😐Monthly costs for one person with rent: $2,098 in Gizo versus $1,438 in Ubud, Bali.
😐Estimated couple costs with rent: $2,983 in Gizo versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,868 in Gizo versus $3,732 in Ubud, Bali.
😐Living in Gizo is roughly 46% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Gizo57% above, Ubud, Bali7% above.
Currency
🍽 Eating Out
Gizo
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.05SBD 24.37
$3.57Rp 61.6K
-14.57%
Three-Course Dinner for Two, Mid-Range
$54.9SBD 439
$32.58Rp 562.6K
68.45%
Fast Food Meal(McDonalds, etc)
$15.02SBD 120
$5.07Rp 87.5K
196.25%
Cappuccino
$2.77SBD 22.20
$2.83Rp 48.8K
-2.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.17SBD 9.36
$1.34Rp 23.1K
-12.69%
Water(0.33 liter bottle)
$1.18SBD 9.47
$0.69Rp 12.0K
71.01%
Local Beer(0.5 liter draught)
$2.42SBD 19.36
$2.99Rp 51.6K
-19.06%
Imported Beer(0.33 liter bottle)
$2.35SBD 18.80
$3.85Rp 66.4K
-38.96%
🛒 Groceries & Markets
Gizo
Ubud, Bali
Difference
Milk(1 liter)
$3.04SBD 24.36
$1.74Rp 30.1K
74.71%
White Bread(500g)
$1.30SBD 10.40
$2.54Rp 43.8K
-48.82%
Rice(white)(1kg)
$1.36SBD 10.91
$1.19Rp 20.6K
14.29%
Eggs
$6.80SBD 54.4
$2.43Rp 41.9K
179.84%
Local Cheese(1kg)
$8.17SBD 65.4
$14.66Rp 253.2K
-44.27%
Chicken Fillets(1kg)
$5.95SBD 47.61
$4.18Rp 72.1K
42.34%
Beef Round Steak(1kg)
$8.46SBD 67.7
$11.94Rp 206.1K
-29.15%
Apples(1kg)
$6.78SBD 54.2
$3.69Rp 63.6K
83.74%
Banana(1kg)
$6.09SBD 48.73
$1.61Rp 27.7K
278.26%
Oranges(1kg)
$6.04SBD 48.34
$2.69Rp 46.4K
124.54%
Tomato(1kg)
$3.07SBD 24.56
$2.33Rp 40.2K
31.76%
Potato(1kg)
$2.91SBD 23.29
$1.91Rp 32.9K
52.36%
Onion(1kg)
$2.45SBD 19.60
$2.19Rp 37.7K
11.87%
Lettuce(1 head)
$2.44SBD 19.53
$1.06Rp 18.3K
130.19%
Water(1.5 liter bottle)
$1.29SBD 10.36
$0.72Rp 12.5K
79.17%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08SBD 32.62
$3.13Rp 54.1K
30.35%
Wine(Bottle)
$12.37SBD 99.0
$23.49Rp 405.6K
-47.34%
Local Beer(0.5 liter bottle)
$1.85SBD 14.78
$2.74Rp 47.3K
-32.48%
Imported Beer(0.33 liter bottle)
$2.15SBD 17.18
$2.88Rp 49.7K
-25.35%
🚌 Getting Around
Gizo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.38SBD 3.02
$0.29Rp 5,010
31.03%
Public Transport Monthly Pass(Regular Price)
$30.38SBD 243
$8.17Rp 141.0K
271.85%
Taxi Start(Normal Tariff)
$1.19SBD 9.49
$0.45Rp 7,834
164.44%
Taxi(Normal Tariff)(1km)
$2.31SBD 18.49
$0.42Rp 7,278
450.00%
Taxi 1hour Waiting(Normal Tariff)
$11.75SBD 94.0
$6.16Rp 106.3K
90.75%
Gasoline(1 liter)
$1.71SBD 13.68
$0.84Rp 14.5K
103.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.3KSBD 162.7K
$26.2KRp 453.1M
-22.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4KSBD 171.1K
$32.5KRp 560.8M
-34.16%
🧾 Monthly Utilities & Internet
Gizo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$711SBD 5,687
$78.4Rp 1.4M
806.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.98SBD 104
$3.95Rp 68.2K
228.61%
Internet(50+ Mbps, Unlimited Data)
$122SBD 977
$24.40Rp 421.4K
400.66%
🎉 Sport & Entertainment
Gizo
Ubud, Bali
Difference
Gym Membership(Monthly)
$18.05SBD 144
$96.5Rp 1.7M
-81.30%
Tennis Court(1 Hour on Weekend)
$6.02SBD 48.18
$6.35Rp 109.6K
-5.20%
Cinema Ticket
$4.08SBD 32.62
$4.04Rp 69.7K
0.99%
🧸 Childcare & Education
Gizo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$120SBD 962
$303Rp 5.2M
-60.25%
International Primary School, 1 Child(Yearly)
$1,200SBD 9,601
$6,523Rp 112.6M
-81.60%
👕👟 Clothing & Footwear
Gizo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.40SBD 195
$53.8Rp 929.5K
-54.68%
Summer Dress(H&M, Zara, etc)
$89.7SBD 718
$37.98Rp 655.8K
136.26%
Sport Shoes(Adidas, Nike)
$97.2SBD 778
$86.8Rp 1.5M
12.06%
Men's Leather Business Shoes
$84.6SBD 677
$78.9Rp 1.4M
7.30%
🏠 Accommodation & Living
Gizo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$582SBD 4,655
$1,012Rp 17.5M
-42.51%
1-bedroom Apartment, Outside City Center(Monthly)
$560SBD 4,480
$674Rp 11.6M
-16.98%
3-bedroom Apartment, City Center(Monthly)
$598SBD 4,786
$3,390Rp 58.5M
-82.35%
3-bedroom Apartment, Outside City Center(Monthly)
$1,222SBD 9,773
$2,098Rp 36.2M
-41.78%
Buy Apartment in City Center(m2)
$88.6KSBD 709.0K
$2,985Rp 51.5M
2869.22%
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.4M
-
💵 Salaries & Financials
Gizo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$395SBD 3,159
$173Rp 3.0M
128.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
16.33
13.28
22.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gizo: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $582 in Gizo and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gizo pays 128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $55.0 in Gizo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $343 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gizo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 46% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Gizo or Ubud, Bali?
Gizo pays 128% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Gizo vs Ubud, Bali?
Rent for a central apartment: $582 in Gizo versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Gizo or Ubud, Bali?
Supermarket bills run roughly 15% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Gizo vs Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Gizo or Ubud, Bali?
At $1,438 in Ubud, Bali versus $2,098 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Gizo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Gizo compared to Ubud, Bali?
Safety-wise, Gizo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.