Last update: Oct 2026

Cost of Living Comparison Between Athens and Hamm

For one person, living is cheaper in Hamm: $1,481 a month against $1,775 in Athens, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Athens outweigh lower spending on other living expenses.

86

Cost of Living Index in Athens
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Athens Living Index
71

Cost of Living Index in Hamm
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Hamm Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Hamm

🇩🇪 Germany

$1,481

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Hamm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Hamm actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,481 in Hamm.

Athens $1,775
Hamm $1,481

Estimated couple costs with rent: $2,721 in Athens versus $2,219 in Hamm.

Athens $2,721
Hamm $2,219

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,957 in Hamm.

Athens $3,666
Hamm $2,957

Living in Athens is roughly 20% more expensive than in Hamm, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Athens 31% above, Hamm 10% above.

Meal at Budget Restaurant

$16.69 €14.84

$13.40 €11.92

24.55%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$66.0 €58.7

2.77%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$18.02 €16.03

-38.18%

Cappuccino

$4.03 €3.58

$4.49 €4.00

-10.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.83 €2.51

-2.12%

Water (0.33 liter bottle)

$0.55 €0.49

$2.38 €2.11

-76.89%

Local Beer (0.5 liter draught)

$5.74 €5.10

$2.77 €2.46

107.22%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$3.84 €3.41

41.93%

Milk (1 liter)

$1.82 €1.62

$1.24 €1.10

46.77%

White Bread (500g)

$1.38 €1.23

$2.10 €1.87

-34.29%

Rice (white) (1kg)

$2.80 €2.49

$3.92 €3.48

-28.57%

Eggs

$4.83 €4.30

$3.41 €3.03

41.64%

Local Cheese (1kg)

$15.05 €13.39

$14.30 €12.72

5.24%

Chicken Fillets (1kg)

$10.63 €9.45

$10.69 €9.50

-0.56%

Beef Round Steak (1kg)

$18.43 €16.39

$25.33 €22.53

-27.24%

Apples (1kg)

$2.20 €1.96

$3.43 €3.05

-35.86%

Banana (1kg)

$1.90 €1.69

$2.24 €1.99

-15.18%

Oranges (1kg)

$1.37 €1.22

$2.38 €2.12

-42.44%

Tomato (1kg)

$2.10 €1.87

$4.26 €3.79

-50.70%

Potato (1kg)

$1.08 €0.96

$1.48 €1.32

-27.03%

Onion (1kg)

$1.12 €1.00

$1.16 €1.03

-3.45%

Lettuce (1 head)

$1.12 €1.00

$1.73 €1.54

-35.26%

Water (1.5 liter bottle)

$0.88 €0.79

$1.00 €0.89

-12.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$9.17 €8.16

-40.24%

Wine (Bottle)

$10.13 €9.01

$6.82 €6.07

48.53%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.11 €0.98

91.89%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.33 €1.18

69.17%

One-way Ticket (Public Transport)

$1.36 €1.21

$3.05 €2.72

-55.41%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$60.8 €54.1

-50.81%

Taxi Start (Normal Tariff)

$4.45 €3.96

$5.11 €4.55

-12.92%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$2.29 €2.04

-55.46%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$33.12 €29.46

-48.91%

Gasoline (1 liter)

$2.25 €2.00

$2.08 €1.85

8.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$32.4K €28.8K

-13.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$38.5K €34.3K

-26.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$468 €416

-56.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$25.27 €22.48

5.46%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$40.90 €36.38

-25.72%

Gym Membership (Monthly)

$54.5 €48.47

$27.40 €24.38

98.87%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$10.42 €9.27

$13.51 €12.02

-22.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$164 €146

246.89%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$25.3K €22.5K

-50.17%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$95.2 €84.7

-6.91%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$49.25 €43.81

-17.85%

Sport Shoes (Adidas, Nike)

$105 €93.3

$110 €97.4

-4.19%

Men's Leather Business Shoes

$121 €108

$195 €174

-37.81%

1-bedroom Apartment, City Center (Monthly)

$741 €659

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

Buy Apartment in City Center (m2)

$4,014 €3,570

Buy Apartment Outside City Center (m2)

$3,460 €3,078

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$2,045 €1,819

-39.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.96

13.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Hamm: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Hamm

- * 0% 100%

Groceries & Markets

Athens

$310 17.5%

Hamm

$344 23.2% 10.8% $33

Eating Out

Athens

$268 15.1%

Hamm

$258 17.4% 3.9% $11

Monthly Utilities & Internet

Athens

$262 14.7%

Hamm

$534 36% 104% $272

Clothing & Footwear

Athens

$160 9%

Hamm

$202 13.6% 26.4% $42

Sport & Entertainment

Athens

$75 4.2%

Hamm

$54 3.7% 27.7% $21

Getting Around

Athens

$45 2.5%

Hamm

$90 6.1% 99.6% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Hamm pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $68.0 in Athens vs $66.0 in Hamm. Groceries flip the comparison at $310 vs $344, with Athens cheaper for home cooking.

Good to know

🇬🇷 Athens

🇩🇪 Hamm

🕒 Local time

14:25 2:25 PM

13:25 1:25 PM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

180,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Highest

Between locations

Athens Hamm 1,970 km ≈ 3 h nonstop flight

From you

Athens
Hamm

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Hamm: Cost of Living - Frequently Asked Questions

Hamm wins on cost – living expenses run 20% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Hamm the obvious pick if budget is a priority.

On paper, salaries run 65% lower in Hamm. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Dining out is cheaper in Hamm – a meal for two runs $66.0 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,481 in Hamm – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,481 in Hamm versus $1,775 in Athens, a $2,000 budget is realistic in Hamm but tight or insufficient in Athens. The gap between the two cities makes Hamm the clear choice for anyone on this budget.

Both work as nomad bases, but Hamm delivers better value – similar infrastructure at $1,481 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hamm hard to pass up.

Safety-wise, Athens and Hamm are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamm gentler on the wallet – expenses run 20% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.