Cost of Living Comparison Between Mumbai (Bombay) and Ghaziabad Cost of Living Comparison Between Mumbai (Bombay) and Ghaziabad

Monthly Cost of Living

Monthly costs for one person with rent: $795 in Mumbai (Bombay) versus $445 in Ghaziabad.

Estimated couple costs with rent: $1,311 in Mumbai (Bombay) versus $680 in Ghaziabad.

Monthly costs for a family of three with rent: $1,827 in Mumbai (Bombay) versus $915 in Ghaziabad.

Living in Mumbai (Bombay) is roughly 79% more expensive than in Ghaziabad, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Ghaziabad 68% lower.

Meal at Budget Restaurant

$5.30 ₹501

$3.20 ₹303

65.62%

Three-Course Dinner for Two, Mid-Range

$21.42 ₹2,023

$16.08 ₹1,520

33.21%

Fast Food Meal (McDonalds, etc)

$4.29 ₹405

$3.63 ₹343

18.18%

Cappuccino

$2.61 ₹246

$1.76 ₹166

48.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.29

$0.45 ₹42.20

-8.89%

Water (0.33 liter bottle)

$0.14 ₹13.06

$0.16 ₹15.19

-12.50%

Local Beer (0.5 liter draught)

$2.59 ₹245

$2.34 ₹221

10.68%

Imported Beer (0.33 liter bottle)

$4.16 ₹393

$3.60 ₹341

15.56%

Milk (1 liter)

$0.69 ₹65.7

$0.71 ₹67.0

-2.82%

White Bread (500g)

$0.49 ₹46.06

$0.51 ₹48.07

-3.92%

Rice (white) (1kg)

$0.73 ₹68.9

$0.82 ₹77.3

-10.98%

Eggs

$0.95 ₹89.6

$1.09 ₹103

-12.84%

Local Cheese (1kg)

$5.69 ₹537

$3.75 ₹354

51.73%

Chicken Fillets (1kg)

$3.48 ₹329

$3.22 ₹304

8.07%

Apples (1kg)

$2.34 ₹222

$1.53 ₹145

52.94%

Banana (1kg)

$0.67 ₹63.4

$0.68 ₹64.5

-1.47%

Oranges (1kg)

$1.20 ₹114

$0.68 ₹64.3

76.47%

Tomato (1kg)

$0.50 ₹47.21

$0.43 ₹40.83

16.28%

Potato (1kg)

$0.38 ₹35.57

$0.34 ₹31.69

11.76%

Onion (1kg)

$0.40 ₹38.18

$0.48 ₹45.78

-16.67%

Lettuce (1 head)

$0.49 ₹46.17

$0.27 ₹25.18

81.48%

Water (1.5 liter bottle)

$0.29 ₹27.01

$0.31 ₹29.06

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹470

$4.04 ₹382

23.27%

Wine (Bottle)

$8.23 ₹777

$11.48 ₹1,085

-28.31%

Local Beer (0.5 liter bottle)

$2.10 ₹199

$2.11 ₹199

-0.47%

Imported Beer (0.33 liter bottle)

$3.15 ₹298

$4.64 ₹438

-32.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.95 ₹562

$5.64 ₹533

5.50%

One-way Ticket (Public Transport)

$0.20 ₹18.87

$0.55 ₹52.1

-63.64%

Public Transport Monthly Pass (Regular Price)

$5.88 ₹556

$15.51 ₹1,465

-62.09%

Taxi Start (Normal Tariff)

$0.31 ₹29.07

$0.51 ₹48.59

-39.22%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.28

$0.20 ₹18.86

65.00%

Taxi 1hour Waiting (Normal Tariff)

$1.55 ₹146

$1.89 ₹178

-17.99%

Gasoline (1 liter)

$1.10 ₹104

$1.08 ₹102

1.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K ₹1.5M

$12.7K ₹1.2M

27.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.1M

$19.0K ₹1.8M

19.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.1 ₹5,584

$50.5 ₹4,770

17.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.38 ₹414

$3.32 ₹313

31.93%

Internet (50+ Mbps, Unlimited Data)

$9.34 ₹883

$9.12 ₹862

2.41%

Gym Membership (Monthly)

$27.20 ₹2,570

$16.34 ₹1,544

66.46%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,334

$4.77 ₹451

195.81%

Cinema Ticket

$4.62 ₹437

$2.70 ₹255

71.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.1K

$82.6 ₹7,801

42.47%

International Primary School, 1 Child (Yearly)

$4,947 ₹467.4K

$1,575 ₹148.8K

214.14%

Jeans (Levis 501 Or Similar)

$33.63 ₹3,178

$25.59 ₹2,417

31.42%

Summer Dress (H&M, Zara, etc)

$38.59 ₹3,646

$23.88 ₹2,256

61.60%

Sport Shoes (Adidas, Nike)

$59.8 ₹5,648

$48.73 ₹4,604

22.68%

Men's Leather Business Shoes

$48.89 ₹4,619

$29.72 ₹2,808

64.50%

1-bedroom Apartment, City Center (Monthly)

$652 ₹61.6K

$138 ₹13.0K

373.75%

1-bedroom Apartment, Outside City Center (Monthly)

$356 ₹33.6K

$85.8 ₹8,108

314.65%

3-bedroom Apartment, City Center (Monthly)

$1,907 ₹180.2K

$294 ₹27.8K

547.87%

3-bedroom Apartment, Outside City Center (Monthly)

$863 ₹81.5K

$167 ₹15.7K

417.92%

Buy Apartment in City Center (m2)

$6,242 ₹589.8K

$1,087 ₹102.7K

474.16%

Buy Apartment Outside City Center (m2)

$2,324 ₹219.5K

$731 ₹69.1K

217.89%

Average Monthly Net Salary (After Tax)

$804 ₹75.9K

$379 ₹35.9K

111.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

9.21

-9.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): August 30, 2026

Last update for Ghaziabad: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $652 in Mumbai (Bombay) and $138 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 112% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $16.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $117 vs $113 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 79% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 112% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $652 in Mumbai (Bombay) versus $138 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $795 per month in Mumbai (Bombay) versus $445 in Ghaziabad – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

At $445 in Ghaziabad versus $795 in Mumbai (Bombay), a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ghaziabad gentler on the wallet – expenses run 79% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.