Last update: Oct 2026

Cost of Living Comparison Between Ghana and Cebu

For one person, living costs are similar in Ghana and in Cebu: $967 and $934 a month, rent and utilities included.

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🇬🇭 Ghana
$967
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
😐 Solo nomad: Ghana is 35.9% more expensive than Cebu without rent, and 3.5% more expensive with rent.
😐 Family of 3: Ghana is 34.5% more expensive than Cebu without rent, and 11.1% more expensive with rent.
Currency
🍽 Eating Out
Ghana
Cebu
Difference
Meal at Budget Restaurant
$6.87 GHS 80.7
$3.03 ₱190
126.73%
Three-Course Dinner for Two, Mid-Range
$51.0 GHS 599
$23.48 ₱1,473
117.16%
Fast Food Meal (McDonalds, etc)
$10.32 GHS 121
$4.09 ₱256
152.32%
Cappuccino
$3.85 GHS 45.29
$2.52 ₱158
52.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.12 GHS 13.13
$1.54 ₱96.9
-27.27%
Water (0.33 liter bottle)
$0.44 GHS 5.15
$0.49 ₱30.98
-10.20%
Local Beer (0.5 liter draught)
$1.69 GHS 19.81
$1.79 ₱112
-5.59%
Imported Beer (0.33 liter bottle)
$2.58 GHS 30.33
$2.26 ₱142
14.16%
🛒 Groceries & Markets
Ghana
Cebu
Difference
Milk (1 liter)
$3.25 GHS 38.14
$1.95 ₱122
66.67%
White Bread (500g)
$1.52 GHS 17.82
$1.43 ₱89.7
6.29%
Rice (white) (1kg)
$2.81 GHS 33.02
$1.02 ₱63.8
175.49%
Eggs
$2.65 GHS 31.18
$2.06 ₱129
28.64%
Local Cheese (1kg)
$11.08 GHS 130
$9.81 ₱615
12.95%
Chicken Fillets (1kg)
$5.57 GHS 65.5
$4.61 ₱289
20.82%
Beef Round Steak (1kg)
$7.52 GHS 88.3
$7.70 ₱483
-2.34%
Apples (1kg)
$2.90 GHS 34.04
$3.31 ₱207
-12.39%
Banana (1kg)
$1.36 GHS 16.02
$1.45 ₱90.9
-6.21%
Oranges (1kg)
$1.70 GHS 20.02
$2.36 ₱148
-27.97%
Tomato (1kg)
$3.09 GHS 36.34
$1.54 ₱96.4
100.65%
Potato (1kg)
$2.83 GHS 33.22
$2.36 ₱148
19.92%
Onion (1kg)
$2.30 GHS 27.07
$1.99 ₱125
15.58%
Lettuce (1 head)
$0.93 GHS 10.98
$1.15 ₱72.1
-19.13%
Water (1.5 liter bottle)
$0.62 GHS 7.23
$0.67 ₱42.15
-7.46%
Cigarettes 20 Pack (Marlboro, Camel)
$2.19 GHS 25.69
$3.00 ₱188
-27.00%
Wine (Bottle)
$6.93 GHS 81.5
$6.35 ₱398
9.13%
Local Beer (0.5 liter bottle)
$1.39 GHS 16.34
$1.31 ₱81.9
6.11%
Imported Beer (0.33 liter bottle)
$2.46 GHS 28.88
$1.73 ₱108
42.20%
🚌 Getting Around
Ghana
Cebu
Difference
One-way Ticket (Public Transport)
$1.31 GHS 15.44
$0.25 ₱15.78
424.00%
Public Transport Monthly Pass (Regular Price)
$40.32 GHS 474
$12.65 ₱793
218.74%
Taxi Start (Normal Tariff)
$1.59 GHS 18.64
$0.74 ₱46.32
114.86%
Taxi (Normal Tariff) (1km)
$1.30 GHS 15.28
$0.21 ₱13.11
519.05%
Taxi 1hour Waiting (Normal Tariff)
$3.66 GHS 43.00
$4.33 ₱271
-15.47%
Gasoline (1 liter)
$1.20 GHS 14.05
$1.33 ₱83.5
-9.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,933 GHS 93.2K
$21.8K ₱1.4M
-63.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,624 GHS 113.1K
$19.4K ₱1.2M
-50.39%
🧾 Monthly Utilities & Internet
Ghana
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 GHS 911
$121 ₱7,563
-35.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.86 GHS 222
$14.45 ₱907
30.52%
Internet (50+ Mbps, Unlimited Data)
$46.60 GHS 548
$28.29 ₱1,774
64.72%
🎉 Sport & Entertainment
Ghana
Cebu
Difference
Gym Membership (Monthly)
$60.5 GHS 710
$32.68 ₱2,050
84.98%
Tennis Court (1 Hour on Weekend)
$18.16 GHS 213
$6.39 ₱401
184.19%
Cinema Ticket
$12.17 GHS 143
$5.46 ₱342
122.89%
🧸 Childcare & Education
Ghana
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$410 GHS 4,815
$273 ₱17.1K
49.89%
International Primary School, 1 Child (Yearly)
$15.1K GHS 177.9K
$8,156 ₱511.5K
85.68%
👕👟 Clothing & Footwear
Ghana
Cebu
Difference
Jeans (Levis 501 Or Similar)
$13.50 GHS 159
$49.57 ₱3,109
-72.77%
Summer Dress (H&M, Zara, etc)
$18.00 GHS 212
$24.87 ₱1,560
-27.62%
Sport Shoes (Adidas, Nike)
$37.73 GHS 443
$76.6 ₱4,804
-50.74%
Men's Leather Business Shoes
$51.1 GHS 600
$59.3 ₱3,717
-13.82%
🏠 Accommodation & Living
Ghana
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$546 GHS 6,411
$506 ₱31.7K
7.89%
1-bedroom Apartment, Outside City Center (Monthly)
$242 GHS 2,839
$309 ₱19.4K
-21.90%
3-bedroom Apartment, City Center (Monthly)
$1,058 GHS 12.4K
$1,052 ₱66.0K
0.61%
3-bedroom Apartment, Outside City Center (Monthly)
$408 GHS 4,799
$619 ₱38.8K
-34.01%
Buy Apartment in City Center (m2)
$3,216 GHS 37.8K
$2,915 ₱182.9K
10.32%
Buy Apartment Outside City Center (m2)
$1,745 GHS 20.5K
$1,867 ₱117.1K
-6.52%
💵 Salaries & Financials
Ghana
Cebu
Difference
Average Monthly Net Salary (After Tax)
$242 GHS 2,838
$341 ₱21.4K
-29.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
28.8
7.2
300.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Ghana
$248
Cebu
$210 15.2% $38
Accommodation & Living
Ghana
$242
Cebu
$309 28% $68
Eating Out
Ghana
$152
Cebu
$88 41.8% $64
Monthly Utilities & Internet
Ghana
$143
Cebu
$163 14.2% $20
Sport & Entertainment
Ghana
$85
Cebu
$44 48.6% $41
Clothing & Footwear
Ghana
$54
Cebu
$95 74.8% $40
Getting Around
Ghana
$54
Cebu
$15 71.2% $38
Good to know
🇬🇭 Ghana
🇵🇭 Cebu
🕒 Local time
04:56 4:56 AM
12:56 12:56 PM
8 h ahead of Ghana
🌤 Weather
👥 Population
32,833,031
964,169
💱 Currency
Ghanaian Cedi GHS ₵
Philippine Peso PHP ₱
📈 Exchange rate
100 GHS = 8.51 USD
100 GHS = 7.59 EUR
100 PHP = 1.59 USD
100 PHP = 1.42 EUR
Exchange rates and currency converter

PHP, USD, EUR to GHS – Ghanaian Cedi Converter

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.75 GHS (100 GHS = 8.51 USD). 1 EUR = 13.18 GHS (100 GHS = 7.59 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GHS in detail →
On the map
Between locations
  • Ghana Cebu 13,580 km ≈ 17 h nonstop flight
From you
  • Ghana
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ghana vs other spots: cost of living compared

🇬🇭 Ghana
$967
/mo nomad
🇺🇸 United States
$2,785
/mo nomad
🇬🇭 Ghana
$967
/mo nomad
🇮🇳 India
$380
/mo nomad
🇬🇭 Ghana
$967
/mo nomad
🇿🇦 South Africa
$1,182
/mo nomad
🇬🇭 Ghana
$967
/mo nomad
🇪🇬 Egypt
$480
/mo nomad
Show more

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