Cost of Living Comparison Between Hamm and Frankfurt Cost of Living Comparison Between Hamm and Frankfurt

Monthly Cost of Living

Monthly costs for one person with rent: $1,493 in Hamm versus $2,592 in Frankfurt.

Estimated couple costs with rent: $2,243 in Hamm versus $3,828 in Frankfurt.

Monthly costs for a family of three with rent: $2,994 in Hamm versus $5,065 in Frankfurt.

Living in Hamm costs roughly 42% less than in Frankfurt, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Hamm 9% above, Frankfurt 89% above.

Meal at Budget Restaurant

$13.76 €11.93

$17.09 €14.81

-19.49%

Three-Course Dinner for Two, Mid-Range

$70.0 €60.6

$90.7 €78.6

-22.85%

Fast Food Meal (McDonalds, etc)

$18.70 €16.20

$14.04 €12.16

33.19%

Cappuccino

$4.69 €4.06

$4.75 €4.12

-1.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 €2.44

$4.06 €3.51

-30.79%

Water (0.33 liter bottle)

$2.57 €2.23

$3.71 €3.22

-30.73%

Local Beer (0.5 liter draught)

$2.96 €2.56

$5.74 €4.97

-48.43%

Imported Beer (0.33 liter bottle)

$4.03 €3.49

$5.64 €4.89

-28.55%

Milk (1 liter)

$1.27 €1.10

$1.43 €1.24

-11.19%

White Bread (500g)

$2.08 €1.80

$2.22 €1.92

-6.31%

Rice (white) (1kg)

$3.98 €3.45

$3.20 €2.77

24.37%

Eggs

$3.62 €3.13

$3.94 €3.42

-8.12%

Local Cheese (1kg)

$14.62 €12.67

$14.26 €12.36

2.52%

Chicken Fillets (1kg)

$10.93 €9.47

$12.78 €11.07

-14.48%

Beef Round Steak (1kg)

$26.35 €22.84

$23.27 €20.17

13.24%

Apples (1kg)

$3.51 €3.04

$3.20 €2.77

9.69%

Banana (1kg)

$2.29 €1.99

$2.22 €1.92

3.15%

Oranges (1kg)

$2.35 €2.04

$2.10 €1.82

11.90%

Tomato (1kg)

$4.26 €3.69

$3.98 €3.45

7.04%

Potato (1kg)

$1.52 €1.31

$1.77 €1.53

-14.12%

Onion (1kg)

$1.25 €1.08

$1.86 €1.61

-32.80%

Lettuce (1 head)

$1.79 €1.55

$1.70 €1.47

5.29%

Water (1.5 liter bottle)

$1.03 €0.89

$1.08 €0.94

-4.63%

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 €8.19

$9.88 €8.56

-4.25%

Wine (Bottle)

$7.05 €6.11

$6.31 €5.47

11.73%

Local Beer (0.5 liter bottle)

$1.09 €0.94

$1.16 €1.01

-6.03%

Imported Beer (0.33 liter bottle)

$1.39 €1.20

$1.59 €1.37

-12.58%

One-way Ticket (Public Transport)

$3.22 €2.79

$4.51 €3.90

-28.60%

Public Transport Monthly Pass (Regular Price)

$61.3 €53.1

$72.2 €62.6

-15.14%

Taxi Start (Normal Tariff)

$5.12 €4.44

$4.60 €3.99

11.30%

Taxi (Normal Tariff) (1km)

$2.29 €1.99

$2.35 €2.04

-2.55%

Taxi 1hour Waiting (Normal Tariff)

$34.43 €29.83

$24.56 €21.28

40.19%

Gasoline (1 liter)

$2.19 €1.90

$2.15 €1.86

1.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €28.9K

$34.0K €29.5K

-1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K €34.7K

$39.2K €34.0K

2.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$470 €408

$377 €327

24.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.04 €22.56

$20.49 €17.76

27.09%

Internet (50+ Mbps, Unlimited Data)

$42.76 €37.05

$49.36 €42.78

-13.37%

Gym Membership (Monthly)

$28.69 €24.87

$72.2 €62.6

-60.29%

Tennis Court (1 Hour on Weekend)

$30.30 €26.26

Cinema Ticket

$13.75 €11.92

$17.62 €15.27

-21.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$172 €149

$1,140 €988

-84.95%

International Primary School, 1 Child (Yearly)

$26.1K €22.6K

$23.7K €20.5K

10.03%

Jeans (Levis 501 Or Similar)

$100 €86.9

$89.9 €77.9

11.65%

Summer Dress (H&M, Zara, etc)

$50.9 €44.10

$35.14 €30.45

44.79%

Sport Shoes (Adidas, Nike)

$115 €99.6

$90.0 €78.0

27.73%

Men's Leather Business Shoes

$199 €173

$124 €108

60.11%

1-bedroom Apartment, City Center (Monthly)

$1,338 €1,159

1-bedroom Apartment, Outside City Center (Monthly)

$1,157 €1,003

3-bedroom Apartment, City Center (Monthly)

$2,756 €2,388

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,745

Buy Apartment in City Center (m2)

$8,074 €6,997

Buy Apartment Outside City Center (m2)

$4,348 €3,768

Average Monthly Net Salary (After Tax)

$2,102 €1,821

$4,245 €3,679

-50.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

3.61

9.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamm: September 14, 2026

Last update for Frankfurt: September 13, 2026

Cost Breakdown

Frankfurt pays 102% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Hamm vs $91.0 in Frankfurt. Groceries flip the comparison at $352 vs $350, with Frankfurt cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamm vs Frankfurt: Cost of Living - Frequently Asked Questions

Hamm is cheaper overall, especially in Eating Out, Getting Around, Monthly Utilities & Internet, Sport & Entertainment. The 74% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 102% lower in Frankfurt. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Dining out is cheaper in Hamm – a meal for two runs $70.0 versus $91.0 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,493 per month in Hamm versus $2,592 in Frankfurt – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,493 in Hamm versus $2,592 in Frankfurt, a $2,000 budget is realistic in Hamm but tight or insufficient in Frankfurt. The gap between the two cities makes Hamm the clear choice for anyone on this budget.

For families, Hamm is more practical. Housing and childcare are both notably cheaper than in Frankfurt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamm and Frankfurt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamm gentler on the wallet – expenses run 74% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.