Last update: Nov 2026

Cost of Living Comparison Between Guaynabo and Montreal

For one person, living is cheaper in Guaynabo: $1,857 a month against $2,067 in Montreal, rent and utilities included – about $2,500 less a year. Rent and utilities account for about half of the difference.

89

Cost of Living Index in Guaynabo
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Guaynabo Living Index
100

Cost of Living Index in Montreal
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Montreal Living Index

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Guaynabo

🇵🇷 Puerto Rico

$1,857

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Guaynabo and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guaynabo and in Montreal actually costs, broken down by who's living it.

A single person spends $1,857 per month in Guaynabo vs $2,067 in Montreal, rent included.

Guaynabo $1,857
Montreal $2,067

A couple spends around $2,934 per month in Guaynabo vs $3,179 in Montreal, rent included.

Guaynabo $2,934
Montreal $3,179

A family of three spends $4,011 per month in Guaynabo vs $4,291 in Montreal, rent included.

Guaynabo $4,011
Montreal $4,291

Guaynabo is about 10% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Both Guaynabo and Montreal sit above the global median – Guaynabo by 37%, Montreal by 53%.

Meal at Budget Restaurant

$18.91 $18.91

$18.89 CA$26.48

0.11%

Three-Course Dinner for Two, Mid-Range

$79.1 $79.1

$72.6 CA$102

8.97%

Fast Food Meal (McDonalds, etc)

$9.02 $9.02

$10.79 CA$15.13

-16.40%

Cappuccino

$1.80 $1.80

$3.98 CA$5.58

-54.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 $1.34

$2.02 CA$2.83

-33.66%

Water (0.33 liter bottle)

$1.22 $1.22

$1.63 CA$2.29

-25.15%

Local Beer (0.5 liter draught)

$1.96 $1.96

$6.32 CA$8.86

-68.99%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$7.06 CA$9.90

-43.77%

Milk (1 liter)

$2.22 $2.22

$2.33 CA$3.27

-4.72%

White Bread (500g)

$3.27 $3.27

$3.25 CA$4.55

0.62%

Rice (white) (1kg)

$2.32 $2.32

$3.26 CA$4.58

-28.83%

Eggs

$6.15 $6.15

$3.48 CA$4.87

76.72%

Local Cheese (1kg)

$12.38 $12.38

$13.73 CA$19.25

-9.83%

Chicken Fillets (1kg)

$9.66 $9.66

$11.48 CA$16.09

-15.85%

Beef Round Steak (1kg)

$13.29 $13.29

$14.26 CA$19.99

-6.80%

Apples (1kg)

$5.18 $5.18

$3.52 CA$4.94

47.16%

Banana (1kg)

$2.51 $2.51

$1.46 CA$2.04

71.92%

Oranges (1kg)

$4.81 $4.81

$3.41 CA$4.78

41.06%

Tomato (1kg)

$4.67 $4.67

$3.20 CA$4.49

45.94%

Potato (1kg)

$2.60 $2.60

$1.94 CA$2.71

34.02%

Onion (1kg)

$2.03 $2.03

$1.78 CA$2.50

14.04%

Lettuce (1 head)

$1.52 $1.52

$2.52 CA$3.53

-39.68%

Water (1.5 liter bottle)

$1.61 $1.61

$1.58 CA$2.22

1.90%

Cigarettes 20 Pack (Marlboro, Camel)

$11.17 $11.17

$11.51 CA$16.13

-2.95%

Wine (Bottle)

$15.69 $15.69

$10.57 CA$14.82

48.44%

Local Beer (0.5 liter bottle)

$2.83 $2.83

$2.35 CA$3.29

20.43%

Imported Beer (0.33 liter bottle)

$2.91 $2.91

$2.90 CA$4.06

0.34%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$2.47 $2.47

$3.17 CA$4.45

-22.08%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.49 CA$2.09

3.36%

Taxi 1hour Waiting (Normal Tariff)

$42.38 $42.38

$33.49 CA$46.94

26.55%

Gasoline (1 liter)

$1.02 $1.02

$1.36 CA$1.91

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$28.0K CA$39.3K

22.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$21.1K CA$29.6K

29.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 $319

$77.6 CA$109

311.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.62 $49.62

$35.63 CA$49.94

39.26%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$43.73 CA$61.3

58.06%

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$10.30 $10.30

$11.27 CA$15.80

-8.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$817 $817

$522 CA$732

56.56%

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$17.8K CA$24.9K

-30.20%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$59.0 CA$82.7

-2.88%

Summer Dress (H&M, Zara, etc)

$50.1 $50.1

$39.01 CA$54.7

28.51%

Sport Shoes (Adidas, Nike)

$99.1 $99.1

$99.8 CA$140

-0.65%

Men's Leather Business Shoes

$114 $114

$110 CA$154

3.70%

1-bedroom Apartment, City Center (Monthly)

$892 $892

$1,298 CA$1,820

-31.31%

1-bedroom Apartment, Outside City Center (Monthly)

$630 $630

$970 CA$1,360

-35.04%

3-bedroom Apartment, City Center (Monthly)

$2,530 $2,530

$2,323 CA$3,257

8.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,379 $1,379

$1,689 CA$2,368

-18.37%

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$3,467 $3,467

$2,943 CA$4,125

17.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.51

45.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guaynabo: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Guaynabo

$630 33.9%

Montreal

$970 47% 53.9% $340

Monthly Utilities & Internet

Guaynabo

$438 23.6%

Montreal

$157 7.6% 64.2% $281

Groceries & Markets

Guaynabo

$386 20.8%

Montreal

$357 17.3% 7.5% $29

Eating Out

Guaynabo

$228 12.3%

Montreal

$292 14.1% 27.9% $64

Clothing & Footwear

Guaynabo

$144 7.8%

Montreal

$138 6.7% 4% $5.8

Sport & Entertainment

Guaynabo

$21 * 1.1%

Montreal

$53 2.6% 155% $32

Getting Around

Guaynabo

$10 * 0.6%

Montreal

$100 4.8% 880% $89

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $892 in Guaynabo versus $1,298 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Guaynabo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79 in Guaynabo versus $73 in Montreal. Monthly groceries follow the same trend: $386 vs $357 – making Montreal the more affordable choice for daily food spending.

Good to know

🇵🇷 Guaynabo

🇨🇦 Montreal

🕒 Local time

02:11 2:11 AM

01:11 1:11 AM

1 h behind Guaynabo

🌤 Weather

👥 Population

68,491

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Guaynabo Montreal 3,100 km ≈ 4 h 15 min nonstop flight

From you

Guaynabo
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guaynabo vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,857 in Guaynabo, $2,067 in Montreal – Guaynabo comes out roughly 10% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,786 per month in Guaynabo and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guaynabo, especially for central apartments: a one-bedroom in the center costs $892 there versus $1,298 in Montreal.

A mid-range dinner for two costs $79 in Guaynabo and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Montreal – one category where the pricier city actually offers better value.

$3,000 covers both cities comfortably – all-in costs are $1,857 in Guaynabo and $2,067 in Montreal, leaving budget for savings and extras in both cases.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,857 in Guaynabo to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.