Last update: Oct 2026

Cost of Living Comparison Between Montreal and Florianopolis

For one person, living is cheaper in Florianopolis: $1,276 a month against $2,003 in Montreal, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
62

Cost of Living Index in Florianopolis
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Florianopolis Living Index

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Montreal

🇨🇦 Canada

$2,003

/mo nomad

Florianopolis

🇧🇷 Brazil

$1,276

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Florianopolis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Florianopolis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,003 in Montreal versus $1,276 in Florianopolis.

Montreal $2,003
Florianopolis $1,276

Estimated couple costs with rent: $3,048 in Montreal versus $2,070 in Florianopolis.

Montreal $3,048
Florianopolis $2,070

Monthly costs for a family of three with rent: $4,092 in Montreal versus $2,864 in Florianopolis.

Montreal $4,092
Florianopolis $2,864

Living in Montreal is roughly 57% more expensive than in Florianopolis, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Montreal is 49% above, Florianopolis is 5% below.

Meal at Budget Restaurant

$19.31 CA$27.52

$9.55 R$47.68

102.20%

Three-Course Dinner for Two, Mid-Range

$75.5 CA$108

$45.58 R$228

65.64%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.15

$7.95 R$39.69

33.71%

Cappuccino

$3.93 CA$5.60

$2.40 R$11.98

63.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.73

$1.36 R$6.78

41.18%

Water (0.33 liter bottle)

$1.48 CA$2.11

$1.08 R$5.40

37.04%

Local Beer (0.5 liter draught)

$6.30 CA$8.98

$2.96 R$14.78

112.84%

Imported Beer (0.33 liter bottle)

$7.19 CA$10.24

$3.50 R$17.48

105.43%

Milk (1 liter)

$2.22 CA$3.17

$1.03 R$5.17

115.53%

White Bread (500g)

$3.06 CA$4.36

$1.62 R$8.10

88.89%

Rice (white) (1kg)

$2.94 CA$4.19

$1.27 R$6.34

131.50%

Eggs

$3.53 CA$5.03

$2.63 R$13.14

34.22%

Local Cheese (1kg)

$13.19 CA$18.79

$9.71 R$48.47

35.84%

Chicken Fillets (1kg)

$11.24 CA$16.02

$4.16 R$20.75

170.19%

Beef Round Steak (1kg)

$13.81 CA$19.69

$10.04 R$50.1

37.55%

Apples (1kg)

$3.40 CA$4.85

$2.32 R$11.57

46.55%

Banana (1kg)

$1.44 CA$2.06

$1.30 R$6.51

10.77%

Oranges (1kg)

$3.26 CA$4.65

$1.48 R$7.38

120.27%

Tomato (1kg)

$2.88 CA$4.10

$1.65 R$8.23

74.55%

Potato (1kg)

$1.86 CA$2.65

$1.04 R$5.20

78.85%

Onion (1kg)

$1.82 CA$2.60

$0.99 R$4.96

83.84%

Lettuce (1 head)

$2.43 CA$3.46

$0.81 R$4.06

200.00%

Water (1.5 liter bottle)

$1.52 CA$2.17

$0.70 R$3.52

117.14%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 CA$16.32

$2.93 R$14.63

290.78%

Wine (Bottle)

$10.36 CA$14.76

$10.14 R$50.6

2.17%

Local Beer (0.5 liter bottle)

$2.22 CA$3.16

$1.47 R$7.35

51.02%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.02

$2.90 R$14.47

-2.76%

One-way Ticket (Public Transport)

$2.58 CA$3.67

$1.35 R$6.75

91.11%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

$81.9 R$409

-6.11%

Taxi Start (Normal Tariff)

$3.25 CA$4.64

$1.59 R$7.93

104.40%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

$1.63 R$8.15

-9.20%

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$47.09

$12.07 R$60.2

173.74%

Gasoline (1 liter)

$1.36 CA$1.94

$1.31 R$6.56

3.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$39.1K

$24.1K R$120.3K

13.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.5K

$34.3K R$171.0K

-41.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 CA$109

$85.5 R$427

-10.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 CA$49.43

$12.52 R$62.5

177.00%

Internet (50+ Mbps, Unlimited Data)

$42.69 CA$60.9

$22.21 R$111

92.21%

Gym Membership (Monthly)

$28.94 CA$41.26

$29.90 R$149

-3.21%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

$19.18 R$95.7

6.00%

Cinema Ticket

$11.21 CA$15.98

$7.84 R$39.13

42.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$720

$771 R$3,851

-34.53%

International Primary School, 1 Child (Yearly)

$16.0K CA$22.8K

$11.0K R$54.7K

45.99%

Jeans (Levis 501 Or Similar)

$58.5 CA$83.4

$65.4 R$327

-10.61%

Summer Dress (H&M, Zara, etc)

$38.00 CA$54.2

$69.8 R$349

-45.59%

Sport Shoes (Adidas, Nike)

$92.7 CA$132

$113 R$566

-18.22%

Men's Leather Business Shoes

$106 CA$151

$68.9 R$344

53.57%

1-bedroom Apartment, City Center (Monthly)

$1,240 CA$1,768

$656 R$3,273

89.10%

1-bedroom Apartment, Outside City Center (Monthly)

$986 CA$1,405

$507 R$2,531

94.49%

3-bedroom Apartment, City Center (Monthly)

$2,102 CA$2,996

$1,362 R$6,796

54.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,615 CA$2,302

$1,061 R$5,297

52.18%

Buy Apartment in City Center (m2)

$5,043 CA$7,188

$2,805 R$14.0K

79.80%

Buy Apartment Outside City Center (m2)

$3,830 CA$5,459

$1,584 R$7,905

141.83%

Average Monthly Net Salary (After Tax)

$2,920 CA$4,163

$996 R$4,971

193.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

10.61

-57.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 6, 2026

Last update for Florianopolis: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$986 47.9%

Florianopolis

$507 39.6% 48.6% $479

Groceries & Markets

Montreal

$344 16.7%

Florianopolis

$206 16.1% 40% $138

Eating Out

Montreal

$293 14.2%

Florianopolis

$161 12.6% 45.2% $132

Monthly Utilities & Internet

Montreal

$154 7.5%

Florianopolis

$120 9.4% 21.7% $33

Clothing & Footwear

Montreal

$133 6.5%

Florianopolis

$143 11.2% 7.6% $10

Getting Around

Montreal

$98 4.8%

Florianopolis

$97 7.6% 0.8% $0.8

Sport & Entertainment

Montreal

$51 2.5%

Florianopolis

$46 3.6% 11.3% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,240 in Montreal and $656 in Florianopolis. Housing cost is often the main lever when comparing two cities.

Montreal pays 193% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Montreal vs $46.00 in Florianopolis for a mid-range dinner for two. Groceries echo the gap at $344 vs $206 per month, with Florianopolis cheaper across the board.

Good to know

🇨🇦 Montreal

🇧🇷 Florianopolis

🕒 Local time

01:12 1:12 AM

02:12 2:12 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

537,211

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 BRL = 0.2 USD

1 BRL = 0.179 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Brazilian Real exchange rates as of October 10, 2026: 1 USD = 4.99 BRL (1 BRL = 0.2 USD). 1 EUR = 5.6 BRL (1 BRL = 0.179 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Florianopolis 8,510 km ≈ 11 h nonstop flight

From you

Montreal
Florianopolis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Florianopolis: Cost of Living - Frequently Asked Questions

Florianopolis wins on cost – living expenses run 57% lower than in Montreal. Housing and daily spending are where you'll feel the difference most, making Florianopolis the obvious pick if budget is a priority.

Average pay runs 193% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,240 in Montreal versus $656 in Florianopolis. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Florianopolis – a meal for two runs $46.00 versus $75.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,003 per month in Montreal versus $1,276 in Florianopolis – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,276 in Florianopolis versus $2,003 in Montreal, a $1,000 budget is realistic in Florianopolis but tight or insufficient in Montreal. The gap between the two cities makes Florianopolis the clear choice for anyone on this budget.

Both work as nomad bases, but Florianopolis delivers better value – similar infrastructure at $1,276 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Florianopolis hard to pass up.

Safety-wise, Montreal and Florianopolis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Florianopolis gentler on the wallet – expenses run 57% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.