Last update: Oct 2026

Cost of Living Comparison Between Hamilton, MT and Lima

For one person, living is cheaper in Lima: $1,014 a month against $2,151 in Hamilton, MT, rent and utilities included – about $13,600 less a year. Other living expenses account for most of the difference.

104

Cost of Living Index in Hamilton, MT
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Hamilton, MT Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Hamilton, MT

🇺🇸 United States

$2,151

/mo nomad

Lima

🇵🇪 Peru

$1,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton, MT and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton, MT and in Lima actually costs, broken down by who's living it.

A single person spends $2,151 per month in Hamilton, MT vs $1,014 in Lima, rent included.

Hamilton, MT $2,151
Lima $1,014

A couple spends around $3,548 per month in Hamilton, MT vs $1,613 in Lima, rent included.

Hamilton, MT $3,548
Lima $1,613

A family of three spends $4,944 per month in Hamilton, MT vs $2,211 in Lima, rent included.

Hamilton, MT $4,944
Lima $2,211

Hamilton, MT costs about 112% more than Lima, and outside of rent the biggest gap is in eating out.

Hamilton, MT sits 59% above the global median, while Lima is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$37.24 $37.24

$4.42 PEN 15.19

742.53%

Three-Course Dinner for Two, Mid-Range

$68.6 $68.6

$34.56 PEN 119

98.55%

Fast Food Meal (McDonalds, etc)

$11.45 $11.45

$6.80 PEN 23.37

68.38%

Cappuccino

$5.26 $5.26

$3.30 PEN 11.34

59.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.06 PEN 3.64

155.66%

Water (0.33 liter bottle)

$2.01 $2.01

$0.66 PEN 2.26

204.55%

Local Beer (0.5 liter draught)

$6.07 $6.07

$2.54 PEN 8.71

138.98%

Imported Beer (0.33 liter bottle)

$7.19 $7.19

$4.24 PEN 14.55

69.58%

Milk (1 liter)

$1.07 $1.07

$1.58 PEN 5.43

-32.28%

White Bread (500g)

$3.47 $3.47

$2.61 PEN 8.97

32.95%

Rice (white) (1kg)

$3.93 $3.93

$1.34 PEN 4.60

193.28%

Eggs

$4.28 $4.28

$2.93 PEN 10.08

46.08%

Local Cheese (1kg)

$14.06 $14.06

$9.45 PEN 32.45

48.78%

Chicken Fillets (1kg)

$12.10 $12.10

$5.75 PEN 19.75

110.43%

Beef Round Steak (1kg)

$16.29 $16.29

$9.69 PEN 33.29

68.11%

Apples (1kg)

$6.14 $6.14

$2.02 PEN 6.95

203.96%

Banana (1kg)

$1.31 $1.31

$1.07 PEN 3.66

22.43%

Oranges (1kg)

$4.34 $4.34

$1.37 PEN 4.70

216.79%

Tomato (1kg)

$4.73 $4.73

$1.47 PEN 5.05

221.77%

Potato (1kg)

$2.61 $2.61

$0.95 PEN 3.25

174.74%

Onion (1kg)

$2.83 $2.83

$0.91 PEN 3.14

210.99%

Lettuce (1 head)

$2.18 $2.18

$0.90 PEN 3.10

142.22%

Water (1.5 liter bottle)

$2.40 $2.40

$0.89 PEN 3.04

169.66%

Cigarettes 20 Pack (Marlboro, Camel)

$10.30 $10.30

$5.74 PEN 19.71

79.44%

Wine (Bottle)

$14.74 $14.74

$9.21 PEN 31.64

60.04%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$1.84 PEN 6.31

3.80%

Imported Beer (0.33 liter bottle)

$3.67 $3.67

$3.11 PEN 10.67

18.01%

One-way Ticket (Public Transport)

$2.01 $2.01

$0.72 PEN 2.46

179.17%

Public Transport Monthly Pass (Regular Price)

$26.03 PEN 89.4

Taxi Start (Normal Tariff)

$3.28 $3.28

$3.54 PEN 12.17

-7.34%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$2.07 PEN 7.12

-25.60%

Taxi 1hour Waiting (Normal Tariff)

$33.65 $33.65

$7.75 PEN 26.62

334.19%

Gasoline (1 liter)

$1.02 $1.02

$1.71 PEN 5.86

-40.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K $25.4K

$21.6K PEN 74.1K

17.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$28.6K PEN 98.2K

-10.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$68.2 PEN 234

194.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$15.73 PEN 54.0

274.38%

Internet (50+ Mbps, Unlimited Data)

$89.0 $89.0

$26.48 PEN 90.9

236.03%

Gym Membership (Monthly)

$41.62 $41.62

$33.94 PEN 117

22.63%

Tennis Court (1 Hour on Weekend)

$20.10 PEN 69.0

Cinema Ticket

$12.05 $12.05

$7.22 PEN 24.80

66.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,308 $1,308

$201 PEN 689

551.85%

International Primary School, 1 Child (Yearly)

$25.6K $25.6K

$12.9K PEN 44.3K

98.24%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$53.7 PEN 184

-2.23%

Summer Dress (H&M, Zara, etc)

$46.30 $46.30

$35.88 PEN 123

29.04%

Sport Shoes (Adidas, Nike)

$90.0 $90.0

$83.8 PEN 288

7.43%

Men's Leather Business Shoes

$113 $113

$78.8 PEN 271

43.05%

1-bedroom Apartment, City Center (Monthly)

$1,147 $1,147

$729 PEN 2,505

57.25%

1-bedroom Apartment, Outside City Center (Monthly)

$717 $717

$349 PEN 1,197

105.53%

3-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,186 PEN 4,073

100.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,826 $1,826

$696 PEN 2,391

162.17%

Buy Apartment in City Center (m2)

$2,306 $2,306

$2,360 PEN 8,105

-2.27%

Buy Apartment Outside City Center (m2)

$2,405 $2,405

$1,356 PEN 4,657

77.38%

Average Monthly Net Salary (After Tax)

$3,556 $3,556

$663 PEN 2,278

436.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.29

8.78

-16.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton, MT: October 18, 2026

Last update for Lima: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton, MT

$717 33.3%

Lima

$349 34.4% 51.3% $368

Eating Out

Hamilton, MT

$459 21.3%

Lima

$123 12.2% 73.1% $336

Groceries & Markets

Hamilton, MT

$407 18.9%

Lima

$227 22.4% 44.1% $179

Monthly Utilities & Internet

Hamilton, MT

$349 16.2%

Lima

$110 10.9% 68.4% $238

Clothing & Footwear

Hamilton, MT

$136 6.3%

Lima

$113 11.2% 16.4% $22

Sport & Entertainment

Hamilton, MT

$66 3.1%

Lima

$48 4.8% 26.4% $17

Getting Around

Hamilton, MT

$19 * 0.9%

Lima

$43 4.2% 125% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,147 in Hamilton, MT versus $729 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 436% higher in Hamilton, MT, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Hamilton, MT versus $35.00 in Lima. Monthly groceries follow the same trend: $407 vs $227 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Hamilton, MT

🇵🇪 Lima

🕒 Local time

03:28 3:28 AM

04:28 4:28 AM

1 h ahead of Hamilton, MT

🌤 Weather

👥 Population

62,447

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of October 22, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Hamilton, MT Lima 7,470 km ≈ 10 h nonstop flight

From you

Hamilton, MT
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton, MT vs Lima: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,151 in Hamilton, MT, $1,014 in Lima – roughly 112% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,227 per month in Hamilton, MT and $1,522 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,151 in Hamilton, MT and $1,014 in Lima. That's a gap of about 112%.

Kindergarten costs $1,308 per month in Hamilton, MT and $201 in Lima. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,014, than in Hamilton, MT at $2,151. In Lima it covers expenses comfortably, while in Hamilton, MT it requires careful planning or may not stretch far enough.

It depends on your priorities. Lima has an edge in some lifestyle areas, with costs from $1,014 in Lima to $2,151 in Hamilton, MT. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton, MT makes more sense. Both are solid long-term options with distinct trade-offs.