Last update: Oct 2026

Cost of Living Comparison Between Florianopolis and Montreal

For one person, living is cheaper in Florianopolis: $1,276 a month against $2,003 in Montreal, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Florianopolis
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Florianopolis Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Florianopolis

🇧🇷 Brazil

$1,276

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Florianopolis and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florianopolis and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,276 in Florianopolis versus $2,003 in Montreal.

Florianopolis $1,276
Montreal $2,003

Estimated couple costs with rent: $2,070 in Florianopolis versus $3,048 in Montreal.

Florianopolis $2,070
Montreal $3,048

Monthly costs for a family of three with rent: $2,864 in Florianopolis versus $4,092 in Montreal.

Florianopolis $2,864
Montreal $4,092

Living in Florianopolis costs roughly 36% less than in Montreal, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Florianopolis is 5% below, Montreal is 49% above.

Meal at Budget Restaurant

$9.55 R$47.68

$19.31 CA$27.52

-50.54%

Three-Course Dinner for Two, Mid-Range

$45.58 R$228

$75.5 CA$108

-39.63%

Fast Food Meal (McDonalds, etc)

$7.95 R$39.69

$10.63 CA$15.15

-25.21%

Cappuccino

$2.40 R$11.98

$3.93 CA$5.60

-38.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 R$6.78

$1.92 CA$2.73

-29.17%

Water (0.33 liter bottle)

$1.08 R$5.40

$1.48 CA$2.11

-27.03%

Local Beer (0.5 liter draught)

$2.96 R$14.78

$6.30 CA$8.98

-53.02%

Imported Beer (0.33 liter bottle)

$3.50 R$17.48

$7.19 CA$10.24

-51.32%

Milk (1 liter)

$1.03 R$5.17

$2.22 CA$3.17

-53.60%

White Bread (500g)

$1.62 R$8.10

$3.06 CA$4.36

-47.06%

Rice (white) (1kg)

$1.27 R$6.34

$2.94 CA$4.19

-56.80%

Eggs

$2.63 R$13.14

$3.53 CA$5.03

-25.50%

Local Cheese (1kg)

$9.71 R$48.47

$13.19 CA$18.79

-26.38%

Chicken Fillets (1kg)

$4.16 R$20.75

$11.24 CA$16.02

-62.99%

Beef Round Steak (1kg)

$10.04 R$50.1

$13.81 CA$19.69

-27.30%

Apples (1kg)

$2.32 R$11.57

$3.40 CA$4.85

-31.76%

Banana (1kg)

$1.30 R$6.51

$1.44 CA$2.06

-9.72%

Oranges (1kg)

$1.48 R$7.38

$3.26 CA$4.65

-54.60%

Tomato (1kg)

$1.65 R$8.23

$2.88 CA$4.10

-42.71%

Potato (1kg)

$1.04 R$5.20

$1.86 CA$2.65

-44.09%

Onion (1kg)

$0.99 R$4.96

$1.82 CA$2.60

-45.60%

Lettuce (1 head)

$0.81 R$4.06

$2.43 CA$3.46

-66.67%

Water (1.5 liter bottle)

$0.70 R$3.52

$1.52 CA$2.17

-53.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 R$14.63

$11.45 CA$16.32

-74.41%

Wine (Bottle)

$10.14 R$50.6

$10.36 CA$14.76

-2.12%

Local Beer (0.5 liter bottle)

$1.47 R$7.35

$2.22 CA$3.16

-33.78%

Imported Beer (0.33 liter bottle)

$2.90 R$14.47

$2.82 CA$4.02

2.84%

One-way Ticket (Public Transport)

$1.35 R$6.75

$2.58 CA$3.67

-47.67%

Public Transport Monthly Pass (Regular Price)

$81.9 R$409

$76.9 CA$110

6.50%

Taxi Start (Normal Tariff)

$1.59 R$7.93

$3.25 CA$4.64

-51.08%

Taxi (Normal Tariff) (1km)

$1.63 R$8.15

$1.48 CA$2.11

10.14%

Taxi 1hour Waiting (Normal Tariff)

$12.07 R$60.2

$33.04 CA$47.09

-63.47%

Gasoline (1 liter)

$1.31 R$6.56

$1.36 CA$1.94

-3.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K R$120.3K

$27.4K CA$39.1K

-12.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.3K R$171.0K

$20.0K CA$28.5K

71.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.5 R$427

$76.1 CA$109

12.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.52 R$62.5

$34.68 CA$49.43

-63.90%

Internet (50+ Mbps, Unlimited Data)

$22.21 R$111

$42.69 CA$60.9

-47.97%

Gym Membership (Monthly)

$29.90 R$149

$28.94 CA$41.26

3.32%

Tennis Court (1 Hour on Weekend)

$19.18 R$95.7

$20.33 CA$28.97

-5.66%

Cinema Ticket

$7.84 R$39.13

$11.21 CA$15.98

-30.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$771 R$3,851

$505 CA$720

52.74%

International Primary School, 1 Child (Yearly)

$11.0K R$54.7K

$16.0K CA$22.8K

-31.50%

Jeans (Levis 501 Or Similar)

$65.4 R$327

$58.5 CA$83.4

11.86%

Summer Dress (H&M, Zara, etc)

$69.8 R$349

$38.00 CA$54.2

83.79%

Sport Shoes (Adidas, Nike)

$113 R$566

$92.7 CA$132

22.28%

Men's Leather Business Shoes

$68.9 R$344

$106 CA$151

-34.88%

1-bedroom Apartment, City Center (Monthly)

$656 R$3,273

$1,240 CA$1,768

-47.12%

1-bedroom Apartment, Outside City Center (Monthly)

$507 R$2,531

$986 CA$1,405

-48.58%

3-bedroom Apartment, City Center (Monthly)

$1,362 R$6,796

$2,102 CA$2,996

-35.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,061 R$5,297

$1,615 CA$2,302

-34.29%

Buy Apartment in City Center (m2)

$2,805 R$14.0K

$5,043 CA$7,188

-44.38%

Buy Apartment Outside City Center (m2)

$1,584 R$7,905

$3,830 CA$5,459

-58.65%

Average Monthly Net Salary (After Tax)

$996 R$4,971

$2,920 CA$4,163

-65.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.61

4.46

137.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florianopolis: October 5, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florianopolis

$507 39.6%

Montreal

$986 47.9% 94.5% $479

Groceries & Markets

Florianopolis

$206 16.1%

Montreal

$344 16.7% 66.8% $138

Eating Out

Florianopolis

$161 12.6%

Montreal

$293 14.2% 82.3% $132

Clothing & Footwear

Florianopolis

$143 11.2%

Montreal

$133 6.5% 7.1% $10

Monthly Utilities & Internet

Florianopolis

$120 9.4%

Montreal

$154 7.5% 27.7% $33

Getting Around

Florianopolis

$97 7.6%

Montreal

$98 4.8% 0.8% $0.8

Sport & Entertainment

Florianopolis

$46 3.6%

Montreal

$51 2.5% 12.7% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $656 in Florianopolis and $1,240 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 193% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Florianopolis vs $75.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $206 vs $344 per month, with Florianopolis cheaper across the board.

Good to know

🇧🇷 Florianopolis

🇨🇦 Montreal

🕒 Local time

04:03 4:03 AM

03:03 3:03 AM

1 h behind Florianopolis

🌤 Weather

👥 Population

537,211

1,762,949

💱 Currency

Brazilian Real BRL R$

Canadian Dollar CAD $

📈 Exchange rate

1 BRL = 0.2 USD

1 BRL = 0.179 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 10, 2026: 1 USD = 4.99 BRL (1 BRL = 0.2 USD). 1 EUR = 5.6 BRL (1 BRL = 0.179 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to BRL in detail →

On the map

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Between locations

Florianopolis Montreal 8,510 km ≈ 11 h nonstop flight

From you

Florianopolis
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florianopolis vs Montreal: Cost of Living - Frequently Asked Questions

Florianopolis wins on cost – living expenses run 57% lower than in Montreal. Housing and daily spending are where you'll feel the difference most, making Florianopolis the obvious pick if budget is a priority.

On paper, salaries run 193% lower in Montreal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $656 in Florianopolis versus $1,240 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Florianopolis – a meal for two runs $46.00 versus $75.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,276 per month in Florianopolis versus $2,003 in Montreal – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,276 in Florianopolis versus $2,003 in Montreal, a $1,000 budget is realistic in Florianopolis but tight or insufficient in Montreal. The gap between the two cities makes Florianopolis the clear choice for anyone on this budget.

Both work as nomad bases, but Florianopolis delivers better value – similar infrastructure at $1,276 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Florianopolis hard to pass up.

Safety-wise, Florianopolis and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Florianopolis gentler on the wallet – expenses run 57% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.