Cost of Living Comparison Between Gizo and Ubud, Bali Cost of Living Comparison Between Gizo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,098 in Gizo versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $2,983 in Gizo versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,868 in Gizo versus $3,732 in Ubud, Bali.

Living in Gizo is roughly 46% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Gizo 57% above, Ubud, Bali 7% above.

Currency
🍽 Eating Out
Gizo
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.05 SBD 24.37
$3.57 Rp 61.6K
-14.57%
Three-Course Dinner for Two, Mid-Range
$54.9 SBD 439
$32.58 Rp 562.6K
68.45%
Fast Food Meal (McDonalds, etc)
$15.02 SBD 120
$5.07 Rp 87.5K
196.25%
Cappuccino
$2.77 SBD 22.20
$2.83 Rp 48.8K
-2.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.17 SBD 9.36
$1.34 Rp 23.1K
-12.69%
Water (0.33 liter bottle)
$1.18 SBD 9.47
$0.69 Rp 12.0K
71.01%
Local Beer (0.5 liter draught)
$2.42 SBD 19.36
$2.99 Rp 51.6K
-19.06%
Imported Beer (0.33 liter bottle)
$2.35 SBD 18.80
$3.85 Rp 66.4K
-38.96%
🛒 Groceries & Markets
Gizo
Ubud, Bali
Difference
Milk (1 liter)
$3.04 SBD 24.36
$1.74 Rp 30.1K
74.71%
White Bread (500g)
$1.30 SBD 10.40
$2.54 Rp 43.8K
-48.82%
Rice (white) (1kg)
$1.36 SBD 10.91
$1.19 Rp 20.6K
14.29%
Eggs
$6.80 SBD 54.4
$2.43 Rp 41.9K
179.84%
Local Cheese (1kg)
$8.17 SBD 65.4
$14.66 Rp 253.2K
-44.27%
Chicken Fillets (1kg)
$5.95 SBD 47.61
$4.18 Rp 72.1K
42.34%
Beef Round Steak (1kg)
$8.46 SBD 67.7
$11.94 Rp 206.1K
-29.15%
Apples (1kg)
$6.78 SBD 54.2
$3.69 Rp 63.6K
83.74%
Banana (1kg)
$6.09 SBD 48.73
$1.61 Rp 27.7K
278.26%
Oranges (1kg)
$6.04 SBD 48.34
$2.69 Rp 46.4K
124.54%
Tomato (1kg)
$3.07 SBD 24.56
$2.33 Rp 40.2K
31.76%
Potato (1kg)
$2.91 SBD 23.29
$1.91 Rp 32.9K
52.36%
Onion (1kg)
$2.45 SBD 19.60
$2.19 Rp 37.7K
11.87%
Lettuce (1 head)
$2.44 SBD 19.53
$1.06 Rp 18.3K
130.19%
Water (1.5 liter bottle)
$1.29 SBD 10.36
$0.72 Rp 12.5K
79.17%
Cigarettes 20 Pack (Marlboro, Camel)
$4.08 SBD 32.62
$3.13 Rp 54.1K
30.35%
Wine (Bottle)
$12.37 SBD 99.0
$23.49 Rp 405.6K
-47.34%
Local Beer (0.5 liter bottle)
$1.85 SBD 14.78
$2.74 Rp 47.3K
-32.48%
Imported Beer (0.33 liter bottle)
$2.15 SBD 17.18
$2.88 Rp 49.7K
-25.35%
🚌 Getting Around
Gizo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.38 SBD 3.02
$0.29 Rp 5,010
31.03%
Public Transport Monthly Pass (Regular Price)
$30.38 SBD 243
$8.17 Rp 141.0K
271.85%
Taxi Start (Normal Tariff)
$1.19 SBD 9.49
$0.45 Rp 7,834
164.44%
Taxi (Normal Tariff) (1km)
$2.31 SBD 18.49
$0.42 Rp 7,278
450.00%
Taxi 1hour Waiting (Normal Tariff)
$11.75 SBD 94.0
$6.16 Rp 106.3K
90.75%
Gasoline (1 liter)
$1.71 SBD 13.68
$0.84 Rp 14.5K
103.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.3K SBD 162.7K
$26.2K Rp 453.1M
-22.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K SBD 171.1K
$32.5K Rp 560.8M
-34.16%
🧾 Monthly Utilities & Internet
Gizo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$711 SBD 5,687
$78.4 Rp 1.4M
806.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.98 SBD 104
$3.95 Rp 68.2K
228.61%
Internet (50+ Mbps, Unlimited Data)
$122 SBD 977
$24.40 Rp 421.4K
400.66%
🎉 Sport & Entertainment
Gizo
Ubud, Bali
Difference
Gym Membership (Monthly)
$18.05 SBD 144
$96.5 Rp 1.7M
-81.30%
Tennis Court (1 Hour on Weekend)
$6.02 SBD 48.18
$6.35 Rp 109.6K
-5.20%
Cinema Ticket
$4.08 SBD 32.62
$4.04 Rp 69.7K
0.99%
🧸 Childcare & Education
Gizo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$120 SBD 962
$303 Rp 5.2M
-60.25%
International Primary School, 1 Child (Yearly)
$1,200 SBD 9,601
$6,523 Rp 112.6M
-81.60%
👕👟 Clothing & Footwear
Gizo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$24.40 SBD 195
$53.8 Rp 929.5K
-54.68%
Summer Dress (H&M, Zara, etc)
$89.7 SBD 718
$37.98 Rp 655.8K
136.26%
Sport Shoes (Adidas, Nike)
$97.2 SBD 778
$86.8 Rp 1.5M
12.06%
Men's Leather Business Shoes
$84.6 SBD 677
$78.9 Rp 1.4M
7.30%
🏠 Accommodation & Living
Gizo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$582 SBD 4,655
$1,012 Rp 17.5M
-42.51%
1-bedroom Apartment, Outside City Center (Monthly)
$560 SBD 4,480
$674 Rp 11.6M
-16.98%
3-bedroom Apartment, City Center (Monthly)
$598 SBD 4,786
$3,390 Rp 58.5M
-82.35%
3-bedroom Apartment, Outside City Center (Monthly)
$1,222 SBD 9,773
$2,098 Rp 36.2M
-41.78%
Buy Apartment in City Center (m2)
$88.6K SBD 709.0K
$2,985 Rp 51.5M
2869.22%
Buy Apartment Outside City Center (m2)
-
$2,339 Rp 40.4M
-
💵 Salaries & Financials
Gizo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$395 SBD 3,159
$173 Rp 3.0M
128.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
16.33
13.28
22.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizo: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $582 in Gizo and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gizo pays 128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Gizo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $343 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gizo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 46% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Gizo or Ubud, Bali?
Gizo pays 128% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Gizo vs Ubud, Bali?
Rent for a central apartment: $582 in Gizo versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Gizo or Ubud, Bali?
Supermarket bills run roughly 15% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Gizo vs Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Gizo or Ubud, Bali?
At $1,438 in Ubud, Bali versus $2,098 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Gizo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Gizo compared to Ubud, Bali?
Safety-wise, Gizo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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