Cost of Living Comparison Between Hammond, Ontario and Montreal Cost of Living Comparison Between Hammond, Ontario and Montreal

Monthly Cost of Living

Monthly costs for one person with rent: $2,345 in Hammond, Ontario versus $2,063 in Montreal.

Estimated couple costs with rent: $3,367 in Hammond, Ontario versus $3,159 in Montreal.

Monthly costs for a family of three with rent: $4,390 in Hammond, Ontario versus $4,255 in Montreal.

Living in Hammond, Ontario is roughly 14% more expensive than Montreal, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Hammond, Ontario 75% above, Montreal 54% above.

Meal at Budget Restaurant

$16.77 CA$23.32

$15.92 CA$22.14

5.34%

Three-Course Dinner for Two, Mid-Range

$68.7 CA$95.5

$73.1 CA$102

-5.98%

Fast Food Meal (McDonalds, etc)

$10.90 CA$15.15

$11.15 CA$15.50

-2.24%

Cappuccino

$3.82 CA$5.32

$3.80 CA$5.29

0.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.81

$2.18 CA$3.03

-7.34%

Water (0.33 liter bottle)

$1.70 CA$2.37

$1.46 CA$2.03

16.44%

Local Beer (0.5 liter draught)

$5.38 CA$7.49

$6.12 CA$8.51

-12.09%

Imported Beer (0.33 liter bottle)

$5.74 CA$7.98

$6.78 CA$9.42

-15.34%

Milk (1 liter)

$2.21 CA$3.08

$2.33 CA$3.24

-5.15%

White Bread (500g)

$2.72 CA$3.78

$3.39 CA$4.72

-19.76%

Rice (white) (1kg)

$3.66 CA$5.09

$3.73 CA$5.19

-1.88%

Eggs

$3.44 CA$4.79

$3.38 CA$4.70

1.78%

Local Cheese (1kg)

$11.20 CA$15.58

$16.25 CA$22.60

-31.08%

Chicken Fillets (1kg)

$11.58 CA$16.11

$11.54 CA$16.05

0.35%

Beef Round Steak (1kg)

$14.58 CA$20.27

$15.24 CA$21.19

-4.33%

Apples (1kg)

$3.93 CA$5.47

$3.74 CA$5.20

5.08%

Banana (1kg)

$1.36 CA$1.89

$1.70 CA$2.37

-20.00%

Oranges (1kg)

$3.69 CA$5.13

$4.11 CA$5.71

-10.22%

Tomato (1kg)

$3.67 CA$5.10

$4.35 CA$6.05

-15.63%

Potato (1kg)

$2.43 CA$3.38

$2.71 CA$3.76

-10.33%

Onion (1kg)

$2.55 CA$3.54

$2.62 CA$3.64

-2.67%

Lettuce (1 head)

$2.64 CA$3.67

$2.25 CA$3.13

17.33%

Water (1.5 liter bottle)

$1.78 CA$2.48

$1.73 CA$2.40

2.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 CA$19.34

$13.31 CA$18.51

4.43%

Wine (Bottle)

$12.63 CA$17.57

$10.78 CA$15.00

17.16%

Local Beer (0.5 liter bottle)

$2.94 CA$4.09

$3.01 CA$4.19

-2.33%

Imported Beer (0.33 liter bottle)

$3.17 CA$4.41

$3.46 CA$4.82

-8.38%

One-way Ticket (Public Transport)

$2.41 CA$3.35

$2.74 CA$3.81

-12.04%

Public Transport Monthly Pass (Regular Price)

$62.4 CA$86.7

$72.7 CA$101

-14.17%

Taxi Start (Normal Tariff)

$3.15 CA$4.38

$3.63 CA$5.05

-13.22%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.05

$1.46 CA$2.03

0.68%

Taxi 1hour Waiting (Normal Tariff)

$25.57 CA$35.56

$33.44 CA$46.50

-23.53%

Gasoline (1 liter)

$1.16 CA$1.61

$1.21 CA$1.69

-4.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K CA$34.5K

$24.6K CA$34.3K

0.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K CA$28.4K

$21.7K CA$30.2K

-5.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 CA$201

$76.0 CA$106

90.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.94 CA$61.1

$35.72 CA$49.68

23.01%

Internet (50+ Mbps, Unlimited Data)

$61.7 CA$85.8

$42.86 CA$59.6

44.00%

Gym Membership (Monthly)

$42.40 CA$59.0

$42.92 CA$59.7

-1.21%

Tennis Court (1 Hour on Weekend)

$17.23 CA$23.97

Cinema Ticket

$11.25 CA$15.65

$11.09 CA$15.42

1.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$748 CA$1,040

$620 CA$862

20.75%

International Primary School, 1 Child (Yearly)

$11.7K CA$16.3K

$5,834 CA$8,114

100.87%

Jeans (Levis 501 Or Similar)

$54.6 CA$76.0

$62.7 CA$87.1

-12.83%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.3

$44.41 CA$61.8

-12.07%

Sport Shoes (Adidas, Nike)

$87.1 CA$121

$101 CA$140

-13.55%

Men's Leather Business Shoes

$107 CA$149

$119 CA$166

-9.85%

1-bedroom Apartment, City Center (Monthly)

$1,289 CA$1,793

$1,211 CA$1,684

6.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,198 CA$1,666

$960 CA$1,334

24.88%

3-bedroom Apartment, City Center (Monthly)

$2,008 CA$2,792

$2,035 CA$2,831

-1.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,833 CA$2,549

$1,589 CA$2,210

15.31%

Buy Apartment in City Center (m2)

$4,331 CA$6,023

$5,181 CA$7,205

-16.41%

Buy Apartment Outside City Center (m2)

$3,329 CA$4,630

$3,934 CA$5,470

-15.37%

Average Monthly Net Salary (After Tax)

$2,573 CA$3,579

$2,960 CA$4,116

-13.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.01

28.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammond, Ontario: May 30, 2026

Last update for Montreal: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,289 in Hammond, Ontario and $1,211 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in Hammond, Ontario vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $365 vs $392 per month, with Hammond, Ontario cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hammond, Ontario vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 14% lower than in Hammond, Ontario. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

On paper, Montreal earns 15% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,289 in Hammond, Ontario versus $1,211 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,345 per month in Hammond, Ontario versus $2,063 in Montreal – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Montreal runs roughly 17% less than in Hammond, Ontario. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,063 in Montreal versus $2,345 in Hammond, Ontario, a $2,000 budget is realistic in Montreal but tight or insufficient in Hammond, Ontario. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,063 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Hammond, Ontario and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 14% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.