Cost of Living Comparison Between Gizo and Ubud, Bali Cost of Living Comparison Between Gizo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,057 in Gizo versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $2,946 in Gizo versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,834 in Gizo versus $3,723 in Ubud, Bali.

Living in Gizo is roughly 48% more expensive than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Gizo 55% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Gizo
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.07 SBD 24.77
$3.57 Rp 64.5K
-14.01%
Three-Course Dinner for Two, Mid-Range
$53.8 SBD 435
$32.32 Rp 583.4K
66.49%
Fast Food Meal (McDonalds, etc)
$14.73 SBD 119
$5.01 Rp 90.4K
194.01%
Cappuccino
$2.63 SBD 21.24
$2.82 Rp 51.0K
-6.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.18 SBD 9.52
$1.35 Rp 24.4K
-12.59%
Water (0.33 liter bottle)
$1.23 SBD 9.94
$0.73 Rp 13.2K
68.49%
Local Beer (0.5 liter draught)
$2.39 SBD 19.29
$2.93 Rp 53.0K
-18.43%
Imported Beer (0.33 liter bottle)
$2.37 SBD 19.16
$3.94 Rp 71.1K
-39.85%
🛒 Groceries & Markets
Gizo
Ubud, Bali
Difference
Milk (1 liter)
$3.16 SBD 25.56
$1.78 Rp 32.1K
77.53%
White Bread (500g)
$1.35 SBD 10.89
$2.45 Rp 44.2K
-44.90%
Rice (white) (1kg)
$1.39 SBD 11.23
$1.15 Rp 20.7K
20.87%
Eggs
$6.63 SBD 53.5
$2.41 Rp 43.6K
175.10%
Local Cheese (1kg)
$8.53 SBD 68.9
$14.33 Rp 258.7K
-40.47%
Chicken Fillets (1kg)
$6.14 SBD 49.62
$4.19 Rp 75.6K
46.54%
Beef Round Steak (1kg)
$8.27 SBD 66.8
$12.06 Rp 217.7K
-31.43%
Apples (1kg)
$6.78 SBD 54.8
$3.64 Rp 65.7K
86.26%
Banana (1kg)
$6.14 SBD 49.57
$1.57 Rp 28.3K
291.08%
Oranges (1kg)
$6.15 SBD 49.69
$2.79 Rp 50.3K
120.43%
Tomato (1kg)
$3.07 SBD 24.77
$2.24 Rp 40.5K
37.05%
Potato (1kg)
$2.96 SBD 23.93
$1.98 Rp 35.7K
49.49%
Onion (1kg)
$2.33 SBD 18.83
$2.28 Rp 41.1K
2.19%
Lettuce (1 head)
$2.43 SBD 19.60
$1.05 Rp 19.0K
131.43%
Water (1.5 liter bottle)
$1.29 SBD 10.44
$0.79 Rp 14.2K
63.29%
Cigarettes 20 Pack (Marlboro, Camel)
$4.31 SBD 34.83
$3.19 Rp 57.6K
35.11%
Wine (Bottle)
$12.34 SBD 99.7
$23.49 Rp 424.1K
-47.47%
Local Beer (0.5 liter bottle)
$1.82 SBD 14.72
$2.90 Rp 52.3K
-37.24%
Imported Beer (0.33 liter bottle)
$2.19 SBD 17.71
$2.76 Rp 49.7K
-20.65%
🚌 Getting Around
Gizo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.37 SBD 3.00
$0.27 Rp 4,813
37.04%
Public Transport Monthly Pass (Regular Price)
$29.81 SBD 241
$8.37 Rp 151.1K
256.15%
Taxi Start (Normal Tariff)
$1.17 SBD 9.44
$0.45 Rp 8,167
160.00%
Taxi (Normal Tariff) (1km)
$2.30 SBD 18.57
$0.46 Rp 8,298
400.00%
Taxi 1hour Waiting (Normal Tariff)
$11.88 SBD 96.0
$6.07 Rp 109.6K
95.72%
Gasoline (1 liter)
$1.76 SBD 14.19
$0.86 Rp 15.6K
104.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2K SBD 162.9K
$26.6K Rp 480.0M
-24.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K SBD 169.2K
$32.5K Rp 587.6M
-35.64%
🧾 Monthly Utilities & Internet
Gizo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$712 SBD 5,749
$79.0 Rp 1.4M
800.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.17 SBD 106
$4.09 Rp 73.9K
222.00%
Internet (50+ Mbps, Unlimited Data)
$122 SBD 984
$23.85 Rp 430.5K
410.69%
🎉 Sport & Entertainment
Gizo
Ubud, Bali
Difference
Gym Membership (Monthly)
$18.13 SBD 146
$98.8 Rp 1.8M
-81.65%
Tennis Court (1 Hour on Weekend)
$5.84 SBD 47.21
$6.35 Rp 114.7K
-8.03%
Cinema Ticket
$4.16 SBD 33.64
$4.01 Rp 72.3K
3.74%
🧸 Childcare & Education
Gizo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$121 SBD 980
$297 Rp 5.4M
-59.19%
International Primary School, 1 Child (Yearly)
$1,196 SBD 9,662
$6,602 Rp 119.2M
-81.88%
👕👟 Clothing & Footwear
Gizo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$24.52 SBD 198
$53.4 Rp 964.5K
-54.11%
Summer Dress (H&M, Zara, etc)
$91.0 SBD 735
$38.11 Rp 688.1K
138.68%
Sport Shoes (Adidas, Nike)
$95.1 SBD 768
$88.7 Rp 1.6M
7.22%
Men's Leather Business Shoes
$84.9 SBD 686
$76.6 Rp 1.4M
10.83%
🏠 Accommodation & Living
Gizo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$582 SBD 4,702
$1,020 Rp 18.4M
-42.93%
1-bedroom Apartment, Outside City Center (Monthly)
$578 SBD 4,673
$680 Rp 12.3M
-14.97%
3-bedroom Apartment, City Center (Monthly)
$601 SBD 4,854
$3,469 Rp 62.6M
-82.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,193 SBD 9,637
$2,090 Rp 37.7M
-42.92%
Buy Apartment in City Center (m2)
$87.7K SBD 708.3K
$2,729 Rp 49.3M
3112.87%
Buy Apartment Outside City Center (m2)
-
$2,295 Rp 41.4M
-
💵 Salaries & Financials
Gizo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$391 SBD 3,162
$164 Rp 3.0M
139.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
16.33
13.28
22.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizo: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $582 in Gizo and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gizo pays 139% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Gizo vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $346 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gizo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 48% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Gizo or in Ubud, Bali?
Average pay runs 139% higher in Gizo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Gizo compared to Ubud, Bali?
Rent for a central apartment: $582 in Gizo versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Gizo or in Ubud, Bali?
Supermarket bills run roughly 16% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Gizo and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $54.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Gizo or in Ubud, Bali?
At $1,392 in Ubud, Bali versus $2,057 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Gizo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Gizo compared to Ubud, Bali?
Safety-wise, Gizo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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