Last update: Oct 2026

Cost of Living Comparison Between Jhelum and Toronto

For one person, living is cheaper in Jhelum: $382 a month against $2,561 in Toronto, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Jhelum
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Jhelum Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Jhelum

🇵🇰 Pakistan

$382

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Jhelum and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jhelum and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $382 in Jhelum versus $2,561 in Toronto.

Jhelum $382
Toronto $2,561

Estimated couple costs with rent: $584 in Jhelum versus $3,694 in Toronto.

Jhelum $584
Toronto $3,694

Monthly costs for a family of three with rent: $785 in Jhelum versus $4,826 in Toronto.

Jhelum $785
Toronto $4,826

Living in Jhelum costs roughly 85% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Jhelum is 72% below, Toronto is 90% above.

Meal at Budget Restaurant

$1.79 PKR 496

$17.18 CA$24.29

-89.58%

Three-Course Dinner for Two, Mid-Range

$10.87 PKR 3,005

$76.0 CA$107

-85.69%

Fast Food Meal (McDonalds, etc)

$5.30 PKR 1,467

$10.54 CA$14.89

-49.72%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.56 PKR 709

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.14 PKR 592

Cappuccino

$1.51 PKR 418

$4.02 CA$5.68

-62.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 PKR 129

$2.12 CA$3.00

-77.83%

Water (0.33 liter bottle)

$0.30 PKR 81.9

$1.75 CA$2.48

-82.86%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$0.68 PKR 187

$2.44 CA$3.45

-72.13%

White Bread (500g)

$0.62 PKR 170

$2.68 CA$3.78

-76.87%

Rice (white) (1kg)

$1.25 PKR 347

$2.24 CA$3.17

-44.20%

Eggs

$1.25 PKR 346

$3.56 CA$5.03

-64.89%

Local Cheese (1kg)

$2.72 PKR 753

$9.09 CA$12.85

-70.08%

Chicken Fillets (1kg)

$2.38 PKR 659

$11.33 CA$16.01

-78.99%

Beef Round Steak (1kg)

$2.61 PKR 721

$14.53 CA$20.55

-82.04%

Apples (1kg)

$1.11 PKR 307

$3.62 CA$5.12

-69.34%

Banana (1kg)

$0.35 PKR 96.7

$1.21 CA$1.72

-71.07%

Oranges (1kg)

$0.62 PKR 171

$3.60 CA$5.09

-82.78%

Tomato (1kg)

$0.59 PKR 162

$4.21 CA$5.96

-85.99%

Potato (1kg)

$0.30 PKR 83.3

$1.79 CA$2.53

-83.24%

Onion (1kg)

$0.35 PKR 96.3

$1.59 CA$2.25

-77.99%

Lettuce (1 head)

$0.42 PKR 116

$2.27 CA$3.21

-81.50%

Water (1.5 liter bottle)

$0.43 PKR 120

$1.25 CA$1.77

-65.60%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.87 PKR 517

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 PKR 658

Cigarettes 20 Pack (Marlboro, Camel)

$1.42 PKR 392

$13.82 CA$19.53

-89.73%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$0.18 PKR 49.23

$2.39 CA$3.38

-92.47%

Public Transport Monthly Pass (Regular Price)

$9.15 PKR 2,532

$111 CA$157

-91.75%

Taxi Start (Normal Tariff)

$1.05 PKR 291

$2.91 CA$4.12

-63.92%

Taxi (Normal Tariff) (1km)

$1.10 PKR 305

$1.20 CA$1.69

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$2.82 PKR 781

$21.38 CA$30.23

-86.81%

Gasoline (1 liter)

$1.18 PKR 326

$1.21 CA$1.71

-2.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K PKR 6.4M

$28.2K CA$39.8K

-17.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K PKR 6.4M

$20.3K CA$28.6K

13.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.5 PKR 18.4K

$120 CA$170

-44.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.75 PKR 1,591

$32.26 CA$45.60

-82.18%

Internet (50+ Mbps, Unlimited Data)

$14.71 PKR 4,069

$47.93 CA$67.8

-69.31%

Gym Membership (Monthly)

$15.14 PKR 4,188

$38.48 CA$54.4

-60.65%

Tennis Court (1 Hour on Weekend)

$8.50 PKR 2,352

$22.96 CA$32.46

-62.98%

Cinema Ticket

$7.07 PKR 1,955

$12.38 CA$17.50

-42.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.62 PKR 7,362

$830 CA$1,173

-96.79%

International Primary School, 1 Child (Yearly)

$1,986 PKR 549.4K

$23.1K CA$32.6K

-91.40%

Jeans (Levis 501 Or Similar)

$18.84 PKR 5,211

$50.7 CA$71.7

-62.85%

Summer Dress (H&M, Zara, etc)

$26.91 PKR 7,444

$40.02 CA$56.6

-32.76%

Sport Shoes (Adidas, Nike)

$54.4 PKR 15.0K

$98.0 CA$139

-44.47%

Men's Leather Business Shoes

$30.21 PKR 8,357

$121 CA$171

-74.96%

1-bedroom Apartment, City Center (Monthly)

$114 PKR 31.6K

$1,592 CA$2,251

-92.84%

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 PKR 18.5K

$1,410 CA$1,994

-95.27%

3-bedroom Apartment, City Center (Monthly)

$263 PKR 72.8K

$2,670 CA$3,775

-90.14%

3-bedroom Apartment, Outside City Center (Monthly)

$135 PKR 37.4K

$2,152 CA$3,042

-93.72%

Buy Apartment in City Center (m2)

$956 PKR 264.6K

$7,945 CA$11.2K

-87.96%

Buy Apartment Outside City Center (m2)

$551 PKR 152.4K

$6,542 CA$9,249

-91.58%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

11.83

4.47

164.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhelum: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Jhelum

$87 22.8%

Toronto

$201 7.8% 131% $114

Groceries & Markets

Jhelum

$72 18.9%

Toronto

$340 13.3% 370% $267

Accommodation & Living

Jhelum

$67 17.5%

Toronto

$1.4K 55.1% 2013% $1.3K

Clothing & Footwear

Jhelum

$59 15.4%

Toronto

$139 5.4% 137% $81

Eating Out

Jhelum

$51 13.5%

Toronto

$278 10.9% 441% $227

Sport & Entertainment

Jhelum

$29 7.7%

Toronto

$63 2.5% 116% $34

Getting Around

Jhelum

$16 4.3%

Toronto

$129 5.1% 687% $113

Cost Breakdown

A one-bedroom apartment in the center runs $114 in Jhelum and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $11.00 in Jhelum vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $72.0 vs $340 per month, with Jhelum cheaper across the board.

Good to know

🇵🇰 Jhelum

🇨🇦 Toronto

🕒 Local time

16:11 4:11 PM

07:11 7:11 AM

9 h behind Jhelum

🌤 Weather

👥 Population

190,425

2,731,571

💱 Currency

Pakistani Rupee PKR ₨

Canadian Dollar CAD $

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to PKR in detail →

On the map

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Between locations

Jhelum Toronto 11,070 km ≈ 14 h nonstop flight

From you

Jhelum
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhelum vs Toronto: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in groceries, clothing, and eating out. The 571% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $573 in Jhelum and $3,841 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $114 in Jhelum versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 370% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $11.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $382 in Jhelum versus $2,561 in Toronto, a $1,500 budget is realistic in Jhelum but tight or insufficient in Toronto. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Jhelum and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 571% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.