Last update: Oct 2026

Cost of Living Comparison Between Hot Springs, AR and Toronto

For one person, living is cheaper in Hot Springs, AR: $1,710 a month against $2,561 in Toronto, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

83

Cost of Living Index in Hot Springs, AR
Learn more

Hot Springs, AR Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Hot Springs, AR

🇺🇸 United States

$1,710

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Hot Springs, AR and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hot Springs, AR and in Toronto actually costs, broken down by who's living it.

A single person spends $1,710 per month in Hot Springs, AR vs $2,561 in Toronto, rent included.

Hot Springs, AR $1,710
Toronto $2,561

A couple spends around $2,571 per month in Hot Springs, AR vs $3,694 in Toronto, rent included.

Hot Springs, AR $2,571
Toronto $3,694

A family of three spends $3,432 per month in Hot Springs, AR vs $4,826 in Toronto, rent included.

Hot Springs, AR $3,432
Toronto $4,826

Hot Springs, AR is about 33% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Hot Springs, AR and Toronto sit above the global median – Hot Springs, AR by 27%, Toronto by 90%.

Meal at Budget Restaurant

$16.17 $16.17

$17.18 CA$24.29

-5.88%

Three-Course Dinner for Two, Mid-Range

$69.0 $69.0

$76.0 CA$107

-9.17%

Fast Food Meal (McDonalds, etc)

$9.35 $9.35

$10.54 CA$14.89

-11.29%

Cappuccino

$5.02 $5.02

$4.02 CA$5.68

24.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.12 CA$3.00

30.66%

Water (0.33 liter bottle)

$1.53 $1.53

$1.75 CA$2.48

-12.57%

Local Beer (0.5 liter draught)

$4.87 $4.87

$6.24 CA$8.83

-21.96%

Imported Beer (0.33 liter bottle)

$6.01 $6.01

$7.09 CA$10.02

-15.23%

Milk (1 liter)

$0.92 $0.92

$2.44 CA$3.45

-62.30%

White Bread (500g)

$2.97 $2.97

$2.68 CA$3.78

10.82%

Rice (white) (1kg)

$2.03 $2.03

$2.24 CA$3.17

-9.38%

Eggs

$2.31 $2.31

$3.56 CA$5.03

-35.11%

Local Cheese (1kg)

$10.88 $10.88

$9.09 CA$12.85

19.69%

Chicken Fillets (1kg)

$12.73 $12.73

$11.33 CA$16.01

12.36%

Beef Round Steak (1kg)

$19.27 $19.27

$14.53 CA$20.55

32.62%

Apples (1kg)

$3.60 $3.60

$3.62 CA$5.12

-0.55%

Banana (1kg)

$1.38 $1.38

$1.21 CA$1.72

14.05%

Oranges (1kg)

$3.74 $3.74

$3.60 CA$5.09

3.89%

Tomato (1kg)

$3.72 $3.72

$4.21 CA$5.96

-11.64%

Potato (1kg)

$1.79 $1.79

$1.79 CA$2.53

Onion (1kg)

$2.73 $2.73

$1.59 CA$2.25

71.70%

Lettuce (1 head)

$2.34 $2.34

$2.27 CA$3.21

3.08%

Water (1.5 liter bottle)

$1.09 $1.09

$1.25 CA$1.77

-12.80%

Cigarettes 20 Pack (Marlboro, Camel)

$8.54 $8.54

$13.82 CA$19.53

-38.21%

Wine (Bottle)

$18.84 $18.84

$14.27 CA$20.18

32.03%

Local Beer (0.5 liter bottle)

$2.56 $2.56

$2.20 CA$3.10

16.36%

Imported Beer (0.33 liter bottle)

$4.57 $4.57

$2.43 CA$3.44

88.07%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.39 CA$3.38

-48.95%

Public Transport Monthly Pass (Regular Price)

$28.39 $28.39

$111 CA$157

-74.41%

Taxi Start (Normal Tariff)

$2.72 $2.72

$2.91 CA$4.12

-6.53%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.20 CA$1.69

83.33%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$0.87 $0.87

$1.21 CA$1.71

-28.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K $16.8K

$28.2K CA$39.8K

-40.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$20.3K CA$28.6K

14.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$120 CA$170

48.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$32.26 CA$45.60

74.02%

Internet (50+ Mbps, Unlimited Data)

$39.40 $39.40

$47.93 CA$67.8

-17.80%

Gym Membership (Monthly)

$34.69 $34.69

$38.48 CA$54.4

-9.85%

Tennis Court (1 Hour on Weekend)

$9.92 $9.92

$22.96 CA$32.46

-56.79%

Cinema Ticket

$10.13 $10.13

$12.38 CA$17.50

-18.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$593 $593

$830 CA$1,173

-28.52%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$40.76 $40.76

$50.7 CA$71.7

-19.62%

Summer Dress (H&M, Zara, etc)

$40.11 $40.11

$40.02 CA$56.6

0.22%

Sport Shoes (Adidas, Nike)

$102 $102

$98.0 CA$139

3.87%

Men's Leather Business Shoes

$78.7 $78.7

$121 CA$171

-34.75%

1-bedroom Apartment, City Center (Monthly)

$722 $722

$1,592 CA$2,251

-54.63%

1-bedroom Apartment, Outside City Center (Monthly)

$582 $582

$1,410 CA$1,994

-58.74%

3-bedroom Apartment, City Center (Monthly)

$1,088 $1,088

$2,670 CA$3,775

-59.26%

3-bedroom Apartment, Outside City Center (Monthly)

$905 $905

$2,152 CA$3,042

-57.92%

Buy Apartment in City Center (m2)

$1,950 $1,950

$7,945 CA$11.2K

-75.45%

Buy Apartment Outside City Center (m2)

$1,942 $1,942

$6,542 CA$9,249

-70.31%

Average Monthly Net Salary (After Tax)

$3,532 $3,532

$3,727 CA$5,269

-5.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

4.47

45.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hot Springs, AR: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hot Springs, AR

$582 34%

Toronto

$1.4K 55.1% 142% $828

Groceries & Markets

Hot Springs, AR

$363 21.2%

Toronto

$340 13.3% 6.4% $23

Monthly Utilities & Internet

Hot Springs, AR

$274 16%

Toronto

$201 7.8% 26.9% $74

Eating Out

Hot Springs, AR

$271 15.9%

Toronto

$278 10.9% 2.6% $6.9

Clothing & Footwear

Hot Springs, AR

$118 6.9%

Toronto

$139 5.4% 18.4% $22

Sport & Entertainment

Hot Springs, AR

$55 3.2%

Toronto

$63 2.5% 15% $8.3

Getting Around

Hot Springs, AR

$47 2.8%

Toronto

$129 5.1% 175% $82

Cost Breakdown

A central one-bedroom costs $722 in Hot Springs, AR versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Hot Springs, AR versus $76.0 in Toronto. Groceries tell a different story – $363 in Hot Springs, AR vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Hot Springs, AR

🇨🇦 Toronto

🕒 Local time

03:02 3:02 AM

04:02 4:02 AM

1 h ahead of Hot Springs, AR

🌤 Weather

👥 Population

37,930

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Hot Springs, AR Toronto 1,550 km ≈ 2 h 30 min nonstop flight

From you

Hot Springs, AR
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hot Springs, AR vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 50% more than Hot Springs, AR, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,565 per month in Hot Springs, AR and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $593 per month in Hot Springs, AR and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 7% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,710, than in Toronto at $2,561. In Hot Springs, AR it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Hot Springs, AR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hot Springs, AR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.