Last update: Nov 2026

Cost of Living Comparison Between Gummersbach and Hamburg

For one person, living is cheaper in Gummersbach: $1,819 a month against $2,364 in Hamburg, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Gummersbach
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Gummersbach Living Index
113

Cost of Living Index in Hamburg
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Hamburg Living Index

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Gummersbach

🇩🇪 Germany

$1,819

/mo nomad

Hamburg

🇩🇪 Germany

$2,364

/mo nomad

Monthly Cost of Living

How much you'll spend in Gummersbach and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gummersbach and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,819 per month in Gummersbach vs $2,364 in Hamburg, rent included.

Gummersbach $1,819
Hamburg $2,364

A couple spends around $2,756 per month in Gummersbach vs $3,490 in Hamburg, rent included.

Gummersbach $2,756
Hamburg $3,490

A family of three spends $3,693 per month in Gummersbach vs $4,615 in Hamburg, rent included.

Gummersbach $3,693
Hamburg $4,615

Gummersbach is about 23% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Gummersbach and Hamburg sit above the global median – Gummersbach by 35%, Hamburg by 75%.

Meal at Budget Restaurant

$16.63 €14.77

$18.17 €16.14

-8.48%

Three-Course Dinner for Two, Mid-Range

$68.2 €60.5

$71.6 €63.6

-4.78%

Fast Food Meal (McDonalds, etc)

$9.60 €8.52

$13.50 €11.99

-28.89%

Cappuccino

$3.84 €3.41

$4.55 €4.04

-15.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 €2.23

$4.10 €3.64

-38.78%

Water (0.33 liter bottle)

$1.66 €1.47

$3.33 €2.96

-50.15%

Local Beer (0.5 liter draught)

$2.58 €2.29

$5.56 €4.94

-53.60%

Imported Beer (0.33 liter bottle)

$3.01 €2.67

$5.06 €4.50

-40.51%

Milk (1 liter)

$1.17 €1.04

$1.23 €1.09

-4.88%

White Bread (500g)

$1.90 €1.69

$2.70 €2.40

-29.63%

Rice (white) (1kg)

$3.83 €3.40

$2.87 €2.55

33.45%

Eggs

$2.93 €2.60

$4.35 €3.87

-32.64%

Local Cheese (1kg)

$12.93 €11.49

$12.37 €10.99

4.53%

Chicken Fillets (1kg)

$11.30 €10.04

$11.82 €10.50

-4.40%

Beef Round Steak (1kg)

$23.12 €20.54

$18.72 €16.63

23.50%

Apples (1kg)

$2.25 €2.00

$3.19 €2.84

-29.47%

Banana (1kg)

$2.14 €1.90

$2.30 €2.04

-6.96%

Oranges (1kg)

$2.11 €1.87

$2.98 €2.65

-29.19%

Tomato (1kg)

$4.11 €3.65

$4.05 €3.60

1.48%

Potato (1kg)

$1.24 €1.10

$1.89 €1.68

-34.39%

Onion (1kg)

$1.58 €1.40

$1.74 €1.55

-9.20%

Lettuce (1 head)

$0.74 €0.66

$1.71 €1.52

-56.73%

Water (1.5 liter bottle)

$0.51 €0.46

$1.23 €1.09

-58.54%

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 €8.74

$10.36 €9.20

-5.02%

Wine (Bottle)

$6.57 €5.84

$6.55 €5.81

0.31%

Local Beer (0.5 liter bottle)

$1.04 €0.92

$1.18 €1.05

-11.86%

Imported Beer (0.33 liter bottle)

$1.63 €1.44

$1.50 €1.33

8.67%

One-way Ticket (Public Transport)

$3.38 €3.01

$4.29 €3.82

-21.21%

Public Transport Monthly Pass (Regular Price)

$63.3 €56.2

$71.5 €63.5

-11.45%

Taxi Start (Normal Tariff)

$8.67 €7.70

$5.41 €4.80

60.26%

Taxi (Normal Tariff) (1km)

$3.33 €2.96

$3.07 €2.73

8.47%

Taxi 1hour Waiting (Normal Tariff)

$49.18 €43.68

$41.82 €37.15

17.60%

Gasoline (1 liter)

$1.98 €1.75

$2.27 €2.01

-12.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$33.6K €29.9K

-0.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €32.7K

$38.0K €33.8K

-3.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 €229

$401 €356

-35.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.29 €27.80

$19.94 €17.71

56.92%

Internet (50+ Mbps, Unlimited Data)

$50.7 €45.07

$38.88 €34.54

30.50%

Gym Membership (Monthly)

$38.94 €34.59

$42.28 €37.56

-7.90%

Tennis Court (1 Hour on Weekend)

$26.06 €23.14

$28.73 €25.52

-9.29%

Cinema Ticket

$6.78 €6.02

$16.16 €14.36

-58.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 €333

$512 €455

-26.75%

International Primary School, 1 Child (Yearly)

$16.8K €14.9K

$18.3K €16.3K

-8.48%

Jeans (Levis 501 Or Similar)

$67.8 €60.2

$85.1 €75.6

-20.33%

Summer Dress (H&M, Zara, etc)

$18.68 €16.59

$35.94 €31.93

-48.02%

Sport Shoes (Adidas, Nike)

$86.6 €76.9

$105 €93.4

-17.67%

Men's Leather Business Shoes

$70.3 €62.5

$118 €105

-40.42%

1-bedroom Apartment, City Center (Monthly)

$530 €470

$1,242 €1,103

-57.37%

1-bedroom Apartment, Outside City Center (Monthly)

$659 €586

$922 €819

-28.50%

3-bedroom Apartment, City Center (Monthly)

$749 €666

$2,193 €1,948

-65.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,152 €1,023

$1,621 €1,440

-28.92%

Buy Apartment in City Center (m2)

$2,199 €1,953

$9,428 €8,375

-76.68%

Buy Apartment Outside City Center (m2)

$1,928 €1,713

$5,259 €4,672

-63.33%

Average Monthly Net Salary (After Tax)

$2,092 €1,858

$3,680 €3,269

-43.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.75

5.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gummersbach: November 2, 2026

Last update for Hamburg: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gummersbach

$659 36.2%

Hamburg

$922 39% 39.9% $263

Monthly Utilities & Internet

Gummersbach

$340 18.7%

Hamburg

$460 19.5% 35.4% $120

Groceries & Markets

Gummersbach

$313 17.2%

Hamburg

$335 14.2% 7.1% $22

Eating Out

Gummersbach

$244 13.4%

Hamburg

$308 13% 26.5% $65

Clothing & Footwear

Gummersbach

$110 6%

Hamburg

$155 6.6% 41.4% $45

Getting Around

Gummersbach

$102 5.6%

Hamburg

$109 4.6% 7.1% $7.3

Sport & Entertainment

Gummersbach

$53 2.9%

Hamburg

$75 3.2% 42.1% $22

Cost Breakdown

A central one-bedroom costs $530 in Gummersbach versus $1,242 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 76% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68 in Gummersbach versus $72 in Hamburg. Monthly groceries follow the same trend: $313 vs $335 – making Gummersbach the more affordable choice for daily food spending.

Good to know

🇩🇪 Gummersbach

🇩🇪 Hamburg

🕒 Local time

01:02 1:02 AM

Same time as Gummersbach

🌤 Weather

👥 Population

53,183

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.13 USD

Exchange rates and currency converter

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Gummersbach Hamburg 330 km

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Gummersbach
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gummersbach vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 30% more than Gummersbach, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,729 per month in Gummersbach and $3,546 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gummersbach, especially for central apartments: a one-bedroom in the center costs $530 there versus $1,242 in Hamburg.

A mid-range dinner for two costs $68 in Gummersbach and $72 in Hamburg. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,819 in Gummersbach and $2,364 in Hamburg. That makes Gummersbach about 23% cheaper.

Families tend to lean toward Gummersbach – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gummersbach. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.