Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and the Gambia

Name: Gambia
Address: GM

For one person, living is cheaper in the Gambia: $713 a month against $1,348 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in the Gambia
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Gambia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

🇬🇲 Gambia

$713

/mo nomad

🙂 Solo nomad: Ubud, Bali is 4.4% cheaper than the Gambia without rent, and 89.1% more expensive with rent.

😐 Family of 3: Ubud, Bali is 3.2% more expensive than the Gambia without rent, and 91.3% more expensive with rent.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$6.79 GMD 489

-50.96%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$75.4 GMD 5,432

-53.05%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.66 GMD 551

-24.80%

Cappuccino

$2.63 Rp 47.0K

$3.33 GMD 240

-21.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.19 GMD 158

-20.55%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.36 GMD 97.9

-43.38%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$5.49 GMD 395

-50.64%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$4.37 GMD 315

3.43%

Milk (1 liter)

$1.53 Rp 27.4K

$1.40 GMD 101

9.29%

White Bread (500g)

$2.20 Rp 39.2K

$0.73 GMD 52.9

201.37%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.14 GMD 82.1

7.02%

Eggs

$2.14 Rp 38.2K

$2.06 GMD 148

3.88%

Local Cheese (1kg)

$17.73 Rp 316.9K

$5.90 GMD 425

200.51%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$8.59 GMD 618

-55.06%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$5.47 GMD 394

119.93%

Apples (1kg)

$3.61 Rp 64.5K

$2.09 GMD 151

72.73%

Banana (1kg)

$1.51 Rp 27.1K

$1.57 GMD 113

-3.82%

Oranges (1kg)

$2.32 Rp 41.4K

$2.09 GMD 150

11.00%

Tomato (1kg)

$2.00 Rp 35.8K

$1.84 GMD 133

8.70%

Potato (1kg)

$1.81 Rp 32.4K

$1.02 GMD 73.2

77.45%

Onion (1kg)

$2.39 Rp 42.7K

$0.99 GMD 71.1

141.41%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.28 GMD 20.29

253.57%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.38 GMD 27.15

36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$1.67 GMD 120

30.54%

Wine (Bottle)

$22.98 Rp 410.7K

$6.57 GMD 473

249.77%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.59 GMD 115

50.94%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.60 GMD 115

87.50%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.36 GMD 25.63

-33.33%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$6.74 GMD 485

3.71%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$0.66 GMD 47.52

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$4.14 GMD 298

31.64%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.09 GMD 78.2

-22.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$2,674 GMD 192.5K

809.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$3,218 GMD 231.7K

890.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$30.17 GMD 2,172

167.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$14.35 GMD 1,033

-54.15%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$51.8 GMD 3,726

-64.75%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$23.20 GMD 1,670

137.63%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$13.75 GMD 990

34.62%

Cinema Ticket

$4.24 Rp 75.9K

$3.33 GMD 239

27.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$6.60 GMD 475

7258.64%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$136 GMD 9,815

4063.87%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$56.1 GMD 4,038

-19.45%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$44.23 GMD 3,185

-21.84%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$100 GMD 7,204

-20.90%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$88.2 GMD 6,348

-11.96%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$104 GMD 7,488

983.32%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$82.2 GMD 5,919

720.01%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$212 GMD 15.3K

1604.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$101 GMD 7,261

1620.17%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$1,468 GMD 105.7K

92.65%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,153 GMD 83.0K

100.06%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$61.5 GMD 4,430

169.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for the Gambia: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Gambia

$82 11.7% 87.8% $592

Groceries & Markets

Ubud, Bali

$290 21.4%

Gambia

$184 26.2% 36.7% $107

Eating Out

Ubud, Bali

$108 8%

Gambia

$168 23.9% 55.1% $60

Clothing & Footwear

Ubud, Bali

$106 7.8%

Gambia

$130 18.5% 22% $23

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Gambia

$96 13.7% 8.9% $9.4

Sport & Entertainment

Ubud, Bali

$64 4.7%

Gambia

$30 4.3% 53.1% $34

Getting Around

Ubud, Bali

$11 0.8%

Gambia

$11 * 1.6% 9.2% $1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇮🇩 Ubud, Bali

🇬🇲 Gambia

🕒 Local time

14:43 2:43 PM

06:43 6:43 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,639,916

💱 Currency

Indonesian Rupiah IDR Rp

Gambian Dalasi GMD D

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 GMD = 1.39 USD

100 GMD = 1.24 EUR

Exchange rates and currency converter

GMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Gambian Dalasi exchange rates as of October 10, 2026: 1 USD = 72 GMD (100 GMD = 1.39 USD). 1 EUR = 80.75 GMD (100 GMD = 1.24 EUR).

USD to IDR in detail →

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