Last update: Nov 2026

Cost of Living Comparison Between Montreal and Hammond, Ontario

For one person, living is cheaper in Montreal: $2,067 a month against $2,275 in Hammond, Ontario, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Hammond, Ontario outweigh lower spending on other living expenses.

100

Cost of Living Index in Montreal
Learn more

Montreal Living Index
108

Cost of Living Index in Hammond, Ontario
Learn more

Hammond, Ontario Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Hammond, Ontario

🇨🇦 Canada

$2,275

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Hammond, Ontario

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Hammond, Ontario actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,067 in Montreal versus $2,275 in Hammond, Ontario.

Montreal $2,067
Hammond, Ontario $2,275

Estimated couple costs with rent: $3,179 in Montreal versus $3,240 in Hammond, Ontario.

Montreal $3,179
Hammond, Ontario $3,240

Monthly costs for a family of three with rent: $4,291 in Montreal versus $4,205 in Hammond, Ontario.

Montreal $4,291
Hammond, Ontario $4,205

Living in Montreal costs roughly 9% less than in Hammond, Ontario, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Montreal 53% above, Hammond, Ontario 68% above.

Meal at Budget Restaurant

$18.89 CA$26.69

$17.77 CA$25.10

6.30%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$103

$63.8 CA$90.1

13.75%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.25

$10.56 CA$14.92

2.18%

Cappuccino

$3.98 CA$5.62

$3.67 CA$5.19

8.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.85

$2.00 CA$2.83

1.00%

Water (0.33 liter bottle)

$1.63 CA$2.31

Local Beer (0.5 liter draught)

$6.32 CA$8.93

$5.06 CA$7.15

24.90%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.98

$5.75 CA$8.12

22.78%

Milk (1 liter)

$2.33 CA$3.30

$2.13 CA$3.01

9.39%

White Bread (500g)

$3.25 CA$4.59

$2.51 CA$3.54

29.48%

Rice (white) (1kg)

$3.26 CA$4.61

$3.51 CA$4.95

-7.12%

Eggs

$3.48 CA$4.91

$3.39 CA$4.79

2.65%

Local Cheese (1kg)

$13.73 CA$19.40

$10.19 CA$14.39

34.74%

Chicken Fillets (1kg)

$11.48 CA$16.21

$11.35 CA$16.04

1.15%

Beef Round Steak (1kg)

$14.26 CA$20.15

$14.83 CA$20.96

-3.84%

Apples (1kg)

$3.52 CA$4.98

$3.78 CA$5.34

-6.88%

Banana (1kg)

$1.46 CA$2.06

$1.30 CA$1.83

12.31%

Oranges (1kg)

$3.41 CA$4.82

$3.57 CA$5.04

-4.48%

Tomato (1kg)

$3.20 CA$4.52

$3.93 CA$5.55

-18.58%

Potato (1kg)

$1.94 CA$2.74

$2.42 CA$3.42

-19.83%

Onion (1kg)

$1.78 CA$2.52

$2.20 CA$3.11

-19.09%

Lettuce (1 head)

$2.52 CA$3.56

$2.36 CA$3.34

6.78%

Water (1.5 liter bottle)

$1.58 CA$2.24

$1.65 CA$2.33

-4.24%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.26

$14.51 CA$20.51

-20.68%

Wine (Bottle)

$10.57 CA$14.94

$12.65 CA$17.87

-16.44%

Local Beer (0.5 liter bottle)

$2.35 CA$3.31

$2.77 CA$3.92

-15.16%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.09

$3.03 CA$4.28

-4.29%

One-way Ticket (Public Transport)

$2.61 CA$3.69

$2.30 CA$3.25

13.48%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$111

$63.2 CA$89.3

24.13%

Taxi Start (Normal Tariff)

$3.17 CA$4.48

$2.89 CA$4.08

9.69%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.11

$1.45 CA$2.04

2.76%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$47.31

$23.49 CA$33.18

42.57%

Gasoline (1 liter)

$1.36 CA$1.93

$1.23 CA$1.74

10.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.6K

$27.5K CA$38.8K

2.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$21.7K CA$30.6K

-2.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$110

$135 CA$190

-42.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$50.3

$39.18 CA$55.4

-9.06%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.8

$54.8 CA$77.4

-20.17%

Gym Membership (Monthly)

$30.07 CA$42.49

$37.30 CA$52.7

-19.38%

Tennis Court (1 Hour on Weekend)

$19.97 CA$28.21

$18.04 CA$25.48

10.70%

Cinema Ticket

$11.27 CA$15.93

$10.62 CA$15.01

6.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$738

$638 CA$902

-18.24%

International Primary School, 1 Child (Yearly)

$17.8K CA$25.1K

$13.3K CA$18.8K

33.67%

Jeans (Levis 501 Or Similar)

$59.0 CA$83.3

$55.4 CA$78.3

6.39%

Summer Dress (H&M, Zara, etc)

$39.01 CA$55.1

$38.30 CA$54.1

1.85%

Sport Shoes (Adidas, Nike)

$99.8 CA$141

$84.6 CA$120

17.89%

Men's Leather Business Shoes

$110 CA$155

$102 CA$145

7.11%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,834

$1,299 CA$1,835

-0.03%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,371

$1,158 CA$1,635

-16.17%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,282

$2,018 CA$2,851

15.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,387

$1,683 CA$2,377

0.39%

Buy Apartment in City Center (m2)

$5,004 CA$7,069

$4,333 CA$6,121

15.48%

Buy Apartment Outside City Center (m2)

$3,736 CA$5,279

$3,635 CA$5,136

2.78%

Average Monthly Net Salary (After Tax)

$2,943 CA$4,158

$2,585 CA$3,652

13.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.68

-3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Hammond, Ontario: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Hammond, Ontario

$1.2K 50.9% 19.3% $187

Groceries & Markets

Montreal

$357 17.3%

Hammond, Ontario

$353 15.5% 1.3% $4.6

Eating Out

Montreal

$292 14.1%

Hammond, Ontario

$269 11.8% 7.7% $22

Monthly Utilities & Internet

Montreal

$157 7.6%

Hammond, Ontario

$229 10% 45.6% $72

Clothing & Footwear

Montreal

$138 6.7%

Hammond, Ontario

$126 5.6% 8.7% $12

Getting Around

Montreal

$100 4.8%

Hammond, Ontario

$83 3.6% 17.1% $17

Sport & Entertainment

Montreal

$53 2.6%

Hammond, Ontario

$59 2.6% 11.3% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,298 in Montreal and $1,299 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Montreal pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73 in Montreal vs $64 in Hammond, Ontario for a mid-range dinner for two. Groceries echo the gap at $357 vs $353 per month, with Hammond, Ontario cheaper across the board.

Good to know

🇨🇦 Montreal

🇨🇦 Hammond, Ontario

🕒 Local time

12:07 12:07 PM

Same time as Montreal

🌤 Weather

👥 Population

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.708 USD

1 CAD = 0.635 EUR

1 CAD = 0.708 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Montreal Hammond, Ontario 130 km

From you

Montreal
Hammond, Ontario

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Hammond, Ontario: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 9% lower than in Hammond, Ontario. Housing and daily spending are where you’ll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 14% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,298 in Montreal versus $1,299 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $522 in Montreal versus $638 in Hammond, Ontario. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hammond, Ontario – a meal for two runs $64 versus $73 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Montreal is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Montreal and Hammond, Ontario are both considered safe, so it’s unlikely to be the deciding factor between them.