Cost of Living Comparison Between Florianopolis and Cebu Cost of Living Comparison Between Florianopolis and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $1,007 in Florianopolis versus $873 in Cebu.

Estimated couple costs with rent: $1,615 in Florianopolis versus $1,326 in Cebu.

Monthly costs for a family of three with rent: $2,224 in Florianopolis versus $1,778 in Cebu.

Living in Florianopolis is roughly 15% more expensive than Cebu, driven mainly by Groceries & Markets.

Both cities sit below the global median: Florianopolis 25% lower, Cebu 35% lower.

Meal at Budget Restaurant

$7.09 R$35.46

$4.33 ₱267

63.74%

Three-Course Dinner for Two, Mid-Range

$35.57 R$178

$24.14 ₱1,489

47.35%

Fast Food Meal (McDonalds, etc)

$6.40 R$32.01

$4.36 ₱269

46.79%

Cappuccino

$2.02 R$10.10

$2.57 ₱159

-21.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 R$6.00

$0.84 ₱52.1

42.86%

Water (0.33 liter bottle)

$0.77 R$3.84

$0.43 ₱26.36

79.07%

Local Beer (0.5 liter draught)

$2.19 R$10.95

$1.53 ₱94.5

43.14%

Imported Beer (0.33 liter bottle)

$2.69 R$13.45

$2.11 ₱130

27.49%

Milk (1 liter)

$0.95 R$4.74

$2.21 ₱137

-57.01%

White Bread (500g)

$1.53 R$7.64

$1.50 ₱92.6

2.00%

Rice (white) (1kg)

$1.18 R$5.90

$1.11 ₱68.7

6.31%

Eggs

$2.14 R$10.70

$2.33 ₱144

-8.15%

Local Cheese (1kg)

$9.51 R$47.60

$13.03 ₱803

-27.01%

Chicken Fillets (1kg)

$3.43 R$17.19

$5.35 ₱330

-35.89%

Beef Round Steak (1kg)

$8.10 R$40.55

$7.50 ₱462

8.00%

Apples (1kg)

$2.22 R$11.12

$3.57 ₱220

-37.82%

Banana (1kg)

$1.30 R$6.48

$1.45 ₱89.4

-10.34%

Oranges (1kg)

$1.25 R$6.25

$3.39 ₱209

-63.13%

Tomato (1kg)

$1.90 R$9.49

$2.18 ₱134

-12.84%

Potato (1kg)

$1.10 R$5.49

$2.59 ₱160

-57.53%

Onion (1kg)

$1.11 R$5.57

$2.48 ₱153

-55.24%

Lettuce (1 head)

$0.87 R$4.34

$0.92 ₱56.6

-5.43%

Water (1.5 liter bottle)

$0.81 R$4.06

$0.79 ₱48.95

2.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 R$11.17

$3.11 ₱192

-28.30%

Wine (Bottle)

$9.04 R$45.25

$6.52 ₱402

38.65%

Local Beer (0.5 liter bottle)

$1.49 R$7.46

$1.21 ₱74.4

23.14%

Imported Beer (0.33 liter bottle)

$2.80 R$14.03

$2.32 ₱143

20.69%

One-way Ticket (Public Transport)

$1.11 R$5.57

$0.28 ₱17.41

296.43%

Public Transport Monthly Pass (Regular Price)

$36.07 R$180

$15.00 ₱925

140.47%

Taxi Start (Normal Tariff)

$1.41 R$7.08

$0.84 ₱51.6

67.86%

Taxi (Normal Tariff) (1km)

$1.39 R$6.98

$0.25 ₱15.45

456.00%

Taxi 1hour Waiting (Normal Tariff)

$7.44 R$37.25

$2.69 ₱166

176.58%

Gasoline (1 liter)

$1.13 R$5.66

$1.09 ₱67.1

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K R$128.2K

$30.1K ₱1.9M

-14.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K R$144.4K

$27.0K ₱1.7M

6.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.7 R$324

$95.4 ₱5,880

-32.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.90 R$74.6

$33.83 ₱2,086

-55.96%

Internet (50+ Mbps, Unlimited Data)

$20.27 R$101

$29.78 ₱1,836

-31.93%

Gym Membership (Monthly)

$33.34 R$167

$32.91 ₱2,029

1.31%

Tennis Court (1 Hour on Weekend)

$18.88 R$94.5

$8.43 ₱520

123.96%

Cinema Ticket

$7.46 R$37.35

$5.84 ₱360

27.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$462 R$2,311

$233 ₱14.3K

98.53%

International Primary School, 1 Child (Yearly)

$9,279 R$46.4K

$3,894 ₱240.1K

138.29%

Jeans (Levis 501 Or Similar)

$66.5 R$333

$53.5 ₱3,297

24.41%

Summer Dress (H&M, Zara, etc)

$63.3 R$317

$22.75 ₱1,403

178.33%

Sport Shoes (Adidas, Nike)

$83.6 R$418

$76.7 ₱4,729

8.93%

Men's Leather Business Shoes

$59.3 R$297

$54.5 ₱3,359

8.88%

1-bedroom Apartment, City Center (Monthly)

$498 R$2,493

$515 ₱31.8K

-3.28%

1-bedroom Apartment, Outside City Center (Monthly)

$377 R$1,885

$209 ₱12.9K

80.58%

3-bedroom Apartment, City Center (Monthly)

$957 R$4,787

$805 ₱49.6K

18.86%

3-bedroom Apartment, Outside City Center (Monthly)

$748 R$3,745

$397 ₱24.5K

88.53%

Buy Apartment in City Center (m2)

$2,778 R$13.9K

$2,955 ₱182.2K

-6.00%

Buy Apartment Outside City Center (m2)

$1,569 R$7,850

$1,923 ₱118.6K

-18.43%

Average Monthly Net Salary (After Tax)

$908 R$4,542

$364 ₱22.5K

149.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.12

51.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florianopolis: June 2, 2026

Last update for Cebu: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $498 in Florianopolis and $515 in Cebu. Housing cost is often the main lever when comparing two cities.

Florianopolis pays 149% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Florianopolis vs $24.00 in Cebu. Groceries flip the comparison at $191 vs $240, with Florianopolis cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florianopolis vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 15% gap adds up to real monthly savings that compound significantly over time.

Florianopolis pays 149% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $498 in Florianopolis versus $515 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,007 per month in Florianopolis versus $873 in Cebu – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 140% less than in Florianopolis. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $1,007 in Florianopolis, a $1,500 budget is realistic in Cebu but tight or insufficient in Florianopolis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Florianopolis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Florianopolis and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 15% less than in Florianopolis. Beyond cost, consider language, visa policies, and how big the international community is in each city.