Last update: Oct 2026

Cost of Living Comparison Between Split and Hot Springs, AR

For one person, living is cheaper in Hot Springs, AR: $1,710 a month against $1,822 in Split, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Split outweigh lower spending on other living expenses.

89

Cost of Living Index in Split
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Split Living Index
83

Cost of Living Index in Hot Springs, AR
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Hot Springs, AR Living Index

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Split

🇭🇷 Croatia

$1,822

/mo nomad

Hot Springs, AR

🇺🇸 United States

$1,710

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Hot Springs, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Hot Springs, AR actually costs, broken down by who's living it.

A single person spends $1,822 per month in Split vs $1,710 in Hot Springs, AR, rent included.

Split $1,822
Hot Springs, AR $1,710

A couple spends around $2,797 per month in Split vs $2,571 in Hot Springs, AR, rent included.

Split $2,797
Hot Springs, AR $2,571

A family of three spends $3,771 per month in Split vs $3,432 in Hot Springs, AR, rent included.

Split $3,771
Hot Springs, AR $3,432

Split costs about 7% more than Hot Springs, AR, and outside of rent the biggest gap is in groceries.

Both Split and Hot Springs, AR sit above the global median – Split by 35%, Hot Springs, AR by 27%.

Meal at Budget Restaurant

$16.50 €14.68

$16.17 $16.17

2.04%

Three-Course Dinner for Two, Mid-Range

$73.4 €65.3

$69.0 $69.0

6.38%

Fast Food Meal (McDonalds, etc)

$11.32 €10.07

$9.35 $9.35

21.07%

Cappuccino

$2.74 €2.44

$5.02 $5.02

-45.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.65

$2.77 $2.77

48.01%

Water (0.33 liter bottle)

$2.87 €2.55

$1.53 $1.53

87.58%

Local Beer (0.5 liter draught)

$4.63 €4.12

$4.87 $4.87

-4.93%

Imported Beer (0.33 liter bottle)

$5.15 €4.58

$6.01 $6.01

-14.31%

Milk (1 liter)

$1.27 €1.13

$0.92 $0.92

38.04%

White Bread (500g)

$2.13 €1.89

$2.97 $2.97

-28.28%

Rice (white) (1kg)

$3.59 €3.19

$2.03 $2.03

76.85%

Eggs

$4.15 €3.70

$2.31 $2.31

79.65%

Local Cheese (1kg)

$13.87 €12.34

$10.88 $10.88

27.48%

Chicken Fillets (1kg)

$9.59 €8.53

$12.73 $12.73

-24.67%

Beef Round Steak (1kg)

$13.18 €11.73

$19.27 $19.27

-31.60%

Apples (1kg)

$2.13 €1.90

$3.60 $3.60

-40.83%

Banana (1kg)

$1.84 €1.64

$1.38 $1.38

33.33%

Oranges (1kg)

$1.89 €1.68

$3.74 $3.74

-49.47%

Tomato (1kg)

$2.86 €2.54

$3.72 $3.72

-23.12%

Potato (1kg)

$1.59 €1.42

$1.79 $1.79

-11.17%

Onion (1kg)

$1.15 €1.02

$2.73 $2.73

-57.88%

Lettuce (1 head)

$1.30 €1.15

$2.34 $2.34

-44.44%

Water (1.5 liter bottle)

$1.25 €1.11

$1.09 $1.09

14.68%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.09

$8.54 $8.54

-33.02%

Wine (Bottle)

$9.09 €8.08

$18.84 $18.84

-51.75%

Local Beer (0.5 liter bottle)

$1.74 €1.55

$2.56 $2.56

-32.03%

Imported Beer (0.33 liter bottle)

$2.31 €2.05

$4.57 $4.57

-49.45%

One-way Ticket (Public Transport)

$1.65 €1.47

$1.22 $1.22

35.25%

Public Transport Monthly Pass (Regular Price)

$39.56 €35.19

$28.39 $28.39

39.34%

Taxi Start (Normal Tariff)

$3.59 €3.20

$2.72 $2.72

31.99%

Taxi (Normal Tariff) (1km)

$2.10 €1.87

$2.20 $2.20

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$29.27 €26.04

Gasoline (1 liter)

$1.85 €1.64

$0.87 $0.87

112.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K €25.1K

$16.8K $16.8K

68.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.1K

$23.1K $23.1K

7.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €184

$179 $179

15.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.93 €17.73

$56.1 $56.1

-64.50%

Internet (50+ Mbps, Unlimited Data)

$41.20 €36.65

$39.40 $39.40

4.57%

Gym Membership (Monthly)

$62.2 €55.3

$34.69 $34.69

79.19%

Tennis Court (1 Hour on Weekend)

$12.92 €11.50

$9.92 $9.92

30.24%

Cinema Ticket

$9.15 €8.14

$10.13 $10.13

-9.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €537

$593 $593

1.77%

International Primary School, 1 Child (Yearly)

$11.9K €10.5K

Jeans (Levis 501 Or Similar)

$92.3 €82.1

$40.76 $40.76

126.52%

Summer Dress (H&M, Zara, etc)

$40.17 €35.73

$40.11 $40.11

0.15%

Sport Shoes (Adidas, Nike)

$112 €99.7

$102 $102

10.15%

Men's Leather Business Shoes

$96.1 €85.5

$78.7 $78.7

22.10%

1-bedroom Apartment, City Center (Monthly)

$1,024 €911

$722 $722

41.78%

1-bedroom Apartment, Outside City Center (Monthly)

$704 €626

$582 $582

21.00%

3-bedroom Apartment, City Center (Monthly)

$1,942 €1,728

$1,088 $1,088

78.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,275 €1,134

$905 $905

40.79%

Buy Apartment in City Center (m2)

$7,185 €6,391

$1,950 $1,950

268.43%

Buy Apartment Outside City Center (m2)

$5,032 €4,476

$1,942 $1,942

159.11%

Average Monthly Net Salary (After Tax)

$1,576 €1,402

$3,532 $3,532

-55.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

6.49

-47.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 11, 2026

Last update for Hot Springs, AR: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$704 38.6%

Hot Springs, AR

$582 34% 17.4% $122

Groceries & Markets

Split

$296 16.3%

Hot Springs, AR

$363 21.2% 22.5% $67

Monthly Utilities & Internet

Split

$268 14.7%

Hot Springs, AR

$274 16% 2.5% $6.7

Eating Out

Split

$260 14.3%

Hot Springs, AR

$271 15.9% 4.2% $11

Clothing & Footwear

Split

$153 8.4%

Hot Springs, AR

$118 6.9% 23.3% $36

Sport & Entertainment

Split

$80 4.4%

Hot Springs, AR

$55 3.2% 31.7% $26

Getting Around

Split

$60 3.3%

Hot Springs, AR

$47 2.8% 21.9% $13

Cost Breakdown

A central one-bedroom costs $1,024 in Split versus $722 in Hot Springs, AR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 124% higher in Hot Springs, AR, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73.0 in Split versus $69.0 in Hot Springs, AR. Groceries tell a different story – $296 in Split vs $363 in Hot Springs, AR – so Split wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Split

🇺🇸 Hot Springs, AR

🕒 Local time

13:47 1:47 PM

06:47 6:47 AM

7 h behind Split

🌤 Weather

👥 Population

149,830

37,930

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Split Hot Springs, AR 8,790 km ≈ 11 h nonstop flight

From you

Split
Hot Springs, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Hot Springs, AR: Cost of Living - Frequently Asked Questions

Split costs about 7% more than Hot Springs, AR, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,734 per month in Split and $2,565 in Hot Springs, AR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hot Springs, AR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $604 per month in Split and $593 in Hot Springs, AR. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 22% cheaper in Split – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Hot Springs, AR, where all-in costs run around $1,710, than in Split at $1,822. In Hot Springs, AR it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hot Springs, AR costs $1,710 versus $1,822 in Split. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hot Springs, AR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.