Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Hubli

For one person, living is cheaper in Hubli: $401 a month against $936 in Chiang Mai, rent and utilities included – about $6,400 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
19

Cost of Living Index in Hubli
Learn more

Hubli Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Hubli

🇮🇳 India

$401

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Hubli

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Hubli actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $401 in Hubli, rent included.

Chiang Mai $936
Hubli $401

A couple spends around $1,457 per month in Chiang Mai vs $628 in Hubli, rent included.

Chiang Mai $1,457
Hubli $628

A family of three spends $1,979 per month in Chiang Mai vs $854 in Hubli, rent included.

Chiang Mai $1,979
Hubli $854

Chiang Mai costs about 133% more than Hubli, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Hubli are more affordable than the global median – Chiang Mai 31% lower, Hubli 71% lower.

Meal at Budget Restaurant

$2.24 ฿75.6

$4.90 ₹465

-54.29%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$13.90 ₹1,320

36.69%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$3.48 ₹330

59.48%

Cappuccino

$1.67 ฿56.5

$2.12 ₹201

-21.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

$0.36 ₹34.08

77.78%

Water (0.33 liter bottle)

$0.31 ฿10.31

$0.11 ₹10.20

181.82%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$2.03 ₹193

16.26%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$3.07 ₹291

19.22%

Milk (1 liter)

$1.95 ฿65.8

$0.61 ₹57.5

219.67%

White Bread (500g)

$1.44 ฿48.48

$0.39 ₹37.05

269.23%

Rice (white) (1kg)

$1.33 ฿45.04

$0.73 ₹69.6

82.19%

Eggs

$2.28 ฿77.1

$0.90 ₹85.3

153.33%

Local Cheese (1kg)

$16.45 ฿555

$6.80 ₹646

141.91%

Chicken Fillets (1kg)

$2.78 ฿93.9

$4.32 ₹410

-35.65%

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.35 ฿79.4

$2.20 ₹209

6.82%

Banana (1kg)

$0.97 ฿32.80

$0.60 ₹56.6

61.67%

Oranges (1kg)

$1.60 ฿53.9

$1.36 ₹129

17.65%

Tomato (1kg)

$1.50 ฿50.6

$0.24 ₹22.67

525.00%

Potato (1kg)

$1.28 ฿43.12

$0.34 ₹31.81

276.47%

Onion (1kg)

$1.10 ฿37.19

$0.38 ₹35.64

189.47%

Lettuce (1 head)

$0.71 ฿23.82

$0.34 ₹32.12

108.82%

Water (1.5 liter bottle)

$0.49 ฿16.37

$0.31 ₹29.27

58.06%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$4.70 ₹447

-11.91%

Wine (Bottle)

$17.52 ฿591

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$1.80 ₹171

-10.56%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$2.09 ₹199

33.01%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.32 ₹410

One-way Ticket (Public Transport)

$0.87 ฿29.31

$0.25 ₹23.58

248.00%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

$11.52 ₹1,093

369.53%

Taxi Start (Normal Tariff)

$1.16 ฿39.06

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$0.76 ₹71.8

218.42%

Gasoline (1 liter)

$1.45 ฿48.90

$1.08 ₹103

34.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$33.69 ₹3,198

84.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$3.22 ₹306

277.95%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$10.76 ₹1,021

86.99%

Gym Membership (Monthly)

$37.31 ฿1,259

$26.55 ₹2,520

40.53%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$2.15 ₹204

75.35%

Cinema Ticket

$6.49 ฿219

$2.04 ₹194

218.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$51.5 ₹4,889

1329.70%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

$702 ₹66.7K

2002.88%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$14.34 ₹1,361

272.18%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$20.63 ₹1,959

19.44%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$26.19 ₹2,486

249.29%

Men's Leather Business Shoes

$71.9 ฿2,428

$25.81 ₹2,450

178.73%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$109 ₹10.4K

341.48%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$78.3 ₹7,435

294.43%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$212 ₹20.1K

374.60%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$143 ₹13.6K

343.24%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$1,246 ₹118.3K

89.59%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$589 ₹56.0K

169.57%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$337 ₹32.0K

75.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.75

-28.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Hubli: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Hubli

$78 19.5% 74.6% $231

Groceries & Markets

Chiang Mai

$234 25.1%

Hubli

$100 * 24.9% 57.5% $135

Clothing & Footwear

Chiang Mai

$109 11.6%

Hubli

$39 9.8% 64% $70

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Hubli

$48 11.9% 49.5% $47

Eating Out

Chiang Mai

$78 8.3%

Hubli

$93 23.2% 20.1% $16

Getting Around

Chiang Mai

$61 6.6%

Hubli

$13 * 3.1% 79.6% $49

Sport & Entertainment

Chiang Mai

$50 5.4%

Hubli

$31 7.6% 39.1% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $109 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $14 in Hubli. Monthly groceries follow the same trend: $234 vs $100 – making Hubli the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇮🇳 Hubli

🕒 Local time

23:50 11:50 PM

22:20 10:20 PM

1 h 30 min behind Chiang Mai

🌤 Weather

👥 Population

127,240

500,000

💱 Currency

Thai Baht THB ฿

Indian Rupee INR ₹

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Hubli 2,560 km ≈ 3 h 45 min nonstop flight

From you

Chiang Mai
Hubli

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Hubli: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 133% more than Hubli, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $602 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments: a one-bedroom in the center costs $109 there versus $482 in Chiang Mai.

Kindergarten costs $736 per month in Chiang Mai and $51 in Hubli. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 135% more in Chiang Mai, though the gap depends on what you buy.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hubli. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.