Last update: Oct 2026

Cost of Living Comparison Between Hubli and Chennai (Madras)

For one person, living is cheaper in Hubli: $384 a month against $416 in Chennai (Madras), rent and utilities included – about $380 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Hubli
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Hubli Living Index
20

Cost of Living Index in Chennai (Madras)
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Chennai (Madras) Living Index

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Hubli

🇮🇳 India

$384

/mo nomad

Chennai (Madras)

🇮🇳 India

$416

/mo nomad

Monthly Cost of Living

How much you'll spend in Hubli and in Chennai (Madras)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hubli and in Chennai (Madras) actually costs, broken down by who's living it.

A single person spends $384 per month in Hubli vs $416 in Chennai (Madras), rent included.

Hubli $384
Chennai (Madras) $416

A couple spends around $625 per month in Hubli vs $701 in Chennai (Madras), rent included.

Hubli $625
Chennai (Madras) $701

A family of three spends $866 per month in Hubli vs $987 in Chennai (Madras), rent included.

Hubli $866
Chennai (Madras) $987

Hubli is about 8% cheaper than Chennai (Madras), and outside of rent the biggest gap is in eating out.

Both Hubli and Chennai (Madras) are more affordable than the global median – Hubli 72% lower, Chennai (Madras) 69% lower.

Meal at Budget Restaurant

$5.02 ₹477

$2.13 ₹202

135.68%

Three-Course Dinner for Two, Mid-Range

$14.83 ₹1,408

$12.49 ₹1,186

18.73%

Fast Food Meal (McDonalds, etc)

$3.02 ₹287

$4.31 ₹410

-29.93%

Cappuccino

$1.50 ₹142

$1.86 ₹177

-19.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.08

$0.37 ₹34.78

5.41%

Water (0.33 liter bottle)

$0.10 ₹9.66

$0.19 ₹17.86

-47.37%

Local Beer (0.5 liter draught)

$1.85 ₹175

$1.62 ₹154

14.20%

Imported Beer (0.33 liter bottle)

$2.92 ₹277

$3.07 ₹291

-4.89%

Milk (1 liter)

$0.61 ₹58.3

$0.56 ₹53.4

8.93%

White Bread (500g)

$0.41 ₹38.47

$0.56 ₹52.8

-26.79%

Rice (white) (1kg)

$0.76 ₹72.6

$0.74 ₹70.1

2.70%

Eggs

$0.92 ₹87.5

$0.91 ₹86.2

1.10%

Local Cheese (1kg)

$7.49 ₹711

$6.06 ₹575

23.60%

Chicken Fillets (1kg)

$4.18 ₹397

$3.12 ₹296

33.97%

Apples (1kg)

$2.26 ₹214

$2.92 ₹278

-22.60%

Banana (1kg)

$0.56 ₹53.3

$0.82 ₹78.2

-31.71%

Oranges (1kg)

$1.31 ₹124

$1.45 ₹138

-9.66%

Tomato (1kg)

$0.23 ₹21.84

$0.46 ₹43.23

-50.00%

Potato (1kg)

$0.36 ₹34.50

$0.44 ₹41.94

-18.18%

Onion (1kg)

$0.38 ₹36.41

$0.40 ₹37.59

-5.00%

Lettuce (1 head)

$0.58 ₹55.0

$0.51 ₹48.13

13.73%

Water (1.5 liter bottle)

$0.29 ₹27.57

$0.28 ₹26.27

3.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.99 ₹474

$5.12 ₹486

-2.54%

Wine (Bottle)

$7.57 ₹719

Local Beer (0.5 liter bottle)

$1.77 ₹168

$1.87 ₹178

-5.35%

Imported Beer (0.33 liter bottle)

$2.11 ₹200

$2.79 ₹265

-24.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.61 ₹438

$6.73 ₹639

-31.50%

One-way Ticket (Public Transport)

$0.27 ₹25.74

$0.33 ₹31.60

-18.18%

Public Transport Monthly Pass (Regular Price)

$10.48 ₹995

Taxi Start (Normal Tariff)

$1.04 ₹98.6

Taxi (Normal Tariff) (1km)

$0.31 ₹29.25

Taxi 1hour Waiting (Normal Tariff)

$0.83 ₹78.5

$2.08 ₹197

-60.10%

Gasoline (1 liter)

$1.05 ₹99.5

$1.13 ₹108

-7.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₹1.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.57 ₹3,188

$38.97 ₹3,701

-13.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.25 ₹308

$3.92 ₹373

-17.09%

Internet (50+ Mbps, Unlimited Data)

$10.35 ₹982

$8.01 ₹760

29.21%

Gym Membership (Monthly)

$26.76 ₹2,542

$12.53 ₹1,189

113.57%

Tennis Court (1 Hour on Weekend)

$2.16 ₹205

$6.76 ₹642

-68.05%

Cinema Ticket

$2.50 ₹238

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.8 ₹5,012

$89.4 ₹8,491

-40.98%

International Primary School, 1 Child (Yearly)

$701 ₹66.5K

$2,131 ₹202.4K

-67.12%

Jeans (Levis 501 Or Similar)

$12.41 ₹1,179

$20.32 ₹1,930

-38.93%

Summer Dress (H&M, Zara, etc)

$20.87 ₹1,981

$17.00 ₹1,614

22.76%

Sport Shoes (Adidas, Nike)

$32.12 ₹3,050

$35.93 ₹3,412

-10.60%

Men's Leather Business Shoes

$31.56 ₹2,997

$30.04 ₹2,853

5.06%

1-bedroom Apartment, City Center (Monthly)

$112 ₹10.7K

$179 ₹17.0K

-37.39%

1-bedroom Apartment, Outside City Center (Monthly)

$79.4 ₹7,539

$101 ₹9,577

-21.29%

3-bedroom Apartment, City Center (Monthly)

$231 ₹21.9K

$496 ₹47.1K

-53.42%

3-bedroom Apartment, Outside City Center (Monthly)

$183 ₹17.4K

$308 ₹29.3K

-40.60%

Buy Apartment in City Center (m2)

$471 ₹44.7K

$2,068 ₹196.4K

-77.22%

Buy Apartment Outside City Center (m2)

$256 ₹24.3K

$782 ₹74.3K

-67.31%

Average Monthly Net Salary (After Tax)

$405 ₹38.5K

$674 ₹64.0K

-39.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.75

9.99

-22.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hubli: October 18, 2026

Last update for Chennai (Madras): October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hubli

$102 * 26.6%

Chennai (Madras)

$117 28.1% 14.3% $15

Eating Out

Hubli

$84 21.9%

Chennai (Madras)

$69 16.5% 18.4% $16

Accommodation & Living

Hubli

$79 20.7%

Chennai (Madras)

$101 24.3% 27% $21

Monthly Utilities & Internet

Hubli

$47 12.3%

Chennai (Madras)

$51 12.3% 7.9% $3.7

Clothing & Footwear

Hubli

$44 11.4%

Chennai (Madras)

$46 11.2% 6.5% $2.8

Sport & Entertainment

Hubli

$27 * 7%

Chennai (Madras)

$18 4.2% 34.5% $9.2

Getting Around

Hubli

$1.1 * 0.3%

Chennai (Madras)

$14 3.5% 1232% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $112 in Hubli versus $179 in Chennai (Madras). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 66% higher in Chennai (Madras), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $15.00 in Hubli versus $12.00 in Chennai (Madras). Groceries tell a different story – $102 in Hubli vs $117 in Chennai (Madras) – so Hubli wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Hubli

🇮🇳 Chennai (Madras)

🕒 Local time

16:18 4:18 PM

Same time as Hubli

🌤 Weather

👥 Population

500,000

4,681,087

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Hubli Chennai (Madras) 610 km ≈ 1 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hubli vs Chennai (Madras): Cost of Living - Frequently Asked Questions

Chennai (Madras) costs about 8% more than Hubli, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $577 per month in Hubli and $623 in Chennai (Madras). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $384 in Hubli and $416 in Chennai (Madras). That's a gap of about 8%.

Kindergarten costs $52.8 per month in Hubli and $89.4 in Chennai (Madras). For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $384 in Hubli and $416 in Chennai (Madras), leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Hubli costs $384 versus $416 in Chennai (Madras). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chennai (Madras) makes more sense. Both are solid long-term options with distinct trade-offs.