Last update: Oct 2026

Cost of Living Comparison Between Cebu and the Gambia

Name: Gambia
Address: GM

For one person, living is cheaper in the Gambia: $713 a month against $934 in Cebu, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
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Cebu Living Index
34

Cost of Living Index in the Gambia
Learn more

Gambia Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

🇬🇲 Gambia

$713

/mo nomad

🙂 Solo nomad: Cebu is 10.5% cheaper than the Gambia without rent, and 31% more expensive with rent.

🙂 Family of 3: Cebu is 13.8% cheaper than the Gambia without rent, and 10.7% more expensive with rent.

Meal at Budget Restaurant

$3.03 ₱190

$6.79 GMD 489

-55.38%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$75.4 GMD 5,432

-68.88%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$7.66 GMD 551

-46.61%

Cappuccino

$2.52 ₱158

$3.33 GMD 240

-24.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.19 GMD 158

-29.68%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.36 GMD 97.9

-63.97%

Local Beer (0.5 liter draught)

$1.79 ₱112

$5.49 GMD 395

-67.40%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.37 GMD 315

-48.28%

Milk (1 liter)

$1.95 ₱122

$1.40 GMD 101

39.29%

White Bread (500g)

$1.43 ₱89.7

$0.73 GMD 52.9

95.89%

Rice (white) (1kg)

$1.02 ₱63.8

$1.14 GMD 82.1

-10.53%

Eggs

$2.06 ₱129

$2.06 GMD 148

Local Cheese (1kg)

$9.81 ₱615

$5.90 GMD 425

66.27%

Chicken Fillets (1kg)

$4.61 ₱289

$8.59 GMD 618

-46.33%

Beef Round Steak (1kg)

$7.70 ₱483

$5.47 GMD 394

40.77%

Apples (1kg)

$3.31 ₱207

$2.09 GMD 151

58.37%

Banana (1kg)

$1.45 ₱90.9

$1.57 GMD 113

-7.64%

Oranges (1kg)

$2.36 ₱148

$2.09 GMD 150

12.92%

Tomato (1kg)

$1.54 ₱96.4

$1.84 GMD 133

-16.30%

Potato (1kg)

$2.36 ₱148

$1.02 GMD 73.2

131.37%

Onion (1kg)

$1.99 ₱125

$0.99 GMD 71.1

101.01%

Lettuce (1 head)

$1.15 ₱72.1

$0.28 GMD 20.29

310.71%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.38 GMD 27.15

76.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$1.67 GMD 120

79.64%

Wine (Bottle)

$6.35 ₱398

$6.57 GMD 473

-3.35%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.59 GMD 115

-17.61%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.60 GMD 115

8.12%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.36 GMD 25.63

-30.56%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$6.74 GMD 485

87.69%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.66 GMD 47.52

-68.18%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$4.14 GMD 298

4.59%

Gasoline (1 liter)

$1.33 ₱83.5

$1.09 GMD 78.2

22.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$2,674 GMD 192.5K

714.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$3,218 GMD 231.7K

502.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$30.17 GMD 2,172

299.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$14.35 GMD 1,033

0.70%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$51.8 GMD 3,726

-45.33%

Gym Membership (Monthly)

$32.68 ₱2,050

$23.20 GMD 1,670

40.86%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$13.75 GMD 990

-53.53%

Cinema Ticket

$5.46 ₱342

$3.33 GMD 239

63.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$6.60 GMD 475

4042.58%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$136 GMD 9,815

5882.93%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$56.1 GMD 4,038

-11.62%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$44.23 GMD 3,185

-43.77%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$100 GMD 7,204

-23.46%

Men's Leather Business Shoes

$59.3 ₱3,717

$88.2 GMD 6,348

-32.78%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$104 GMD 7,488

386.26%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$82.2 GMD 5,919

276.37%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$212 GMD 15.3K

395.56%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$101 GMD 7,261

513.84%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,468 GMD 105.7K

98.55%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,153 GMD 83.0K

61.94%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$61.5 GMD 4,430

454.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-52.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for the Gambia: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Gambia

$82 11.7% 73.4% $227

Groceries & Markets

Cebu

$210 22.7%

Gambia

$184 26.2% 12.7% $27

Monthly Utilities & Internet

Cebu

$163 17.7%

Gambia

$96 13.7% 41.1% $67

Clothing & Footwear

Cebu

$95 10.2%

Gambia

$130 18.5% 37.2% $35

Eating Out

Cebu

$88 9.6%

Gambia

$168 23.9% 89.7% $79

Sport & Entertainment

Cebu

$44 4.7%

Gambia

$30 4.3% 31.5% $14

Getting Around

Cebu

$15 1.7%

Gambia

$11 * 1.6% 25.7% $4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇵🇭 Cebu

🇬🇲 Gambia

🕒 Local time

16:22 4:22 PM

08:22 8:22 AM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

2,639,916

💱 Currency

Philippine Peso PHP ₱

Gambian Dalasi GMD D

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 GMD = 1.39 USD

100 GMD = 1.24 EUR

Exchange rates and currency converter

GMD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Gambian Dalasi exchange rates as of October 10, 2026: 1 USD = 72 GMD (100 GMD = 1.39 USD). 1 EUR = 80.75 GMD (100 GMD = 1.24 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Gambia 14,920 km ≈ 19 h nonstop flight

From you

Cebu
Gambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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