Last update: Oct 2026

Cost of Living Comparison Between Baguio and Iloilo

For one person, living is cheaper in Iloilo: $686 a month against $757 in Baguio, rent and utilities included – about $850 less a year. Other living expenses account for most of the difference.

37

Cost of Living Index in Baguio
Learn more

Baguio Living Index
33

Cost of Living Index in Iloilo
Learn more

Iloilo Living Index

Jump to prices

Baguio

🇵🇭 Philippines

$757

/mo nomad

Iloilo

🇵🇭 Philippines

$686

/mo nomad

Monthly Cost of Living

How much you'll spend in Baguio and in Iloilo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Iloilo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $757 in Baguio versus $686 in Iloilo.

Baguio $757
Iloilo $686

Estimated couple costs with rent: $1,171 in Baguio versus $1,038 in Iloilo.

Baguio $1,171
Iloilo $1,038

Monthly costs for a family of three with rent: $1,585 in Baguio versus $1,390 in Iloilo.

Baguio $1,585
Iloilo $1,390

Living in Baguio is roughly 10% more expensive than in Iloilo, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Baguio 44% lower, Iloilo 49% lower.

Meal at Budget Restaurant

$4.04 ₱255

$2.72 ₱171

48.53%

Three-Course Dinner for Two, Mid-Range

$16.77 ₱1,056

$18.73 ₱1,179

-10.46%

Fast Food Meal (McDonalds, etc)

$2.85 ₱180

$3.23 ₱203

-11.76%

Cappuccino

$1.86 ₱117

$2.02 ₱127

-7.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 ₱37.34

$0.63 ₱39.83

-6.35%

Water (0.33 liter bottle)

$0.30 ₱19.17

$0.31 ₱19.48

-3.23%

Local Beer (0.5 liter draught)

$0.97 ₱61.3

$1.10 ₱69.0

-11.82%

Imported Beer (0.33 liter bottle)

$1.57 ₱98.9

$1.74 ₱109

-9.77%

Milk (1 liter)

$1.69 ₱106

$1.66 ₱105

1.81%

White Bread (500g)

$1.12 ₱70.7

$1.16 ₱73.3

-3.45%

Rice (white) (1kg)

$0.96 ₱60.5

$0.91 ₱57.5

5.49%

Eggs

$2.03 ₱128

$2.02 ₱127

0.50%

Local Cheese (1kg)

$5.22 ₱329

$6.02 ₱379

-13.29%

Chicken Fillets (1kg)

$3.34 ₱210

$4.11 ₱259

-18.73%

Beef Round Steak (1kg)

$8.04 ₱506

$6.09 ₱383

32.02%

Apples (1kg)

$2.31 ₱145

$3.31 ₱208

-30.21%

Banana (1kg)

$1.59 ₱100

$1.08 ₱68.1

47.22%

Oranges (1kg)

$2.35 ₱148

$2.95 ₱186

-20.34%

Tomato (1kg)

$1.08 ₱67.7

$1.43 ₱90.1

-24.48%

Potato (1kg)

$1.69 ₱107

$2.29 ₱144

-26.20%

Onion (1kg)

$1.76 ₱111

$2.72 ₱171

-35.29%

Lettuce (1 head)

$0.62 ₱38.85

$1.45 ₱91.6

-57.24%

Water (1.5 liter bottle)

$0.50 ₱31.33

$0.84 ₱52.6

-40.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 ₱181

$2.97 ₱187

-3.37%

Wine (Bottle)

$9.00 ₱567

$6.35 ₱400

41.73%

Local Beer (0.5 liter bottle)

$0.92 ₱57.8

$1.10 ₱69.2

-16.36%

Imported Beer (0.33 liter bottle)

$2.02 ₱127

$1.25 ₱78.7

61.60%

One-way Ticket (Public Transport)

$0.25 ₱15.84

$0.22 ₱13.83

13.64%

Public Transport Monthly Pass (Regular Price)

$12.90 ₱812

$4.68 ₱294

175.64%

Taxi Start (Normal Tariff)

$0.77 ₱48.34

$0.78 ₱48.87

-1.28%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.44

$0.34 ₱21.29

-32.35%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₱121

$2.44 ₱153

-20.90%

Gasoline (1 liter)

$1.25 ₱78.7

$1.21 ₱76.4

3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.4M

$21.6K ₱1.4M

-0.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$19.6K ₱1.2M

-3.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,682

$62.7 ₱3,947

119.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.71 ₱1,115

$9.43 ₱594

87.80%

Internet (50+ Mbps, Unlimited Data)

$23.76 ₱1,496

$27.38 ₱1,724

-13.22%

Gym Membership (Monthly)

$21.05 ₱1,325

$9.34 ₱588

125.37%

Tennis Court (1 Hour on Weekend)

$5.19 ₱327

Cinema Ticket

$5.30 ₱334

$4.89 ₱308

8.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,486

$32.47 ₱2,044

315.12%

International Primary School, 1 Child (Yearly)

$10.7K ₱673.8K

Jeans (Levis 501 Or Similar)

$28.76 ₱1,811

$23.44 ₱1,476

22.70%

Summer Dress (H&M, Zara, etc)

$19.76 ₱1,244

$17.15 ₱1,080

15.22%

Sport Shoes (Adidas, Nike)

$71.1 ₱4,479

$56.7 ₱3,570

25.47%

Men's Leather Business Shoes

$56.4 ₱3,551

$23.75 ₱1,496

137.47%

1-bedroom Apartment, City Center (Monthly)

$409 ₱25.8K

$306 ₱19.3K

33.78%

1-bedroom Apartment, Outside City Center (Monthly)

$200 ₱12.6K

$249 ₱15.7K

-19.85%

3-bedroom Apartment, City Center (Monthly)

$836 ₱52.6K

$1,175 ₱74.0K

-28.88%

3-bedroom Apartment, Outside City Center (Monthly)

$466 ₱29.3K

$437 ₱27.5K

6.50%

Buy Apartment in City Center (m2)

$2,647 ₱166.7K

$3,747 ₱235.9K

-29.35%

Buy Apartment Outside City Center (m2)

$930 ₱58.6K

$1,026 ₱64.6K

-9.34%

Average Monthly Net Salary (After Tax)

$182 ₱11.4K

$201 ₱12.7K

-9.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

7.33

-7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 12, 2026

Last update for Iloilo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baguio

$200 26.4%

Iloilo

$249 36.3% 24.8% $49

Monthly Utilities & Internet

Baguio

$179 23.7%

Iloilo

$100 14.5% 44.5% $80

Groceries & Markets

Baguio

$176 23.3%

Iloilo

$188 27.4% 6.6% $12

Clothing & Footwear

Baguio

$79 10.5%

Iloilo

$54 7.9% 31.3% $25

Eating Out

Baguio

$75 9.9%

Iloilo

$68 10% 8.6% $6.4

Sport & Entertainment

Baguio

$32 4.2%

Iloilo

$19 2.8% 39.6% $13

Getting Around

Baguio

$16 2.1%

Iloilo

$8 1.2% 49.3% $7.8

Cost Breakdown

A one-bedroom apartment in the center runs $409 in Baguio and $306 in Iloilo. Housing cost is often the main lever when comparing two cities.

Iloilo pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $19.00 in Iloilo for a mid-range dinner for two. Groceries echo the gap at $176 vs $188 per month, with Baguio cheaper across the board.

Good to know

🇵🇭 Baguio

🇵🇭 Iloilo

🕒 Local time

01:55 1:55 AM

Same time as Baguio

🌤 Weather

👥 Population

366,358

457,626

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Baguio Iloilo 670 km ≈ 1 h 15 min nonstop flight

From you

Baguio
Iloilo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Iloilo: Cost of Living - Frequently Asked Questions

Iloilo wins on cost – living expenses run 10% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Iloilo the obvious pick if budget is a priority.

On paper, salaries run 11% lower in Iloilo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $409 in Baguio versus $306 in Iloilo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $757 per month in Baguio versus $686 in Iloilo – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Iloilo runs roughly 176% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Iloilo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Iloilo delivers better value – similar infrastructure at $686 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Iloilo hard to pass up.

Safety-wise, Baguio and Iloilo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Iloilo gentler on the wallet – expenses run 10% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.