😐Monthly costs for one person with rent: $2,076 in Gizo versus $1,404 in Ubud, Bali.
😐Estimated couple costs with rent: $2,981 in Gizo versus $2,549 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,885 in Gizo versus $3,694 in Ubud, Bali.
😐Living in Gizo is roughly 48% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Gizo54% above, Ubud, Bali4% above.
Currency
🍽 Eating Out
Gizo
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.96SBD 23.77
$3.57Rp 64.0K
-17.09%
Three-Course Dinner for Two, Mid-Range
$53.7SBD 432
$32.50Rp 582.3K
65.35%
Fast Food Meal(McDonalds, etc)
$14.75SBD 119
$4.86Rp 87.1K
203.50%
Cappuccino
$2.67SBD 21.44
$2.75Rp 49.2K
-2.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.22SBD 9.82
$1.32Rp 23.7K
-7.58%
Water(0.33 liter bottle)
$1.17SBD 9.37
$0.70Rp 12.6K
67.14%
Local Beer(0.5 liter draught)
$2.35SBD 18.92
$2.91Rp 52.2K
-19.24%
Imported Beer(0.33 liter bottle)
$2.45SBD 19.69
$3.79Rp 68.0K
-35.36%
🛒 Groceries & Markets
Gizo
Ubud, Bali
Difference
Milk(1 liter)
$3.03SBD 24.38
$1.71Rp 30.6K
77.19%
White Bread(500g)
$1.33SBD 10.71
$2.47Rp 44.3K
-46.15%
Rice(white)(1kg)
$1.34SBD 10.81
$1.20Rp 21.5K
11.67%
Eggs
$7.01SBD 56.4
$2.44Rp 43.8K
187.30%
Local Cheese(1kg)
$8.50SBD 68.4
$14.38Rp 257.7K
-40.89%
Chicken Fillets(1kg)
$6.01SBD 48.31
$4.31Rp 77.1K
39.44%
Beef Round Steak(1kg)
$8.35SBD 67.2
$12.21Rp 218.7K
-31.61%
Apples(1kg)
$6.62SBD 53.3
$3.68Rp 66.0K
79.89%
Banana(1kg)
$5.87SBD 47.20
$1.55Rp 27.8K
278.71%
Oranges(1kg)
$5.84SBD 46.95
$2.79Rp 49.9K
109.32%
Tomato(1kg)
$3.06SBD 24.58
$2.33Rp 41.8K
31.33%
Potato(1kg)
$2.91SBD 23.41
$1.97Rp 35.3K
47.72%
Onion(1kg)
$2.42SBD 19.48
$2.31Rp 41.4K
4.76%
Lettuce(1 head)
$2.43SBD 19.53
$1.06Rp 19.1K
129.25%
Water(1.5 liter bottle)
$1.31SBD 10.53
$0.73Rp 13.1K
79.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.31SBD 34.70
$3.28Rp 58.8K
31.40%
Wine(Bottle)
$12.60SBD 101
$22.79Rp 408.4K
-44.71%
Local Beer(0.5 liter bottle)
$1.82SBD 14.65
$2.81Rp 50.3K
-35.23%
Imported Beer(0.33 liter bottle)
$2.11SBD 16.93
$2.78Rp 49.9K
-24.10%
🚌 Getting Around
Gizo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.37SBD 2.99
$0.29Rp 5,217
27.59%
Public Transport Monthly Pass(Regular Price)
$29.69SBD 239
$8.06Rp 144.4K
268.36%
Taxi Start(Normal Tariff)
$1.24SBD 9.93
$0.45Rp 8,047
175.56%
Taxi(Normal Tariff)(1km)
$2.32SBD 18.63
$0.45Rp 8,094
415.56%
Taxi 1hour Waiting(Normal Tariff)
$11.77SBD 94.6
$6.24Rp 111.7K
88.62%
Gasoline(1 liter)
$1.79SBD 14.41
$0.85Rp 15.2K
110.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.9KSBD 159.8K
$26.0KRp 465.4M
-23.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6KSBD 166.0K
$31.7KRp 567.2M
-34.81%
🧾 Monthly Utilities & Internet
Gizo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$708SBD 5,697
$80.8Rp 1.4M
777.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.92SBD 104
$4.06Rp 72.7K
218.23%
Internet(50+ Mbps, Unlimited Data)
$118SBD 948
$24.42Rp 437.6K
382.72%
🎉 Sport & Entertainment
Gizo
Ubud, Bali
Difference
Gym Membership(Monthly)
$17.91SBD 144
$97.7Rp 1.7M
-81.66%
Tennis Court(1 Hour on Weekend)
$6.06SBD 48.78
$6.45Rp 115.5K
-6.05%
Cinema Ticket
$4.29SBD 34.49
$4.04Rp 72.4K
6.19%
🧸 Childcare & Education
Gizo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$119SBD 955
$304Rp 5.4M
-60.95%
International Primary School, 1 Child(Yearly)
$1,205SBD 9,690
$6,621Rp 118.6M
-81.80%
👕👟 Clothing & Footwear
Gizo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.09SBD 194
$54.2Rp 971.7K
-55.58%
Summer Dress(H&M, Zara, etc)
$90.1SBD 725
$38.78Rp 694.7K
132.34%
Sport Shoes(Adidas, Nike)
$96.7SBD 778
$86.1Rp 1.5M
12.24%
Men's Leather Business Shoes
$84.7SBD 681
$76.7Rp 1.4M
10.49%
🏠 Accommodation & Living
Gizo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$569SBD 4,579
$986Rp 17.7M
-42.24%
1-bedroom Apartment, Outside City Center(Monthly)
$573SBD 4,610
$658Rp 11.8M
-12.88%
3-bedroom Apartment, City Center(Monthly)
$603SBD 4,846
$3,369Rp 60.4M
-82.12%
3-bedroom Apartment, Outside City Center(Monthly)
$1,182SBD 9,510
$2,066Rp 37.0M
-42.76%
Buy Apartment in City Center(m2)
$86.2KSBD 693.4K
$2,741Rp 49.1M
3045.05%
Buy Apartment Outside City Center(m2)
-
$2,228Rp 39.9M
-
💵 Salaries & Financials
Gizo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$389SBD 3,127
$163Rp 2.9M
137.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
16.33
13.28
22.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gizo: June 7, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $569 in Gizo and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gizo pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $54.0 in Gizo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $342 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Gizo or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 48% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Gizo or Ubud, Bali?
Gizo pays 138% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Gizo vs Ubud, Bali?
Rent for a central apartment: $569 in Gizo versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Gizo or Ubud, Bali?
Supermarket bills run roughly 15% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Gizo vs Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $54.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Gizo or Ubud, Bali?
At $1,404 in Ubud, Bali versus $2,076 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Gizo or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Gizo compared to Ubud, Bali?
Safety-wise, Gizo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.