Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ghana

For one person, living costs are similar in Cebu and in Ghana: $934 and $967 a month, rent and utilities included.

Cebu
🇵🇭 Philippines
$934
/mo nomad
🇬🇭 Ghana
$967
/mo nomad
🙂 Solo nomad: Cebu is 26.4% cheaper than Ghana without rent, and 3.4% cheaper with rent.
🙂 Family of 3: Cebu is 25.6% cheaper than Ghana without rent, and 10% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Ghana
Difference
Meal at Budget Restaurant
$3.03 ₱190
$6.87 GHS 80.7
-55.90%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$51.0 GHS 599
-53.95%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$10.32 GHS 121
-60.37%
Cappuccino
$2.52 ₱158
$3.85 GHS 45.29
-34.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$1.12 GHS 13.13
37.50%
Water (0.33 liter bottle)
$0.49 ₱30.98
$0.44 GHS 5.15
11.36%
Local Beer (0.5 liter draught)
$1.79 ₱112
$1.69 GHS 19.81
5.92%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$2.58 GHS 30.33
-12.40%
🛒 Groceries & Markets
Cebu
Ghana
Difference
Milk (1 liter)
$1.95 ₱122
$3.25 GHS 38.14
-40.00%
White Bread (500g)
$1.43 ₱89.7
$1.52 GHS 17.82
-5.92%
Rice (white) (1kg)
$1.02 ₱63.8
$2.81 GHS 33.02
-63.70%
Eggs
$2.06 ₱129
$2.65 GHS 31.18
-22.26%
Local Cheese (1kg)
$9.81 ₱615
$11.08 GHS 130
-11.46%
Chicken Fillets (1kg)
$4.61 ₱289
$5.57 GHS 65.5
-17.24%
Beef Round Steak (1kg)
$7.70 ₱483
$7.52 GHS 88.3
2.39%
Apples (1kg)
$3.31 ₱207
$2.90 GHS 34.04
14.14%
Banana (1kg)
$1.45 ₱90.9
$1.36 GHS 16.02
6.62%
Oranges (1kg)
$2.36 ₱148
$1.70 GHS 20.02
38.82%
Tomato (1kg)
$1.54 ₱96.4
$3.09 GHS 36.34
-50.16%
Potato (1kg)
$2.36 ₱148
$2.83 GHS 33.22
-16.61%
Onion (1kg)
$1.99 ₱125
$2.30 GHS 27.07
-13.48%
Lettuce (1 head)
$1.15 ₱72.1
$0.93 GHS 10.98
23.66%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.62 GHS 7.23
8.06%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$2.19 GHS 25.69
36.99%
Wine (Bottle)
$6.35 ₱398
$6.93 GHS 81.5
-8.37%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$1.39 GHS 16.34
-5.76%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$2.46 GHS 28.88
-29.67%
🚌 Getting Around
Cebu
Ghana
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$1.31 GHS 15.44
-80.92%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$40.32 GHS 474
-68.63%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$1.59 GHS 18.64
-53.46%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$1.30 GHS 15.28
-83.85%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$3.66 GHS 43.00
18.31%
Gasoline (1 liter)
$1.33 ₱83.5
$1.20 GHS 14.05
10.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$7,933 GHS 93.2K
174.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$9,624 GHS 113.1K
101.55%
🧾 Monthly Utilities & Internet
Cebu
Ghana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$77.5 GHS 911
55.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$18.86 GHS 222
-23.38%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$46.60 GHS 548
-39.29%
🎉 Sport & Entertainment
Cebu
Ghana
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$60.5 GHS 710
-45.94%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$18.16 GHS 213
-64.81%
Cinema Ticket
$5.46 ₱342
$12.17 GHS 143
-55.14%
🧸 Childcare & Education
Cebu
Ghana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$410 GHS 4,815
-33.29%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$15.1K GHS 177.9K
-46.14%
👕👟 Clothing & Footwear
Cebu
Ghana
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$13.50 GHS 159
267.19%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$18.00 GHS 212
38.17%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$37.73 GHS 443
102.99%
Men's Leather Business Shoes
$59.3 ₱3,717
$51.1 GHS 600
16.04%
🏠 Accommodation & Living
Cebu
Ghana
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$546 GHS 6,411
-7.31%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$242 GHS 2,839
28.05%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,058 GHS 12.4K
-0.61%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$408 GHS 4,799
51.55%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$3,216 GHS 37.8K
-9.35%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$1,745 GHS 20.5K
6.98%
💵 Salaries & Financials
Cebu
Ghana
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$242 GHS 2,838
41.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
28.8
-75.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Ghana: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Ghana
$242 21.9% $68
Groceries & Markets
Cebu
$210
Ghana
$248 17.9% $38
Monthly Utilities & Internet
Cebu
$163
Ghana
$143 12.5% $20
Clothing & Footwear
Cebu
$95
Ghana
$54 42.8% $40
Eating Out
Cebu
$88
Ghana
$152 72% $64
Sport & Entertainment
Cebu
$44
Ghana
$85 94.4% $41
Getting Around
Cebu
$15
Ghana
$54 248% $38
Good to know
🇵🇭 Cebu
🇬🇭 Ghana
🕒 Local time
15:29 3:29 PM
07:29 7:29 AM
8 h behind Cebu
🌤 Weather
👥 Population
964,169
32,833,031
💱 Currency
Exchange rates and currency converter

GHS, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.75 GHS (100 GHS = 8.51 USD). 1 EUR = 13.18 GHS (100 GHS = 7.59 EUR).

On the map
Between locations
  • Cebu Ghana 13,580 km ≈ 17 h nonstop flight
From you
  • Cebu
  • Ghana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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