Last update: Oct 2026

Cost of Living Comparison Between Ho and Istanbul

For one person, living is cheaper in Ho: $670 a month against $1,550 in Istanbul, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Ho
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Ho Living Index
75

Cost of Living Index in Istanbul
Learn more

Istanbul Living Index

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🇬🇭 Ghana

$670

/mo nomad

Istanbul

🇹🇷 Turkey

$1,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho and in Istanbul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho and in Istanbul actually costs, broken down by who's living it.

Monthly costs for one person with rent: $670 in Ho versus $1,550 in Istanbul.

Ho $670
Istanbul $1,550

Estimated couple costs with rent: $1,129 in Ho versus $2,415 in Istanbul.

Ho $1,129
Istanbul $2,415

Monthly costs for a family of three with rent: $1,587 in Ho versus $3,281 in Istanbul.

Ho $1,587
Istanbul $3,281

Living in Ho costs roughly 57% less than in Istanbul, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Ho is 50% below, Istanbul is 15% above.

Meal at Budget Restaurant

$8.24 GHS 95.6

$12.30 ₺609

-33.01%

Three-Course Dinner for Two, Mid-Range

$50.8 GHS 589

$54.7 ₺2,708

-7.20%

Fast Food Meal (McDonalds, etc)

$10.32 GHS 120

$9.22 ₺456

11.93%

Cappuccino

$4.31 GHS 50.0

$4.40 ₺218

-2.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 GHS 18.47

$1.68 ₺83.1

-5.36%

Water (0.33 liter bottle)

$0.48 GHS 5.59

$0.59 ₺29.40

-18.64%

Local Beer (0.5 liter draught)

$1.84 GHS 21.32

$4.70 ₺233

-60.85%

Imported Beer (0.33 liter bottle)

$2.19 GHS 25.45

$5.91 ₺293

-62.94%

Milk (1 liter)

$3.66 GHS 42.45

$1.21 ₺60.0

202.48%

White Bread (500g)

$1.67 GHS 19.42

$0.89 ₺44.10

87.64%

Rice (white) (1kg)

$3.06 GHS 35.53

$2.19 ₺108

39.73%

Eggs

$2.61 GHS 30.24

$2.35 ₺116

11.06%

Local Cheese (1kg)

$11.79 GHS 137

$10.42 ₺516

13.15%

Chicken Fillets (1kg)

$7.18 GHS 83.3

$5.65 ₺280

27.08%

Beef Round Steak (1kg)

$9.75 GHS 113

$20.94 ₺1,037

-53.44%

Apples (1kg)

$3.59 GHS 41.59

$1.90 ₺94.1

88.95%

Banana (1kg)

$1.45 GHS 16.81

$2.31 ₺114

-37.23%

Oranges (1kg)

$1.75 GHS 20.34

$1.28 ₺63.2

36.72%

Tomato (1kg)

$3.54 GHS 41.07

$1.80 ₺89.0

96.67%

Potato (1kg)

$2.76 GHS 31.97

$0.65 ₺32.17

324.62%

Onion (1kg)

$2.65 GHS 30.69

$0.64 ₺31.92

314.06%

Lettuce (1 head)

$0.70 GHS 8.06

$1.25 ₺62.1

-44.00%

Water (1.5 liter bottle)

$0.61 GHS 7.03

$0.56 ₺27.59

8.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.61 GHS 30.22

$2.37 ₺118

10.13%

Wine (Bottle)

$7.19 GHS 83.4

$13.42 ₺664

-46.42%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.88

$2.40 ₺119

-46.67%

Imported Beer (0.33 liter bottle)

$2.40 GHS 27.84

$3.48 ₺172

-31.03%

One-way Ticket (Public Transport)

$0.89 ₺43.84

Public Transport Monthly Pass (Regular Price)

$67.4 ₺3,339

Taxi Start (Normal Tariff)

$1.68 GHS 19.46

$1.29 ₺64.1

30.23%

Taxi (Normal Tariff) (1km)

$1.24 GHS 14.34

$0.92 ₺45.70

34.78%

Taxi 1hour Waiting (Normal Tariff)

$4.13 GHS 47.85

$10.96 ₺543

-62.32%

Gasoline (1 liter)

$1.33 GHS 15.47

$1.47 ₺72.9

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,092 GHS 93.9K

$50.8K ₺2.5M

-84.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,939 GHS 115.3K

$44.5K ₺2.2M

-77.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.8 GHS 856

$88.6 ₺4,388

-16.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.36 GHS 225

$11.59 ₺574

67.04%

Internet (50+ Mbps, Unlimited Data)

$41.97 GHS 487

$15.81 ₺783

165.46%

Gym Membership (Monthly)

$77.2 ₺3,821

Tennis Court (1 Hour on Weekend)

$22.74 ₺1,126

Cinema Ticket

$12.68 GHS 147

$8.14 ₺403

55.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 GHS 5,265

$1,008 ₺49.9K

-54.98%

International Primary School, 1 Child (Yearly)

$18.6K GHS 215.9K

$25.6K ₺1.3M

-27.17%

Jeans (Levis 501 Or Similar)

$14.36 GHS 167

$54.0 ₺2,671

-73.38%

Summer Dress (H&M, Zara, etc)

$18.72 GHS 217

$40.83 ₺2,021

-54.15%

Sport Shoes (Adidas, Nike)

$35.80 GHS 415

$98.9 ₺4,896

-63.79%

Men's Leather Business Shoes

$52.0 GHS 604

$96.6 ₺4,783

-46.13%

1-bedroom Apartment, City Center (Monthly)

$985 ₺48.7K

1-bedroom Apartment, Outside City Center (Monthly)

$650 ₺32.2K

3-bedroom Apartment, City Center (Monthly)

$1,983 ₺98.2K

3-bedroom Apartment, Outside City Center (Monthly)

$1,180 ₺58.4K

Buy Apartment in City Center (m2)

$3,138 ₺155.4K

Buy Apartment Outside City Center (m2)

$1,780 ₺88.1K

Average Monthly Net Salary (After Tax)

$1,205 ₺59.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

40.92

-34.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: October 10, 2026

Last update for Istanbul: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

$277 41.3%

Istanbul

$260 16.8% 6.3% $17

Eating Out

$171 25.4%

Istanbul

$223 14.4% 30.9% $53

Monthly Utilities & Internet

$135 20.2%

Istanbul

$116 7.5% 14.1% $19

Clothing & Footwear

$54 8.1%

Istanbul

$131 8.4% 140% $76

Sport & Entertainment

$25 * 3.8%

Istanbul

$93 6% 269% $68

Getting Around

$7.9 * 1.2%

Istanbul

$77 5% 878% $69

Accommodation & Living

- * 0%

Istanbul

$650 41.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $51.0 in Ho vs $55.0 in Istanbul. Groceries flip the comparison at $277 vs $260, with Istanbul cheaper for home cooking.

Good to know

🇬🇭 Ho

🇹🇷 Istanbul

🕒 Local time

11:24 11:24 AM

14:24 2:24 PM

3 h ahead of Ho

🌤 Weather

👥 Population

83,715

15,701,602

💱 Currency

Ghanaian Cedi GHS ₵

Turkish Lira TRY ₺

📈 Exchange rate

100 GHS = 8.62 USD

100 GHS = 7.69 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 16, 2026: 1 USD = 11.6 GHS (100 GHS = 8.62 USD). 1 EUR = 13.01 GHS (100 GHS = 7.69 EUR).

Turkish Lira exchange rates as of October 16, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.53 TRY (100 TRY = 1.8 EUR).

USD to GHS in detail →

On the map

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Highest

Between locations

Ho Istanbul 4,750 km ≈ 6 h nonstop flight

From you

Ho
Istanbul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Istanbul: Cost of Living - Frequently Asked Questions

Ho and Istanbul differ by about 131% in total monthly costs ($670 vs $1,550 including rent). Ho is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,005 in Ho and $2,325 in Istanbul to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $454 in Ho versus $1,008 in Istanbul. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ho – a meal for two runs $51.0 versus $55.0 in Istanbul. If you eat out regularly, this makes a real dent in your monthly spending.

At $670 in Ho versus $1,550 in Istanbul, a $2,000 budget is realistic in Ho but tight or insufficient in Istanbul. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ho and Istanbul are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho gentler on the wallet – expenses run 131% less than in Istanbul. Beyond cost, consider language, visa policies, and how big the international community is in each city.