Last update: Oct 2026

Cost of Living Comparison Between Hamm and Athens

For one person, living is cheaper in Hamm: $1,481 a month against $1,775 in Athens, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Athens outweigh lower spending on other living expenses.

71

Cost of Living Index in Hamm
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Hamm Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Hamm

🇩🇪 Germany

$1,481

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamm and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamm and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,481 in Hamm versus $1,775 in Athens.

Hamm $1,481
Athens $1,775

Estimated couple costs with rent: $2,219 in Hamm versus $2,721 in Athens.

Hamm $2,219
Athens $2,721

Monthly costs for a family of three with rent: $2,957 in Hamm versus $3,666 in Athens.

Hamm $2,957
Athens $3,666

Living in Hamm costs roughly 17% less than in Athens, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Hamm 10% above, Athens 31% above.

Meal at Budget Restaurant

$13.40 €11.92

$16.69 €14.84

-19.71%

Three-Course Dinner for Two, Mid-Range

$66.0 €58.7

$67.8 €60.3

-2.70%

Fast Food Meal (McDonalds, etc)

$18.02 €16.03

$11.14 €9.91

61.76%

Cappuccino

$4.49 €4.00

$4.03 €3.58

11.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 €2.51

$2.77 €2.46

2.17%

Water (0.33 liter bottle)

$2.38 €2.11

$0.55 €0.49

332.73%

Local Beer (0.5 liter draught)

$2.77 €2.46

$5.74 €5.10

-51.74%

Imported Beer (0.33 liter bottle)

$3.84 €3.41

$5.45 €4.85

-29.54%

Milk (1 liter)

$1.24 €1.10

$1.82 €1.62

-31.87%

White Bread (500g)

$2.10 €1.87

$1.38 €1.23

52.17%

Rice (white) (1kg)

$3.92 €3.48

$2.80 €2.49

40.00%

Eggs

$3.41 €3.03

$4.83 €4.30

-29.40%

Local Cheese (1kg)

$14.30 €12.72

$15.05 €13.39

-4.98%

Chicken Fillets (1kg)

$10.69 €9.50

$10.63 €9.45

0.56%

Beef Round Steak (1kg)

$25.33 €22.53

$18.43 €16.39

37.44%

Apples (1kg)

$3.43 €3.05

$2.20 €1.96

55.91%

Banana (1kg)

$2.24 €1.99

$1.90 €1.69

17.89%

Oranges (1kg)

$2.38 €2.12

$1.37 €1.22

73.72%

Tomato (1kg)

$4.26 €3.79

$2.10 €1.87

102.86%

Potato (1kg)

$1.48 €1.32

$1.08 €0.96

37.04%

Onion (1kg)

$1.16 €1.03

$1.12 €1.00

3.57%

Lettuce (1 head)

$1.73 €1.54

$1.12 €1.00

54.46%

Water (1.5 liter bottle)

$1.00 €0.89

$0.88 €0.79

13.64%

Cigarettes 20 Pack (Marlboro, Camel)

$9.17 €8.16

$5.48 €4.88

67.34%

Wine (Bottle)

$6.82 €6.07

$10.13 €9.01

-32.68%

Local Beer (0.5 liter bottle)

$1.11 €0.98

$2.13 €1.89

-47.89%

Imported Beer (0.33 liter bottle)

$1.33 €1.18

$2.25 €2.00

-40.89%

One-way Ticket (Public Transport)

$3.05 €2.72

$1.36 €1.21

124.26%

Public Transport Monthly Pass (Regular Price)

$60.8 €54.1

$29.89 €26.59

103.28%

Taxi Start (Normal Tariff)

$5.11 €4.55

$4.45 €3.96

14.83%

Taxi (Normal Tariff) (1km)

$2.29 €2.04

$1.02 €0.90

124.51%

Taxi 1hour Waiting (Normal Tariff)

$33.12 €29.46

$16.92 €15.05

95.74%

Gasoline (1 liter)

$2.08 €1.85

$2.25 €2.00

-7.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €28.8K

$28.0K €24.9K

15.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.3K

$28.2K €25.1K

36.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$468 €416

$205 €182

128.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.27 €22.48

$26.65 €23.71

-5.18%

Internet (50+ Mbps, Unlimited Data)

$40.90 €36.38

$30.38 €27.02

34.63%

Gym Membership (Monthly)

$27.40 €24.38

$54.5 €48.47

-49.72%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$13.51 €12.02

$10.42 €9.27

29.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$164 €146

$569 €506

-71.17%

International Primary School, 1 Child (Yearly)

$25.3K €22.5K

$12.6K €11.2K

100.70%

Jeans (Levis 501 Or Similar)

$95.2 €84.7

$88.7 €78.9

7.42%

Summer Dress (H&M, Zara, etc)

$49.25 €43.81

$40.46 €35.99

21.73%

Sport Shoes (Adidas, Nike)

$110 €97.4

$105 €93.3

4.38%

Men's Leather Business Shoes

$195 €174

$121 €108

60.79%

1-bedroom Apartment, City Center (Monthly)

$741 €659

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

Buy Apartment in City Center (m2)

$4,014 €3,570

Buy Apartment Outside City Center (m2)

$3,460 €3,078

Average Monthly Net Salary (After Tax)

$2,045 €1,819

$1,242 €1,105

64.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

4.48

-11.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamm: October 12, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Hamm

$534 36%

Athens

$262 14.7% 51% $272

Groceries & Markets

Hamm

$344 23.2%

Athens

$310 17.5% 9.7% $33

Eating Out

Hamm

$258 17.4%

Athens

$268 15.1% 4.1% $11

Clothing & Footwear

Hamm

$202 13.6%

Athens

$160 9% 20.9% $42

Getting Around

Hamm

$90 6.1%

Athens

$45 2.5% 49.9% $45

Sport & Entertainment

Hamm

$54 3.7%

Athens

$75 4.2% 38.4% $21

Accommodation & Living

Hamm

- * 0%

Athens

$655 36.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Hamm pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $66.0 in Hamm vs $68.0 in Athens. Groceries flip the comparison at $344 vs $310, with Athens cheaper for home cooking.

Good to know

🇩🇪 Hamm

🇬🇷 Athens

🕒 Local time

13:25 1:25 PM

14:25 2:25 PM

1 h ahead of Hamm

🌤 Weather

👥 Population

180,000

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Hamm Athens 1,970 km ≈ 3 h nonstop flight

From you

Hamm
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamm vs Athens: Cost of Living - Frequently Asked Questions

Hamm wins on cost – living expenses run 20% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Hamm the obvious pick if budget is a priority.

Average pay runs 65% higher in Hamm, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Dining out is cheaper in Hamm – a meal for two runs $66.0 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,481 per month in Hamm versus $1,775 in Athens – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,481 in Hamm versus $1,775 in Athens, a $2,000 budget is realistic in Hamm but tight or insufficient in Athens. The gap between the two cities makes Hamm the clear choice for anyone on this budget.

Both work as nomad bases, but Hamm delivers better value – similar infrastructure at $1,481 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hamm hard to pass up.

Safety-wise, Hamm and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamm gentler on the wallet – expenses run 20% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.