Last update: Nov 2026

Cost of Living Comparison Between Montreal and Guaynabo

For one person, living is cheaper in Guaynabo: $1,857 a month against $2,067 in Montreal, rent and utilities included – about $2,500 less a year. Rent and utilities account for about half of the difference.

100

Cost of Living Index in Montreal
Learn more

Montreal Living Index
89

Cost of Living Index in Guaynabo
Learn more

Guaynabo Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Guaynabo

🇵🇷 Puerto Rico

$1,857

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Guaynabo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Guaynabo actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $1,857 in Guaynabo, rent included.

Montreal $2,067
Guaynabo $1,857

A couple spends around $3,179 per month in Montreal vs $2,934 in Guaynabo, rent included.

Montreal $3,179
Guaynabo $2,934

A family of three spends $4,291 per month in Montreal vs $4,011 in Guaynabo, rent included.

Montreal $4,291
Guaynabo $4,011

Montreal costs about 11% more than Guaynabo, and outside of rent the biggest gap is in transport.

Both Montreal and Guaynabo sit above the global median – Montreal by 53%, Guaynabo by 37%.

Meal at Budget Restaurant

$18.89 CA$26.48

$18.91 $18.91

-0.11%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$79.1 $79.1

-8.23%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$9.02 $9.02

19.62%

Cappuccino

$3.98 CA$5.58

$1.80 $1.80

121.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$1.34 $1.34

50.75%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.22 $1.22

33.61%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$1.96 $1.96

222.45%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$3.97 $3.97

77.83%

Milk (1 liter)

$2.33 CA$3.27

$2.22 $2.22

4.95%

White Bread (500g)

$3.25 CA$4.55

$3.27 $3.27

-0.61%

Rice (white) (1kg)

$3.26 CA$4.58

$2.32 $2.32

40.52%

Eggs

$3.48 CA$4.87

$6.15 $6.15

-43.41%

Local Cheese (1kg)

$13.73 CA$19.25

$12.38 $12.38

10.90%

Chicken Fillets (1kg)

$11.48 CA$16.09

$9.66 $9.66

18.84%

Beef Round Steak (1kg)

$14.26 CA$19.99

$13.29 $13.29

7.30%

Apples (1kg)

$3.52 CA$4.94

$5.18 $5.18

-32.05%

Banana (1kg)

$1.46 CA$2.04

$2.51 $2.51

-41.83%

Oranges (1kg)

$3.41 CA$4.78

$4.81 $4.81

-29.11%

Tomato (1kg)

$3.20 CA$4.49

$4.67 $4.67

-31.48%

Potato (1kg)

$1.94 CA$2.71

$2.60 $2.60

-25.38%

Onion (1kg)

$1.78 CA$2.50

$2.03 $2.03

-12.32%

Lettuce (1 head)

$2.52 CA$3.53

$1.52 $1.52

65.79%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.61 $1.61

-1.86%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

$11.17 $11.17

3.04%

Wine (Bottle)

$10.57 CA$14.82

$15.69 $15.69

-32.63%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

$2.83 $2.83

-16.96%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

$2.91 $2.91

-0.34%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

$2.47 $2.47

28.34%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

$1.54 $1.54

-3.25%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

$42.38 $42.38

-20.98%

Gasoline (1 liter)

$1.36 CA$1.91

$1.02 $1.02

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

$34.3K $34.3K

-18.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$27.4K $27.4K

-22.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$319 $319

-75.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

$49.62 $49.62

-28.19%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

$69.1 $69.1

-36.73%

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$11.27 CA$15.80

$10.30 $10.30

9.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

$817 $817

-36.13%

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

$12.4K $12.4K

43.27%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

$57.3 $57.3

2.97%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

$50.1 $50.1

-22.18%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$99.1 $99.1

0.66%

Men's Leather Business Shoes

$110 CA$154

$114 $114

-3.57%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

$892 $892

45.59%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

$630 $630

53.94%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

$2,530 $2,530

-8.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

$1,379 $1,379

22.50%

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

$3,467 $3,467

-15.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.55

-31.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Guaynabo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Guaynabo

$630 33.9% 35% $340

Groceries & Markets

Montreal

$357 17.3%

Guaynabo

$386 20.8% 8.1% $29

Eating Out

Montreal

$292 14.1%

Guaynabo

$228 12.3% 21.8% $64

Monthly Utilities & Internet

Montreal

$157 7.6%

Guaynabo

$438 23.6% 179% $281

Clothing & Footwear

Montreal

$138 6.7%

Guaynabo

$144 7.8% 4.2% $5.8

Getting Around

Montreal

$100 4.8%

Guaynabo

$10 * 0.6% 89.8% $89

Sport & Entertainment

Montreal

$53 2.6%

Guaynabo

$21 * 1.1% 60.9% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $892 in Guaynabo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Guaynabo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73 in Montreal versus $79 in Guaynabo. Monthly groceries follow the same trend: $357 vs $386 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇵🇷 Guaynabo

🕒 Local time

07:24 7:24 AM

08:24 8:24 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

68,491

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Guaynabo 3,100 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Guaynabo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Guaynabo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,067 in Montreal, $1,857 in Guaynabo – Guaynabo comes out roughly 10% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,100 per month in Montreal and $2,786 in Guaynabo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guaynabo, especially for central apartments: a one-bedroom in the center costs $892 there versus $1,298 in Montreal.

A mid-range dinner for two costs $73 in Montreal and $79 in Guaynabo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Montreal – one category where the pricier city actually offers better value.

$3,000 covers both cities comfortably – all-in costs are $2,067 in Montreal and $1,857 in Guaynabo, leaving budget for savings and extras in both cases.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,857 in Guaynabo to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.