Cost of Living Comparison Between Hammond, Ontario and Montreal Cost of Living Comparison Between Hammond, Ontario and Montreal

Monthly Cost of Living

Monthly costs for one person with rent: $2,273 in Hammond, Ontario versus $2,042 in Montreal.

Estimated couple costs with rent: $3,253 in Hammond, Ontario versus $3,163 in Montreal.

Monthly costs for a family of three with rent: $4,233 in Hammond, Ontario versus $4,284 in Montreal.

Living in Hammond, Ontario is roughly 11% more expensive than in Montreal, driven mainly by Eating Out.

Both cities are pricier than the global median: Hammond, Ontario 66% above, Montreal 49% above.

Meal at Budget Restaurant

$17.28 CA$24.17

$18.22 CA$25.49

-5.16%

Three-Course Dinner for Two, Mid-Range

$64.8 CA$90.6

$70.6 CA$98.8

-8.34%

Fast Food Meal (McDonalds, etc)

$11.81 CA$16.52

$10.89 CA$15.23

8.45%

Cappuccino

$3.22 CA$4.50

$3.92 CA$5.49

-17.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$3.00

$1.97 CA$2.76

8.63%

Water (0.33 liter bottle)

$1.49 CA$2.08

$1.59 CA$2.23

-6.29%

Local Beer (0.5 liter draught)

$5.25 CA$7.35

$6.52 CA$9.12

-19.48%

Imported Beer (0.33 liter bottle)

$5.80 CA$8.12

$7.24 CA$10.13

-19.89%

Milk (1 liter)

$2.19 CA$3.06

$2.29 CA$3.20

-4.37%

White Bread (500g)

$2.56 CA$3.58

$3.11 CA$4.35

-17.68%

Rice (white) (1kg)

$3.26 CA$4.56

$3.03 CA$4.24

7.59%

Eggs

$3.56 CA$4.98

$3.59 CA$5.03

-0.84%

Local Cheese (1kg)

$10.04 CA$14.05

$14.29 CA$19.99

-29.74%

Chicken Fillets (1kg)

$11.29 CA$15.79

$11.39 CA$15.93

-0.88%

Beef Round Steak (1kg)

$14.83 CA$20.74

$14.56 CA$20.37

1.85%

Apples (1kg)

$3.95 CA$5.53

$3.44 CA$4.81

14.83%

Banana (1kg)

$1.40 CA$1.95

$1.53 CA$2.14

-8.50%

Oranges (1kg)

$3.64 CA$5.09

$3.20 CA$4.48

13.75%

Tomato (1kg)

$3.96 CA$5.54

$2.89 CA$4.04

37.02%

Potato (1kg)

$2.56 CA$3.58

$1.91 CA$2.67

34.03%

Onion (1kg)

$2.19 CA$3.07

$1.80 CA$2.52

21.67%

Lettuce (1 head)

$2.49 CA$3.49

$2.56 CA$3.58

-2.73%

Water (1.5 liter bottle)

$1.60 CA$2.23

$1.50 CA$2.10

6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$15.95 CA$22.31

$11.68 CA$16.35

36.56%

Wine (Bottle)

$12.67 CA$17.73

$10.62 CA$14.85

19.30%

Local Beer (0.5 liter bottle)

$3.05 CA$4.27

$2.37 CA$3.32

28.69%

Imported Beer (0.33 liter bottle)

$2.85 CA$3.99

$3.03 CA$4.24

-5.94%

One-way Ticket (Public Transport)

$2.11 CA$2.95

$2.72 CA$3.80

-22.43%

Public Transport Monthly Pass (Regular Price)

$62.5 CA$87.5

$74.2 CA$104

-15.75%

Taxi Start (Normal Tariff)

$2.58 CA$3.61

$3.19 CA$4.47

-19.12%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.89

$1.45 CA$2.03

-6.90%

Taxi 1hour Waiting (Normal Tariff)

$23.28 CA$32.57

$33.52 CA$46.90

-30.55%

Gasoline (1 liter)

$1.00 CA$1.41

$1.31 CA$1.83

-23.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K CA$45.5K

$28.7K CA$40.1K

13.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K CA$23.6K

$20.4K CA$28.5K

-17.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 CA$192

$78.2 CA$109

75.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.25 CA$54.9

$35.53 CA$49.70

10.47%

Internet (50+ Mbps, Unlimited Data)

$55.5 CA$77.6

$43.37 CA$60.7

27.88%

Gym Membership (Monthly)

$43.49 CA$60.8

$30.84 CA$43.14

41.02%

Tennis Court (1 Hour on Weekend)

$17.88 CA$25.01

$19.99 CA$27.97

-10.56%

Cinema Ticket

$12.55 CA$17.56

$11.58 CA$16.20

8.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$801 CA$1,120

$552 CA$772

45.00%

International Primary School, 1 Child (Yearly)

$12.4K CA$17.4K

$16.5K CA$23.1K

-24.65%

Jeans (Levis 501 Or Similar)

$54.5 CA$76.2

$55.4 CA$77.5

-1.68%

Summer Dress (H&M, Zara, etc)

$39.23 CA$54.9

$38.30 CA$53.6

2.43%

Sport Shoes (Adidas, Nike)

$85.1 CA$119

$99.0 CA$138

-14.03%

Men's Leather Business Shoes

$102 CA$143

$104 CA$146

-2.14%

1-bedroom Apartment, City Center (Monthly)

$1,270 CA$1,777

$1,234 CA$1,726

2.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,155 CA$1,616

$990 CA$1,385

16.68%

3-bedroom Apartment, City Center (Monthly)

$2,001 CA$2,799

$2,171 CA$3,037

-7.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,744 CA$2,440

$1,636 CA$2,289

6.62%

Buy Apartment in City Center (m2)

$3,705 CA$5,183

$5,129 CA$7,176

-27.77%

Buy Apartment Outside City Center (m2)

$3,922 CA$5,487

$3,724 CA$5,209

5.32%

Average Monthly Net Salary (After Tax)

$2,602 CA$3,640

$3,059 CA$4,279

-14.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.44

4.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammond, Ontario: September 15, 2026

Last update for Montreal: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,270 in Hammond, Ontario and $1,234 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 18% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Hammond, Ontario vs $71.0 in Montreal. Groceries flip the comparison at $356 vs $354, with Montreal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hammond, Ontario vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 11% lower than in Hammond, Ontario. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

On paper, salaries run 18% lower in Montreal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,270 in Hammond, Ontario versus $1,234 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,273 per month in Hammond, Ontario versus $2,042 in Montreal – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Montreal runs roughly 19% less than in Hammond, Ontario. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,042 in Montreal versus $2,273 in Hammond, Ontario, a $2,000 budget is realistic in Montreal but tight or insufficient in Hammond, Ontario. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,042 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Hammond, Ontario and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 11% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.