Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Island Garden City of Samal

For one person, living is cheaper in Island Garden City of Samal: $870 a month against $1,369 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
42

Cost of Living Index in Island Garden City of Samal
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Island Garden City of Samal Living Index

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Island Garden City of Samal, Philippines

Ubud, Bali

🇮🇩 Indonesia

$1,369

/mo nomad

Island Garden City of Samal

🇵🇭 Philippines

$870

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Island Garden City of Samal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Island Garden City of Samal actually costs, broken down by who's living it.

A single person spends $1,369 per month in Ubud, Bali vs $870 in Island Garden City of Samal, rent included.

Ubud, Bali $1,369
Island Garden City of Samal $870

A couple spends around $2,302 per month in Ubud, Bali vs $1,307 in Island Garden City of Samal, rent included.

Ubud, Bali $2,302
Island Garden City of Samal $1,307

A family of three spends $3,236 per month in Ubud, Bali vs $1,744 in Island Garden City of Samal, rent included.

Ubud, Bali $3,236
Island Garden City of Samal $1,744

Ubud, Bali costs about 57% more than Island Garden City of Samal, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 2% above the global median, while Island Garden City of Samal is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 60.8K

$5.54 ₱348

-39.17%

Three-Course Dinner for Two, Mid-Range

$34.50 Rp 622.5K

$20.51 ₱1,290

68.21%

Fast Food Meal (McDonalds, etc)

$5.69 Rp 102.6K

$3.89 ₱245

46.27%

Cappuccino

$2.72 Rp 49.1K

$2.24 ₱141

21.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 Rp 28.1K

$1.02 ₱64.3

52.94%

Water (0.33 liter bottle)

$0.63 Rp 11.4K

$0.60 ₱37.77

5.00%

Local Beer (0.5 liter draught)

$2.71 Rp 49.0K

$1.43 ₱89.9

89.51%

Imported Beer (0.33 liter bottle)

$4.33 Rp 78.1K

$2.17 ₱136

99.54%

Milk (1 liter)

$1.48 Rp 26.7K

$2.07 ₱130

-28.50%

White Bread (500g)

$2.29 Rp 41.3K

$1.15 ₱72.2

99.13%

Rice (white) (1kg)

$1.09 Rp 19.7K

$0.90 ₱56.8

21.11%

Eggs

$2.07 Rp 37.4K

$2.03 ₱128

1.97%

Local Cheese (1kg)

$15.73 Rp 283.9K

$6.82 ₱428

130.65%

Chicken Fillets (1kg)

$4.04 Rp 73.0K

$5.13 ₱322

-21.25%

Beef Round Steak (1kg)

$11.21 Rp 202.2K

$7.22 ₱454

55.26%

Apples (1kg)

$3.67 Rp 66.2K

$2.47 ₱155

48.58%

Banana (1kg)

$1.58 Rp 28.5K

$1.24 ₱78.2

27.42%

Oranges (1kg)

$2.35 Rp 42.3K

$2.44 ₱153

-3.69%

Tomato (1kg)

$1.98 Rp 35.8K

$1.29 ₱80.9

53.49%

Potato (1kg)

$1.87 Rp 33.8K

$2.11 ₱133

-11.37%

Onion (1kg)

$2.38 Rp 43.0K

$1.53 ₱96.1

55.56%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.89 ₱55.7

14.61%

Water (1.5 liter bottle)

$0.53 Rp 9,583

$0.72 ₱45.15

-26.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.21 Rp 39.8K

$2.52 ₱158

-12.30%

Wine (Bottle)

$21.60 Rp 389.8K

$5.78 ₱363

273.70%

Local Beer (0.5 liter bottle)

$2.38 Rp 42.9K

$1.24 ₱78.3

91.94%

Imported Beer (0.33 liter bottle)

$2.89 Rp 52.2K

$1.56 ₱97.8

85.26%

One-way Ticket (Public Transport)

$0.23 Rp 4,130

$0.24 ₱14.89

-4.17%

Public Transport Monthly Pass (Regular Price)

$9.73 Rp 175.6K

$13.93 ₱876

-30.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$0.80 ₱50.1

-45.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,415

$0.22 ₱13.83

113.64%

Taxi 1hour Waiting (Normal Tariff)

$5.61 Rp 101.2K

$1.86 ₱117

201.61%

Gasoline (1 liter)

$0.89 Rp 16.1K

$1.23 ₱77.5

-27.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 441.5M

$21.5K ₱1.4M

13.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K Rp 582.2M

$19.5K ₱1.2M

65.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.1 Rp 1.4M

$106 ₱6,670

-27.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.43 Rp 116.0K

$18.77 ₱1,180

-65.74%

Internet (50+ Mbps, Unlimited Data)

$19.33 Rp 348.8K

$30.91 ₱1,943

-37.46%

Gym Membership (Monthly)

$79.1 Rp 1.4M

$33.70 ₱2,119

134.75%

Tennis Court (1 Hour on Weekend)

$18.70 Rp 337.4K

$8.97 ₱564

108.47%

Cinema Ticket

$4.28 Rp 77.3K

$4.65 ₱292

-7.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 Rp 8.8M

$23.69 ₱1,489

1960.66%

International Primary School, 1 Child (Yearly)

$12.4K Rp 223.6M

$7,917 ₱497.7K

56.53%

Jeans (Levis 501 Or Similar)

$45.14 Rp 814.5K

$51.5 ₱3,240

-12.42%

Summer Dress (H&M, Zara, etc)

$35.54 Rp 641.4K

$27.65 ₱1,738

28.54%

Sport Shoes (Adidas, Nike)

$78.8 Rp 1.4M

$78.1 ₱4,908

0.97%

Men's Leather Business Shoes

$77.7 Rp 1.4M

$49.71 ₱3,125

56.33%

1-bedroom Apartment, City Center (Monthly)

$1,093 Rp 19.7M

$366 ₱23.0K

198.55%

1-bedroom Apartment, Outside City Center (Monthly)

$670 Rp 12.1M

$270 ₱17.0K

148.12%

3-bedroom Apartment, City Center (Monthly)

$3,476 Rp 62.7M

$921 ₱57.9K

277.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,661 Rp 30.0M

$483 ₱30.4K

243.97%

Buy Apartment in City Center (m2)

$2,381 Rp 43.0M

$3,913 ₱246.0K

-39.15%

Buy Apartment Outside City Center (m2)

$2,186 Rp 39.5M

$2,081 ₱130.8K

5.09%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.75

77.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 10, 2026

Last update for Island Garden City of Samal: November 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$670 49%

Island Garden City of Samal

$270 31.1% 59.7% $400

Groceries & Markets

Ubud, Bali

$280 20.5%

Island Garden City of Samal

$190 21.9% 32.2% $90

Eating Out

Ubud, Bali

$108 7.9%

Island Garden City of Samal

$101 11.6% 6.4% $6.9

Clothing & Footwear

Ubud, Bali

$107 7.8%

Island Garden City of Samal

$93 10.7% 12.7% $14

Monthly Utilities & Internet

Ubud, Bali

$103 7.5%

Island Garden City of Samal

$156 17.9% 51.5% $53

Sport & Entertainment

Ubud, Bali

$88 6.4%

Island Garden City of Samal

$43 4.9% 51% $45

Getting Around

Ubud, Bali

$13 1%

Island Garden City of Samal

$17 1.9% 25% $3.4

Cost Breakdown

A central one-bedroom costs $1,093 in Ubud, Bali versus $366 in Island Garden City of Samal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34 in Ubud, Bali versus $21 in Island Garden City of Samal. Monthly groceries follow the same trend: $280 vs $190 – making Island Garden City of Samal the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Island Garden City of Samal

🕒 Local time

04:46 4:46 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

116,771

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 10, 2026: 1 USD = 18,045 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,248 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of November 10, 2026: 1 USD = 62.87 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Island Garden City of Samal 2,080 km ≈ 3 h nonstop flight

From you

Ubud, Bali
Island Garden City of Samal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Island Garden City of Samal: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 57% more than Island Garden City of Samal, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,053 per month in Ubud, Bali and $1,305 in Island Garden City of Samal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Island Garden City of Samal, especially for central apartments: a one-bedroom in the center costs $366 there versus $1,093 in Ubud, Bali.

Monthly expenses with rent come to $1,369 in Ubud, Bali and $870 in Island Garden City of Samal. That makes Island Garden City of Samal about 36% cheaper.

Public transport costs about 30% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$800 is a stretch for both – monthly costs hit $1,369 in Ubud, Bali and $870 in Island Garden City of Samal. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Island Garden City of Samal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.