Cost of Living Comparison Between Mumbai (Bombay) and Ghaziabad Cost of Living Comparison Between Mumbai (Bombay) and Ghaziabad

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $458 in Ghaziabad.

Estimated couple costs with rent: $1,248 in Mumbai (Bombay) versus $733 in Ghaziabad.

Monthly costs for a family of three with rent: $1,733 in Mumbai (Bombay) versus $1,008 in Ghaziabad.

Living in Mumbai (Bombay) is roughly 67% more expensive than Ghaziabad, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Ghaziabad 66% lower.

Meal at Budget Restaurant

$5.20 ₹484

$2.96 ₹276

75.68%

Three-Course Dinner for Two, Mid-Range

$22.16 ₹2,064

$17.51 ₹1,631

26.56%

Fast Food Meal (McDonalds, etc)

$4.54 ₹423

$4.09 ₹381

11.00%

Cappuccino

$2.62 ₹244

$2.14 ₹199

22.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹46.99

$0.51 ₹47.89

-1.96%

Water (0.33 liter bottle)

$0.15 ₹14.17

$0.20 ₹18.67

-25.00%

Local Beer (0.5 liter draught)

$2.38 ₹222

$2.35 ₹219

1.28%

Imported Beer (0.33 liter bottle)

$3.97 ₹370

$3.53 ₹329

12.46%

Milk (1 liter)

$0.78 ₹73.1

$0.72 ₹67.2

8.33%

White Bread (500g)

$0.51 ₹47.87

$0.57 ₹53.3

-10.53%

Rice (white) (1kg)

$0.81 ₹75.7

$0.94 ₹87.8

-13.83%

Eggs

$1.04 ₹96.5

$1.19 ₹111

-12.61%

Local Cheese (1kg)

$7.06 ₹658

$3.88 ₹361

81.96%

Chicken Fillets (1kg)

$3.80 ₹354

$3.31 ₹308

14.80%

Apples (1kg)

$2.31 ₹215

$1.91 ₹178

20.94%

Banana (1kg)

$0.76 ₹71.2

$0.80 ₹74.9

-5.00%

Oranges (1kg)

$1.31 ₹122

$0.73 ₹67.6

79.45%

Tomato (1kg)

$0.66 ₹61.5

$0.48 ₹44.62

37.50%

Potato (1kg)

$0.54 ₹50.1

$0.34 ₹31.44

58.82%

Onion (1kg)

$0.60 ₹55.4

$0.54 ₹50.7

11.11%

Lettuce (1 head)

$0.64 ₹59.8

$0.33 ₹30.30

93.94%

Water (1.5 liter bottle)

$0.35 ₹32.85

$0.34 ₹31.55

2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 ₹383

$3.97 ₹369

3.53%

Wine (Bottle)

$7.81 ₹728

$11.58 ₹1,079

-32.56%

Local Beer (0.5 liter bottle)

$2.16 ₹201

$2.09 ₹195

3.35%

Imported Beer (0.33 liter bottle)

$3.26 ₹304

$4.35 ₹405

-25.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.95 ₹648

$5.54 ₹516

25.45%

One-way Ticket (Public Transport)

$0.22 ₹20.39

$0.58 ₹54.4

-62.07%

Public Transport Monthly Pass (Regular Price)

$4.75 ₹442

$17.68 ₹1,647

-73.13%

Taxi Start (Normal Tariff)

$0.33 ₹31.08

$0.57 ₹52.8

-42.11%

Taxi (Normal Tariff) (1km)

$0.16 ₹14.60

Taxi 1hour Waiting (Normal Tariff)

$1.35 ₹126

$2.99 ₹278

-54.85%

Gasoline (1 liter)

$1.24 ₹115

$1.20 ₹112

3.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K ₹1.7M

$14.1K ₹1.3M

25.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K ₹2.3M

$21.2K ₹2.0M

16.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,734

$51.4 ₹4,790

-1.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.84 ₹451

$3.55 ₹331

36.34%

Internet (50+ Mbps, Unlimited Data)

$8.83 ₹823

$8.33 ₹776

6.00%

Gym Membership (Monthly)

$23.20 ₹2,161

$20.54 ₹1,914

12.95%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,104

$5.31 ₹494

123.16%

Cinema Ticket

$4.75 ₹442

$2.97 ₹277

59.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.0K

$91.5 ₹8,527

29.13%

International Primary School, 1 Child (Yearly)

$3,350 ₹312.1K

$1,740 ₹162.1K

92.55%

Jeans (Levis 501 Or Similar)

$29.41 ₹2,740

$28.33 ₹2,640

3.81%

Summer Dress (H&M, Zara, etc)

$31.15 ₹2,902

$26.36 ₹2,456

18.17%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,120

$45.28 ₹4,218

21.38%

Men's Leather Business Shoes

$40.05 ₹3,731

$31.04 ₹2,892

29.03%

1-bedroom Apartment, City Center (Monthly)

$691 ₹64.4K

$141 ₹13.2K

388.69%

1-bedroom Apartment, Outside City Center (Monthly)

$352 ₹32.8K

$80.0 ₹7,453

340.29%

3-bedroom Apartment, City Center (Monthly)

$1,822 ₹169.8K

$312 ₹29.1K

484.37%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₹78.7K

$234 ₹21.8K

261.57%

Buy Apartment in City Center (m2)

$6,634 ₹618.1K

$1,120 ₹104.3K

492.36%

Buy Apartment Outside City Center (m2)

$2,639 ₹245.9K

$729 ₹67.9K

262.18%

Average Monthly Net Salary (After Tax)

$730 ₹68.0K

$395 ₹36.8K

84.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.81

-6.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 21, 2026

Last update for Ghaziabad: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $691 in Mumbai (Bombay) and $141 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 85% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22 in Mumbai (Bombay) vs $18 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $128 vs $119 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 67% gap adds up to real monthly savings that compound significantly over time.

Mumbai (Bombay) pays 85% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $691 in Mumbai (Bombay) versus $141 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $18.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $763 per month in Mumbai (Bombay) versus $458 in Ghaziabad – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

At $458 in Ghaziabad versus $763 in Mumbai (Bombay), a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ghaziabad gentler on the wallet – expenses run 67% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.