😐Monthly costs for one person with rent: $2,175 in Gizo versus $1,368 in Ubud, Bali.
😐Estimated couple costs with rent: $3,079 in Gizo versus $2,348 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,983 in Gizo versus $3,327 in Ubud, Bali.
🌍Living in Gizo is roughly 59% more expensive than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Gizo59% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Gizo
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.14SBD 25.09
$3.44Rp 60.9K
-8.72%
Three-Course Dinner for Two, Mid-Range
$55.2SBD 441
$36.31Rp 643.0K
51.91%
Fast Food Meal(McDonalds, etc)
$15.36SBD 123
$5.71Rp 101.0K
169.00%
Cappuccino
$2.87SBD 22.94
$2.67Rp 47.3K
7.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.28SBD 10.25
$1.75Rp 31.0K
-26.86%
Water(0.33 liter bottle)
$1.22SBD 9.75
$0.87Rp 15.4K
40.23%
Local Beer(0.5 liter draught)
$2.55SBD 20.43
$2.95Rp 52.3K
-13.56%
Imported Beer(0.33 liter bottle)
$2.45SBD 19.62
$4.52Rp 80.0K
-45.80%
🛒 Groceries & Markets
Gizo
Ubud, Bali
Difference
Milk(1 liter)
$3.19SBD 25.54
$1.62Rp 28.7K
96.91%
White Bread(500g)
$1.34SBD 10.69
$2.33Rp 41.3K
-42.49%
Rice(white)(1kg)
$1.43SBD 11.41
$1.11Rp 19.6K
28.83%
Eggs
$7.24SBD 57.9
$2.20Rp 39.0K
229.09%
Local Cheese(1kg)
$8.61SBD 68.8
$17.69Rp 313.3K
-51.33%
Chicken Fillets(1kg)
$6.38SBD 51.0
$4.10Rp 72.5K
55.61%
Beef Round Steak(1kg)
$8.73SBD 69.9
$12.18Rp 215.6K
-28.33%
Apples(1kg)
$6.78SBD 54.2
$3.71Rp 65.6K
82.75%
Banana(1kg)
$6.38SBD 51.0
$1.59Rp 28.1K
301.26%
Oranges(1kg)
$6.38SBD 51.0
$2.28Rp 40.4K
179.82%
Tomato(1kg)
$3.04SBD 24.31
$1.95Rp 34.6K
55.90%
Potato(1kg)
$3.10SBD 24.81
$1.91Rp 33.7K
62.30%
Onion(1kg)
$2.54SBD 20.31
$2.33Rp 41.3K
9.01%
Lettuce(1 head)
$2.44SBD 19.52
$1.01Rp 17.8K
141.58%
Water(1.5 liter bottle)
$1.34SBD 10.69
$0.55Rp 9,773
143.64%
Cigarettes 20 Pack(Marlboro, Camel)
$4.30SBD 34.37
$2.23Rp 39.5K
92.83%
Wine(Bottle)
$12.74SBD 102
$23.07Rp 408.6K
-44.78%
Local Beer(0.5 liter bottle)
$1.89SBD 15.14
$2.42Rp 42.8K
-21.90%
Imported Beer(0.33 liter bottle)
$2.24SBD 17.89
$3.00Rp 53.1K
-25.33%
🚌 Getting Around
Gizo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.36SBD 2.87
$0.27Rp 4,814
33.33%
Public Transport Monthly Pass(Regular Price)
$31.21SBD 250
$8.98Rp 159.1K
247.55%
Taxi Start(Normal Tariff)
$1.26SBD 10.10
$0.48Rp 8,566
162.50%
Taxi(Normal Tariff)(1km)
$2.45SBD 19.63
$0.43Rp 7,679
469.77%
Taxi 1hour Waiting(Normal Tariff)
$12.58SBD 101
$5.64Rp 99.9K
123.05%
Gasoline(1 liter)
$1.80SBD 14.39
$0.80Rp 14.2K
125.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6KSBD 164.6K
$24.9KRp 441.7M
-17.52%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3KSBD 178.0K
$31.7KRp 561.5M
-29.81%
🧾 Monthly Utilities & Internet
Gizo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$754SBD 6,033
$81.5Rp 1.4M
825.99%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.49SBD 108
$6.49Rp 115.0K
107.86%
Internet(50+ Mbps, Unlimited Data)
$123SBD 987
$18.77Rp 332.4K
557.43%
🎉 Sport & Entertainment
Gizo
Ubud, Bali
Difference
Gym Membership(Monthly)
$18.99SBD 152
$56.9Rp 1.0M
-66.61%
Tennis Court(1 Hour on Weekend)
$6.07SBD 48.55
$18.73Rp 331.7K
-67.59%
Cinema Ticket
$4.34SBD 34.68
$4.54Rp 80.4K
-4.41%
🧸 Childcare & Education
Gizo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$126SBD 1,011
$481Rp 8.5M
-73.70%
International Primary School, 1 Child(Yearly)
$1,272SBD 10.2K
$5,711Rp 101.1M
-77.73%
👕👟 Clothing & Footwear
Gizo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$25.26SBD 202
$45.52Rp 806.0K
-44.51%
Summer Dress(H&M, Zara, etc)
$93.0SBD 744
$35.88Rp 635.4K
159.28%
Sport Shoes(Adidas, Nike)
$100.0SBD 799
$80.4Rp 1.4M
24.34%
Men's Leather Business Shoes
$88.7SBD 709
$78.7Rp 1.4M
12.75%
🏠 Accommodation & Living
Gizo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$600SBD 4,795
$1,115Rp 19.7M
-46.21%
1-bedroom Apartment, Outside City Center(Monthly)
$601SBD 4,805
$698Rp 12.4M
-13.88%
3-bedroom Apartment, City Center(Monthly)
$626SBD 5,005
$3,637Rp 64.4M
-82.79%
3-bedroom Apartment, Outside City Center(Monthly)
$1,245SBD 9,953
$1,737Rp 30.8M
-28.36%
Buy Apartment in City Center(m2)
$87.3KSBD 698.3K
$2,784Rp 49.3M
3035.87%
Buy Apartment Outside City Center(m2)
-
$2,290Rp 40.5M
-
💵 Salaries & Financials
Gizo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$400SBD 3,199
$168Rp 3.0M
138.09%
20-Year Fixed Mortgage Interest Rate(Annual %)
16.33
13.78
18.51%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gizo: September 12, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $600 in Gizo and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gizo pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $55.0 in Gizo vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $356 vs $295 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gizo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 59% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Gizo or in Ubud, Bali?
Average pay runs 138% higher in Gizo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Gizo compared to Ubud, Bali?
Rent for a central apartment: $600 in Gizo versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Gizo or in Ubud, Bali?
Supermarket bills run roughly 21% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Gizo and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Gizo or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,175 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Gizo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Gizo compared to Ubud, Bali?
Safety-wise, Gizo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.