Cost of Living Comparison Between Florianopolis and Cebu Cost of Living Comparison Between Florianopolis and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $1,227 in Florianopolis versus $936 in Cebu.

Estimated couple costs with rent: $1,968 in Florianopolis versus $1,427 in Cebu.

Monthly costs for a family of three with rent: $2,709 in Florianopolis versus $1,918 in Cebu.

Living in Florianopolis is roughly 31% more expensive than in Cebu, driven mainly by Getting Around.

Both cities sit below the global median: Florianopolis 11% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.59 R$43.73

$3.09 ₱193

177.99%

Three-Course Dinner for Two, Mid-Range

$46.34 R$236

$23.80 ₱1,488

94.71%

Fast Food Meal (McDonalds, etc)

$7.60 R$38.69

$4.10 ₱257

85.37%

Cappuccino

$2.38 R$12.11

$2.60 ₱163

-8.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 R$6.72

$1.55 ₱96.9

-14.84%

Water (0.33 liter bottle)

$1.03 R$5.24

$0.54 ₱33.46

90.74%

Local Beer (0.5 liter draught)

$2.85 R$14.52

$1.73 ₱108

64.74%

Imported Beer (0.33 liter bottle)

$3.39 R$17.28

$2.19 ₱137

54.79%

Milk (1 liter)

$1.04 R$5.29

$1.92 ₱120

-45.83%

White Bread (500g)

$1.57 R$7.98

$1.39 ₱87.1

12.95%

Rice (white) (1kg)

$1.23 R$6.26

$0.97 ₱60.8

26.80%

Eggs

$2.54 R$12.94

$2.00 ₱125

27.00%

Local Cheese (1kg)

$9.21 R$46.88

$9.93 ₱621

-7.25%

Chicken Fillets (1kg)

$4.03 R$20.53

$4.38 ₱274

-7.99%

Beef Round Steak (1kg)

$9.67 R$49.24

$7.41 ₱463

30.50%

Apples (1kg)

$2.23 R$11.37

$3.46 ₱217

-35.55%

Banana (1kg)

$1.21 R$6.18

$1.47 ₱91.7

-17.69%

Oranges (1kg)

$1.47 R$7.51

$2.41 ₱151

-39.00%

Tomato (1kg)

$1.59 R$8.11

$1.54 ₱96.5

3.25%

Potato (1kg)

$1.05 R$5.34

$2.36 ₱148

-55.51%

Onion (1kg)

$0.89 R$4.53

$1.91 ₱119

-53.40%

Lettuce (1 head)

$0.83 R$4.23

$1.24 ₱77.3

-33.06%

Water (1.5 liter bottle)

$0.71 R$3.63

$0.66 ₱41.42

7.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 R$14.56

$3.00 ₱188

-4.67%

Wine (Bottle)

$9.83 R$50.1

$6.08 ₱380

61.68%

Local Beer (0.5 liter bottle)

$1.43 R$7.30

$1.31 ₱81.8

9.16%

Imported Beer (0.33 liter bottle)

$2.77 R$14.08

$1.73 ₱108

60.12%

One-way Ticket (Public Transport)

$1.38 R$7.02

$0.25 ₱15.65

452.00%

Public Transport Monthly Pass (Regular Price)

$79.8 R$406

$12.73 ₱796

526.47%

Taxi Start (Normal Tariff)

$1.57 R$8.00

$0.75 ₱46.78

109.33%

Taxi (Normal Tariff) (1km)

$1.52 R$7.76

$0.23 ₱14.41

560.87%

Taxi 1hour Waiting (Normal Tariff)

$11.60 R$59.1

$4.60 ₱288

152.17%

Gasoline (1 liter)

$1.26 R$6.41

$1.34 ₱83.7

-5.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K R$142.5K

$21.8K ₱1.4M

28.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K R$167.6K

$19.4K ₱1.2M

69.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.7 R$426

$121 ₱7,564

-30.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 R$61.7

$14.86 ₱929

-18.51%

Internet (50+ Mbps, Unlimited Data)

$21.57 R$110

$27.84 ₱1,741

-22.52%

Gym Membership (Monthly)

$29.71 R$151

$32.06 ₱2,005

-7.33%

Tennis Court (1 Hour on Weekend)

$18.31 R$93.3

$6.43 ₱402

184.76%

Cinema Ticket

$7.83 R$39.86

$5.64 ₱352

38.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$692 R$3,525

$273 ₱17.1K

153.09%

International Primary School, 1 Child (Yearly)

$10.3K R$52.6K

$8,017 ₱501.3K

28.76%

Jeans (Levis 501 Or Similar)

$63.7 R$324

$48.77 ₱3,050

30.59%

Summer Dress (H&M, Zara, etc)

$67.5 R$344

$25.49 ₱1,594

164.69%

Sport Shoes (Adidas, Nike)

$109 R$553

$78.1 ₱4,884

39.07%

Men's Leather Business Shoes

$66.8 R$340

$57.8 ₱3,616

15.53%

1-bedroom Apartment, City Center (Monthly)

$665 R$3,386

$500 ₱31.3K

32.95%

1-bedroom Apartment, Outside City Center (Monthly)

$477 R$2,428

$300 ₱18.7K

59.11%

3-bedroom Apartment, City Center (Monthly)

$1,290 R$6,572

$1,089 ₱68.1K

18.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,037 R$5,281

$632 ₱39.5K

64.08%

Buy Apartment in City Center (m2)

$2,753 R$14.0K

$2,888 ₱180.6K

-4.67%

Buy Apartment Outside City Center (m2)

$1,615 R$8,225

$1,877 ₱117.3K

-13.94%

Average Monthly Net Salary (After Tax)

$977 R$4,976

$346 ₱21.7K

182.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.61

7.2

47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florianopolis: September 1, 2026

Last update for Cebu: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $665 in Florianopolis and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Florianopolis pays 182% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Florianopolis vs $24.00 in Cebu. Groceries flip the comparison at $199 vs $208, with Florianopolis cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florianopolis vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 31% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 182% higher in Florianopolis, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $665 in Florianopolis versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,227 per month in Florianopolis versus $936 in Cebu – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 526% less than in Florianopolis. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $936 in Cebu versus $1,227 in Florianopolis, a $1,500 budget is realistic in Cebu but tight or insufficient in Florianopolis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Florianopolis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Florianopolis and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 31% less than in Florianopolis. Beyond cost, consider language, visa policies, and how big the international community is in each city.