Last update: Oct 2026

Cost of Living Comparison Between the Gambia and Ubud, Bali

For one person, living is cheaper in the Gambia: $713 a month against $1,348 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

34

Cost of Living Index in the Gambia
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Gambia Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇬🇲 Gambia

$713

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: The Gambia is 4.6% more expensive than Ubud, Bali without rent, and 47.1% cheaper with rent.

🙂 Family of 3: The Gambia is 3.1% cheaper than Ubud, Bali without rent, and 47.7% cheaper with rent.

Meal at Budget Restaurant

$6.79 GMD 489

$3.33 Rp 59.6K

103.90%

Three-Course Dinner for Two, Mid-Range

$75.4 GMD 5,432

$35.42 Rp 633.1K

112.99%

Fast Food Meal (McDonalds, etc)

$7.66 GMD 551

$5.76 Rp 102.9K

32.99%

Cappuccino

$3.33 GMD 240

$2.63 Rp 47.0K

26.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 GMD 158

$1.74 Rp 31.0K

25.86%

Water (0.33 liter bottle)

$1.36 GMD 97.9

$0.77 Rp 13.8K

76.62%

Local Beer (0.5 liter draught)

$5.49 GMD 395

$2.71 Rp 48.4K

102.58%

Imported Beer (0.33 liter bottle)

$4.37 GMD 315

$4.52 Rp 80.8K

-3.32%

Milk (1 liter)

$1.40 GMD 101

$1.53 Rp 27.4K

-8.50%

White Bread (500g)

$0.73 GMD 52.9

$2.20 Rp 39.2K

-66.82%

Rice (white) (1kg)

$1.14 GMD 82.1

$1.22 Rp 21.8K

-6.56%

Eggs

$2.06 GMD 148

$2.14 Rp 38.2K

-3.74%

Local Cheese (1kg)

$5.90 GMD 425

$17.73 Rp 316.9K

-66.72%

Chicken Fillets (1kg)

$8.59 GMD 618

$3.86 Rp 68.9K

122.54%

Beef Round Steak (1kg)

$5.47 GMD 394

$12.03 Rp 215.0K

-54.53%

Apples (1kg)

$2.09 GMD 151

$3.61 Rp 64.5K

-42.11%

Banana (1kg)

$1.57 GMD 113

$1.51 Rp 27.1K

3.97%

Oranges (1kg)

$2.09 GMD 150

$2.32 Rp 41.4K

-9.91%

Tomato (1kg)

$1.84 GMD 133

$2.00 Rp 35.8K

-8.00%

Potato (1kg)

$1.02 GMD 73.2

$1.81 Rp 32.4K

-43.65%

Onion (1kg)

$0.99 GMD 71.1

$2.39 Rp 42.7K

-58.58%

Lettuce (1 head)

$0.28 GMD 20.29

$0.99 Rp 17.8K

-71.72%

Water (1.5 liter bottle)

$0.38 GMD 27.15

$0.52 Rp 9,373

-26.92%

Cigarettes 20 Pack (Marlboro, Camel)

$1.67 GMD 120

$2.18 Rp 39.0K

-23.39%

Wine (Bottle)

$6.57 GMD 473

$22.98 Rp 410.7K

-71.41%

Local Beer (0.5 liter bottle)

$1.59 GMD 115

$2.40 Rp 42.8K

-33.75%

Imported Beer (0.33 liter bottle)

$1.60 GMD 115

$3.00 Rp 53.6K

-46.67%

One-way Ticket (Public Transport)

$0.36 GMD 25.63

$0.24 Rp 4,255

50.00%

Public Transport Monthly Pass (Regular Price)

$6.74 GMD 485

$6.99 Rp 125.0K

-3.58%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

Taxi (Normal Tariff) (1km)

$0.66 GMD 47.52

$0.42 Rp 7,582

57.14%

Taxi 1hour Waiting (Normal Tariff)

$4.14 GMD 298

$5.45 Rp 97.4K

-24.04%

Gasoline (1 liter)

$1.09 GMD 78.2

$0.84 Rp 15.1K

29.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,674 GMD 192.5K

$24.3K Rp 434.8M

-89.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,218 GMD 231.7K

$31.9K Rp 570.0M

-89.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.17 GMD 2,172

$80.8 Rp 1.4M

-62.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.35 GMD 1,033

$6.58 Rp 117.6K

118.09%

Internet (50+ Mbps, Unlimited Data)

$51.8 GMD 3,726

$18.24 Rp 326.1K

183.72%

Gym Membership (Monthly)

$23.20 GMD 1,670

$55.1 Rp 985.4K

-57.92%

Tennis Court (1 Hour on Weekend)

$13.75 GMD 990

$18.51 Rp 330.9K

-25.72%

Cinema Ticket

$3.33 GMD 239

$4.24 Rp 75.9K

-21.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.60 GMD 475

$486 Rp 8.7M

-98.64%

International Primary School, 1 Child (Yearly)

$136 GMD 9,815

$5,676 Rp 101.5M

-97.60%

Jeans (Levis 501 Or Similar)

$56.1 GMD 4,038

$45.18 Rp 807.6K

24.15%

Summer Dress (H&M, Zara, etc)

$44.23 GMD 3,185

$34.57 Rp 617.9K

27.94%

Sport Shoes (Adidas, Nike)

$100 GMD 7,204

$79.2 Rp 1.4M

26.42%

Men's Leather Business Shoes

$88.2 GMD 6,348

$77.6 Rp 1.4M

13.58%

1-bedroom Apartment, City Center (Monthly)

$104 GMD 7,488

$1,127 Rp 20.1M

-90.77%

1-bedroom Apartment, Outside City Center (Monthly)

$82.2 GMD 5,919

$674 Rp 12.1M

-87.81%

3-bedroom Apartment, City Center (Monthly)

$212 GMD 15.3K

$3,618 Rp 64.7M

-94.13%

3-bedroom Apartment, Outside City Center (Monthly)

$101 GMD 7,261

$1,735 Rp 31.0M

-94.19%

Buy Apartment in City Center (m2)

$1,468 GMD 105.7K

$2,829 Rp 50.6M

-48.09%

Buy Apartment Outside City Center (m2)

$1,153 GMD 83.0K

$2,307 Rp 41.2M

-50.01%

Average Monthly Net Salary (After Tax)

$61.5 GMD 4,430

$166 Rp 3.0M

-62.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Gambia: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gambia

$184 26.2%

Ubud, Bali

$290 21.4% 58% $107

Eating Out

Gambia

$168 23.9%

Ubud, Bali

$108 8% 35.5% $60

Clothing & Footwear

Gambia

$130 18.5%

Ubud, Bali

$106 7.8% 18% $23

Monthly Utilities & Internet

Gambia

$96 13.7%

Ubud, Bali

$106 7.8% 9.8% $9.4

Accommodation & Living

Gambia

$82 11.7%

Ubud, Bali

$674 49.6% 720% $592

Sport & Entertainment

Gambia

$30 4.3%

Ubud, Bali

$64 4.7% 113% $34

Getting Around

Gambia

$11 * 1.6%

Ubud, Bali

$11 0.8% 8.5% $1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇬🇲 Gambia

🇮🇩 Ubud, Bali

🕒 Local time

07:46 7:46 AM

15:46 3:46 PM

8 h ahead of the Gambia

🌤 Weather

👥 Population

2,639,916

74,800

💱 Currency

Gambian Dalasi GMD D

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 GMD = 1.39 USD

100 GMD = 1.24 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to GMD – Gambian Dalasi Converter

🇺🇸 United States Dollar ($)

🇬🇲 Gambian Dalasi (D)

Gambian Dalasi exchange rates as of October 10, 2026: 1 USD = 72 GMD (100 GMD = 1.39 USD). 1 EUR = 80.75 GMD (100 GMD = 1.24 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to GMD in detail →

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