Last update: Oct 2026

Cost of Living Comparison Between Island Garden City of Samal and Ubud, Bali

For one person, living is cheaper in Island Garden City of Samal: $715 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Island Garden City of Samal
Learn more

Island Garden City of Samal Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Island Garden City of Samal

🇵🇭 Philippines

$715

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Island Garden City of Samal and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Island Garden City of Samal and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $715 per month in Island Garden City of Samal vs $1,331 in Ubud, Bali, rent included.

Island Garden City of Samal $715
Ubud, Bali $1,331

A couple spends around $1,104 per month in Island Garden City of Samal vs $2,255 in Ubud, Bali, rent included.

Island Garden City of Samal $1,104
Ubud, Bali $2,255

A family of three spends $1,492 per month in Island Garden City of Samal vs $3,180 in Ubud, Bali, rent included.

Island Garden City of Samal $1,492
Ubud, Bali $3,180

Island Garden City of Samal is about 46% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Island Garden City of Samal and Ubud, Bali are more affordable than the global median – Island Garden City of Samal 47% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$1.15 ₱72.3

$3.38 Rp 60.9K

-65.98%

Three-Course Dinner for Two, Mid-Range

$16.72 ₱1,054

$34.65 Rp 625.1K

-51.75%

Fast Food Meal (McDonalds, etc)

$3.95 ₱249

$5.57 Rp 100.5K

-29.08%

Cappuccino

$2.19 ₱138

$2.62 Rp 47.3K

-16.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 ₱64.7

$1.54 Rp 27.8K

-33.12%

Water (0.33 liter bottle)

$0.66 ₱41.92

$0.64 Rp 11.6K

3.13%

Local Beer (0.5 liter draught)

$1.20 ₱75.5

$2.67 Rp 48.1K

-55.06%

Imported Beer (0.33 liter bottle)

$2.10 ₱132

$4.26 Rp 76.9K

-50.70%

Milk (1 liter)

$1.92 ₱121

$1.46 Rp 26.4K

31.51%

White Bread (500g)

$1.07 ₱67.2

$2.29 Rp 41.4K

-53.28%

Rice (white) (1kg)

$0.84 ₱52.8

$1.11 Rp 20.0K

-24.32%

Eggs

$1.93 ₱122

$2.10 Rp 37.9K

-8.10%

Local Cheese (1kg)

$6.29 ₱396

$15.94 Rp 287.6K

-60.54%

Chicken Fillets (1kg)

$4.66 ₱294

$3.88 Rp 70.0K

20.10%

Beef Round Steak (1kg)

$9.26 ₱584

$11.40 Rp 205.7K

-18.77%

Apples (1kg)

$2.73 ₱172

$3.55 Rp 64.1K

-23.10%

Banana (1kg)

$1.07 ₱67.2

$1.54 Rp 27.7K

-30.52%

Oranges (1kg)

$2.33 ₱147

$2.23 Rp 40.2K

4.48%

Tomato (1kg)

$1.18 ₱74.3

$1.97 Rp 35.6K

-40.10%

Potato (1kg)

$1.91 ₱120

$1.86 Rp 33.5K

2.69%

Onion (1kg)

$3.47 ₱219

$2.42 Rp 43.6K

43.39%

Lettuce (1 head)

$1.18 ₱74.5

$1.02 Rp 18.5K

15.69%

Water (1.5 liter bottle)

$0.66 ₱41.57

$0.52 Rp 9,422

26.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.34 ₱148

$2.20 Rp 39.6K

6.36%

Wine (Bottle)

$7.89 ₱498

$21.79 Rp 393.0K

-63.79%

Local Beer (0.5 liter bottle)

$1.27 ₱79.9

$2.33 Rp 42.0K

-45.49%

Imported Beer (0.33 liter bottle)

$1.60 ₱101

$2.97 Rp 53.6K

-46.13%

One-way Ticket (Public Transport)

$0.24 ₱15.18

$0.25 Rp 4,517

-4.00%

Public Transport Monthly Pass (Regular Price)

$12.28 ₱774

$8.17 Rp 147.5K

50.31%

Taxi Start (Normal Tariff)

$0.75 ₱47.36

$0.44 Rp 7,897

70.45%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.20

$0.47 Rp 8,442

-48.94%

Taxi 1hour Waiting (Normal Tariff)

$1.83 ₱116

$5.60 Rp 101.0K

-67.32%

Gasoline (1 liter)

$1.22 ₱77.2

$0.83 Rp 14.9K

46.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$24.4K Rp 441.0M

-14.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K ₱1.2M

$31.7K Rp 571.8M

-41.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 ₱6,336

$77.5 Rp 1.4M

29.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.62 ₱1,174

$6.14 Rp 110.8K

203.26%

Internet (50+ Mbps, Unlimited Data)

$31.00 ₱1,955

$18.92 Rp 341.2K

63.85%

Gym Membership (Monthly)

$31.00 ₱1,955

$51.0 Rp 919.8K

-39.20%

Tennis Court (1 Hour on Weekend)

$5.22 ₱329

$18.25 Rp 329.2K

-71.40%

Cinema Ticket

$4.72 ₱298

$4.38 Rp 79.1K

7.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₱6,524

$492 Rp 8.9M

-78.99%

International Primary School, 1 Child (Yearly)

$7,545 ₱475.8K

$12.2K Rp 220.5M

-38.26%

Jeans (Levis 501 Or Similar)

$32.51 ₱2,050

$45.16 Rp 814.7K

-28.01%

Summer Dress (H&M, Zara, etc)

$19.14 ₱1,207

$34.89 Rp 629.4K

-45.14%

Sport Shoes (Adidas, Nike)

$70.7 ₱4,458

$78.3 Rp 1.4M

-9.74%

Men's Leather Business Shoes

$59.7 ₱3,767

$77.9 Rp 1.4M

-23.30%

1-bedroom Apartment, City Center (Monthly)

$251 ₱15.8K

$1,078 Rp 19.4M

-76.73%

1-bedroom Apartment, Outside City Center (Monthly)

$166 ₱10.5K

$665 Rp 12.0M

-75.00%

3-bedroom Apartment, City Center (Monthly)

$481 ₱30.3K

$3,510 Rp 63.3M

-86.29%

3-bedroom Apartment, Outside City Center (Monthly)

$357 ₱22.5K

$1,671 Rp 30.1M

-78.62%

Buy Apartment in City Center (m2)

$2,635 ₱166.1K

$2,340 Rp 42.2M

12.60%

Buy Apartment Outside City Center (m2)

$1,089 ₱68.7K

$2,236 Rp 40.3M

-51.29%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

13.78

-39.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Island Garden City of Samal: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Island Garden City of Samal

$197 27.5%

Ubud, Bali

$279 21% 42% $83

Accommodation & Living

Island Garden City of Samal

$166 23.3%

Ubud, Bali

$665 50% 300% $499

Monthly Utilities & Internet

Island Garden City of Samal

$150 21%

Ubud, Bali

$103 7.7% 31.7% $48

Clothing & Footwear

Island Garden City of Samal

$82 11.5%

Ubud, Bali

$106 8% 29.8% $24

Eating Out

Island Garden City of Samal

$64 9%

Ubud, Bali

$106 8% 64.5% $41

Sport & Entertainment

Island Garden City of Samal

$40 5.7%

Ubud, Bali

$60 4.5% 47.7% $19

Getting Around

Island Garden City of Samal

$15 2.1%

Ubud, Bali

$12 0.9% 21.4% $3.3

Cost Breakdown

A central one-bedroom costs $251 in Island Garden City of Samal versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $17 in Island Garden City of Samal versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $197 vs $279 – making Island Garden City of Samal the more affordable choice for daily food spending.

Good to know

🇵🇭 Island Garden City of Samal

🇮🇩 Ubud, Bali

🕒 Local time

15:54 3:54 PM

Same time as Island Garden City of Samal

🌤 Weather

👥 Population

116,771

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 10, 2026: 1 USD = 63.06 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 10, 2026: 1 USD = 18,039 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,248 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Island Garden City of Samal Ubud, Bali 2,080 km ≈ 3 h nonstop flight

From you

Island Garden City of Samal
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Island Garden City of Samal vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 86% more than Island Garden City of Samal, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,072 per month in Island Garden City of Samal and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Island Garden City of Samal, especially for central apartments: a one-bedroom in the center costs $251 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $715 in Island Garden City of Samal and $1,331 in Ubud, Bali. That makes Island Garden City of Samal about 46% cheaper.

Public transport costs about 33% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Island Garden City of Samal, where all-in costs run around $715, than in Ubud, Bali at $1,331. In Island Garden City of Samal it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Island Garden City of Samal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.