Last update: Nov 2026

Cost of Living Comparison Between Hammond, Ontario and Montreal

For one person, living is cheaper in Montreal: $2,067 a month against $2,275 in Hammond, Ontario, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Hammond, Ontario outweigh lower spending on other living expenses.

108

Cost of Living Index in Hammond, Ontario
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Hammond, Ontario Living Index
100

Cost of Living Index in Montreal
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Montreal Living Index

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Hammond, Ontario

🇨🇦 Canada

$2,275

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Hammond, Ontario and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hammond, Ontario and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,275 in Hammond, Ontario versus $2,067 in Montreal.

Hammond, Ontario $2,275
Montreal $2,067

Estimated couple costs with rent: $3,240 in Hammond, Ontario versus $3,179 in Montreal.

Hammond, Ontario $3,240
Montreal $3,179

Monthly costs for a family of three with rent: $4,205 in Hammond, Ontario versus $4,291 in Montreal.

Hammond, Ontario $4,205
Montreal $4,291

Living in Hammond, Ontario is roughly 10% more expensive than in Montreal, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Hammond, Ontario 68% above, Montreal 53% above.

Meal at Budget Restaurant

$17.77 CA$24.80

$18.89 CA$26.37

-5.93%

Three-Course Dinner for Two, Mid-Range

$63.8 CA$89.0

$72.6 CA$101

-12.09%

Fast Food Meal (McDonalds, etc)

$10.56 CA$14.74

$10.79 CA$15.07

-2.13%

Cappuccino

$3.67 CA$5.12

$3.98 CA$5.56

-7.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 CA$2.79

$2.02 CA$2.82

-0.99%

Water (0.33 liter bottle)

$1.63 CA$2.28

Local Beer (0.5 liter draught)

$5.06 CA$7.06

$6.32 CA$8.82

-19.94%

Imported Beer (0.33 liter bottle)

$5.75 CA$8.03

$7.06 CA$9.86

-18.56%

Milk (1 liter)

$2.13 CA$2.98

$2.33 CA$3.26

-8.58%

White Bread (500g)

$2.51 CA$3.50

$3.25 CA$4.53

-22.77%

Rice (white) (1kg)

$3.51 CA$4.89

$3.26 CA$4.56

7.67%

Eggs

$3.39 CA$4.73

$3.48 CA$4.85

-2.59%

Local Cheese (1kg)

$10.19 CA$14.22

$13.73 CA$19.17

-25.78%

Chicken Fillets (1kg)

$11.35 CA$15.85

$11.48 CA$16.02

-1.13%

Beef Round Steak (1kg)

$14.83 CA$20.71

$14.26 CA$19.91

4.00%

Apples (1kg)

$3.78 CA$5.28

$3.52 CA$4.92

7.39%

Banana (1kg)

$1.30 CA$1.81

$1.46 CA$2.03

-10.96%

Oranges (1kg)

$3.57 CA$4.98

$3.41 CA$4.76

4.69%

Tomato (1kg)

$3.93 CA$5.49

$3.20 CA$4.47

22.81%

Potato (1kg)

$2.42 CA$3.38

$1.94 CA$2.70

24.74%

Onion (1kg)

$2.20 CA$3.08

$1.78 CA$2.49

23.60%

Lettuce (1 head)

$2.36 CA$3.30

$2.52 CA$3.52

-6.35%

Water (1.5 liter bottle)

$1.65 CA$2.31

$1.58 CA$2.21

4.43%

Cigarettes 20 Pack (Marlboro, Camel)

$14.51 CA$20.26

$11.51 CA$16.06

26.06%

Wine (Bottle)

$12.65 CA$17.66

$10.57 CA$14.76

19.68%

Local Beer (0.5 liter bottle)

$2.77 CA$3.87

$2.35 CA$3.27

17.87%

Imported Beer (0.33 liter bottle)

$3.03 CA$4.23

$2.90 CA$4.04

4.48%

One-way Ticket (Public Transport)

$2.30 CA$3.21

$2.61 CA$3.65

-11.88%

Public Transport Monthly Pass (Regular Price)

$63.2 CA$88.2

$78.5 CA$110

-19.44%

Taxi Start (Normal Tariff)

$2.89 CA$4.03

$3.17 CA$4.43

-8.83%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.02

$1.49 CA$2.08

-2.68%

Taxi 1hour Waiting (Normal Tariff)

$23.49 CA$32.79

$33.49 CA$46.75

-29.86%

Gasoline (1 liter)

$1.23 CA$1.72

$1.36 CA$1.90

-9.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.3K

$28.0K CA$39.1K

-1.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.3K

$21.1K CA$29.5K

2.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 CA$188

$77.6 CA$108

73.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.18 CA$54.7

$35.63 CA$49.74

9.96%

Internet (50+ Mbps, Unlimited Data)

$54.8 CA$76.5

$43.73 CA$61.1

25.27%

Gym Membership (Monthly)

$37.30 CA$52.1

$30.07 CA$41.98

24.04%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.18

$19.97 CA$27.87

-9.66%

Cinema Ticket

$10.62 CA$14.83

$11.27 CA$15.74

-5.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$638 CA$891

$522 CA$729

22.31%

International Primary School, 1 Child (Yearly)

$13.3K CA$18.6K

$17.8K CA$24.8K

-25.19%

Jeans (Levis 501 Or Similar)

$55.4 CA$77.4

$59.0 CA$82.3

-6.00%

Summer Dress (H&M, Zara, etc)

$38.30 CA$53.5

$39.01 CA$54.5

-1.82%

Sport Shoes (Adidas, Nike)

$84.6 CA$118

$99.8 CA$139

-15.17%

Men's Leather Business Shoes

$102 CA$143

$110 CA$153

-6.64%

1-bedroom Apartment, City Center (Monthly)

$1,299 CA$1,813

$1,298 CA$1,812

0.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,158 CA$1,616

$970 CA$1,355

19.29%

3-bedroom Apartment, City Center (Monthly)

$2,018 CA$2,817

$2,323 CA$3,243

-13.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,683 CA$2,349

$1,689 CA$2,358

-0.39%

Buy Apartment in City Center (m2)

$4,333 CA$6,048

$5,004 CA$6,984

-13.41%

Buy Apartment Outside City Center (m2)

$3,635 CA$5,075

$3,736 CA$5,216

-2.71%

Average Monthly Net Salary (After Tax)

$2,585 CA$3,608

$2,943 CA$4,108

-12.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

4.51

3.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammond, Ontario: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hammond, Ontario

$1.2K 50.9%

Montreal

$970 47% 16.2% $187

Groceries & Markets

Hammond, Ontario

$353 15.5%

Montreal

$357 17.3% 1.3% $4.6

Eating Out

Hammond, Ontario

$269 11.8%

Montreal

$292 14.1% 8.3% $22

Monthly Utilities & Internet

Hammond, Ontario

$229 10%

Montreal

$157 7.6% 31.3% $72

Clothing & Footwear

Hammond, Ontario

$126 5.6%

Montreal

$138 6.7% 9.5% $12

Getting Around

Hammond, Ontario

$83 3.6%

Montreal

$100 4.8% 20.6% $17

Sport & Entertainment

Hammond, Ontario

$59 2.6%

Montreal

$53 2.6% 10.1% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,299 in Hammond, Ontario and $1,298 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $64 in Hammond, Ontario vs $73 in Montreal for a mid-range dinner for two. Groceries echo the gap at $353 vs $357 per month, with Hammond, Ontario cheaper across the board.

Good to know

🇨🇦 Hammond, Ontario

🇨🇦 Montreal

🕒 Local time

16:15 4:15 PM

Same time as Hammond, Ontario

🌤 Weather

👥 Population

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

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Hammond, Ontario Montreal 130 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hammond, Ontario vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 9% lower than in Hammond, Ontario. Housing and daily spending are where you’ll feel the difference most, making Montreal the obvious pick if budget is a priority.

On paper, salaries run 12% lower in Hammond, Ontario. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,299 in Hammond, Ontario versus $1,298 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $638 in Hammond, Ontario versus $522 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hammond, Ontario – a meal for two runs $64 versus $73 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Montreal is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hammond, Ontario and Montreal are both considered safe, so it’s unlikely to be the deciding factor between them.