Cost of Living Comparison Between Hubli and Chiang Mai Cost of Living Comparison Between Hubli and Chiang Mai

Monthly Cost of Living

A single person spends $369 per month in Hubli vs $932 in Chiang Mai, rent included.

A couple spends around $607 per month in Hubli vs $1,399 in Chiang Mai, rent included.

A family of three spends $846 per month in Hubli vs $1,866 in Chiang Mai, rent included.

Hubli is about 60% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Hubli and Chiang Mai are more affordable than the global median – Hubli 73% lower, Chiang Mai 32% lower.

Currency
🍽 Eating Out
Hubli
Chiang Mai
Difference
Meal at Budget Restaurant
$5.07 ₹487
$2.08 ฿69.5
143.75%
Three-Course Dinner for Two, Mid-Range
$14.73 ₹1,414
$19.61 ฿655
-24.89%
Fast Food Meal (McDonalds, etc)
$2.90 ₹278
$5.67 ฿189
-48.85%
Cappuccino
$1.51 ₹145
$1.81 ฿60.3
-16.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 ₹37.96
$0.77 ฿25.65
-48.05%
Water (0.33 liter bottle)
$0.11 ₹10.12
$0.35 ฿11.53
-68.57%
Local Beer (0.5 liter draught)
$1.47 ₹141
$2.21 ฿73.9
-33.48%
Imported Beer (0.33 liter bottle)
$4.17 ₹400
$3.79 ฿127
10.03%
🛒 Groceries & Markets
Hubli
Chiang Mai
Difference
Milk (1 liter)
$0.59 ₹56.6
$2.05 ฿68.4
-71.22%
White Bread (500g)
$0.43 ₹41.31
$1.51 ฿50.6
-71.52%
Rice (white) (1kg)
$0.79 ₹75.5
$1.40 ฿46.69
-43.57%
Eggs
$0.84 ₹81.0
$2.26 ฿75.4
-62.83%
Local Cheese (1kg)
$7.39 ₹709
$16.19 ฿540
-54.35%
Chicken Fillets (1kg)
$3.99 ₹383
$2.90 ฿96.7
37.59%
Beef Round Steak (1kg)
-
$9.42 ฿314
-
Apples (1kg)
$2.21 ₹212
$2.68 ฿89.4
-17.54%
Banana (1kg)
$0.55 ₹53.1
$1.09 ฿36.37
-49.54%
Oranges (1kg)
$1.33 ₹128
$1.62 ฿54.0
-17.90%
Tomato (1kg)
$0.21 ₹20.11
$1.46 ฿48.74
-85.62%
Potato (1kg)
$0.34 ₹32.42
$1.28 ฿42.65
-73.44%
Onion (1kg)
$0.39 ₹37.03
$1.06 ฿35.31
-63.21%
Lettuce (1 head)
$0.60 ₹57.9
$0.72 ฿23.94
-16.67%
Water (1.5 liter bottle)
$0.29 ₹28.20
$0.53 ฿17.56
-45.28%
Cigarettes 20 Pack (Marlboro, Camel)
$5.04 ₹484
$4.23 ฿141
19.15%
Wine (Bottle)
-
$18.29 ฿611
-
Local Beer (0.5 liter bottle)
$1.80 ₹173
$1.63 ฿54.4
10.43%
Imported Beer (0.33 liter bottle)
$2.01 ₹192
$2.90 ฿96.8
-30.69%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.59 ₹441
-
-
🚌 Getting Around
Hubli
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.27 ₹26.08
$0.88 ฿29.32
-69.32%
Public Transport Monthly Pass (Regular Price)
-
$53.8 ฿1,795
-
Taxi Start (Normal Tariff)
-
$1.17 ฿39.14
-
Taxi (Normal Tariff) (1km)
-
$0.58 ฿19.30
-
Taxi 1hour Waiting (Normal Tariff)
$0.79 ₹76.1
$2.39 ฿79.6
-66.95%
Gasoline (1 liter)
$1.09 ₹104
$1.45 ฿48.41
-24.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.0K ฿701.4K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$26.4K ฿882.0K
-
🧾 Monthly Utilities & Internet
Hubli
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$33.72 ₹3,235
$63.7 ฿2,125
-47.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.19 ₹306
$12.89 ฿430
-75.25%
Internet (50+ Mbps, Unlimited Data)
$10.19 ₹978
$20.52 ฿685
-50.34%
🎉 Sport & Entertainment
Hubli
Chiang Mai
Difference
Gym Membership (Monthly)
$16.27 ₹1,561
$39.02 ฿1,302
-58.30%
Tennis Court (1 Hour on Weekend)
$2.59 ₹248
$3.92 ฿131
-33.93%
Cinema Ticket
-
$6.58 ฿220
-
🧸 Childcare & Education
Hubli
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$52.4 ₹5,027
$784 ฿26.2K
-93.32%
International Primary School, 1 Child (Yearly)
$704 ₹67.5K
$14.7K ฿489.8K
-95.20%
👕👟 Clothing & Footwear
Hubli
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$12.35 ₹1,185
$55.1 ฿1,840
-77.59%
Summer Dress (H&M, Zara, etc)
$21.04 ₹2,019
$24.74 ฿826
-14.96%
Sport Shoes (Adidas, Nike)
$30.89 ₹2,964
$94.1 ฿3,142
-67.18%
Men's Leather Business Shoes
$31.64 ₹3,035
$74.0 ฿2,469
-57.22%
🏠 Accommodation & Living
Hubli
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$113 ₹10.9K
$490 ฿16.4K
-76.87%
1-bedroom Apartment, Outside City Center (Monthly)
$79.3 ₹7,606
$288 ฿9,620
-72.49%
3-bedroom Apartment, City Center (Monthly)
$234 ₹22.5K
$891 ฿29.8K
-73.71%
3-bedroom Apartment, Outside City Center (Monthly)
$181 ₹17.4K
$521 ฿17.4K
-65.25%
Buy Apartment in City Center (m2)
$479 ₹46.0K
$1,974 ฿65.9K
-75.72%
Buy Apartment Outside City Center (m2)
$255 ₹24.5K
$1,444 ฿48.2K
-82.34%
💵 Salaries & Financials
Hubli
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$373 ₹35.8K
$602 ฿20.1K
-38.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.75
5.57
39.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hubli: September 14, 2026

Last update for Chiang Mai: September 13, 2026

Cost Breakdown

A central one-bedroom costs $113 in Hubli versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $15.00 in Hubli versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $100 vs $241 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hubli vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hubli or Chiang Mai?
Chiang Mai costs about 153% more than Hubli, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hubli and in Chiang Mai?
For a comfortable life, plan on about $554 per month in Hubli and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Hubli or Chiang Mai?
Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Hubli and in Chiang Mai?
A mid-range dinner for two costs $15.00 in Hubli and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Hubli or in Chiang Mai?
Groceries cost about 140% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Hubli or in Chiang Mai?
A $1,500 monthly budget goes further in Hubli, where all-in costs run around $369, than in Chiang Mai at $932. In Hubli it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Hubli or Chiang Mai?
For digital nomads, it depends on budget. Hubli costs $369 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Hubli compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Hubli or to Chiang Mai?
If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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