86%

Potato (1kg)

$1.91 Rp 34.3K

$0.35 PKR 96.9

445.71%

Onion (1kg)

$2.20 Rp 39.5K

$0.55 PKR 154

300.00%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.19 PKR 51.5

431.58%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.22 PKR 61.2

254.55%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.01 PKR 282

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.73 PKR 204

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.98 PKR 550

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$0.84 PKR 235

295.24%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.18 PKR 51.0

50.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$6.92 PKR 1,924

16.04%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.07 PKR 299

-57.01%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.53 PKR 148

-15.09%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.79 PKR 497

240.78%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.97 PKR 269

-18.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$22.2K PKR 6.2M

17.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$20.8K PKR 5.8M

54.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$52.9 PKR 14.7K

51.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$2.87 PKR 799

41.46%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$13.02 PKR 3,623

80.65%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.58 PKR 3,500

684.58%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$5.85 PKR 1,628

13.33%

Cinema Ticket

$4.15 Rp 74.3K

$3.44 PKR 957

20.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$17.79 PKR 4,950

1608.60%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,111 PKR 309.1K

495.11%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$16.17 PKR 4,498

243.48%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$22.32 PKR 6,210

71.64%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$59.8 PKR 16.6K

48.14%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$26.22 PKR 7,294

196.99%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$74.5 PKR 20.7K

1250.55%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$52.4 PKR 14.6K

1188.31%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$164 PKR 45.5K

2003.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$108 PKR 29.9K

1796.80%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$851 PKR 236.6K

233.99%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$454 PKR 126.3K

398.72%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Jhelum: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $74.5 in Jhelum. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Jhelum for a mid-range dinner for two. Groceries echo the gap at $302 vs $76.0 per month, with Jhelum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhelum: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 337% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,129 in Ubud, Bali and $487 in Jhelum to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $74.5 in Jhelum. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 295% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $10.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $325 in Jhelum versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Jhelum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

For families, Jhelum is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jhelum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 337% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.