Cost of Living Comparison Between Chiang Mai and Hubli Cost of Living Comparison Between Chiang Mai and Hubli

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $420 in Hubli, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $673 in Hubli, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $926 in Hubli, rent included.

Chiang Mai costs about 103% more than Hubli, driven mainly by Groceries & Markets.

Both Chiang Mai and Hubli are more affordable than the global median – Chiang Mai 36% lower, Hubli 69% lower.

Meal at Budget Restaurant

$1.96 ฿64.0

$5.10 ₹485

-61.57%

Three-Course Dinner for Two, Mid-Range

$18.81 ฿615

$14.33 ₹1,361

31.26%

Fast Food Meal (McDonalds, etc)

$7.92 ฿259

$2.36 ₹224

235.59%

Cappuccino

$1.91 ฿62.6

$1.37 ₹130

39.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.41

$0.38 ₹35.63

121.05%

Water (0.33 liter bottle)

$0.35 ฿11.51

$0.15 ₹14.17

133.33%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$1.19 ₹113

85.71%

Imported Beer (0.33 liter bottle)

$3.80 ฿124

$5.84 ₹554

-34.93%

Milk (1 liter)

$1.64 ฿53.5

$0.64 ₹60.8

156.25%

White Bread (500g)

$1.62 ฿53.1

$0.42 ₹40.25

285.71%

Rice (white) (1kg)

$1.18 ฿38.62

$0.82 ₹77.7

43.90%

Eggs

$2.01 ฿65.8

$0.87 ₹82.5

131.03%

Local Cheese (1kg)

$15.89 ฿520

$11.47 ₹1,089

38.54%

Chicken Fillets (1kg)

$3.01 ฿98.5

$4.86 ₹461

-38.07%

Beef Round Steak (1kg)

$10.77 ฿352

Apples (1kg)

$2.61 ฿85.5

$2.12 ₹201

23.11%

Banana (1kg)

$1.22 ฿39.88

$0.67 ₹63.7

82.09%

Oranges (1kg)

$1.70 ฿55.7

$1.03 ₹97.9

65.05%

Tomato (1kg)

$1.58 ฿51.5

$0.28 ₹26.37

464.29%

Potato (1kg)

$1.32 ฿43.14

$0.49 ₹46.53

169.39%

Onion (1kg)

$1.17 ฿38.23

$0.54 ₹51.2

116.67%

Lettuce (1 head)

$0.67 ฿21.98

$0.46 ₹43.36

45.65%

Water (1.5 liter bottle)

$0.56 ฿18.32

$0.30 ₹28.67

86.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 ฿148

$4.17 ₹396

8.63%

Wine (Bottle)

$18.20 ฿595

Local Beer (0.5 liter bottle)

$1.83 ฿60.0

$1.95 ₹185

-6.15%

Imported Beer (0.33 liter bottle)

$3.23 ฿106

$2.28 ₹216

41.67%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.13 ₹487

One-way Ticket (Public Transport)

$0.89 ฿29.00

$0.18 ₹17.37

394.44%

Public Transport Monthly Pass (Regular Price)

$19.38 ฿634

$8.87 ₹842

118.49%

Taxi Start (Normal Tariff)

$1.35 ฿44.20

$0.85 ₹80.3

58.82%

Taxi (Normal Tariff) (1km)

$1.35 ฿44.05

$0.24 ₹22.61

462.50%

Taxi 1hour Waiting (Normal Tariff)

$8.25 ฿270

$0.89 ₹84.8

826.97%

Gasoline (1 liter)

$1.27 ฿41.64

$1.22 ₹116

4.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿691.8K

$13.8K ₹1.3M

53.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿735.3K

$22.0K ₹2.1M

2.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.2 ฿2,294

$35.45 ₹3,365

97.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.77 ฿450

$3.55 ₹337

287.89%

Internet (50+ Mbps, Unlimited Data)

$17.60 ฿575

$11.06 ₹1,050

59.13%

Gym Membership (Monthly)

$41.57 ฿1,360

$6.91 ₹656

501.59%

Tennis Court (1 Hour on Weekend)

$6.60 ฿216

$3.41 ₹323

93.55%

Cinema Ticket

$5.78 ฿189

$2.86 ₹272

102.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$306 ฿10.0K

$57.6 ₹5,468

431.62%

International Primary School, 1 Child (Yearly)

$14.8K ฿484.8K

$862 ₹81.9K

1619.07%

Jeans (Levis 501 Or Similar)

$54.4 ฿1,778

$24.03 ₹2,281

126.26%

Summer Dress (H&M, Zara, etc)

$26.14 ฿855

$25.16 ₹2,389

3.90%

Sport Shoes (Adidas, Nike)

$84.5 ฿2,764

$43.57 ₹4,137

94.03%

Men's Leather Business Shoes

$69.4 ฿2,270

$32.25 ₹3,062

115.29%

1-bedroom Apartment, City Center (Monthly)

$424 ฿13.9K

$129 ₹12.3K

228.06%

1-bedroom Apartment, Outside City Center (Monthly)

$238 ฿7,788

$93.0 ₹8,830

156.11%

3-bedroom Apartment, City Center (Monthly)

$825 ฿27.0K

$187 ₹17.8K

341.12%

3-bedroom Apartment, Outside City Center (Monthly)

$515 ฿16.8K

$184 ₹17.5K

179.78%

Buy Apartment in City Center (m2)

$2,049 ฿67.0K

$476 ₹45.2K

330.92%

Buy Apartment Outside City Center (m2)

$1,523 ฿49.8K

$262 ₹24.9K

481.33%

Average Monthly Net Salary (After Tax)

$635 ฿20.8K

$380 ₹36.0K

67.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

-38.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Hubli: April 27, 2026

Cost Breakdown

A central one-bedroom costs $424 in Chiang Mai versus $129 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 67% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $14.00 in Hubli. Monthly groceries follow the same trend: $243 vs $119 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Hubli: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 103% more than Hubli, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,278 per month in Chiang Mai and $629 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $306 per month in Chiang Mai and $57.6 in Hubli. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 105% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $420 in Hubli, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Hubli costs $420 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.