Cost of Living Comparison Between Mumbai (Bombay) and Ghaziabad Cost of Living Comparison Between Mumbai (Bombay) and Ghaziabad

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $454 in Ghaziabad.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $742 in Ghaziabad.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $1,029 in Ghaziabad.

Living in Mumbai (Bombay) is roughly 68% more expensive than in Ghaziabad, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Ghaziabad 66% lower.

Meal at Budget Restaurant

$5.17 ₹497

$2.94 ₹283

75.85%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,165

$17.16 ₹1,651

31.12%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$4.06 ₹390

15.76%

Cappuccino

$2.60 ₹251

$2.07 ₹199

25.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.56

$0.52 ₹50.1

-3.85%

Water (0.33 liter bottle)

$0.19 ₹18.21

$0.19 ₹18.75

Local Beer (0.5 liter draught)

$2.33 ₹224

$2.37 ₹228

-1.69%

Imported Beer (0.33 liter bottle)

$4.18 ₹402

$3.39 ₹327

23.30%

Milk (1 liter)

$0.73 ₹70.1

$0.73 ₹69.9

White Bread (500g)

$0.48 ₹46.46

$0.58 ₹55.8

-17.24%

Rice (white) (1kg)

$0.82 ₹79.2

$0.98 ₹93.9

-16.33%

Eggs

$1.05 ₹101

$1.19 ₹114

-11.76%

Local Cheese (1kg)

$6.87 ₹661

$3.75 ₹361

83.20%

Chicken Fillets (1kg)

$3.89 ₹374

$3.29 ₹316

18.24%

Apples (1kg)

$2.29 ₹220

$1.89 ₹182

21.16%

Banana (1kg)

$0.83 ₹79.7

$0.82 ₹78.4

1.22%

Oranges (1kg)

$1.30 ₹125

$0.67 ₹64.5

94.03%

Tomato (1kg)

$0.65 ₹63.0

$0.52 ₹50.1

25.00%

Potato (1kg)

$0.57 ₹54.8

$0.34 ₹32.40

67.65%

Onion (1kg)

$0.58 ₹56.3

$0.51 ₹49.03

13.73%

Lettuce (1 head)

$0.64 ₹61.9

$0.32 ₹30.85

100.00%

Water (1.5 liter bottle)

$0.35 ₹33.79

$0.34 ₹32.67

2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$4.00 ₹385

5.50%

Wine (Bottle)

$8.18 ₹787

$11.27 ₹1,085

-27.42%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$2.14 ₹206

-2.80%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$4.34 ₹418

-24.65%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$5.66 ₹545

23.32%

One-way Ticket (Public Transport)

$0.22 ₹21.16

$0.55 ₹52.9

-60.00%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$17.46 ₹1,680

-73.14%

Taxi Start (Normal Tariff)

$0.37 ₹35.21

$0.60 ₹57.5

-38.33%

Taxi (Normal Tariff) (1km)

$0.15 ₹14.10

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$2.97 ₹286

-53.87%

Gasoline (1 liter)

$1.18 ₹114

$1.19 ₹115

-0.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$14.0K ₹1.4M

22.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$20.8K ₹2.0M

19.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,831

$52.0 ₹4,999

-3.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.71 ₹357

36.93%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$8.32 ₹800

3.61%

Gym Membership (Monthly)

$23.20 ₹2,233

$21.23 ₹2,042

9.28%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$5.48 ₹527

116.24%

Cinema Ticket

$4.70 ₹452

$2.95 ₹284

59.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$91.7 ₹8,820

29.11%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.1K

$1,711 ₹164.6K

97.47%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,811

$28.94 ₹2,784

0.93%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,001

$27.01 ₹2,599

15.48%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,442

$45.36 ₹4,365

24.67%

Men's Leather Business Shoes

$40.55 ₹3,902

$30.89 ₹2,973

31.27%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.0K

$144 ₹13.9K

382.74%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$78.7 ₹7,576

353.80%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.6K

$310 ₹29.8K

475.60%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$233 ₹22.4K

263.05%

Buy Apartment in City Center (m2)

$6,047 ₹581.9K

$1,080 ₹104.0K

459.68%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.2K

$736 ₹70.8K

242.14%

Average Monthly Net Salary (After Tax)

$787 ₹75.7K

$381 ₹36.6K

106.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.81

-6.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Ghaziabad: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $144 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $17.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $127 vs $118 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 68% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 107% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $144 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $17.00 versus $23.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $763 per month in Mumbai (Bombay) versus $454 in Ghaziabad – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

At $454 in Ghaziabad versus $763 in Mumbai (Bombay), a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ghaziabad gentler on the wallet – expenses run 68% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.