Last update: Oct 2026

Cost of Living Comparison Between Florianopolis and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,279 in Florianopolis, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Florianopolis
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Florianopolis Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Florianopolis

🇧🇷 Brazil

$1,279

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Florianopolis and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florianopolis and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,279 in Florianopolis versus $918 in Cebu.

Florianopolis $1,279
Cebu $918

Estimated couple costs with rent: $2,061 in Florianopolis versus $1,409 in Cebu.

Florianopolis $2,061
Cebu $1,409

Monthly costs for a family of three with rent: $2,844 in Florianopolis versus $1,900 in Cebu.

Florianopolis $2,844
Cebu $1,900

Living in Florianopolis is roughly 39% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Florianopolis 5% lower, Cebu 32% lower.

Meal at Budget Restaurant

$9.79 R$49.62

$3.09 ₱194

216.83%

Three-Course Dinner for Two, Mid-Range

$44.31 R$225

$24.22 ₱1,525

82.95%

Fast Food Meal (McDonalds, etc)

$7.82 R$39.65

$3.92 ₱247

99.49%

Cappuccino

$2.47 R$12.53

$2.51 ₱158

-1.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 R$6.79

$1.59 ₱100

-15.72%

Water (0.33 liter bottle)

$1.13 R$5.72

$0.53 ₱33.43

113.21%

Local Beer (0.5 liter draught)

$2.99 R$15.17

$1.78 ₱112

67.98%

Imported Beer (0.33 liter bottle)

$3.53 R$17.87

$2.17 ₱137

62.67%

Milk (1 liter)

$1.03 R$5.24

$1.92 ₱121

-46.35%

White Bread (500g)

$1.61 R$8.18

$1.36 ₱85.4

18.38%

Rice (white) (1kg)

$1.33 R$6.75

$1.01 ₱63.5

31.68%

Eggs

$2.66 R$13.48

$2.03 ₱128

31.03%

Local Cheese (1kg)

$9.88 R$50.1

$9.86 ₱621

0.20%

Chicken Fillets (1kg)

$4.07 R$20.66

$4.39 ₱277

-7.29%

Beef Round Steak (1kg)

$10.15 R$51.5

$7.60 ₱479

33.55%

Apples (1kg)

$2.43 R$12.30

$3.30 ₱208

-26.36%

Banana (1kg)

$1.30 R$6.58

$1.39 ₱87.8

-6.47%

Oranges (1kg)

$1.53 R$7.74

$2.33 ₱147

-34.33%

Tomato (1kg)

$1.71 R$8.67

$1.50 ₱94.3

14.00%

Potato (1kg)

$1.10 R$5.55

$2.36 ₱149

-53.39%

Onion (1kg)

$0.90 R$4.58

$1.90 ₱119

-52.63%

Lettuce (1 head)

$0.82 R$4.17

$1.19 ₱74.9

-31.09%

Water (1.5 liter bottle)

$0.71 R$3.62

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 R$15.36

$3.00 ₱189

1.00%

Wine (Bottle)

$10.20 R$51.7

$6.03 ₱379

69.15%

Local Beer (0.5 liter bottle)

$1.49 R$7.56

$1.23 ₱77.7

21.14%

Imported Beer (0.33 liter bottle)

$2.96 R$14.98

$1.75 ₱110

69.14%

One-way Ticket (Public Transport)

$1.40 R$7.08

$0.25 ₱15.86

460.00%

Public Transport Monthly Pass (Regular Price)

$83.6 R$424

$12.64 ₱796

561.39%

Taxi Start (Normal Tariff)

$1.58 R$8.02

$0.77 ₱48.62

105.19%

Taxi (Normal Tariff) (1km)

$1.56 R$7.91

$0.23 ₱14.53

578.26%

Taxi 1hour Waiting (Normal Tariff)

$11.99 R$60.8

$4.46 ₱281

168.83%

Gasoline (1 liter)

$1.34 R$6.81

$1.31 ₱82.8

2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K R$119.5K

$21.2K ₱1.3M

10.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K R$177.8K

$19.1K ₱1.2M

83.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.7 R$439

$120 ₱7,569

-27.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.69 R$64.3

$14.00 ₱882

-9.36%

Internet (50+ Mbps, Unlimited Data)

$22.36 R$113

$27.54 ₱1,734

-18.81%

Gym Membership (Monthly)

$30.07 R$152

$32.33 ₱2,035

-6.99%

Tennis Court (1 Hour on Weekend)

$18.97 R$96.2

$6.65 ₱419

185.26%

Cinema Ticket

$8.04 R$40.75

$5.65 ₱356

42.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$777 R$3,940

$275 ₱17.3K

182.33%

International Primary School, 1 Child (Yearly)

$11.2K R$56.7K

$7,918 ₱498.5K

41.19%

Jeans (Levis 501 Or Similar)

$65.8 R$333

$49.33 ₱3,106

33.37%

Summer Dress (H&M, Zara, etc)

$71.8 R$364

$25.24 ₱1,589

184.31%

Sport Shoes (Adidas, Nike)

$114 R$577

$77.0 ₱4,846

47.91%

Men's Leather Business Shoes

$69.4 R$352

$57.2 ₱3,601

21.28%

1-bedroom Apartment, City Center (Monthly)

$657 R$3,333

$500 ₱31.5K

31.61%

1-bedroom Apartment, Outside City Center (Monthly)

$497 R$2,517

$309 ₱19.4K

60.78%

3-bedroom Apartment, City Center (Monthly)

$1,384 R$7,014

$1,078 ₱67.9K

28.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,052 R$5,333

$615 ₱38.7K

71.00%

Buy Apartment in City Center (m2)

$2,816 R$14.3K

$2,886 ₱181.7K

-2.42%

Buy Apartment Outside City Center (m2)

$1,604 R$8,133

$1,917 ₱120.7K

-16.29%

Average Monthly Net Salary (After Tax)

$1,034 R$5,244

$346 ₱21.8K

198.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.61

7.2

47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florianopolis: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florianopolis

$497 38.8%

Cebu

$309 33.6% 37.8% $188

Groceries & Markets

Florianopolis

$208 16.3%

Cebu

$206 22.4% 1.1% $2.3

Eating Out

Florianopolis

$163 12.8%

Cebu

$88 9.6% 46% $75

Clothing & Footwear

Florianopolis

$144 11.3%

Cebu

$94 10.2% 34.9% $50

Monthly Utilities & Internet

Florianopolis

$122 9.5%

Cebu

$162 17.6% 32.9% $40

Getting Around

Florianopolis

$99 7.7%

Cebu

$16 1.7% 84.2% $83

Sport & Entertainment

Florianopolis

$46 3.6%

Cebu

$44 4.8% 5.5% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $657 in Florianopolis and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Florianopolis pays 199% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Florianopolis vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $208 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇷 Florianopolis

🇵🇭 Cebu

🕒 Local time

20:25 8:25 PM

07:25 7:25 AM

11 h ahead of Florianopolis

🌤 Weather

👥 Population

537,211

964,169

💱 Currency

Brazilian Real BRL R$

Philippine Peso PHP ₱

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BRL in detail →

On the map

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Highest

Between locations

Florianopolis Cebu 17,940 km ≈ 23 h nonstop flight

From you

Florianopolis
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florianopolis vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 39% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 199% higher in Florianopolis, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $657 in Florianopolis versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,279 per month in Florianopolis versus $918 in Cebu – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 561% less than in Florianopolis. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,279 in Florianopolis, a $1,500 budget is realistic in Cebu but tight or insufficient in Florianopolis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Florianopolis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Florianopolis and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 39% less than in Florianopolis. Beyond cost, consider language, visa policies, and how big the international community is in each city.