😐Monthly costs for one person with rent: $2,057 in Gizo versus $1,392 in Ubud, Bali.
😐Estimated couple costs with rent: $2,946 in Gizo versus $2,557 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,834 in Gizo versus $3,723 in Ubud, Bali.
🌍Living in Gizo is roughly 48% more expensive than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Gizo55% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Gizo
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.07SBD 24.77
$3.57Rp 64.5K
-14.01%
Three-Course Dinner for Two, Mid-Range
$53.8SBD 435
$32.32Rp 583.4K
66.49%
Fast Food Meal(McDonalds, etc)
$14.73SBD 119
$5.01Rp 90.4K
194.01%
Cappuccino
$2.63SBD 21.24
$2.82Rp 51.0K
-6.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.18SBD 9.52
$1.35Rp 24.4K
-12.59%
Water(0.33 liter bottle)
$1.23SBD 9.94
$0.73Rp 13.2K
68.49%
Local Beer(0.5 liter draught)
$2.39SBD 19.29
$2.93Rp 53.0K
-18.43%
Imported Beer(0.33 liter bottle)
$2.37SBD 19.16
$3.94Rp 71.1K
-39.85%
🛒 Groceries & Markets
Gizo
Ubud, Bali
Difference
Milk(1 liter)
$3.16SBD 25.56
$1.78Rp 32.1K
77.53%
White Bread(500g)
$1.35SBD 10.89
$2.45Rp 44.2K
-44.90%
Rice(white)(1kg)
$1.39SBD 11.23
$1.15Rp 20.7K
20.87%
Eggs
$6.63SBD 53.5
$2.41Rp 43.6K
175.10%
Local Cheese(1kg)
$8.53SBD 68.9
$14.33Rp 258.7K
-40.47%
Chicken Fillets(1kg)
$6.14SBD 49.62
$4.19Rp 75.6K
46.54%
Beef Round Steak(1kg)
$8.27SBD 66.8
$12.06Rp 217.7K
-31.43%
Apples(1kg)
$6.78SBD 54.8
$3.64Rp 65.7K
86.26%
Banana(1kg)
$6.14SBD 49.57
$1.57Rp 28.3K
291.08%
Oranges(1kg)
$6.15SBD 49.69
$2.79Rp 50.3K
120.43%
Tomato(1kg)
$3.07SBD 24.77
$2.24Rp 40.5K
37.05%
Potato(1kg)
$2.96SBD 23.93
$1.98Rp 35.7K
49.49%
Onion(1kg)
$2.33SBD 18.83
$2.28Rp 41.1K
2.19%
Lettuce(1 head)
$2.43SBD 19.60
$1.05Rp 19.0K
131.43%
Water(1.5 liter bottle)
$1.29SBD 10.44
$0.79Rp 14.2K
63.29%
Cigarettes 20 Pack(Marlboro, Camel)
$4.31SBD 34.83
$3.19Rp 57.6K
35.11%
Wine(Bottle)
$12.34SBD 99.7
$23.49Rp 424.1K
-47.47%
Local Beer(0.5 liter bottle)
$1.82SBD 14.72
$2.90Rp 52.3K
-37.24%
Imported Beer(0.33 liter bottle)
$2.19SBD 17.71
$2.76Rp 49.7K
-20.65%
🚌 Getting Around
Gizo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.37SBD 3.00
$0.27Rp 4,813
37.04%
Public Transport Monthly Pass(Regular Price)
$29.81SBD 241
$8.37Rp 151.1K
256.15%
Taxi Start(Normal Tariff)
$1.17SBD 9.44
$0.45Rp 8,167
160.00%
Taxi(Normal Tariff)(1km)
$2.30SBD 18.57
$0.46Rp 8,298
400.00%
Taxi 1hour Waiting(Normal Tariff)
$11.88SBD 96.0
$6.07Rp 109.6K
95.72%
Gasoline(1 liter)
$1.76SBD 14.19
$0.86Rp 15.6K
104.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2KSBD 162.9K
$26.6KRp 480.0M
-24.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9KSBD 169.2K
$32.5KRp 587.6M
-35.64%
🧾 Monthly Utilities & Internet
Gizo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$712SBD 5,749
$79.0Rp 1.4M
800.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.17SBD 106
$4.09Rp 73.9K
222.00%
Internet(50+ Mbps, Unlimited Data)
$122SBD 984
$23.85Rp 430.5K
410.69%
🎉 Sport & Entertainment
Gizo
Ubud, Bali
Difference
Gym Membership(Monthly)
$18.13SBD 146
$98.8Rp 1.8M
-81.65%
Tennis Court(1 Hour on Weekend)
$5.84SBD 47.21
$6.35Rp 114.7K
-8.03%
Cinema Ticket
$4.16SBD 33.64
$4.01Rp 72.3K
3.74%
🧸 Childcare & Education
Gizo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$121SBD 980
$297Rp 5.4M
-59.19%
International Primary School, 1 Child(Yearly)
$1,196SBD 9,662
$6,602Rp 119.2M
-81.88%
👕👟 Clothing & Footwear
Gizo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.52SBD 198
$53.4Rp 964.5K
-54.11%
Summer Dress(H&M, Zara, etc)
$91.0SBD 735
$38.11Rp 688.1K
138.68%
Sport Shoes(Adidas, Nike)
$95.1SBD 768
$88.7Rp 1.6M
7.22%
Men's Leather Business Shoes
$84.9SBD 686
$76.6Rp 1.4M
10.83%
🏠 Accommodation & Living
Gizo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$582SBD 4,702
$1,020Rp 18.4M
-42.93%
1-bedroom Apartment, Outside City Center(Monthly)
$578SBD 4,673
$680Rp 12.3M
-14.97%
3-bedroom Apartment, City Center(Monthly)
$601SBD 4,854
$3,469Rp 62.6M
-82.68%
3-bedroom Apartment, Outside City Center(Monthly)
$1,193SBD 9,637
$2,090Rp 37.7M
-42.92%
Buy Apartment in City Center(m2)
$87.7KSBD 708.3K
$2,729Rp 49.3M
3112.87%
Buy Apartment Outside City Center(m2)
-
$2,295Rp 41.4M
-
💵 Salaries & Financials
Gizo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$391SBD 3,162
$164Rp 3.0M
139.11%
20-Year Fixed Mortgage Interest Rate(Annual %)
16.33
13.28
22.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gizo: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $582 in Gizo and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gizo pays 139% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $54.0 in Gizo vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $346 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gizo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 48% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Gizo or in Ubud, Bali?
Average pay runs 139% higher in Gizo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Gizo compared to Ubud, Bali?
Rent for a central apartment: $582 in Gizo versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Gizo or in Ubud, Bali?
Supermarket bills run roughly 16% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Gizo and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $54.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Gizo or in Ubud, Bali?
At $1,392 in Ubud, Bali versus $2,057 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Gizo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Gizo compared to Ubud, Bali?
Safety-wise, Gizo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.