Cost of Living Comparison Between Montreal and Hammond, Ontario Cost of Living Comparison Between Montreal and Hammond, Ontario

Monthly Cost of Living

Monthly costs for one person with rent: $2,063 in Montreal versus $2,345 in Hammond, Ontario.

Estimated couple costs with rent: $3,159 in Montreal versus $3,367 in Hammond, Ontario.

Monthly costs for a family of three with rent: $4,255 in Montreal versus $4,390 in Hammond, Ontario.

Living in Montreal costs roughly 12% less than in Hammond, Ontario, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Montreal 54% above, Hammond, Ontario 75% above.

Meal at Budget Restaurant

$15.92 CA$22.14

$16.77 CA$23.32

-5.07%

Three-Course Dinner for Two, Mid-Range

$73.1 CA$102

$68.7 CA$95.5

6.36%

Fast Food Meal (McDonalds, etc)

$11.15 CA$15.50

$10.90 CA$15.15

2.29%

Cappuccino

$3.80 CA$5.29

$3.82 CA$5.32

-0.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.03

$2.02 CA$2.81

7.92%

Water (0.33 liter bottle)

$1.46 CA$2.03

$1.70 CA$2.37

-14.12%

Local Beer (0.5 liter draught)

$6.12 CA$8.51

$5.38 CA$7.49

13.75%

Imported Beer (0.33 liter bottle)

$6.78 CA$9.42

$5.74 CA$7.98

18.12%

Milk (1 liter)

$2.33 CA$3.24

$2.21 CA$3.08

5.43%

White Bread (500g)

$3.39 CA$4.72

$2.72 CA$3.78

24.63%

Rice (white) (1kg)

$3.73 CA$5.19

$3.66 CA$5.09

1.91%

Eggs

$3.38 CA$4.70

$3.44 CA$4.79

-1.74%

Local Cheese (1kg)

$16.25 CA$22.60

$11.20 CA$15.58

45.09%

Chicken Fillets (1kg)

$11.54 CA$16.05

$11.58 CA$16.11

-0.35%

Beef Round Steak (1kg)

$15.24 CA$21.19

$14.58 CA$20.27

4.53%

Apples (1kg)

$3.74 CA$5.20

$3.93 CA$5.47

-4.83%

Banana (1kg)

$1.70 CA$2.37

$1.36 CA$1.89

25.00%

Oranges (1kg)

$4.11 CA$5.71

$3.69 CA$5.13

11.38%

Tomato (1kg)

$4.35 CA$6.05

$3.67 CA$5.10

18.53%

Potato (1kg)

$2.71 CA$3.76

$2.43 CA$3.38

11.52%

Onion (1kg)

$2.62 CA$3.64

$2.55 CA$3.54

2.75%

Lettuce (1 head)

$2.25 CA$3.13

$2.64 CA$3.67

-14.77%

Water (1.5 liter bottle)

$1.73 CA$2.40

$1.78 CA$2.48

-2.81%

Cigarettes 20 Pack (Marlboro, Camel)

$13.31 CA$18.51

$13.90 CA$19.34

-4.24%

Wine (Bottle)

$10.78 CA$15.00

$12.63 CA$17.57

-14.65%

Local Beer (0.5 liter bottle)

$3.01 CA$4.19

$2.94 CA$4.09

2.38%

Imported Beer (0.33 liter bottle)

$3.46 CA$4.82

$3.17 CA$4.41

9.15%

One-way Ticket (Public Transport)

$2.74 CA$3.81

$2.41 CA$3.35

13.69%

Public Transport Monthly Pass (Regular Price)

$72.7 CA$101

$62.4 CA$86.7

16.51%

Taxi Start (Normal Tariff)

$3.63 CA$5.05

$3.15 CA$4.38

15.24%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.03

$1.47 CA$2.05

-0.68%

Taxi 1hour Waiting (Normal Tariff)

$33.44 CA$46.50

$25.57 CA$35.56

30.78%

Gasoline (1 liter)

$1.21 CA$1.69

$1.16 CA$1.61

4.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K CA$34.3K

$24.8K CA$34.5K

-0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.2K

$20.5K CA$28.4K

6.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$106

$145 CA$201

-47.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.72 CA$49.68

$43.94 CA$61.1

-18.71%

Internet (50+ Mbps, Unlimited Data)

$42.86 CA$59.6

$61.7 CA$85.8

-30.56%

Gym Membership (Monthly)

$42.92 CA$59.7

$42.40 CA$59.0

1.23%

Tennis Court (1 Hour on Weekend)

$17.23 CA$23.97

Cinema Ticket

$11.09 CA$15.42

$11.25 CA$15.65

-1.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$620 CA$862

$748 CA$1,040

-17.19%

International Primary School, 1 Child (Yearly)

$5,834 CA$8,114

$11.7K CA$16.3K

-50.22%

Jeans (Levis 501 Or Similar)

$62.7 CA$87.1

$54.6 CA$76.0

14.72%

Summer Dress (H&M, Zara, etc)

$44.41 CA$61.8

$39.05 CA$54.3

13.73%

Sport Shoes (Adidas, Nike)

$101 CA$140

$87.1 CA$121

15.68%

Men's Leather Business Shoes

$119 CA$166

$107 CA$149

10.92%

1-bedroom Apartment, City Center (Monthly)

$1,211 CA$1,684

$1,289 CA$1,793

-6.04%

1-bedroom Apartment, Outside City Center (Monthly)

$960 CA$1,334

$1,198 CA$1,666

-19.92%

3-bedroom Apartment, City Center (Monthly)

$2,035 CA$2,831

$2,008 CA$2,792

1.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,589 CA$2,210

$1,833 CA$2,549

-13.27%

Buy Apartment in City Center (m2)

$5,181 CA$7,205

$4,331 CA$6,023

19.63%

Buy Apartment Outside City Center (m2)

$3,934 CA$5,470

$3,329 CA$4,630

18.16%

Average Monthly Net Salary (After Tax)

$2,960 CA$4,116

$2,573 CA$3,579

15.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.46

-22.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: May 31, 2026

Last update for Hammond, Ontario: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,211 in Montreal and $1,289 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Montreal pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73.0 in Montreal vs $69.0 in Hammond, Ontario for a mid-range dinner for two. Groceries echo the gap at $392 vs $365 per month, with Hammond, Ontario cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Hammond, Ontario: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 14% lower than in Hammond, Ontario. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Montreal pays 15% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,211 in Montreal versus $1,289 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,063 per month in Montreal versus $2,345 in Hammond, Ontario – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Montreal runs roughly 17% less than in Hammond, Ontario. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,063 in Montreal versus $2,345 in Hammond, Ontario, a $2,000 budget is realistic in Montreal but tight or insufficient in Hammond, Ontario. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,063 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Montreal and Hammond, Ontario are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 14% less than in Hammond, Ontario. Beyond cost, consider language, visa policies, and how big the international community is in each city.