Last update: Oct 2026

Cost of Living Comparison Between Ghaziabad and Mumbai (Bombay)

For one person, living is cheaper in Ghaziabad: $442 a month against $785 in Mumbai (Bombay), rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Ghaziabad
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Ghaziabad Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Ghaziabad

🇮🇳 India

$442

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Monthly Cost of Living

How much you'll spend in Ghaziabad and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ghaziabad and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $442 in Ghaziabad versus $785 in Mumbai (Bombay).

Ghaziabad $442
Mumbai (Bombay) $785

Estimated couple costs with rent: $680 in Ghaziabad versus $1,308 in Mumbai (Bombay).

Ghaziabad $680
Mumbai (Bombay) $1,308

Monthly costs for a family of three with rent: $919 in Ghaziabad versus $1,831 in Mumbai (Bombay).

Ghaziabad $919
Mumbai (Bombay) $1,831

Living in Ghaziabad costs roughly 44% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Ghaziabad 67% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$3.14 ₹298

$5.18 ₹492

-39.38%

Three-Course Dinner for Two, Mid-Range

$16.02 ₹1,522

$20.64 ₹1,960

-22.38%

Fast Food Meal (McDonalds, etc)

$3.62 ₹344

$4.11 ₹390

-11.92%

Cappuccino

$1.83 ₹174

$2.68 ₹254

-31.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹45.28

$0.38 ₹35.88

26.32%

Water (0.33 liter bottle)

$0.18 ₹16.74

$0.13 ₹12.53

38.46%

Local Beer (0.5 liter draught)

$2.34 ₹223

$2.56 ₹243

-8.59%

Imported Beer (0.33 liter bottle)

$3.77 ₹358

$4.24 ₹403

-11.08%

Milk (1 liter)

$0.71 ₹67.6

$0.72 ₹68.1

-1.39%

White Bread (500g)

$0.50 ₹47.17

$0.51 ₹48.64

-1.96%

Rice (white) (1kg)

$0.82 ₹77.8

$0.78 ₹73.6

5.13%

Eggs

$1.09 ₹103

$1.04 ₹98.7

4.81%

Local Cheese (1kg)

$3.82 ₹362

$5.41 ₹514

-29.39%

Chicken Fillets (1kg)

$3.23 ₹306

$3.57 ₹339

-9.52%

Apples (1kg)

$1.51 ₹143

$2.24 ₹213

-32.59%

Banana (1kg)

$0.75 ₹71.6

$0.74 ₹70.0

1.35%

Oranges (1kg)

$0.63 ₹59.6

$1.21 ₹115

-47.93%

Tomato (1kg)

$0.46 ₹43.75

$0.48 ₹45.69

-4.17%

Potato (1kg)

$0.31 ₹29.04

$0.35 ₹33.12

-11.43%

Onion (1kg)

$0.50 ₹47.21

$0.38 ₹35.70

31.58%

Lettuce (1 head)

$0.29 ₹27.85

$0.40 ₹38.40

-27.50%

Water (1.5 liter bottle)

$0.31 ₹29.35

$0.31 ₹29.77

Cigarettes 20 Pack (Marlboro, Camel)

$3.84 ₹364

$4.98 ₹473

-22.89%

Wine (Bottle)

$11.63 ₹1,105

$8.46 ₹803

37.47%

Local Beer (0.5 liter bottle)

$2.18 ₹207

$1.98 ₹188

10.10%

Imported Beer (0.33 liter bottle)

$4.81 ₹457

$3.17 ₹301

51.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.82 ₹553

$6.17 ₹586

-5.67%

One-way Ticket (Public Transport)

$0.54 ₹51.4

$0.22 ₹20.94

145.45%

Public Transport Monthly Pass (Regular Price)

$15.65 ₹1,486

$5.64 ₹535

177.48%

Taxi Start (Normal Tariff)

$0.55 ₹52.4

$0.35 ₹32.89

57.14%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.95

$0.31 ₹29.21

-35.48%

Taxi 1hour Waiting (Normal Tariff)

$1.82 ₹172

$1.54 ₹146

18.18%

Gasoline (1 liter)

$1.09 ₹103

$1.11 ₹105

-1.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$16.0K ₹1.5M

-28.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$22.2K ₹2.1M

-13.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.6 ₹4,803

$62.2 ₹5,905

-18.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.44 ₹326

$4.58 ₹435

-24.89%

Internet (50+ Mbps, Unlimited Data)

$9.03 ₹857

$9.43 ₹895

-4.24%

Gym Membership (Monthly)

$16.49 ₹1,565

$27.93 ₹2,652

-40.96%

Tennis Court (1 Hour on Weekend)

$4.93 ₹468

$13.87 ₹1,317

-64.46%

Cinema Ticket

$2.64 ₹251

$4.97 ₹472

-46.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.8 ₹7,960

$118 ₹11.2K

-29.16%

International Primary School, 1 Child (Yearly)

$1,545 ₹146.7K

$4,844 ₹460.0K

-68.11%

Jeans (Levis 501 Or Similar)

$25.18 ₹2,391

$35.28 ₹3,351

-28.63%

Summer Dress (H&M, Zara, etc)

$23.29 ₹2,212

$38.79 ₹3,683

-39.96%

Sport Shoes (Adidas, Nike)

$49.15 ₹4,668

$55.7 ₹5,291

-11.79%

Men's Leather Business Shoes

$29.88 ₹2,838

$46.65 ₹4,429

-35.95%

1-bedroom Apartment, City Center (Monthly)

$137 ₹13.0K

$610 ₹57.9K

-77.51%

1-bedroom Apartment, Outside City Center (Monthly)

$85.7 ₹8,138

$357 ₹33.9K

-76.01%

3-bedroom Apartment, City Center (Monthly)

$301 ₹28.6K

$1,876 ₹178.1K

-83.96%

3-bedroom Apartment, Outside City Center (Monthly)

$162 ₹15.4K

$894 ₹84.9K

-81.87%

Buy Apartment in City Center (m2)

$1,075 ₹102.1K

$5,882 ₹558.6K

-81.72%

Buy Apartment Outside City Center (m2)

$728 ₹69.1K

$2,403 ₹228.2K

-69.73%

Average Monthly Net Salary (After Tax)

$389 ₹37.0K

$755 ₹71.7K

-48.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.21

8.29

11.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghaziabad: October 18, 2026

Last update for Mumbai (Bombay): October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ghaziabad

$115 26%

Mumbai (Bombay)

$117 14.9% 1.8% $2.1

Accommodation & Living

Ghaziabad

$86 19.4%

Mumbai (Bombay)

$357 45.5% 317% $272

Eating Out

Ghaziabad

$80 18.1%

Mumbai (Bombay)

$109 13.9% 36.8% $29

Monthly Utilities & Internet

Ghaziabad

$63 14.3%

Mumbai (Bombay)

$76 9.7% 20.9% $13

Clothing & Footwear

Ghaziabad

$57 13%

Mumbai (Bombay)

$79 10.1% 38.4% $22

Sport & Entertainment

Ghaziabad

$22 4.9%

Mumbai (Bombay)

$38 4.8% 74% $16

Getting Around

Ghaziabad

$19 4.4%

Mumbai (Bombay)

$8.4 1.1% 56.6% $11

Cost Breakdown

A one-bedroom apartment in the center runs $137 in Ghaziabad and $610 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 94% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Ghaziabad vs $21.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $115 vs $117 per month, with Ghaziabad cheaper across the board.

Good to know

🇮🇳 Ghaziabad

🇮🇳 Mumbai (Bombay)

🕒 Local time

16:19 4:19 PM

Same time as Ghaziabad

🌤 Weather

👥 Population

1,729,000

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Between locations

Ghaziabad Mumbai (Bombay) 1,160 km ≈ 2 h nonstop flight

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Ghaziabad
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghaziabad vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in groceries, eating out, and clothing. The 78% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 94% lower in Mumbai (Bombay). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $137 in Ghaziabad versus $610 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $442 per month in Ghaziabad versus $785 in Mumbai (Bombay) – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Ghaziabad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ghaziabad gentler on the wallet – expenses run 78% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.