Cost of Living Comparison Between Ghaziabad and Mumbai (Bombay) Cost of Living Comparison Between Ghaziabad and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $458 in Ghaziabad versus $763 in Mumbai (Bombay).

Estimated couple costs with rent: $733 in Ghaziabad versus $1,248 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $1,008 in Ghaziabad versus $1,733 in Mumbai (Bombay).

Living in Ghaziabad costs roughly 40% less than in Mumbai (Bombay), driven mainly by Eating Out.

Both cities sit below the global median: Ghaziabad 66% lower, Mumbai (Bombay) 43% lower.

Currency
๐Ÿฝ Eating Out
Ghaziabad
Mumbai (Bombay)
Difference
Meal at Budget Restaurant
$2.96 โ‚น276
$5.20 โ‚น484
-43.08%
Three-Course Dinner for Two, Mid-Range
$17.51 โ‚น1,631
$22.16 โ‚น2,064
-20.98%
Fast Food Meal (McDonalds, etc)
$4.09 โ‚น381
$4.54 โ‚น423
-9.91%
Cappuccino
$2.14 โ‚น199
$2.62 โ‚น244
-18.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 โ‚น47.89
$0.50 โ‚น46.99
2.00%
Water (0.33 liter bottle)
$0.20 โ‚น18.67
$0.15 โ‚น14.17
33.33%
Local Beer (0.5 liter draught)
$2.35 โ‚น219
$2.38 โ‚น222
-1.26%
Imported Beer (0.33 liter bottle)
$3.53 โ‚น329
$3.97 โ‚น370
-11.08%
๐Ÿ›’ Groceries & Markets
Ghaziabad
Mumbai (Bombay)
Difference
Milk (1 liter)
$0.72 โ‚น67.2
$0.78 โ‚น73.1
-7.69%
White Bread (500g)
$0.57 โ‚น53.3
$0.51 โ‚น47.87
11.76%
Rice (white) (1kg)
$0.94 โ‚น87.8
$0.81 โ‚น75.7
16.05%
Eggs
$1.19 โ‚น111
$1.04 โ‚น96.5
14.42%
Local Cheese (1kg)
$3.88 โ‚น361
$7.06 โ‚น658
-45.04%
Chicken Fillets (1kg)
$3.31 โ‚น308
$3.80 โ‚น354
-12.89%
Apples (1kg)
$1.91 โ‚น178
$2.31 โ‚น215
-17.32%
Banana (1kg)
$0.80 โ‚น74.9
$0.76 โ‚น71.2
5.26%
Oranges (1kg)
$0.73 โ‚น67.6
$1.31 โ‚น122
-44.27%
Tomato (1kg)
$0.48 โ‚น44.62
$0.66 โ‚น61.5
-27.27%
Potato (1kg)
$0.34 โ‚น31.44
$0.54 โ‚น50.1
-37.04%
Onion (1kg)
$0.54 โ‚น50.7
$0.60 โ‚น55.4
-10.00%
Lettuce (1 head)
$0.33 โ‚น30.30
$0.64 โ‚น59.8
-48.44%
Water (1.5 liter bottle)
$0.34 โ‚น31.55
$0.35 โ‚น32.85
-2.86%
Cigarettes 20 Pack (Marlboro, Camel)
$3.97 โ‚น369
$4.11 โ‚น383
-3.41%
Wine (Bottle)
$11.58 โ‚น1,079
$7.81 โ‚น728
48.27%
Local Beer (0.5 liter bottle)
$2.09 โ‚น195
$2.16 โ‚น201
-3.24%
Imported Beer (0.33 liter bottle)
$4.35 โ‚น405
$3.26 โ‚น304
33.44%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.54 โ‚น516
$6.95 โ‚น648
-20.29%
๐ŸšŒ Getting Around
Ghaziabad
Mumbai (Bombay)
Difference
One-way Ticket (Public Transport)
$0.58 โ‚น54.4
$0.22 โ‚น20.39
163.64%
Public Transport Monthly Pass (Regular Price)
$17.68 โ‚น1,647
$4.75 โ‚น442
272.21%
Taxi Start (Normal Tariff)
$0.57 โ‚น52.8
$0.33 โ‚น31.08
72.73%
Taxi (Normal Tariff) (1km)
$0.16 โ‚น14.60
-
-
Taxi 1hour Waiting (Normal Tariff)
$2.99 โ‚น278
$1.35 โ‚น126
121.48%
Gasoline (1 liter)
$1.20 โ‚น112
$1.24 โ‚น115
-3.23%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.1K โ‚น1.3M
$17.8K โ‚น1.7M
-20.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2K โ‚น2.0M
$24.6K โ‚น2.3M
-13.98%
๐Ÿงพ Monthly Utilities & Internet
Ghaziabad
Mumbai (Bombay)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$51.4 โ‚น4,790
$50.8 โ‚น4,734
1.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.55 โ‚น331
$4.84 โ‚น451
-26.65%
Internet (50+ Mbps, Unlimited Data)
$8.33 โ‚น776
$8.83 โ‚น823
-5.66%
๐ŸŽ‰ Sport & Entertainment
Ghaziabad
Mumbai (Bombay)
Difference
Gym Membership (Monthly)
$20.54 โ‚น1,914
$23.20 โ‚น2,161
-11.47%
Tennis Court (1 Hour on Weekend)
$5.31 โ‚น494
$11.85 โ‚น1,104
-55.19%
Cinema Ticket
$2.97 โ‚น277
$4.75 โ‚น442
-37.47%
๐Ÿงธ Childcare & Education
Ghaziabad
Mumbai (Bombay)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.5 โ‚น8,527
$118 โ‚น11.0K
-22.56%
International Primary School, 1 Child (Yearly)
$1,740 โ‚น162.1K
$3,350 โ‚น312.1K
-48.06%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ghaziabad
Mumbai (Bombay)
Difference
Jeans (Levis 501 Or Similar)
$28.33 โ‚น2,640
$29.41 โ‚น2,740
-3.67%
Summer Dress (H&M, Zara, etc)
$26.36 โ‚น2,456
$31.15 โ‚น2,902
-15.38%
Sport Shoes (Adidas, Nike)
$45.28 โ‚น4,218
$55.0 โ‚น5,120
-17.61%
Men's Leather Business Shoes
$31.04 โ‚น2,892
$40.05 โ‚น3,731
-22.50%
๐Ÿ  Accommodation & Living
Ghaziabad
Mumbai (Bombay)
Difference
1-bedroom Apartment, City Center (Monthly)
$141 โ‚น13.2K
$691 โ‚น64.4K
-79.54%
1-bedroom Apartment, Outside City Center (Monthly)
$80.0 โ‚น7,453
$352 โ‚น32.8K
-77.29%
3-bedroom Apartment, City Center (Monthly)
$312 โ‚น29.1K
$1,822 โ‚น169.8K
-82.89%
3-bedroom Apartment, Outside City Center (Monthly)
$234 โ‚น21.8K
$845 โ‚น78.7K
-72.34%
Buy Apartment in City Center (m2)
$1,120 โ‚น104.3K
$6,634 โ‚น618.1K
-83.12%
Buy Apartment Outside City Center (m2)
$729 โ‚น67.9K
$2,639 โ‚น245.9K
-72.39%
๐Ÿ’ต Salaries & Financials
Ghaziabad
Mumbai (Bombay)
Difference
Average Monthly Net Salary (After Tax)
$395 โ‚น36.8K
$730 โ‚น68.0K
-45.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.81
9.22
6.40%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ghaziabad: April 19, 2026

Last update for Mumbai (Bombay): April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $141 in Ghaziabad and $691 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 85% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18 in Ghaziabad vs $22 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $119 vs $128 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ghaziabad vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions
Is Mumbai (Bombay) cheaper than Ghaziabad?
Ghaziabad is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 67% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ghaziabad or Mumbai (Bombay)?
On paper, Mumbai (Bombay) earns 85% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ghaziabad and Mumbai (Bombay)?
Rent for a central apartment: $141 in Ghaziabad versus $691 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ghaziabad or Mumbai (Bombay)?
Dining out is cheaper in Ghaziabad โ€“ a meal for two runs $18.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ghaziabad vs Mumbai (Bombay)?
All in, you'll spend $458 per month in Ghaziabad versus $763 in Mumbai (Bombay) โ€“ a 67% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Ghaziabad or Mumbai (Bombay)?
At $458 in Ghaziabad versus $763 in Mumbai (Bombay), a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.
Is Ghaziabad or Mumbai (Bombay) more family-friendly?
For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Ghaziabad gentler on the wallet โ€“ expenses run 67% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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