Last update: Oct 2026

Cost of Living Comparison Between the Gambia and Cebu

For one person, living is cheaper in the Gambia: $713 a month against $934 in Cebu, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

🇬🇲 Gambia
$713
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
😐 Solo nomad: The Gambia is 11.7% more expensive than Cebu without rent, and 23.7% cheaper with rent.
😐 Family of 3: The Gambia is 16% more expensive than Cebu without rent, and 9.7% cheaper with rent.
Currency
🍽 Eating Out
Gambia
Cebu
Difference
Meal at Budget Restaurant
$6.79 GMD 489
$3.03 ₱190
124.09%
Three-Course Dinner for Two, Mid-Range
$75.4 GMD 5,432
$23.48 ₱1,473
221.29%
Fast Food Meal (McDonalds, etc)
$7.66 GMD 551
$4.09 ₱256
87.29%
Cappuccino
$3.33 GMD 240
$2.52 ₱158
32.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 GMD 158
$1.54 ₱96.9
42.21%
Water (0.33 liter bottle)
$1.36 GMD 97.9
$0.49 ₱30.98
177.55%
Local Beer (0.5 liter draught)
$5.49 GMD 395
$1.79 ₱112
206.70%
Imported Beer (0.33 liter bottle)
$4.37 GMD 315
$2.26 ₱142
93.36%
🛒 Groceries & Markets
Gambia
Cebu
Difference
Milk (1 liter)
$1.40 GMD 101
$1.95 ₱122
-28.21%
White Bread (500g)
$0.73 GMD 52.9
$1.43 ₱89.7
-48.95%
Rice (white) (1kg)
$1.14 GMD 82.1
$1.02 ₱63.8
11.76%
Eggs
$2.06 GMD 148
$2.06 ₱129
-
Local Cheese (1kg)
$5.90 GMD 425
$9.81 ₱615
-39.86%
Chicken Fillets (1kg)
$8.59 GMD 618
$4.61 ₱289
86.33%
Beef Round Steak (1kg)
$5.47 GMD 394
$7.70 ₱483
-28.96%
Apples (1kg)
$2.09 GMD 151
$3.31 ₱207
-36.86%
Banana (1kg)
$1.57 GMD 113
$1.45 ₱90.9
8.28%
Oranges (1kg)
$2.09 GMD 150
$2.36 ₱148
-11.44%
Tomato (1kg)
$1.84 GMD 133
$1.54 ₱96.4
19.48%
Potato (1kg)
$1.02 GMD 73.2
$2.36 ₱148
-56.78%
Onion (1kg)
$0.99 GMD 71.1
$1.99 ₱125
-50.25%
Lettuce (1 head)
$0.28 GMD 20.29
$1.15 ₱72.1
-75.65%
Water (1.5 liter bottle)
$0.38 GMD 27.15
$0.67 ₱42.15
-43.28%
Cigarettes 20 Pack (Marlboro, Camel)
$1.67 GMD 120
$3.00 ₱188
-44.33%
Wine (Bottle)
$6.57 GMD 473
$6.35 ₱398
3.46%
Local Beer (0.5 liter bottle)
$1.59 GMD 115
$1.31 ₱81.9
21.37%
Imported Beer (0.33 liter bottle)
$1.60 GMD 115
$1.73 ₱108
-7.51%
🚌 Getting Around
Gambia
Cebu
Difference
One-way Ticket (Public Transport)
$0.36 GMD 25.63
$0.25 ₱15.78
44.00%
Public Transport Monthly Pass (Regular Price)
$6.74 GMD 485
$12.65 ₱793
-46.72%
Taxi Start (Normal Tariff)
-
$0.74 ₱46.32
-
Taxi (Normal Tariff) (1km)
$0.66 GMD 47.52
$0.21 ₱13.11
214.29%
Taxi 1hour Waiting (Normal Tariff)
$4.14 GMD 298
$4.33 ₱271
-4.39%
Gasoline (1 liter)
$1.09 GMD 78.2
$1.33 ₱83.5
-18.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$2,674 GMD 192.5K
$21.8K ₱1.4M
-87.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$3,218 GMD 231.7K
$19.4K ₱1.2M
-83.41%
🧾 Monthly Utilities & Internet
Gambia
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$30.17 GMD 2,172
$121 ₱7,563
-74.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.35 GMD 1,033
$14.45 ₱907
-0.69%
Internet (50+ Mbps, Unlimited Data)
$51.8 GMD 3,726
$28.29 ₱1,774
82.93%
🎉 Sport & Entertainment
Gambia
Cebu
Difference
Gym Membership (Monthly)
$23.20 GMD 1,670
$32.68 ₱2,050
-29.01%
Tennis Court (1 Hour on Weekend)
$13.75 GMD 990
$6.39 ₱401
115.18%
Cinema Ticket
$3.33 GMD 239
$5.46 ₱342
-39.01%
🧸 Childcare & Education
Gambia
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$6.60 GMD 475
$273 ₱17.1K
-97.59%
International Primary School, 1 Child (Yearly)
$136 GMD 9,815
$8,156 ₱511.5K
-98.33%
👕👟 Clothing & Footwear
Gambia
Cebu
Difference
Jeans (Levis 501 Or Similar)
$56.1 GMD 4,038
$49.57 ₱3,109
13.15%
Summer Dress (H&M, Zara, etc)
$44.23 GMD 3,185
$24.87 ₱1,560
77.84%
Sport Shoes (Adidas, Nike)
$100 GMD 7,204
$76.6 ₱4,804
30.64%
Men's Leather Business Shoes
$88.2 GMD 6,348
$59.3 ₱3,717
48.77%
🏠 Accommodation & Living
Gambia
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$104 GMD 7,488
$506 ₱31.7K
-79.43%
1-bedroom Apartment, Outside City Center (Monthly)
$82.2 GMD 5,919
$309 ₱19.4K
-73.43%
3-bedroom Apartment, City Center (Monthly)
$212 GMD 15.3K
$1,052 ₱66.0K
-79.82%
3-bedroom Apartment, Outside City Center (Monthly)
$101 GMD 7,261
$619 ₱38.8K
-83.71%
Buy Apartment in City Center (m2)
$1,468 GMD 105.7K
$2,915 ₱182.9K
-49.63%
Buy Apartment Outside City Center (m2)
$1,153 GMD 83.0K
$1,867 ₱117.1K
-38.25%
💵 Salaries & Financials
Gambia
Cebu
Difference
Average Monthly Net Salary (After Tax)
$61.5 GMD 4,430
$341 ₱21.4K
-81.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
15
7.2
108.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Gambia: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Gambia
$184
Cebu
$210 14.6% $27
Eating Out
Gambia
$168
Cebu
$88 47.3% $79
Clothing & Footwear
Gambia
$130
Cebu
$95 27.1% $35
Monthly Utilities & Internet
Gambia
$96
Cebu
$163 69.7% $67
Accommodation & Living
Gambia
$82
Cebu
$309 276% $227
Sport & Entertainment
Gambia
$30
Cebu
$44 46.1% $14
Getting Around
Gambia
$11 *
Cebu
$15 34.6% $4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇬🇲 Gambia
🇵🇭 Cebu
🕒 Local time
04:59 4:59 AM
12:59 12:59 PM
8 h ahead of the Gambia
🌤 Weather
👥 Population
2,639,916
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to GMD – Gambian Dalasi Converter

Gambian Dalasi exchange rates as of October 10, 2026: 1 USD = 72 GMD (100 GMD = 1.39 USD). 1 EUR = 80.75 GMD (100 GMD = 1.24 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Gambia Cebu 14,920 km ≈ 19 h nonstop flight
From you
  • Gambia
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Gambia vs other spots: cost of living compared

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