Cost of Living Comparison Between Gizo and Ubud, Bali Cost of Living Comparison Between Gizo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,175 in Gizo versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $3,079 in Gizo versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,983 in Gizo versus $3,327 in Ubud, Bali.

Living in Gizo is roughly 59% more expensive than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Gizo 59% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Gizo
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.14 SBD 25.09
$3.44 Rp 60.9K
-8.72%
Three-Course Dinner for Two, Mid-Range
$55.2 SBD 441
$36.31 Rp 643.0K
51.91%
Fast Food Meal (McDonalds, etc)
$15.36 SBD 123
$5.71 Rp 101.0K
169.00%
Cappuccino
$2.87 SBD 22.94
$2.67 Rp 47.3K
7.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 SBD 10.25
$1.75 Rp 31.0K
-26.86%
Water (0.33 liter bottle)
$1.22 SBD 9.75
$0.87 Rp 15.4K
40.23%
Local Beer (0.5 liter draught)
$2.55 SBD 20.43
$2.95 Rp 52.3K
-13.56%
Imported Beer (0.33 liter bottle)
$2.45 SBD 19.62
$4.52 Rp 80.0K
-45.80%
🛒 Groceries & Markets
Gizo
Ubud, Bali
Difference
Milk (1 liter)
$3.19 SBD 25.54
$1.62 Rp 28.7K
96.91%
White Bread (500g)
$1.34 SBD 10.69
$2.33 Rp 41.3K
-42.49%
Rice (white) (1kg)
$1.43 SBD 11.41
$1.11 Rp 19.6K
28.83%
Eggs
$7.24 SBD 57.9
$2.20 Rp 39.0K
229.09%
Local Cheese (1kg)
$8.61 SBD 68.8
$17.69 Rp 313.3K
-51.33%
Chicken Fillets (1kg)
$6.38 SBD 51.0
$4.10 Rp 72.5K
55.61%
Beef Round Steak (1kg)
$8.73 SBD 69.9
$12.18 Rp 215.6K
-28.33%
Apples (1kg)
$6.78 SBD 54.2
$3.71 Rp 65.6K
82.75%
Banana (1kg)
$6.38 SBD 51.0
$1.59 Rp 28.1K
301.26%
Oranges (1kg)
$6.38 SBD 51.0
$2.28 Rp 40.4K
179.82%
Tomato (1kg)
$3.04 SBD 24.31
$1.95 Rp 34.6K
55.90%
Potato (1kg)
$3.10 SBD 24.81
$1.91 Rp 33.7K
62.30%
Onion (1kg)
$2.54 SBD 20.31
$2.33 Rp 41.3K
9.01%
Lettuce (1 head)
$2.44 SBD 19.52
$1.01 Rp 17.8K
141.58%
Water (1.5 liter bottle)
$1.34 SBD 10.69
$0.55 Rp 9,773
143.64%
Cigarettes 20 Pack (Marlboro, Camel)
$4.30 SBD 34.37
$2.23 Rp 39.5K
92.83%
Wine (Bottle)
$12.74 SBD 102
$23.07 Rp 408.6K
-44.78%
Local Beer (0.5 liter bottle)
$1.89 SBD 15.14
$2.42 Rp 42.8K
-21.90%
Imported Beer (0.33 liter bottle)
$2.24 SBD 17.89
$3.00 Rp 53.1K
-25.33%
🚌 Getting Around
Gizo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.36 SBD 2.87
$0.27 Rp 4,814
33.33%
Public Transport Monthly Pass (Regular Price)
$31.21 SBD 250
$8.98 Rp 159.1K
247.55%
Taxi Start (Normal Tariff)
$1.26 SBD 10.10
$0.48 Rp 8,566
162.50%
Taxi (Normal Tariff) (1km)
$2.45 SBD 19.63
$0.43 Rp 7,679
469.77%
Taxi 1hour Waiting (Normal Tariff)
$12.58 SBD 101
$5.64 Rp 99.9K
123.05%
Gasoline (1 liter)
$1.80 SBD 14.39
$0.80 Rp 14.2K
125.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6K SBD 164.6K
$24.9K Rp 441.7M
-17.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K SBD 178.0K
$31.7K Rp 561.5M
-29.81%
🧾 Monthly Utilities & Internet
Gizo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$754 SBD 6,033
$81.5 Rp 1.4M
825.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.49 SBD 108
$6.49 Rp 115.0K
107.86%
Internet (50+ Mbps, Unlimited Data)
$123 SBD 987
$18.77 Rp 332.4K
557.43%
🎉 Sport & Entertainment
Gizo
Ubud, Bali
Difference
Gym Membership (Monthly)
$18.99 SBD 152
$56.9 Rp 1.0M
-66.61%
Tennis Court (1 Hour on Weekend)
$6.07 SBD 48.55
$18.73 Rp 331.7K
-67.59%
Cinema Ticket
$4.34 SBD 34.68
$4.54 Rp 80.4K
-4.41%
🧸 Childcare & Education
Gizo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$126 SBD 1,011
$481 Rp 8.5M
-73.70%
International Primary School, 1 Child (Yearly)
$1,272 SBD 10.2K
$5,711 Rp 101.1M
-77.73%
👕👟 Clothing & Footwear
Gizo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$25.26 SBD 202
$45.52 Rp 806.0K
-44.51%
Summer Dress (H&M, Zara, etc)
$93.0 SBD 744
$35.88 Rp 635.4K
159.28%
Sport Shoes (Adidas, Nike)
$100.0 SBD 799
$80.4 Rp 1.4M
24.34%
Men's Leather Business Shoes
$88.7 SBD 709
$78.7 Rp 1.4M
12.75%
🏠 Accommodation & Living
Gizo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$600 SBD 4,795
$1,115 Rp 19.7M
-46.21%
1-bedroom Apartment, Outside City Center (Monthly)
$601 SBD 4,805
$698 Rp 12.4M
-13.88%
3-bedroom Apartment, City Center (Monthly)
$626 SBD 5,005
$3,637 Rp 64.4M
-82.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,245 SBD 9,953
$1,737 Rp 30.8M
-28.36%
Buy Apartment in City Center (m2)
$87.3K SBD 698.3K
$2,784 Rp 49.3M
3035.87%
Buy Apartment Outside City Center (m2)
-
$2,290 Rp 40.5M
-
💵 Salaries & Financials
Gizo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$400 SBD 3,199
$168 Rp 3.0M
138.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
16.33
13.78
18.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizo: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $600 in Gizo and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gizo pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Gizo vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $356 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gizo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 59% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Gizo or in Ubud, Bali?
Average pay runs 138% higher in Gizo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Gizo compared to Ubud, Bali?
Rent for a central apartment: $600 in Gizo versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Gizo or in Ubud, Bali?
Supermarket bills run roughly 21% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Gizo and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Gizo or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,175 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Gizo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Gizo compared to Ubud, Bali?
Safety-wise, Gizo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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