Last update: Oct 2026

Cost of Living Comparison Between Iloilo and Baguio

For one person, living is cheaper in Iloilo: $686 a month against $757 in Baguio, rent and utilities included – about $850 less a year. Other living expenses account for most of the difference.

33

Cost of Living Index in Iloilo
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Iloilo Living Index
37

Cost of Living Index in Baguio
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Baguio Living Index

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Iloilo

🇵🇭 Philippines

$686

/mo nomad

Baguio

🇵🇭 Philippines

$757

/mo nomad

Monthly Cost of Living

How much you'll spend in Iloilo and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Iloilo and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $686 in Iloilo versus $757 in Baguio.

Iloilo $686
Baguio $757

Estimated couple costs with rent: $1,038 in Iloilo versus $1,171 in Baguio.

Iloilo $1,038
Baguio $1,171

Monthly costs for a family of three with rent: $1,390 in Iloilo versus $1,585 in Baguio.

Iloilo $1,390
Baguio $1,585

Living in Iloilo costs roughly 9% less than in Baguio, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Iloilo 49% lower, Baguio 44% lower.

Meal at Budget Restaurant

$2.72 ₱171

$4.04 ₱255

-32.67%

Three-Course Dinner for Two, Mid-Range

$18.73 ₱1,179

$16.77 ₱1,056

11.69%

Fast Food Meal (McDonalds, etc)

$3.23 ₱203

$2.85 ₱180

13.33%

Cappuccino

$2.02 ₱127

$1.86 ₱117

8.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 ₱39.83

$0.59 ₱37.34

6.78%

Water (0.33 liter bottle)

$0.31 ₱19.48

$0.30 ₱19.17

3.33%

Local Beer (0.5 liter draught)

$1.10 ₱69.0

$0.97 ₱61.3

13.40%

Imported Beer (0.33 liter bottle)

$1.74 ₱109

$1.57 ₱98.9

10.83%

Milk (1 liter)

$1.66 ₱105

$1.69 ₱106

-1.78%

White Bread (500g)

$1.16 ₱73.3

$1.12 ₱70.7

3.57%

Rice (white) (1kg)

$0.91 ₱57.5

$0.96 ₱60.5

-5.21%

Eggs

$2.02 ₱127

$2.03 ₱128

-0.49%

Local Cheese (1kg)

$6.02 ₱379

$5.22 ₱329

15.33%

Chicken Fillets (1kg)

$4.11 ₱259

$3.34 ₱210

23.05%

Beef Round Steak (1kg)

$6.09 ₱383

$8.04 ₱506

-24.25%

Apples (1kg)

$3.31 ₱208

$2.31 ₱145

43.29%

Banana (1kg)

$1.08 ₱68.1

$1.59 ₱100

-32.08%

Oranges (1kg)

$2.95 ₱186

$2.35 ₱148

25.53%

Tomato (1kg)

$1.43 ₱90.1

$1.08 ₱67.7

32.41%

Potato (1kg)

$2.29 ₱144

$1.69 ₱107

35.50%

Onion (1kg)

$2.72 ₱171

$1.76 ₱111

54.55%

Lettuce (1 head)

$1.45 ₱91.6

$0.62 ₱38.85

133.87%

Water (1.5 liter bottle)

$0.84 ₱52.6

$0.50 ₱31.33

68.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₱187

$2.87 ₱181

3.48%

Wine (Bottle)

$6.35 ₱400

$9.00 ₱567

-29.44%

Local Beer (0.5 liter bottle)

$1.10 ₱69.2

$0.92 ₱57.8

19.57%

Imported Beer (0.33 liter bottle)

$1.25 ₱78.7

$2.02 ₱127

-38.12%

One-way Ticket (Public Transport)

$0.22 ₱13.83

$0.25 ₱15.84

-12.00%

Public Transport Monthly Pass (Regular Price)

$4.68 ₱294

$12.90 ₱812

-63.72%

Taxi Start (Normal Tariff)

$0.78 ₱48.87

$0.77 ₱48.34

1.30%

Taxi (Normal Tariff) (1km)

$0.34 ₱21.29

$0.23 ₱14.44

47.83%

Taxi 1hour Waiting (Normal Tariff)

$2.44 ₱153

$1.93 ₱121

26.42%

Gasoline (1 liter)

$1.21 ₱76.4

$1.25 ₱78.7

-3.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$21.5K ₱1.4M

0.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$19.0K ₱1.2M

3.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.7 ₱3,947

$138 ₱8,682

-54.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.43 ₱594

$17.71 ₱1,115

-46.75%

Internet (50+ Mbps, Unlimited Data)

$27.38 ₱1,724

$23.76 ₱1,496

15.24%

Gym Membership (Monthly)

$9.34 ₱588

$21.05 ₱1,325

-55.63%

Tennis Court (1 Hour on Weekend)

$5.19 ₱327

Cinema Ticket

$4.89 ₱308

$5.30 ₱334

-7.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$32.47 ₱2,044

$135 ₱8,486

-75.91%

International Primary School, 1 Child (Yearly)

$10.7K ₱673.8K

Jeans (Levis 501 Or Similar)

$23.44 ₱1,476

$28.76 ₱1,811

-18.50%

Summer Dress (H&M, Zara, etc)

$17.15 ₱1,080

$19.76 ₱1,244

-13.21%

Sport Shoes (Adidas, Nike)

$56.7 ₱3,570

$71.1 ₱4,479

-20.30%

Men's Leather Business Shoes

$23.75 ₱1,496

$56.4 ₱3,551

-57.89%

1-bedroom Apartment, City Center (Monthly)

$306 ₱19.3K

$409 ₱25.8K

-25.25%

1-bedroom Apartment, Outside City Center (Monthly)

$249 ₱15.7K

$200 ₱12.6K

24.77%

3-bedroom Apartment, City Center (Monthly)

$1,175 ₱74.0K

$836 ₱52.6K

40.61%

3-bedroom Apartment, Outside City Center (Monthly)

$437 ₱27.5K

$466 ₱29.3K

-6.11%

Buy Apartment in City Center (m2)

$3,747 ₱235.9K

$2,647 ₱166.7K

41.54%

Buy Apartment Outside City Center (m2)

$1,026 ₱64.6K

$930 ₱58.6K

10.31%

Average Monthly Net Salary (After Tax)

$201 ₱12.7K

$182 ₱11.4K

10.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

6.75

8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: October 11, 2026

Last update for Baguio: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Iloilo

$249 36.3%

Baguio

$200 26.4% 19.9% $49

Groceries & Markets

Iloilo

$188 27.4%

Baguio

$176 23.3% 6.2% $12

Monthly Utilities & Internet

Iloilo

$100 14.5%

Baguio

$179 23.7% 80.3% $80

Eating Out

Iloilo

$68 10%

Baguio

$75 9.9% 9.4% $6.4

Clothing & Footwear

Iloilo

$54 7.9%

Baguio

$79 10.5% 45.5% $25

Sport & Entertainment

Iloilo

$19 2.8%

Baguio

$32 4.2% 65.6% $13

Getting Around

Iloilo

$8 1.2%

Baguio

$16 2.1% 97.3% $7.8

Cost Breakdown

A one-bedroom apartment in the center runs $306 in Iloilo and $409 in Baguio. Housing cost is often the main lever when comparing two cities.

Iloilo pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Iloilo vs $17.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $188 vs $176 per month, with Baguio cheaper across the board.

Good to know

🇵🇭 Iloilo

🇵🇭 Baguio

🕒 Local time

20:03 8:03 PM

Same time as Iloilo

🌤 Weather

👥 Population

457,626

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Iloilo Baguio 670 km ≈ 1 h 15 min nonstop flight

From you

Iloilo
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Iloilo vs Baguio: Cost of Living - Frequently Asked Questions

Iloilo wins on cost – living expenses run 10% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Iloilo the obvious pick if budget is a priority.

Average pay runs 11% higher in Iloilo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $306 in Iloilo versus $409 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $686 per month in Iloilo versus $757 in Baguio – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Iloilo runs roughly 176% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Iloilo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Iloilo delivers better value – similar infrastructure at $686 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Iloilo hard to pass up.

Safety-wise, Iloilo and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Iloilo gentler on the wallet – expenses run 10% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.