Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Ghaziabad

For one person, living is cheaper in Ghaziabad: $442 a month against $785 in Mumbai (Bombay), rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
21

Cost of Living Index in Ghaziabad
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Ghaziabad Living Index

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Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Ghaziabad

🇮🇳 India

$442

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Ghaziabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Ghaziabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $785 in Mumbai (Bombay) versus $442 in Ghaziabad.

Mumbai (Bombay) $785
Ghaziabad $442

Estimated couple costs with rent: $1,308 in Mumbai (Bombay) versus $680 in Ghaziabad.

Mumbai (Bombay) $1,308
Ghaziabad $680

Monthly costs for a family of three with rent: $1,831 in Mumbai (Bombay) versus $919 in Ghaziabad.

Mumbai (Bombay) $1,831
Ghaziabad $919

Living in Mumbai (Bombay) is roughly 78% more expensive than in Ghaziabad, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Ghaziabad 67% lower.

Meal at Budget Restaurant

$5.18 ₹492

$3.14 ₹298

64.97%

Three-Course Dinner for Two, Mid-Range

$20.64 ₹1,960

$16.02 ₹1,522

28.84%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$3.62 ₹344

13.54%

Cappuccino

$2.68 ₹254

$1.83 ₹174

46.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.88

$0.48 ₹45.28

-20.83%

Water (0.33 liter bottle)

$0.13 ₹12.53

$0.18 ₹16.74

-27.78%

Local Beer (0.5 liter draught)

$2.56 ₹243

$2.34 ₹223

9.40%

Imported Beer (0.33 liter bottle)

$4.24 ₹403

$3.77 ₹358

12.47%

Milk (1 liter)

$0.72 ₹68.1

$0.71 ₹67.6

1.41%

White Bread (500g)

$0.51 ₹48.64

$0.50 ₹47.17

2.00%

Rice (white) (1kg)

$0.78 ₹73.6

$0.82 ₹77.8

-4.88%

Eggs

$1.04 ₹98.7

$1.09 ₹103

-4.59%

Local Cheese (1kg)

$5.41 ₹514

$3.82 ₹362

41.62%

Chicken Fillets (1kg)

$3.57 ₹339

$3.23 ₹306

10.53%

Apples (1kg)

$2.24 ₹213

$1.51 ₹143

48.34%

Banana (1kg)

$0.74 ₹70.0

$0.75 ₹71.6

-1.33%

Oranges (1kg)

$1.21 ₹115

$0.63 ₹59.6

92.06%

Tomato (1kg)

$0.48 ₹45.69

$0.46 ₹43.75

4.35%

Potato (1kg)

$0.35 ₹33.12

$0.31 ₹29.04

12.90%

Onion (1kg)

$0.38 ₹35.70

$0.50 ₹47.21

-24.00%

Lettuce (1 head)

$0.40 ₹38.40

$0.29 ₹27.85

37.93%

Water (1.5 liter bottle)

$0.31 ₹29.77

$0.31 ₹29.35

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹473

$3.84 ₹364

29.69%

Wine (Bottle)

$8.46 ₹803

$11.63 ₹1,105

-27.26%

Local Beer (0.5 liter bottle)

$1.98 ₹188

$2.18 ₹207

-9.17%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$4.81 ₹457

-34.10%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$5.82 ₹553

6.01%

One-way Ticket (Public Transport)

$0.22 ₹20.94

$0.54 ₹51.4

-59.26%

Public Transport Monthly Pass (Regular Price)

$5.64 ₹535

$15.65 ₹1,486

-63.96%

Taxi Start (Normal Tariff)

$0.35 ₹32.89

$0.55 ₹52.4

-36.36%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.21

$0.20 ₹18.95

55.00%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$1.82 ₹172

-15.38%

Gasoline (1 liter)

$1.11 ₹105

$1.09 ₹103

1.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$11.5K ₹1.1M

39.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$19.2K ₹1.8M

15.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ₹5,905

$50.6 ₹4,803

22.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.58 ₹435

$3.44 ₹326

33.14%

Internet (50+ Mbps, Unlimited Data)

$9.43 ₹895

$9.03 ₹857

4.43%

Gym Membership (Monthly)

$27.93 ₹2,652

$16.49 ₹1,565

69.38%

Tennis Court (1 Hour on Weekend)

$13.87 ₹1,317

$4.93 ₹468

181.34%

Cinema Ticket

$4.97 ₹472

$2.64 ₹251

88.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$83.8 ₹7,960

41.17%

International Primary School, 1 Child (Yearly)

$4,844 ₹460.0K

$1,545 ₹146.7K

213.57%

Jeans (Levis 501 Or Similar)

$35.28 ₹3,351

$25.18 ₹2,391

40.11%

Summer Dress (H&M, Zara, etc)

$38.79 ₹3,683

$23.29 ₹2,212

66.55%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,291

$49.15 ₹4,668

13.37%

Men's Leather Business Shoes

$46.65 ₹4,429

$29.88 ₹2,838

56.12%

1-bedroom Apartment, City Center (Monthly)

$610 ₹57.9K

$137 ₹13.0K

344.62%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹33.9K

$85.7 ₹8,138

316.92%

3-bedroom Apartment, City Center (Monthly)

$1,876 ₹178.1K

$301 ₹28.6K

523.36%

3-bedroom Apartment, Outside City Center (Monthly)

$894 ₹84.9K

$162 ₹15.4K

451.44%

Buy Apartment in City Center (m2)

$5,882 ₹558.6K

$1,075 ₹102.1K

447.19%

Buy Apartment Outside City Center (m2)

$2,403 ₹228.2K

$728 ₹69.1K

230.31%

Average Monthly Net Salary (After Tax)

$755 ₹71.7K

$389 ₹37.0K

94.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

9.21

-9.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 19, 2026

Last update for Ghaziabad: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$357 45.5%

Ghaziabad

$86 19.4% 76% $272

Groceries & Markets

Mumbai (Bombay)

$117 14.9%

Ghaziabad

$115 26% 1.8% $2.1

Eating Out

Mumbai (Bombay)

$109 13.9%

Ghaziabad

$80 18.1% 26.9% $29

Clothing & Footwear

Mumbai (Bombay)

$79 10.1%

Ghaziabad

$57 13% 27.7% $22

Monthly Utilities & Internet

Mumbai (Bombay)

$76 9.7%

Ghaziabad

$63 14.3% 17.3% $13

Sport & Entertainment

Mumbai (Bombay)

$38 4.8%

Ghaziabad

$22 4.9% 42.5% $16

Getting Around

Mumbai (Bombay)

$8.4 1.1%

Ghaziabad

$19 4.4% 131% $11

Cost Breakdown

A one-bedroom apartment in the center runs $610 in Mumbai (Bombay) and $137 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 94% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $16.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $117 vs $115 per month, with Ghaziabad cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Ghaziabad

🕒 Local time

18:01 6:01 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

1,729,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Between locations

Mumbai (Bombay) Ghaziabad 1,160 km ≈ 2 h nonstop flight

From you

Mumbai (Bombay)
Ghaziabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in groceries, eating out, and clothing. The 78% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 94% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $610 in Mumbai (Bombay) versus $137 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $785 per month in Mumbai (Bombay) versus $442 in Ghaziabad – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Ghaziabad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ghaziabad gentler on the wallet – expenses run 78% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.