Last update: Oct 2026

Cost of Living Comparison Between Hamm and Hamburg

For one person, living is cheaper in Hamm: $1,475 a month against $2,332 in Hamburg, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Hamm
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Hamm Living Index
113

Cost of Living Index in Hamburg
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Hamburg Living Index

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Hamm

🇩🇪 Germany

$1,475

/mo nomad

Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamm and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamm and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,475 per month in Hamm vs $2,332 in Hamburg, rent included.

Hamm $1,475
Hamburg $2,332

A couple spends around $2,214 per month in Hamm vs $3,481 in Hamburg, rent included.

Hamm $2,214
Hamburg $3,481

A family of three spends $2,954 per month in Hamm vs $4,631 in Hamburg, rent included.

Hamm $2,954
Hamburg $4,631

Hamm is about 37% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Hamm and Hamburg sit above the global median – Hamm by 8%, Hamburg by 71%.

Meal at Budget Restaurant

$13.36 €11.94

$17.03 €15.22

-21.55%

Three-Course Dinner for Two, Mid-Range

$67.1 €60.0

$73.6 €65.8

-8.82%

Fast Food Meal (McDonalds, etc)

$17.82 €15.93

$13.65 €12.21

30.55%

Cappuccino

$4.35 €3.89

$4.67 €4.18

-6.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 €2.42

$4.18 €3.74

-35.17%

Water (0.33 liter bottle)

$2.38 €2.13

$3.24 €2.90

-26.54%

Local Beer (0.5 liter draught)

$2.77 €2.48

$5.96 €5.33

-53.52%

Imported Beer (0.33 liter bottle)

$4.01 €3.58

$4.98 €4.46

-19.48%

Milk (1 liter)

$1.25 €1.12

$1.20 €1.07

4.17%

White Bread (500g)

$2.02 €1.80

$2.60 €2.32

-22.31%

Rice (white) (1kg)

$3.80 €3.40

$2.79 €2.50

36.20%

Eggs

$3.39 €3.03

$4.24 €3.79

-20.05%

Local Cheese (1kg)

$14.53 €12.99

$12.36 €11.05

17.56%

Chicken Fillets (1kg)

$10.39 €9.29

$12.02 €10.75

-13.56%

Beef Round Steak (1kg)

$24.98 €22.33

$18.94 €16.93

31.89%

Apples (1kg)

$3.42 €3.06

$3.24 €2.89

5.56%

Banana (1kg)

$2.24 €2.00

$2.33 €2.08

-3.86%

Oranges (1kg)

$2.30 €2.05

$2.95 €2.64

-22.03%

Tomato (1kg)

$4.15 €3.71

$4.12 €3.68

0.73%

Potato (1kg)

$1.46 €1.31

$1.83 €1.63

-20.22%

Onion (1kg)

$1.20 €1.08

$1.75 €1.56

-31.43%

Lettuce (1 head)

$1.79 €1.60

$1.73 €1.55

3.47%

Water (1.5 liter bottle)

$1.06 €0.95

$1.17 €1.05

-9.40%

Cigarettes 20 Pack (Marlboro, Camel)

$8.95 €8.00

$10.07 €9.00

-11.12%

Wine (Bottle)

$6.55 €5.86

$6.61 €5.91

-0.91%

Local Beer (0.5 liter bottle)

$1.07 €0.96

$1.13 €1.01

-5.31%

Imported Beer (0.33 liter bottle)

$1.40 €1.25

$1.50 €1.34

-6.67%

One-way Ticket (Public Transport)

$3.20 €2.86

$4.43 €3.96

-27.77%

Public Transport Monthly Pass (Regular Price)

$61.3 €54.8

$69.4 €62.1

-11.76%

Taxi Start (Normal Tariff)

$5.05 €4.52

$6.79 €6.07

-25.63%

Taxi (Normal Tariff) (1km)

$2.22 €1.98

$2.98 €2.66

-25.50%

Taxi 1hour Waiting (Normal Tariff)

$33.01 €29.51

$41.72 €37.30

-20.88%

Gasoline (1 liter)

$2.15 €1.93

$2.29 €2.05

-6.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K €28.8K

$33.0K €29.5K

-2.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.4K

$38.9K €34.8K

-4.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$465 €415

$383 €342

21.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.78 €23.04

$19.47 €17.41

32.41%

Internet (50+ Mbps, Unlimited Data)

$40.16 €35.90

$38.79 €34.68

3.53%

Gym Membership (Monthly)

$28.47 €25.45

$42.26 €37.78

-32.63%

Tennis Court (1 Hour on Weekend)

$28.37 €25.37

Cinema Ticket

$13.25 €11.84

$15.46 €13.82

-14.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$169 €151

$502 €449

-66.34%

International Primary School, 1 Child (Yearly)

$25.7K €23.0K

$13.8K €12.3K

86.74%

Jeans (Levis 501 Or Similar)

$97.9 €87.5

$86.6 €77.4

13.06%

Summer Dress (H&M, Zara, etc)

$48.25 €43.14

$36.18 €32.35

33.36%

Sport Shoes (Adidas, Nike)

$111 €99.1

$101 €89.9

10.14%

Men's Leather Business Shoes

$197 €176

$117 €105

68.15%

1-bedroom Apartment, City Center (Monthly)

$1,212 €1,083

1-bedroom Apartment, Outside City Center (Monthly)

$919 €821

3-bedroom Apartment, City Center (Monthly)

$2,155 €1,926

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,491

Buy Apartment in City Center (m2)

$9,358 €8,366

Buy Apartment Outside City Center (m2)

$5,163 €4,616

Average Monthly Net Salary (After Tax)

$2,082 €1,861

$3,622 €3,238

-42.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

3.69

7.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamm: October 25, 2026

Last update for Hamburg: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Hamm

$531 36%

Hamburg

$441 18.9% 16.9% $89

Groceries & Markets

Hamm

$340 23.1%

Hamburg

$335 14.3% 1.7% $5.8

Eating Out

Hamm

$255 17.3%

Hamburg

$303 13% 18.8% $48

Clothing & Footwear

Hamm

$204 13.9%

Hamburg

$153 6.6% 25% $51

Getting Around

Hamm

$90 6.1%

Hamburg

$109 4.7% 20.6% $19

Sport & Entertainment

Hamm

$55 3.7%

Hamburg

$73 3.1% 33.1% $18

Accommodation & Living

Hamm

- * 0%

Hamburg

$919 39.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 74% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67 in Hamm versus $74 in Hamburg. Groceries tell a different story – $340 in Hamm vs $335 in Hamburg – so Hamburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Hamm

🇩🇪 Hamburg

🕒 Local time

12:59 12:59 PM

Same time as Hamm

🌤 Weather

👥 Population

180,000

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Hamm Hamburg 250 km

From you

Hamm
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamm vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 58% more than Hamm, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,213 per month in Hamm and $3,499 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,475 in Hamm and $2,332 in Hamburg. That makes Hamm about 37% cheaper.

Kindergarten costs $169 per month in Hamm and $502 in Hamburg. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Hamm, where all-in costs run around $1,475, than in Hamburg at $2,332. In Hamm it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamburg has an edge in some lifestyle areas, with costs from $1,475 in Hamm to $2,332 in Hamburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Hamm. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.