Cost of Living Comparison Between Chiang Mai and Hubli Cost of Living Comparison Between Chiang Mai and Hubli

Monthly Cost of Living

A single person spends $932 per month in Chiang Mai vs $369 in Hubli, rent included.

A couple spends around $1,399 per month in Chiang Mai vs $607 in Hubli, rent included.

A family of three spends $1,866 per month in Chiang Mai vs $846 in Hubli, rent included.

Chiang Mai costs about 153% more than Hubli, driven mainly by Groceries & Markets.

Both Chiang Mai and Hubli are more affordable than the global median – Chiang Mai 32% lower, Hubli 73% lower.

Currency
🍽 Eating Out
Chiang Mai
Hubli
Difference
Meal at Budget Restaurant
$2.08 ฿69.5
$5.07 ₹487
-58.97%
Three-Course Dinner for Two, Mid-Range
$19.61 ฿655
$14.73 ₹1,414
33.13%
Fast Food Meal (McDonalds, etc)
$5.67 ฿189
$2.90 ₹278
95.52%
Cappuccino
$1.81 ฿60.3
$1.51 ₹145
19.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ฿25.65
$0.40 ₹37.96
92.50%
Water (0.33 liter bottle)
$0.35 ฿11.53
$0.11 ₹10.12
218.18%
Local Beer (0.5 liter draught)
$2.21 ฿73.9
$1.47 ₹141
50.34%
Imported Beer (0.33 liter bottle)
$3.79 ฿127
$4.17 ₹400
-9.11%
🛒 Groceries & Markets
Chiang Mai
Hubli
Difference
Milk (1 liter)
$2.05 ฿68.4
$0.59 ₹56.6
247.46%
White Bread (500g)
$1.51 ฿50.6
$0.43 ₹41.31
251.16%
Rice (white) (1kg)
$1.40 ฿46.69
$0.79 ₹75.5
77.22%
Eggs
$2.26 ฿75.4
$0.84 ₹81.0
169.05%
Local Cheese (1kg)
$16.19 ฿540
$7.39 ₹709
119.08%
Chicken Fillets (1kg)
$2.90 ฿96.7
$3.99 ₹383
-27.32%
Beef Round Steak (1kg)
$9.42 ฿314
-
-
Apples (1kg)
$2.68 ฿89.4
$2.21 ₹212
21.27%
Banana (1kg)
$1.09 ฿36.37
$0.55 ₹53.1
98.18%
Oranges (1kg)
$1.62 ฿54.0
$1.33 ₹128
21.80%
Tomato (1kg)
$1.46 ฿48.74
$0.21 ₹20.11
595.24%
Potato (1kg)
$1.28 ฿42.65
$0.34 ₹32.42
276.47%
Onion (1kg)
$1.06 ฿35.31
$0.39 ₹37.03
171.79%
Lettuce (1 head)
$0.72 ฿23.94
$0.60 ₹57.9
20.00%
Water (1.5 liter bottle)
$0.53 ฿17.56
$0.29 ₹28.20
82.76%
Cigarettes 20 Pack (Marlboro, Camel)
$4.23 ฿141
$5.04 ₹484
-16.07%
Wine (Bottle)
$18.29 ฿611
-
-
Local Beer (0.5 liter bottle)
$1.63 ฿54.4
$1.80 ₹173
-9.44%
Imported Beer (0.33 liter bottle)
$2.90 ฿96.8
$2.01 ₹192
44.28%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.59 ₹441
-
🚌 Getting Around
Chiang Mai
Hubli
Difference
One-way Ticket (Public Transport)
$0.88 ฿29.32
$0.27 ₹26.08
225.93%
Public Transport Monthly Pass (Regular Price)
$53.8 ฿1,795
-
-
Taxi Start (Normal Tariff)
$1.17 ฿39.14
-
-
Taxi (Normal Tariff) (1km)
$0.58 ฿19.30
-
-
Taxi 1hour Waiting (Normal Tariff)
$2.39 ฿79.6
$0.79 ₹76.1
202.53%
Gasoline (1 liter)
$1.45 ฿48.41
$1.09 ₹104
33.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿701.4K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K ฿882.0K
-
-
🧾 Monthly Utilities & Internet
Chiang Mai
Hubli
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 ฿2,125
$33.72 ₹3,235
88.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.89 ฿430
$3.19 ₹306
304.08%
Internet (50+ Mbps, Unlimited Data)
$20.52 ฿685
$10.19 ₹978
101.37%
🎉 Sport & Entertainment
Chiang Mai
Hubli
Difference
Gym Membership (Monthly)
$39.02 ฿1,302
$16.27 ₹1,561
139.83%
Tennis Court (1 Hour on Weekend)
$3.92 ฿131
$2.59 ₹248
51.35%
Cinema Ticket
$6.58 ฿220
-
-
🧸 Childcare & Education
Chiang Mai
Hubli
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$784 ฿26.2K
$52.4 ₹5,027
1395.97%
International Primary School, 1 Child (Yearly)
$14.7K ฿489.8K
$704 ₹67.5K
1984.52%
👕👟 Clothing & Footwear
Chiang Mai
Hubli
Difference
Jeans (Levis 501 Or Similar)
$55.1 ฿1,840
$12.35 ₹1,185
346.23%
Summer Dress (H&M, Zara, etc)
$24.74 ฿826
$21.04 ₹2,019
17.59%
Sport Shoes (Adidas, Nike)
$94.1 ฿3,142
$30.89 ₹2,964
204.69%
Men's Leather Business Shoes
$74.0 ฿2,469
$31.64 ₹3,035
133.75%
🏠 Accommodation & Living
Chiang Mai
Hubli
Difference
1-bedroom Apartment, City Center (Monthly)
$490 ฿16.4K
$113 ₹10.9K
332.29%
1-bedroom Apartment, Outside City Center (Monthly)
$288 ฿9,620
$79.3 ₹7,606
263.51%
3-bedroom Apartment, City Center (Monthly)
$891 ฿29.8K
$234 ₹22.5K
280.31%
3-bedroom Apartment, Outside City Center (Monthly)
$521 ฿17.4K
$181 ₹17.4K
187.75%
Buy Apartment in City Center (m2)
$1,974 ฿65.9K
$479 ₹46.0K
311.87%
Buy Apartment Outside City Center (m2)
$1,444 ฿48.2K
$255 ₹24.5K
466.36%
💵 Salaries & Financials
Chiang Mai
Hubli
Difference
Average Monthly Net Salary (After Tax)
$602 ฿20.1K
$373 ₹35.8K
61.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
7.75
-28.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 13, 2026

Last update for Hubli: September 14, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $113 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $15.00 in Hubli. Monthly groceries follow the same trend: $241 vs $100 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Hubli: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Hubli?
Chiang Mai costs about 153% more than Hubli, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Hubli?
For a comfortable life, plan on about $1,398 per month in Chiang Mai and $554 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Hubli?
Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Chiang Mai and in Hubli?
A mid-range dinner for two costs $20.00 in Chiang Mai and $15.00 in Hubli. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Hubli?
Groceries cost about 140% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,500/month in Chiang Mai or in Hubli?
A $1,500 monthly budget goes further in Hubli, where all-in costs run around $369, than in Chiang Mai at $932. In Hubli it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Hubli?
For digital nomads, it depends on budget. Hubli costs $369 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Hubli?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Hubli?
If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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