Last update: Nov 2026

Cost of Living Comparison Between Hamilton, MT and New York, NY

For one person, living is cheaper in Hamilton, MT: $2,220 a month against $4,906 in New York, NY, rent and utilities included – about $32,200 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Hamilton, MT
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Hamilton, MT Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Hamilton, MT

🇺🇸 United States

$2,220

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton, MT and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton, MT and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,220 per month in Hamilton, MT vs $4,906 in New York, NY, rent included.

Hamilton, MT $2,220
New York, NY $4,906

A couple spends around $3,644 per month in Hamilton, MT vs $7,273 in New York, NY, rent included.

Hamilton, MT $3,644
New York, NY $7,273

A family of three spends $5,068 per month in Hamilton, MT vs $9,641 in New York, NY, rent included.

Hamilton, MT $5,068
New York, NY $9,641

Hamilton, MT is about 55% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Hamilton, MT and New York, NY sit above the global median – Hamilton, MT by 64%, New York, NY by 263%.

Meal at Budget Restaurant

$37.54 $37.54

$26.93 $26.93

39.40%

Three-Course Dinner for Two, Mid-Range

$69.0 $69.0

$117 $117

-40.95%

Fast Food Meal (McDonalds, etc)

$11.34 $11.34

$14.60 $14.60

-22.33%

Cappuccino

$5.25 $5.25

$6.54 $6.54

-19.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$3.86 $3.86

-29.79%

Water (0.33 liter bottle)

$1.98 $1.98

$2.95 $2.95

-32.88%

Local Beer (0.5 liter draught)

$6.12 $6.12

$8.08 $8.08

-24.26%

Imported Beer (0.33 liter bottle)

$7.06 $7.06

$9.85 $9.85

-28.32%

Milk (1 liter)

$0.99 $0.99

$1.31 $1.31

-24.43%

White Bread (500g)

$3.49 $3.49

$4.97 $4.97

-29.78%

Rice (white) (1kg)

$4.56 $4.56

$7.70 $7.70

-40.78%

Eggs

$4.18 $4.18

$6.09 $6.09

-31.36%

Local Cheese (1kg)

$12.30 $12.30

$19.55 $19.55

-37.08%

Chicken Fillets (1kg)

$12.43 $12.43

$17.59 $17.59

-29.33%

Beef Round Steak (1kg)

$19.15 $19.15

$20.26 $20.26

-5.48%

Apples (1kg)

$5.96 $5.96

$6.99 $6.99

-14.74%

Banana (1kg)

$1.29 $1.29

$2.21 $2.21

-41.63%

Oranges (1kg)

$3.84 $3.84

$6.72 $6.72

-42.86%

Tomato (1kg)

$4.63 $4.63

$7.12 $7.12

-34.97%

Potato (1kg)

$2.77 $2.77

$4.61 $4.61

-39.91%

Onion (1kg)

$3.39 $3.39

$4.78 $4.78

-29.08%

Lettuce (1 head)

$2.10 $2.10

$2.87 $2.87

-26.83%

Water (1.5 liter bottle)

$2.18 $2.18

$2.69 $2.69

-18.96%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 $10.94

$19.14 $19.14

-42.84%

Wine (Bottle)

$15.18 $15.18

$19.63 $19.63

-22.67%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$3.32 $3.32

-35.84%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$4.19 $4.19

-16.23%

One-way Ticket (Public Transport)

$2.03 $2.03

$3.02 $3.02

-32.78%

Public Transport Monthly Pass (Regular Price)

$62.3 $62.3

$139 $139

-55.31%

Taxi Start (Normal Tariff)

$3.13 $3.13

$3.04 $3.04

2.96%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$2.20 $2.20

-16.82%

Taxi 1hour Waiting (Normal Tariff)

$32.18 $32.18

$41.33 $41.33

-22.14%

Gasoline (1 liter)

$1.03 $1.03

$1.13 $1.13

-8.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K $29.6K

$34.5K $34.5K

-14.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.8K $25.8K

1.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$232 $232

-13.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$71.0 $71.0

-17.06%

Internet (50+ Mbps, Unlimited Data)

$89.5 $89.5

$67.7 $67.7

32.24%

Gym Membership (Monthly)

$40.28 $40.28

$115 $115

-65.09%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$13.00 $13.00

$22.41 $22.41

-41.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 $1,307

$3,606 $3,606

-63.75%

International Primary School, 1 Child (Yearly)

$22.7K $22.7K

$68.7K $68.7K

-66.91%

Jeans (Levis 501 Or Similar)

$53.0 $53.0

$79.3 $79.3

-33.12%

Summer Dress (H&M, Zara, etc)

$47.47 $47.47

$51.4 $51.4

-7.65%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$121 $121

-27.14%

Men's Leather Business Shoes

$115 $115

$140 $140

-18.21%

1-bedroom Apartment, City Center (Monthly)

$1,172 $1,172

$4,555 $4,555

-74.27%

1-bedroom Apartment, Outside City Center (Monthly)

$713 $713

$3,040 $3,040

-76.54%

3-bedroom Apartment, City Center (Monthly)

$2,379 $2,379

$9,742 $9,742

-75.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,802 $1,802

$5,331 $5,331

-66.20%

Buy Apartment in City Center (m2)

$2,261 $2,261

$18.2K $18.2K

-87.60%

Buy Apartment Outside City Center (m2)

$2,356 $2,356

$6,685 $6,685

-64.77%

Average Monthly Net Salary (After Tax)

$3,528 $3,528

$5,096 $5,096

-30.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.29

6.89

5.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton, MT: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton, MT

$713 32.1%

New York, NY

$3K 62% 326% $2.3K

Eating Out

Hamilton, MT

$461 20.8%

New York, NY

$425 8.7% 7.8% $36

Groceries & Markets

Hamilton, MT

$410 18.5%

New York, NY

$567 11.6% 38.4% $157

Monthly Utilities & Internet

Hamilton, MT

$350 15.8%

New York, NY

$371 7.6% 5.9% $21

Clothing & Footwear

Hamilton, MT

$137 6.2%

New York, NY

$176 3.6% 29.2% $40

Getting Around

Hamilton, MT

$83 3.7%

New York, NY

$165 3.4% 100% $83

Sport & Entertainment

Hamilton, MT

$66 3%

New York, NY

$160 3.3% 142% $94

Cost Breakdown

A central one-bedroom costs $1,172 in Hamilton, MT versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69 in Hamilton, MT versus $117 in New York, NY. Monthly groceries follow the same trend: $410 vs $567 – making Hamilton, MT the more affordable choice for daily food spending.

Good to know

🇺🇸 Hamilton, MT

🇺🇸 New York, NY

🕒 Local time

15:48 3:48 PM

17:48 5:48 PM

2 h ahead of Hamilton, MT

🌤 Weather

👥 Population

62,447

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.894 EUR

Exchange rates and currency converter

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Between locations

Hamilton, MT New York, NY 3,250 km ≈ 4 h 30 min nonstop flight

From you

Hamilton, MT
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton, MT vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,220 in Hamilton, MT, $4,906 in New York, NY – Hamilton, MT comes out roughly 55% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,330 per month in Hamilton, MT and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hamilton, MT, especially for central apartments: a one-bedroom in the center costs $1,172 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $2,220 in Hamilton, MT and $4,906 in New York, NY. That makes Hamilton, MT about 55% cheaper.

Public transport costs about 55% less in Hamilton, MT. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Hamilton, MT, where all-in costs run around $2,220, than in New York, NY at $4,906. In Hamilton, MT it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Hamilton, MT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hamilton, MT. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.