Last update: Oct 2026

Cost of Living Comparison Between Gummersbach and Frankfurt

For one person, living is cheaper in Gummersbach: $1,805 a month against $2,539 in Frankfurt, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

88

Cost of Living Index in Gummersbach
Learn more

Gummersbach Living Index
122

Cost of Living Index in Frankfurt
Learn more

Frankfurt Living Index

Jump to prices

Gummersbach

🇩🇪 Germany

$1,805

/mo nomad

Frankfurt

🇩🇪 Germany

$2,539

/mo nomad

Monthly Cost of Living

How much you'll spend in Gummersbach and in Frankfurt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gummersbach and in Frankfurt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,805 in Gummersbach versus $2,539 in Frankfurt.

Gummersbach $1,805
Frankfurt $2,539

Estimated couple costs with rent: $2,747 in Gummersbach versus $3,762 in Frankfurt.

Gummersbach $2,747
Frankfurt $3,762

Monthly costs for a family of three with rent: $3,690 in Gummersbach versus $4,984 in Frankfurt.

Gummersbach $3,690
Frankfurt $4,984

Living in Gummersbach costs roughly 29% less than in Frankfurt, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Gummersbach 34% above, Frankfurt 88% above.

Meal at Budget Restaurant

$16.58 €14.75

$16.72 €14.87

-0.84%

Three-Course Dinner for Two, Mid-Range

$66.6 €59.2

$88.4 €78.7

-24.69%

Fast Food Meal (McDonalds, etc)

$9.71 €8.64

$13.36 €11.88

-27.32%

Cappuccino

$3.79 €3.37

$4.54 €4.04

-16.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 €2.16

$3.69 €3.28

-34.15%

Water (0.33 liter bottle)

$1.69 €1.50

$3.60 €3.21

-53.06%

Local Beer (0.5 liter draught)

$2.44 €2.17

$5.55 €4.94

-56.04%

Imported Beer (0.33 liter bottle)

$3.14 €2.80

$5.73 €5.09

-45.20%

Milk (1 liter)

$1.22 €1.08

$1.34 €1.20

-8.96%

White Bread (500g)

$1.98 €1.76

$2.21 €1.96

-10.41%

Rice (white) (1kg)

$3.80 €3.38

$2.98 €2.65

27.52%

Eggs

$2.84 €2.53

$3.85 €3.42

-26.23%

Local Cheese (1kg)

$12.72 €11.32

$13.65 €12.14

-6.81%

Chicken Fillets (1kg)

$11.58 €10.30

$11.78 €10.48

-1.70%

Beef Round Steak (1kg)

$22.94 €20.41

$21.85 €19.43

4.99%

Apples (1kg)

$2.19 €1.95

$3.08 €2.74

-28.90%

Banana (1kg)

$2.14 €1.90

$2.09 €1.86

2.39%

Oranges (1kg)

$2.21 €1.97

$1.91 €1.70

15.71%

Tomato (1kg)

$4.13 €3.68

$3.90 €3.47

5.90%

Potato (1kg)

$1.23 €1.09

$1.80 €1.60

-31.67%

Onion (1kg)

$1.54 €1.37

$1.93 €1.71

-20.21%

Lettuce (1 head)

$0.72 €0.64

$1.57 €1.39

-54.14%

Water (1.5 liter bottle)

$0.47 €0.42

$0.99 €0.88

-52.53%

Cigarettes 20 Pack (Marlboro, Camel)

$9.58 €8.52

$9.54 €8.48

0.42%

Wine (Bottle)

$6.77 €6.02

$5.47 €4.87

23.77%

Local Beer (0.5 liter bottle)

$1.07 €0.95

$1.16 €1.03

-7.76%

Imported Beer (0.33 liter bottle)

$1.64 €1.46

$1.40 €1.25

17.14%

One-way Ticket (Public Transport)

$3.37 €3.00

$4.15 €3.69

-18.80%

Public Transport Monthly Pass (Regular Price)

$63.0 €56.0

$69.2 €61.6

-9.01%

Taxi Start (Normal Tariff)

$8.99 €8.00

$4.48 €3.99

100.67%

Taxi (Normal Tariff) (1km)

$3.45 €3.06

$2.18 €1.94

58.26%

Taxi 1hour Waiting (Normal Tariff)

$50.2 €44.60

$23.71 €21.09

111.51%

Gasoline (1 liter)

$1.96 €1.74

$2.30 €2.05

-14.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €28.8K

$32.7K €29.1K

-0.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.5K €32.5K

$38.2K €33.9K

-4.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 €230

$394 €351

-34.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.15 €26.82

$19.53 €17.38

54.38%

Internet (50+ Mbps, Unlimited Data)

$50.8 €45.16

$47.62 €42.36

6.61%

Gym Membership (Monthly)

$39.79 €35.39

$67.9 €60.4

-41.39%

Tennis Court (1 Hour on Weekend)

$26.20 €23.30

$28.82 €25.64

-9.09%

Cinema Ticket

$6.77 €6.02

$16.62 €14.78

-59.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 €325

$1,068 €950

-65.75%

International Primary School, 1 Child (Yearly)

$16.4K €14.6K

$22.9K €20.4K

-28.34%

Jeans (Levis 501 Or Similar)

$67.5 €60.0

$84.8 €75.4

-20.40%

Summer Dress (H&M, Zara, etc)

$19.08 €16.97

$33.61 €29.90

-43.23%

Sport Shoes (Adidas, Nike)

$87.9 €78.2

$83.7 €74.5

4.99%

Men's Leather Business Shoes

$71.0 €63.2

$105 €93.0

-32.05%

1-bedroom Apartment, City Center (Monthly)

$532 €473

$1,345 €1,196

-60.42%

1-bedroom Apartment, Outside City Center (Monthly)

$643 €572

$1,111 €988

-42.07%

3-bedroom Apartment, City Center (Monthly)

$748 €665

$2,720 €2,420

-72.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,154 €1,026

$1,936 €1,722

-40.43%

Buy Apartment in City Center (m2)

$2,195 €1,952

$7,856 €6,988

-72.06%

Buy Apartment Outside City Center (m2)

$1,926 €1,713

$4,296 €3,822

-55.18%

Average Monthly Net Salary (After Tax)

$2,126 €1,891

$3,979 €3,539

-46.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.61

9.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gummersbach: October 12, 2026

Last update for Frankfurt: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gummersbach

$643 35.6%

Frankfurt

$1.1K 43.7% 72.6% $467

Monthly Utilities & Internet

Gummersbach

$339 18.8%

Frankfurt

$461 18.2% 36.1% $122

Groceries & Markets

Gummersbach

$314 17.4%

Frankfurt

$330 13% 5.1% $16

Eating Out

Gummersbach

$242 13.4%

Frankfurt

$297 11.7% 22.5% $55

Clothing & Footwear

Gummersbach

$110 6.1%

Frankfurt

$138 5.4% 24.9% $28

Getting Around

Gummersbach

$103 5.7%

Frankfurt

$101 4% 1.4% $1.5

Sport & Entertainment

Gummersbach

$53 3%

Frankfurt

$101 4% 89.6% $48

Cost Breakdown

A one-bedroom apartment in the center runs $532 in Gummersbach and $1,345 in Frankfurt. Housing cost is often the main lever when comparing two cities.

Frankfurt pays 87% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Gummersbach vs $88.0 in Frankfurt for a mid-range dinner for two. Groceries echo the gap at $314 vs $330 per month, with Gummersbach cheaper across the board.

Good to know

🇩🇪 Gummersbach

🇩🇪 Frankfurt

🕒 Local time

08:36 8:36 AM

Same time as Gummersbach

🌤 Weather

👥 Population

53,183

701,350

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Gummersbach Frankfurt 130 km

From you

Gummersbach
Frankfurt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gummersbach vs Frankfurt: Cost of Living - Frequently Asked Questions

Gummersbach is cheaper overall, especially in groceries, eating out, and clothing. The 41% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 87% lower in Frankfurt. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $532 in Gummersbach versus $1,345 in Frankfurt. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gummersbach – a meal for two runs $67.0 versus $88.0 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,805 per month in Gummersbach versus $2,539 in Frankfurt – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,805 in Gummersbach versus $2,539 in Frankfurt, a $2,000 budget is realistic in Gummersbach but tight or insufficient in Frankfurt. The gap between the two cities makes Gummersbach the clear choice for anyone on this budget.

For families, Gummersbach is more practical. Housing and childcare are both notably cheaper than in Frankfurt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gummersbach and Frankfurt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gummersbach gentler on the wallet – expenses run 41% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.