Last update: Oct 2026

Cost of Living Comparison Between Toronto and Jhelum

For one person, living is cheaper in Jhelum: $382 a month against $2,561 in Toronto, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
19

Cost of Living Index in Jhelum
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Jhelum Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Jhelum

🇵🇰 Pakistan

$382

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Jhelum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Jhelum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $382 in Jhelum.

Toronto $2,561
Jhelum $382

Estimated couple costs with rent: $3,694 in Toronto versus $584 in Jhelum.

Toronto $3,694
Jhelum $584

Monthly costs for a family of three with rent: $4,826 in Toronto versus $785 in Jhelum.

Toronto $4,826
Jhelum $785

Living in Toronto is roughly 571% more expensive than in Jhelum, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Jhelum is 72% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.79 PKR 496

859.78%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$10.87 PKR 3,005

598.90%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.30 PKR 1,467

98.87%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.56 PKR 709

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.14 PKR 592

Cappuccino

$4.02 CA$5.68

$1.51 PKR 418

166.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.47 PKR 129

351.06%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.30 PKR 81.9

483.33%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.68 PKR 187

258.82%

White Bread (500g)

$2.68 CA$3.78

$0.62 PKR 170

332.26%

Rice (white) (1kg)

$2.24 CA$3.17

$1.25 PKR 347

79.20%

Eggs

$3.56 CA$5.03

$1.25 PKR 346

184.80%

Local Cheese (1kg)

$9.09 CA$12.85

$2.72 PKR 753

234.19%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.38 PKR 659

376.05%

Beef Round Steak (1kg)

$14.53 CA$20.55

$2.61 PKR 721

456.70%

Apples (1kg)

$3.62 CA$5.12

$1.11 PKR 307

226.13%

Banana (1kg)

$1.21 CA$1.72

$0.35 PKR 96.7

245.71%

Oranges (1kg)

$3.60 CA$5.09

$0.62 PKR 171

480.65%

Tomato (1kg)

$4.21 CA$5.96

$0.59 PKR 162

613.56%

Potato (1kg)

$1.79 CA$2.53

$0.30 PKR 83.3

496.67%

Onion (1kg)

$1.59 CA$2.25

$0.35 PKR 96.3

354.29%

Lettuce (1 head)

$2.27 CA$3.21

$0.42 PKR 116

440.48%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.43 PKR 120

190.70%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.87 PKR 517

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 PKR 658

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.42 PKR 392

873.24%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.18 PKR 49.23

1227.78%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$9.15 PKR 2,532

1112.35%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.05 PKR 291

177.14%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.10 PKR 305

9.09%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.82 PKR 781

658.16%

Gasoline (1 liter)

$1.21 CA$1.71

$1.18 PKR 326

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$23.1K PKR 6.4M

21.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$23.1K PKR 6.4M

-12.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$66.5 PKR 18.4K

80.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$5.75 PKR 1,591

461.04%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$14.71 PKR 4,069

225.83%

Gym Membership (Monthly)

$38.48 CA$54.4

$15.14 PKR 4,188

154.16%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$8.50 PKR 2,352

170.12%

Cinema Ticket

$12.38 CA$17.50

$7.07 PKR 1,955

75.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$26.62 PKR 7,362

3017.77%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,986 PKR 549.4K

1062.54%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$18.84 PKR 5,211

169.16%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$26.91 PKR 7,444

48.72%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$54.4 PKR 15.0K

80.09%

Men's Leather Business Shoes

$121 CA$171

$30.21 PKR 8,357

299.37%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$114 PKR 31.6K

1295.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$66.7 PKR 18.5K

2013.20%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$263 PKR 72.8K

914.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$135 PKR 37.4K

1491.29%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$956 PKR 264.6K

730.69%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$551 PKR 152.4K

1087.10%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.83

-62.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Jhelum: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Jhelum

$67 17.5% 95.3% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Jhelum

$72 18.9% 78.7% $267

Eating Out

Toronto

$278 10.9%

Jhelum

$51 13.5% 81.5% $227

Monthly Utilities & Internet

Toronto

$201 7.8%

Jhelum

$87 22.8% 56.6% $114

Clothing & Footwear

Toronto

$139 5.4%

Jhelum

$59 15.4% 57.9% $81

Getting Around

Toronto

$129 5.1%

Jhelum

$16 4.3% 87.3% $113

Sport & Entertainment

Toronto

$63 2.5%

Jhelum

$29 7.7% 53.7% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $114 in Jhelum. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $11.00 in Jhelum for a mid-range dinner for two. Groceries echo the gap at $340 vs $72.0 per month, with Jhelum cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇰 Jhelum

🕒 Local time

13:05 1:05 PM

22:05 10:05 PM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

190,425

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to CAD in detail →

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Between locations

Toronto Jhelum 11,070 km ≈ 14 h nonstop flight

From you

Toronto
Jhelum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Jhelum: Cost of Living - Frequently Asked Questions

Jhelum is cheaper overall, especially in groceries, eating out, and clothing. The 571% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $573 in Jhelum to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,592 in Toronto versus $114 in Jhelum. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 370% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Jhelum – a meal for two runs $11.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $382 in Jhelum versus $2,561 in Toronto, a $1,500 budget is realistic in Jhelum but tight or insufficient in Toronto. The gap between the two cities makes Jhelum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Jhelum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jhelum gentler on the wallet – expenses run 571% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.