Last update: Oct 2026

Cost of Living Comparison Between Toronto and Hot Springs, AR

For one person, living is cheaper in Hot Springs, AR: $1,710 a month against $2,561 in Toronto, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
83

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Hot Springs, AR

🇺🇸 United States

$1,710

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Hot Springs, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Hot Springs, AR actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,710 in Hot Springs, AR, rent included.

Toronto $2,561
Hot Springs, AR $1,710

A couple spends around $3,694 per month in Toronto vs $2,571 in Hot Springs, AR, rent included.

Toronto $3,694
Hot Springs, AR $2,571

A family of three spends $4,826 per month in Toronto vs $3,432 in Hot Springs, AR, rent included.

Toronto $4,826
Hot Springs, AR $3,432

Toronto costs about 50% more than Hot Springs, AR, and outside of rent the biggest gap is in transport.

Both Toronto and Hot Springs, AR sit above the global median – Toronto by 90%, Hot Springs, AR by 27%.

Meal at Budget Restaurant

$17.18 CA$24.29

$16.17 $16.17

6.25%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$69.0 $69.0

10.10%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.35 $9.35

12.73%

Cappuccino

$4.02 CA$5.68

$5.02 $5.02

-19.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.77 $2.77

-23.47%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.53 $1.53

14.38%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.87 $4.87

28.13%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.01 $6.01

17.97%

Milk (1 liter)

$2.44 CA$3.45

$0.92 $0.92

165.22%

White Bread (500g)

$2.68 CA$3.78

$2.97 $2.97

-9.76%

Rice (white) (1kg)

$2.24 CA$3.17

$2.03 $2.03

10.34%

Eggs

$3.56 CA$5.03

$2.31 $2.31

54.11%

Local Cheese (1kg)

$9.09 CA$12.85

$10.88 $10.88

-16.45%

Chicken Fillets (1kg)

$11.33 CA$16.01

$12.73 $12.73

-11.00%

Beef Round Steak (1kg)

$14.53 CA$20.55

$19.27 $19.27

-24.60%

Apples (1kg)

$3.62 CA$5.12

$3.60 $3.60

0.56%

Banana (1kg)

$1.21 CA$1.72

$1.38 $1.38

-12.32%

Oranges (1kg)

$3.60 CA$5.09

$3.74 $3.74

-3.74%

Tomato (1kg)

$4.21 CA$5.96

$3.72 $3.72

13.17%

Potato (1kg)

$1.79 CA$2.53

$1.79 $1.79

Onion (1kg)

$1.59 CA$2.25

$2.73 $2.73

-41.76%

Lettuce (1 head)

$2.27 CA$3.21

$2.34 $2.34

-2.99%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.09 $1.09

14.68%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$8.54 $8.54

61.83%

Wine (Bottle)

$14.27 CA$20.18

$18.84 $18.84

-24.26%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.56 $2.56

-14.06%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.57 $4.57

-46.83%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.22 $1.22

95.90%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$28.39 $28.39

290.74%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.72 $2.72

6.99%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.20 $2.20

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$0.87 $0.87

39.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$16.8K $16.8K

68.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$23.1K $23.1K

-12.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$179 $179

-32.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$56.1 $56.1

-42.54%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$39.40 $39.40

21.65%

Gym Membership (Monthly)

$38.48 CA$54.4

$34.69 $34.69

10.93%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$9.92 $9.92

131.45%

Cinema Ticket

$12.38 CA$17.50

$10.13 $10.13

22.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$593 $593

39.91%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$40.76 $40.76

24.41%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$40.11 $40.11

-0.22%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$102 $102

-3.72%

Men's Leather Business Shoes

$121 CA$171

$78.7 $78.7

53.25%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$722 $722

120.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$582 $582

142.37%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,088 $1,088

145.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$905 $905

137.66%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,950 $1,950

307.40%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,942 $1,942

236.86%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,532 $3,532

5.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.49

-31.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Hot Springs, AR: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Hot Springs, AR

$582 34% 58.7% $828

Groceries & Markets

Toronto

$340 13.3%

Hot Springs, AR

$363 21.2% 6.8% $23

Eating Out

Toronto

$278 10.9%

Hot Springs, AR

$271 15.9% 2.5% $6.9

Monthly Utilities & Internet

Toronto

$201 7.8%

Hot Springs, AR

$274 16% 36.8% $74

Clothing & Footwear

Toronto

$139 5.4%

Hot Springs, AR

$118 6.9% 15.5% $22

Getting Around

Toronto

$129 5.1%

Hot Springs, AR

$47 2.8% 63.6% $82

Sport & Entertainment

Toronto

$63 2.5%

Hot Springs, AR

$55 3.2% 13.1% $8.3

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $722 in Hot Springs, AR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $69.0 in Hot Springs, AR. Groceries tell a different story – $340 in Toronto vs $363 in Hot Springs, AR – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Hot Springs, AR

🕒 Local time

05:58 5:58 AM

04:58 4:58 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

37,930

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Hot Springs, AR 1,550 km ≈ 2 h 30 min nonstop flight

From you

Toronto
Hot Springs, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Hot Springs, AR: Cost of Living - Frequently Asked Questions

Toronto costs about 50% more than Hot Springs, AR, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $2,565 in Hot Springs, AR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $830 per month in Toronto and $593 in Hot Springs, AR. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 7% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,710, than in Toronto at $2,561. In Hot Springs, AR it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Hot Springs, AR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hot Springs, AR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.