Last update: Oct 2026

Cost of Living Comparison Between Frankfurt and Gummersbach

For one person, living is cheaper in Gummersbach: $1,830 a month against $2,536 in Frankfurt, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Frankfurt
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Frankfurt Living Index
88

Cost of Living Index in Gummersbach
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Gummersbach Living Index

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Frankfurt

🇩🇪 Germany

$2,536

/mo nomad

Gummersbach

🇩🇪 Germany

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in Frankfurt and in Gummersbach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Frankfurt and in Gummersbach actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,536 in Frankfurt versus $1,830 in Gummersbach.

Frankfurt $2,536
Gummersbach $1,830

Estimated couple costs with rent: $3,763 in Frankfurt versus $2,755 in Gummersbach.

Frankfurt $3,763
Gummersbach $2,755

Monthly costs for a family of three with rent: $4,990 in Frankfurt versus $3,680 in Gummersbach.

Frankfurt $4,990
Gummersbach $3,680

Living in Frankfurt is roughly 39% more expensive than in Gummersbach, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Frankfurt 87% above, Gummersbach 35% above.

Meal at Budget Restaurant

$16.72 €14.87

$16.81 €14.95

-0.54%

Three-Course Dinner for Two, Mid-Range

$88.2 €78.5

$66.1 €58.8

33.43%

Fast Food Meal (McDonalds, etc)

$13.43 €11.95

$9.68 €8.61

38.74%

Cappuccino

$4.45 €3.96

$3.87 €3.44

14.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 €3.43

$2.41 €2.15

60.17%

Water (0.33 liter bottle)

$3.70 €3.29

$1.62 €1.44

128.40%

Local Beer (0.5 liter draught)

$5.64 €5.02

$2.56 €2.28

120.31%

Imported Beer (0.33 liter bottle)

$5.75 €5.11

$3.15 €2.81

82.54%

Milk (1 liter)

$1.42 €1.27

$1.21 €1.07

17.36%

White Bread (500g)

$2.24 €1.99

$1.93 €1.72

16.06%

Rice (white) (1kg)

$2.99 €2.66

$3.80 €3.38

-21.32%

Eggs

$3.63 €3.23

$2.96 €2.63

22.64%

Local Cheese (1kg)

$13.58 €12.08

$12.58 €11.19

7.95%

Chicken Fillets (1kg)

$11.64 €10.35

$11.59 €10.31

0.43%

Beef Round Steak (1kg)

$22.44 €19.96

$23.19 €20.63

-3.23%

Apples (1kg)

$3.16 €2.81

$2.28 €2.03

38.60%

Banana (1kg)

$2.13 €1.89

$2.09 €1.86

1.91%

Oranges (1kg)

$1.99 €1.77

$2.14 €1.90

-7.01%

Tomato (1kg)

$3.84 €3.42

$4.06 €3.61

-5.42%

Potato (1kg)

$1.74 €1.54

$1.29 €1.15

34.88%

Onion (1kg)

$1.87 €1.66

$1.54 €1.37

21.43%

Lettuce (1 head)

$1.57 €1.40

$0.68 €0.61

130.88%

Water (1.5 liter bottle)

$1.00 €0.89

$0.51 €0.46

96.08%

Cigarettes 20 Pack (Marlboro, Camel)

$10.00 €8.90

$9.56 €8.50

4.60%

Wine (Bottle)

$5.56 €4.95

$6.61 €5.88

-15.89%

Local Beer (0.5 liter bottle)

$1.16 €1.03

$1.04 €0.92

11.54%

Imported Beer (0.33 liter bottle)

$1.40 €1.24

$1.69 €1.50

-17.16%

One-way Ticket (Public Transport)

$4.20 €3.73

$3.43 €3.05

22.45%

Public Transport Monthly Pass (Regular Price)

$71.2 €63.3

$61.6 €54.8

15.60%

Taxi Start (Normal Tariff)

$4.44 €3.95

$8.76 €7.79

-49.32%

Taxi (Normal Tariff) (1km)

$2.27 €2.02

$3.29 €2.92

-31.00%

Taxi 1hour Waiting (Normal Tariff)

$23.30 €20.73

$48.96 €43.55

-52.41%

Gasoline (1 liter)

$2.30 €2.04

$2.02 €1.80

13.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €29.9K

$32.4K €28.9K

3.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.0K

$37.1K €33.0K

3.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$390 €347

$264 €235

47.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.63 €17.46

$30.42 €27.06

-35.47%

Internet (50+ Mbps, Unlimited Data)

$47.45 €42.21

$50.2 €44.65

-5.48%

Gym Membership (Monthly)

$67.0 €59.6

$38.84 €34.55

72.53%

Tennis Court (1 Hour on Weekend)

$29.11 €25.89

$25.73 €22.88

13.14%

Cinema Ticket

$16.96 €15.08

$6.87 €6.11

146.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,096 €975

$370 €330

195.83%

International Primary School, 1 Child (Yearly)

$23.0K €20.5K

$17.0K €15.1K

35.72%

Jeans (Levis 501 Or Similar)

$85.5 €76.1

$66.4 €59.0

28.86%

Summer Dress (H&M, Zara, etc)

$33.20 €29.53

$18.99 €16.89

74.83%

Sport Shoes (Adidas, Nike)

$84.5 €75.1

$87.5 €77.8

-3.41%

Men's Leather Business Shoes

$107 €94.9

$70.4 €62.6

51.51%

1-bedroom Apartment, City Center (Monthly)

$1,316 €1,171

$530 €472

148.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,105 €983

$664 €590

66.55%

3-bedroom Apartment, City Center (Monthly)

$2,677 €2,381

$755 €672

254.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,935 €1,721

$1,142 €1,015

69.47%

Buy Apartment in City Center (m2)

$7,920 €7,045

$2,207 €1,963

258.84%

Buy Apartment Outside City Center (m2)

$4,273 €3,801

$1,942 €1,727

120.07%

Average Monthly Net Salary (After Tax)

$4,027 €3,582

$2,118 €1,884

90.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.61

3.95

-8.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frankfurt: October 19, 2026

Last update for Gummersbach: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Frankfurt

$1.1K 43.6%

Gummersbach

$664 36.3% 40% $442

Monthly Utilities & Internet

Frankfurt

$457 18%

Gummersbach

$345 18.8% 24.6% $112

Groceries & Markets

Frankfurt

$332 13.1%

Gummersbach

$314 17.2% 5.4% $18

Eating Out

Frankfurt

$297 11.7%

Gummersbach

$245 13.4% 17.5% $52

Clothing & Footwear

Frankfurt

$139 5.5%

Gummersbach

$109 6% 21.5% $30

Getting Around

Frankfurt

$104 4.1%

Gummersbach

$100 5.5% 3.2% $3.3

Sport & Entertainment

Frankfurt

$101 4%

Gummersbach

$53 2.9% 47.9% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,316 in Frankfurt and $530 in Gummersbach. Housing cost is often the main lever when comparing two cities.

Frankfurt pays 90% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in Frankfurt vs $66.0 in Gummersbach for a mid-range dinner for two. Groceries echo the gap at $332 vs $314 per month, with Gummersbach cheaper across the board.

Good to know

🇩🇪 Frankfurt

🇩🇪 Gummersbach

🕒 Local time

14:34 2:34 PM

Same time as Frankfurt

🌤 Weather

👥 Population

701,350

53,183

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frankfurt vs Gummersbach: Cost of Living - Frequently Asked Questions

Gummersbach is cheaper overall, especially in groceries, eating out, and clothing. The 39% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 90% higher in Frankfurt, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,316 in Frankfurt versus $530 in Gummersbach. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gummersbach – a meal for two runs $66.0 versus $88.0 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,536 per month in Frankfurt versus $1,830 in Gummersbach – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,830 in Gummersbach versus $2,536 in Frankfurt, a $2,000 budget is realistic in Gummersbach but tight or insufficient in Frankfurt. The gap between the two cities makes Gummersbach the clear choice for anyone on this budget.

For families, Gummersbach is more practical. Housing and childcare are both notably cheaper than in Frankfurt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Frankfurt and Gummersbach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gummersbach gentler on the wallet – expenses run 39% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.