Cost of Living Comparison Between Iloilo and Makati Cost of Living Comparison Between Iloilo and Makati

Monthly Cost of Living

A single person spends $695 per month in Iloilo vs $1,204 in Makati, rent included.

A couple spends around $1,054 per month in Iloilo vs $2,023 in Makati, rent included.

A family of three spends $1,413 per month in Iloilo vs $2,841 in Makati, rent included.

Iloilo is about 42% cheaper than Makati, driven mainly by Clothing & Footwear.

Both Iloilo and Makati are more affordable than the global median – Iloilo 48% lower, Makati 10% lower.

Meal at Budget Restaurant

$2.69 ₱165

$6.69 ₱409

-59.79%

Three-Course Dinner for Two, Mid-Range

$21.66 ₱1,325

$44.22 ₱2,706

-51.02%

Fast Food Meal (McDonalds, etc)

$3.50 ₱214

$4.88 ₱299

-28.28%

Cappuccino

$2.00 ₱123

$2.93 ₱179

-31.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ₱35.13

$1.19 ₱73.1

-52.10%

Water (0.33 liter bottle)

$0.32 ₱19.61

$0.56 ₱34.49

-42.86%

Local Beer (0.5 liter draught)

$0.94 ₱57.3

$2.42 ₱148

-61.16%

Imported Beer (0.33 liter bottle)

$1.75 ₱107

$3.62 ₱221

-51.66%

Milk (1 liter)

$1.80 ₱110

$2.20 ₱135

-18.18%

White Bread (500g)

$1.21 ₱74.1

$1.49 ₱91.2

-18.79%

Rice (white) (1kg)

$0.89 ₱54.7

$1.07 ₱65.2

-16.82%

Eggs

$2.24 ₱137

$2.34 ₱143

-4.27%

Local Cheese (1kg)

$5.80 ₱355

$8.19 ₱501

-29.18%

Chicken Fillets (1kg)

$4.19 ₱257

$4.42 ₱270

-5.20%

Beef Round Steak (1kg)

$7.05 ₱431

$7.71 ₱471

-8.56%

Apples (1kg)

$3.72 ₱227

$4.36 ₱267

-14.68%

Banana (1kg)

$1.19 ₱72.6

$2.00 ₱122

-40.50%

Oranges (1kg)

$3.31 ₱202

$2.57 ₱157

28.79%

Tomato (1kg)

$1.60 ₱98.1

$2.23 ₱136

-28.25%

Potato (1kg)

$2.55 ₱156

$3.45 ₱211

-26.09%

Onion (1kg)

$3.05 ₱187

$2.86 ₱175

6.64%

Lettuce (1 head)

$1.69 ₱104

$1.14 ₱69.5

48.25%

Water (1.5 liter bottle)

$0.90 ₱55.1

$1.02 ₱62.2

-11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₱190

$2.84 ₱174

9.15%

Wine (Bottle)

$5.70 ₱348

$8.12 ₱497

-29.80%

Local Beer (0.5 liter bottle)

$1.29 ₱79.0

$1.25 ₱76.5

3.20%

Imported Beer (0.33 liter bottle)

$1.45 ₱88.7

$2.32 ₱142

-37.50%

One-way Ticket (Public Transport)

$0.23 ₱14.07

$0.54 ₱33.13

-57.41%

Public Transport Monthly Pass (Regular Price)

$5.11 ₱313

$3.64 ₱223

40.38%

Taxi Start (Normal Tariff)

$0.68 ₱41.84

$0.78 ₱47.96

-12.82%

Taxi (Normal Tariff) (1km)

$0.31 ₱19.23

$0.11 ₱6.44

181.82%

Taxi 1hour Waiting (Normal Tariff)

$2.60 ₱159

$3.65 ₱223

-28.77%

Gasoline (1 liter)

$1.13 ₱69.2

$1.10 ₱67.4

2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K ₱1.5M

$33.4K ₱2.0M

-26.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$21.5K ₱1.3M

-9.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.7 ₱4,082

$171 ₱10.4K

-60.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.70 ₱1,939

$26.96 ₱1,649

17.58%

Internet (50+ Mbps, Unlimited Data)

$29.55 ₱1,808

$35.97 ₱2,201

-17.85%

Gym Membership (Monthly)

$26.75 ₱1,637

$55.6 ₱3,402

-51.90%

Tennis Court (1 Hour on Weekend)

$11.87 ₱726

Cinema Ticket

$5.42 ₱332

$8.19 ₱501

-33.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$35.20 ₱2,153

$322 ₱19.7K

-89.07%

International Primary School, 1 Child (Yearly)

$4,394 ₱268.8K

$7,811 ₱477.9K

-43.75%

Jeans (Levis 501 Or Similar)

$45.02 ₱2,754

$58.8 ₱3,598

-23.45%

Summer Dress (H&M, Zara, etc)

$23.36 ₱1,429

$35.76 ₱2,188

-34.68%

Sport Shoes (Adidas, Nike)

$62.8 ₱3,843

$83.9 ₱5,132

-25.12%

Men's Leather Business Shoes

$26.69 ₱1,633

$123 ₱7,550

-78.37%

1-bedroom Apartment, City Center (Monthly)

$233 ₱14.2K

$667 ₱40.8K

-65.15%

1-bedroom Apartment, Outside City Center (Monthly)

$177 ₱10.8K

$403 ₱24.6K

-56.16%

3-bedroom Apartment, City Center (Monthly)

$350 ₱21.4K

$2,307 ₱141.1K

-84.83%

3-bedroom Apartment, Outside City Center (Monthly)

$286 ₱17.5K

$1,015 ₱62.1K

-71.84%

Buy Apartment in City Center (m2)

$3,857 ₱236.0K

$6,283 ₱384.4K

-38.60%

Buy Apartment Outside City Center (m2)

$1,051 ₱64.3K

$3,903 ₱238.8K

-73.08%

Average Monthly Net Salary (After Tax)

$207 ₱12.6K

$712 ₱43.6K

-70.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: April 26, 2026

Last update for Makati: April 25, 2026

Cost Breakdown

A central one-bedroom costs $233 in Iloilo versus $667 in Makati. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 245% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Iloilo versus $44.00 in Makati. Monthly groceries follow the same trend: $201 vs $236 – making Iloilo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Iloilo vs Makati: Cost of Living - Frequently Asked Questions

Yes – Makati is pricier by about 73%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,042 per month in Iloilo and $1,807 in Makati. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $22.00 in Iloilo and $44.00 in Makati. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $695 in Iloilo and $1,204 in Makati. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $695, than in Makati at $1,204. In Iloilo it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.