Last update: Oct 2026

Cost of Living Comparison Between Hubli and Chiang Mai

For one person, living is cheaper in Hubli: $401 a month against $936 in Chiang Mai, rent and utilities included – about $6,400 less a year. Rent and utilities account for about half of the difference.

Hubli, India
Chiang Mai, Thailand
Hubli
🇮🇳 India
$401
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Hubli and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hubli and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $401 per month in Hubli vs $936 in Chiang Mai, rent included.

  • Hubli $401
  • Chiang Mai $936

A couple spends around $628 per month in Hubli vs $1,457 in Chiang Mai, rent included.

  • Hubli $628
  • Chiang Mai $1,457

A family of three spends $854 per month in Hubli vs $1,979 in Chiang Mai, rent included.

  • Hubli $854
  • Chiang Mai $1,979

Hubli is about 57% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Hubli and Chiang Mai are more affordable than the global median – Hubli 71% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Hubli
Chiang Mai
Difference
Meal at Budget Restaurant
$4.90 ₹465
$2.24 ฿75.6
118.75%
Three-Course Dinner for Two, Mid-Range
$13.90 ₹1,320
$19.00 ฿641
-26.84%
Fast Food Meal (McDonalds, etc)
$3.48 ₹330
$5.55 ฿187
-37.30%
Cappuccino
$2.12 ₹201
$1.67 ฿56.5
26.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 ₹34.08
$0.64 ฿21.55
-43.75%
Water (0.33 liter bottle)
$0.11 ₹10.20
$0.31 ฿10.31
-64.52%
Local Beer (0.5 liter draught)
$2.03 ₹193
$2.36 ฿79.6
-13.98%
Imported Beer (0.33 liter bottle)
$3.07 ₹291
$3.66 ฿124
-16.12%
🛒 Groceries & Markets
Hubli
Chiang Mai
Difference
Milk (1 liter)
$0.61 ₹57.5
$1.95 ฿65.8
-68.72%
White Bread (500g)
$0.39 ₹37.05
$1.44 ฿48.48
-72.92%
Rice (white) (1kg)
$0.73 ₹69.6
$1.33 ฿45.04
-45.11%
Eggs
$0.90 ₹85.3
$2.28 ฿77.1
-60.53%
Local Cheese (1kg)
$6.80 ₹646
$16.45 ฿555
-58.66%
Chicken Fillets (1kg)
$4.32 ₹410
$2.78 ฿93.9
55.40%
Beef Round Steak (1kg)
-
$9.31 ฿314
-
Apples (1kg)
$2.20 ₹209
$2.35 ฿79.4
-6.38%
Banana (1kg)
$0.60 ₹56.6
$0.97 ฿32.80
-38.14%
Oranges (1kg)
$1.36 ₹129
$1.60 ฿53.9
-15.00%
Tomato (1kg)
$0.24 ₹22.67
$1.50 ฿50.6
-84.00%
Potato (1kg)
$0.34 ₹31.81
$1.28 ฿43.12
-73.44%
Onion (1kg)
$0.38 ₹35.64
$1.10 ฿37.19
-65.45%
Lettuce (1 head)
$0.34 ₹32.12
$0.71 ฿23.82
-52.11%
Water (1.5 liter bottle)
$0.31 ₹29.27
$0.49 ฿16.37
-36.73%
Cigarettes 20 Pack (Marlboro, Camel)
$4.70 ₹447
$4.14 ฿140
13.53%
Wine (Bottle)
-
$17.52 ฿591
-
Local Beer (0.5 liter bottle)
$1.80 ₹171
$1.61 ฿54.5
11.80%
Imported Beer (0.33 liter bottle)
$2.09 ₹199
$2.78 ฿94.0
-24.82%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.32 ₹410
-
-
🚌 Getting Around
Hubli
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.25 ₹23.58
$0.87 ฿29.31
-71.26%
Public Transport Monthly Pass (Regular Price)
$11.52 ₹1,093
$54.1 ฿1,826
-78.70%
Taxi Start (Normal Tariff)
-
$1.16 ฿39.06
-
Taxi (Normal Tariff) (1km)
-
$0.53 ฿17.80
-
Taxi 1hour Waiting (Normal Tariff)
$0.76 ₹71.8
$2.42 ฿81.8
-68.60%
Gasoline (1 liter)
$1.08 ₹103
$1.45 ฿48.90
-25.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.1K ฿710.7K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$26.9K ฿909.3K
-
🧾 Monthly Utilities & Internet
Hubli
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$33.69 ₹3,198
$62.2 ฿2,098
-45.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.22 ₹306
$12.17 ฿411
-73.54%
Internet (50+ Mbps, Unlimited Data)
$10.76 ₹1,021
$20.12 ฿679
-46.52%
🎉 Sport & Entertainment
Hubli
Chiang Mai
Difference
Gym Membership (Monthly)
$26.55 ₹2,520
$37.31 ฿1,259
-28.84%
Tennis Court (1 Hour on Weekend)
$2.15 ₹204
$3.77 ฿127
-42.97%
Cinema Ticket
$2.04 ₹194
$6.49 ฿219
-68.57%
🧸 Childcare & Education
Hubli
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$51.5 ₹4,889
$736 ฿24.8K
-93.01%
International Primary School, 1 Child (Yearly)
$702 ₹66.7K
$14.8K ฿498.3K
-95.24%
👕👟 Clothing & Footwear
Hubli
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$14.34 ₹1,361
$53.4 ฿1,801
-73.13%
Summer Dress (H&M, Zara, etc)
$20.63 ₹1,959
$24.64 ฿831
-16.27%
Sport Shoes (Adidas, Nike)
$26.19 ₹2,486
$91.5 ฿3,087
-71.37%
Men's Leather Business Shoes
$25.81 ₹2,450
$71.9 ฿2,428
-64.12%
🏠 Accommodation & Living
Hubli
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$109 ₹10.4K
$482 ฿16.3K
-77.35%
1-bedroom Apartment, Outside City Center (Monthly)
$78.3 ₹7,435
$309 ฿10.4K
-74.65%
3-bedroom Apartment, City Center (Monthly)
$212 ₹20.1K
$1,006 ฿33.9K
-78.93%
3-bedroom Apartment, Outside City Center (Monthly)
$143 ₹13.6K
$633 ฿21.4K
-77.44%
Buy Apartment in City Center (m2)
$1,246 ₹118.3K
$2,363 ฿79.8K
-47.25%
Buy Apartment Outside City Center (m2)
$589 ₹56.0K
$1,589 ฿53.6K
-62.90%
💵 Salaries & Financials
Hubli
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$337 ₹32.0K
$590 ฿19.9K
-42.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.75
5.57
39.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hubli: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Hubli
$100 *
Chiang Mai
$234 135% $135
Eating Out
Hubli
$93
Chiang Mai
$78 16.8% $16
Accommodation & Living
Hubli
$78
Chiang Mai
$309 294% $231
Monthly Utilities & Internet
Hubli
$48
Chiang Mai
$94 98.2% $47
Clothing & Footwear
Hubli
$39
Chiang Mai
$109 178% $70
Sport & Entertainment
Hubli
$31
Chiang Mai
$50 64.2% $20
Getting Around
Hubli
$13 *
Chiang Mai
$61 391% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $109 in Hubli versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14 in Hubli versus $19 in Chiang Mai. Monthly groceries follow the same trend: $100 vs $234 – making Hubli the more affordable choice for daily food spending.

Good to know
🇮🇳 Hubli
🇹🇭 Chiang Mai
🕒 Local time
08:08 8:08 AM
09:38 9:38 AM
1 h 30 min ahead of Hubli
🌤 Weather
👥 Population
500,000
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Hubli Chiang Mai 2,560 km ≈ 3 h 45 min nonstop flight
From you
  • Hubli
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hubli vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hubli or Chiang Mai?
Chiang Mai costs about 133% more than Hubli, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hubli and in Chiang Mai?
For a comfortable life, plan on about $602 per month in Hubli and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Hubli or Chiang Mai?
Rent is clearly cheaper in Hubli, especially for central apartments: a one-bedroom in the center costs $109 there versus $482 in Chiang Mai.
How do childcare costs compare in Hubli and in Chiang Mai?
Kindergarten costs $51 per month in Hubli and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Hubli or in Chiang Mai?
Groceries cost about 135% more in Chiang Mai, though the gap depends on what you buy.
Which city is better for families?
Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Hubli or to Chiang Mai?
If budget matters most, go with Hubli. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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