Last update: Oct 2026 Canada

Cost of Living in Hammond, Ontario

For one person, living costs in Hammond, Ontario are estimated at $2,217 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $32 a day.

Monthly Cost of Living

How much you'll spend in Hammond, Ontario

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hammond, Ontario actually costs, broken down by who's living it.

Living costs for one person come to about $2,217 monthly including rent, or $970 excluding housing.

$2,217 /mo

Estimated monthly costs for a couple: $3,235 with rent, or $1,691 without housing.

$3,235 /mo

Monthly costs for a family of three come to about $4,254 including rent, or $2,412 for daily expenses alone.

$4,254 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$18.34 CA$25.93
$11.74 CA$16.59
$29.35 CA$41.50
Three-Course Dinner for Two, Mid-Range
$72.8 CA$103
$54.9 CA$77.6
$118 CA$166
Fast Food Meal (McDonalds, etc)
$10.63 CA$15.03
$9.22 CA$13.03
$12.76 CA$18.04
Cappuccino
$3.15 CA$4.45
$1.84 CA$2.60
$4.30 CA$6.08
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.86 CA$2.62
$1.31 CA$1.86
$2.62 CA$3.71
Water (0.33 liter bottle)
$1.54 CA$2.17
$1.16 CA$1.64
$2.38 CA$3.37
Local Beer (0.5 liter draught)
$5.11 CA$7.22
$3.41 CA$4.81
$6.81 CA$9.63
Imported Beer (0.33 liter bottle)
$5.76 CA$8.14
$5.04 CA$7.12
$7.20 CA$10.17
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.99 CA$2.81
$1.09 CA$1.54
$3.43 CA$4.85
White Bread (500g)
$2.54 CA$3.59
$1.78 CA$2.52
$3.59 CA$5.07
Rice (white) (1kg)
$3.19 CA$4.52
$1.72 CA$2.43
$6.88 CA$9.73
Eggs
$3.36 CA$4.76
$2.68 CA$3.79
$4.88 CA$6.90
Local Cheese (1kg)
$10.01 CA$14.15
$5.72 CA$8.09
$18.93 CA$26.77
Chicken Fillets (1kg)
$11.22 CA$15.85
$6.92 CA$9.78
$17.29 CA$24.45
Beef Round Steak (1kg)
$14.46 CA$20.44
$7.67 CA$10.85
$23.03 CA$32.55
Apples (1kg)
$3.71 CA$5.24
$1.78 CA$2.52
$5.55 CA$7.85
Banana (1kg)
$1.33 CA$1.88
$0.93 CA$1.32
$2.87 CA$4.06
Oranges (1kg)
$3.60 CA$5.09
$2.00 CA$2.82
$6.09 CA$8.61
Tomato (1kg)
$3.65 CA$5.16
$1.73 CA$2.45
$5.99 CA$8.47
Potato (1kg)
$2.52 CA$3.57
$0.96 CA$1.36
$5.01 CA$7.08
Onion (1kg)
$2.21 CA$3.12
$1.41 CA$1.99
$3.88 CA$5.49
Lettuce (1 head)
$2.46 CA$3.47
$1.43 CA$2.02
$3.57 CA$5.04
Water (1.5 liter bottle)
$1.64 CA$2.31
$0.72 CA$1.02
$2.66 CA$3.76
Cigarettes 20 Pack (Marlboro, Camel)
$14.93 CA$21.11
$11.95 CA$16.89
$17.17 CA$24.28
Wine (Bottle)
$12.65 CA$17.89
$9.14 CA$12.92
$17.57 CA$24.84
Local Beer (0.5 liter bottle)
$2.22 CA$3.13
$1.50 CA$2.12
$3.59 CA$5.08
Imported Beer (0.33 liter bottle)
$2.85 CA$4.03
$1.92 CA$2.71
$4.61 CA$6.51
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.42 CA$3.43
$2.05 CA$2.90
$2.60 CA$3.68
Public Transport Monthly Pass (Regular Price)
$57.5 CA$81.3
$47.66 CA$67.4
$59.2 CA$83.6
Taxi Start (Normal Tariff)
$2.72 CA$3.85
$2.63 CA$3.71
$3.98 CA$5.63
Taxi (Normal Tariff) (1km)
$1.39 CA$1.96
$1.29 CA$1.82
$1.75 CA$2.48
Taxi 1hour Waiting (Normal Tariff)
$25.23 CA$35.67
$23.13 CA$32.70
$30.85 CA$43.61
Gasoline (1 liter)
$1.25 CA$1.77
$0.98 CA$1.39
$1.41 CA$2.00
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1K CA$44.0K
$31.1K CA$44.0K
$31.1K CA$44.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.0K CA$25.5K
$16.7K CA$23.6K
$19.9K CA$28.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 CA$193
$92.6 CA$131
$228 CA$322
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.56 CA$54.5
$22.68 CA$32.06
$70.2 CA$99.2
Internet (50+ Mbps, Unlimited Data)
$53.4 CA$75.5
$38.38 CA$54.3
$77.5 CA$109
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.57 CA$64.4
$19.81 CA$28.00
$59.4 CA$84.0
Tennis Court (1 Hour on Weekend)
$20.40 CA$28.84
$8.00 CA$11.32
$20.40 CA$28.84
Cinema Ticket
$10.60 CA$14.98
$10.09 CA$14.26
$13.45 CA$19.02
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$689 CA$975
$407 CA$576
$946 CA$1,338
International Primary School, 1 Child (Yearly)
$13.0K CA$18.4K
$9,857 CA$13.9K
$16.9K CA$23.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$51.9 CA$73.4
$27.54 CA$38.93
$77.8 CA$110
Summer Dress (H&M, Zara, etc)
$37.96 CA$53.7
$21.06 CA$29.77
$56.2 CA$79.4
Sport Shoes (Adidas, Nike)
$83.3 CA$118
$55.5 CA$78.5
$114 CA$162
Men's Leather Business Shoes
$102 CA$144
$59.7 CA$84.4
$140 CA$198
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,237 CA$1,749
$976 CA$1,379
$1,394 CA$1,970
1-bedroom Apartment, Outside City Center (Monthly)
$1,110 CA$1,570
$902 CA$1,275
$1,221 CA$1,727
3-bedroom Apartment, City Center (Monthly)
$1,953 CA$2,761
$1,624 CA$2,296
$2,118 CA$2,994
3-bedroom Apartment, Outside City Center (Monthly)
$1,705 CA$2,411
$1,455 CA$2,056
$1,977 CA$2,795
Buy Apartment in City Center (m2)
$4,470 CA$6,319
$2,408 CA$3,404
$4,470 CA$6,319
Buy Apartment Outside City Center (m2)
$3,911 CA$5,529
$2,470 CA$3,492
$3,911 CA$5,529
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,558 CA$3,617
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.66
4.09
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Hammond, Ontario $2,217
Accommodation & Living
$1.1K
Groceries & Markets
$344
Eating Out
$267
Monthly Utilities & Internet
$228
Clothing & Footwear
$124
Getting Around
$77
Sport & Entertainment
$67

Cost Breakdown

Expect to pay about $1,237 for a central one-bedroom, or $1,110 outside the center. At 48% of the average salary ($2,558), housing is the biggest financial pressure.

Average take-home pay sits at $2,558, while typical expenses reach $2,217. This leaves some room for savings, though a comfortable buffer starts closer to $3,325.

Expect to spend about $344 monthly on groceries. Dining out at a mid-range restaurant costs roughly $73.0 for two.

Public transport is priced at around $57.5 per month.

Cost Highlights

Cappuccino is cheaper than 93% of cities in North America

Hammond, Ontario is more expensive than 73% globally but cheaper than 63% within North America.

Good to know
🕒 Local time
11:09 11:09 AM
🌤 Weather
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

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Hammond, Ontario Median Internet Speeds (Updated April 2026)

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Cost of Living in Hammond, Ontario - Frequently Asked Questions
Is Hammond, Ontario, Canada a good value for a long-term stay for travelers, expats, and digital nomads, and how does it compare to bigger cities?
An easygoing balance defines Hammond for many travelers, expats, and digital nomads who want reliability without urban prices. The Cost of Living in Hammond, Ontario, Canada sits at a comfortable midpoint when you compare bigger cities nearby – housing options, groceries, and local services feel approachable, and nature and outdoor amenities boost quality of life. You’ll find a range of neighborhoods, from quiet streets to compact town centers, with options to fit different routines. Seasonal activities tilt toward the outdoors, not drastic price swings. Tip: start with a flexible budget and test a few neighborhoods.
What does daily life look like in Hammond in terms of housing search, food options, transport, and coworking or errands?
Daily life in Hammond is approachable and practical. In housing you’ll find options that balance affordability with location, especially near main corridors or lakeside areas. Food choices range from reliable groceries to cafés and farmers markets where seasonal produce shines. Transport is flexible: car access works for trips outside town, while biking and local buses help you move efficiently. For work or study, you can often find quiet co-working spaces or coffee spots with reliable Wi-Fi. Erands cluster around central hubs, making weekend shopping straightforward. Hammond, Ontario, Canada living cost is a helpful reference for planning. Tip: map two or three neighborhoods and test a week’s routine.
How does quality of life in Hammond support budgeting, seasonal changes, and neighborhood fit for a longer stay?
Quality of life in Hammond comes from pacing, accessibility, and community. Build a simple budgeting framework that separates housing, groceries, transport, and leisure, then adjust for seasonality – longer days and outdoor options often shift routines more than prices do. Neighborhood fit matters: riverside or lake-adjacent areas offer tranquility; central districts connect you to services and social life. Practical tips include shopping local, cooking at home, and choosing transit-friendly routes. Consider a trial stay in two areas to see how you move, shop, and socialize. Tip: test a couple of neighborhoods for a month and refine your plan.
What is the average cost of living in Hammond, Ontario?
A single person in Hammond, Ontario typically spends $2,217 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $970. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is the average cost of living in Hammond, Ontario in 2026?
As of 2026, monthly living costs in Hammond, Ontario come to around $2,217 including rent, or roughly $970 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Can you save money on an average salary in Hammond, Ontario?
At $2,558 take-home, most residents in Hammond, Ontario can cover the $2,217 monthly cost of living. Those earning $3,325 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Hammond, Ontario?
Where you live in Hammond, Ontario makes all the difference. Central one-bedrooms cost about $1,237; commute-friendly outer districts come in around $1,110. Overall, the market runs from $1,110 to $1,237 depending on size, location, and apartment condition.
How expensive is a gym membership in Hammond, Ontario?
A regular gym membership in Hammond, Ontario costs around $45.57 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Hammond, Ontario?
Expect to spend around $344 per month on groceries in Hammond, Ontario. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Hammond, Ontario?
Living on $2,000 in Hammond, Ontario means careful planning, since monthly costs average $2,217. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Hammond, Ontario good for digital nomads?
Hammond, Ontario draws remote workers with fast internet, low crime rates, clean air, and at around $2,217 per month all-in, the price-to-lifestyle ratio is hard to beat. A growing international community makes networking and social life easy for newcomers.

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