Last update: Nov 2026

Cost of Living Comparison Between Elmira, NY and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $1,925 in Elmira, NY, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Elmira, NY
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Elmira, NY Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Elmira, NY

🇺🇸 United States

$1,925

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Elmira, NY and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elmira, NY and in Monterrey actually costs, broken down by who's living it.

A single person spends $1,925 per month in Elmira, NY vs $1,641 in Monterrey, rent included.

Elmira, NY $1,925
Monterrey $1,641

A couple spends around $2,747 per month in Elmira, NY vs $2,573 in Monterrey, rent included.

Elmira, NY $2,747
Monterrey $2,573

A family of three spends $3,568 per month in Elmira, NY vs $3,504 in Monterrey, rent included.

Elmira, NY $3,568
Monterrey $3,504

Elmira, NY costs about 17% more than Monterrey, and outside of rent the biggest gap is in groceries.

Both Elmira, NY and Monterrey sit above the global median – Elmira, NY by 42%, Monterrey by 21%.

Meal at Budget Restaurant

$8.75 $8.75

$13.37 MX$250

-34.55%

Three-Course Dinner for Two, Mid-Range

$96.8 $96.8

$47.95 MX$897

101.86%

Fast Food Meal (McDonalds, etc)

$11.84 $11.84

$10.79 MX$202

9.73%

Cappuccino

$4.89 $4.89

$3.77 MX$70.4

29.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 $2.40

$1.51 MX$28.26

58.94%

Water (0.33 liter bottle)

$1.47 $1.47

$1.03 MX$19.25

42.72%

Local Beer (0.5 liter draught)

$4.03 $4.03

$2.48 MX$46.41

62.50%

Imported Beer (0.33 liter bottle)

$5.07 $5.07

$4.36 MX$81.5

16.28%

Milk (1 liter)

$0.81 $0.81

$1.89 MX$35.43

-57.14%

White Bread (500g)

$2.50 $2.50

$2.85 MX$53.3

-12.28%

Rice (white) (1kg)

$5.53 $5.53

$1.86 MX$34.71

197.31%

Eggs

$2.72 $2.72

$2.47 MX$46.12

10.12%

Local Cheese (1kg)

$12.99 $12.99

$11.81 MX$221

9.99%

Chicken Fillets (1kg)

$9.89 $9.89

$8.97 MX$168

10.26%

Beef Round Steak (1kg)

$13.38 $13.38

$12.57 MX$235

6.44%

Apples (1kg)

$4.80 $4.80

$3.20 MX$59.8

50.00%

Banana (1kg)

$1.07 $1.07

$1.50 MX$28.12

-28.67%

Oranges (1kg)

$4.42 $4.42

$2.12 MX$39.74

108.49%

Tomato (1kg)

$5.29 $5.29

$2.33 MX$43.64

127.04%

Potato (1kg)

$2.66 $2.66

$2.22 MX$41.58

19.82%

Onion (1kg)

$2.97 $2.97

$2.58 MX$48.34

15.12%

Lettuce (1 head)

$2.42 $2.42

$1.45 MX$27.04

66.90%

Water (1.5 liter bottle)

$2.33 $2.33

$1.22 MX$22.85

90.98%

Cigarettes 20 Pack (Marlboro, Camel)

$13.13 $13.13

$4.80 MX$89.7

173.54%

Wine (Bottle)

$18.16 $18.16

$13.30 MX$249

36.54%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$1.93 MX$36.14

3.63%

Imported Beer (0.33 liter bottle)

$4.04 $4.04

$2.86 MX$53.4

41.26%

One-way Ticket (Public Transport)

$0.80 MX$14.94

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

Taxi Start (Normal Tariff)

$5.17 $5.17

$1.83 MX$34.28

182.51%

Taxi (Normal Tariff) (1km)

$2.21 $2.21

$1.06 MX$19.78

108.49%

Taxi 1hour Waiting (Normal Tariff)

$44.99 $44.99

$10.82 MX$202

315.80%

Gasoline (1 liter)

$1.09 $1.09

$1.47 MX$27.54

-25.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K $33.8K

$24.1K MX$450.4K

40.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$23.5K MX$440.2K

10.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$115 MX$2,144

29.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.5 $53.5

$26.37 MX$493

102.73%

Internet (50+ Mbps, Unlimited Data)

$67.0 $67.0

$25.70 MX$481

160.70%

Gym Membership (Monthly)

$24.73 $24.73

$30.53 MX$571

-19.00%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$10.19 $10.19

$4.96 MX$92.8

105.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,271 $1,271

$679 MX$12.7K

87.29%

International Primary School, 1 Child (Yearly)

$25.1K $25.1K

$14.2K MX$265.3K

77.07%

Jeans (Levis 501 Or Similar)

$32.77 $32.77

$72.2 MX$1,350

-54.61%

Summer Dress (H&M, Zara, etc)

$45.44 $45.44

$41.94 MX$784

8.35%

Sport Shoes (Adidas, Nike)

$77.9 $77.9

$107 MX$2,011

-27.55%

Men's Leather Business Shoes

$113 $113

$119 MX$2,219

-4.99%

1-bedroom Apartment, City Center (Monthly)

$1,181 $1,181

$1,018 MX$19.0K

16.09%

1-bedroom Apartment, Outside City Center (Monthly)

$888 $888

$722 MX$13.5K

23.13%

3-bedroom Apartment, City Center (Monthly)

$1,524 $1,524

$1,966 MX$36.8K

-22.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,120 $1,120

$1,416 MX$26.5K

-20.91%

Buy Apartment in City Center (m2)

$1,172 $1,172

$4,203 MX$78.6K

-72.10%

Buy Apartment Outside City Center (m2)

$1,181 $1,181

$2,782 MX$52.0K

-57.53%

Average Monthly Net Salary (After Tax)

$8,341 $8,341

$1,096 MX$20.5K

661.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

11.79

-44.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmira, NY: November 1, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elmira, NY

$888 46.2%

Monterrey

$722 44% 18.8% $167

Groceries & Markets

Elmira, NY

$375 19.5%

Monterrey

$302 18.4% 19.4% $73

Monthly Utilities & Internet

Elmira, NY

$269 14%

Monterrey

$167 10.2% 38.1% $103

Eating Out

Elmira, NY

$210 10.9%

Monterrey

$216 13.2% 2.8% $5.8

Clothing & Footwear

Elmira, NY

$121 6.3%

Monterrey

$153 9.3% 26.6% $32

Sport & Entertainment

Elmira, NY

$45 2.3%

Monterrey

$40 2.5% 10.4% $4.7

Getting Around

Elmira, NY

$16 * 0.8%

Monterrey

$41 2.5% 154% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,181 in Elmira, NY versus $1,018 in Monterrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Elmira, NY are about 7.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $97 in Elmira, NY versus $48 in Monterrey. Monthly groceries follow the same trend: $375 vs $302 – making Monterrey the more affordable choice for daily food spending.

Good to know

🇺🇸 Elmira, NY

🇲🇽 Monterrey

🕒 Local time

18:17 6:17 PM

17:17 5:17 PM

1 h behind Elmira, NY

🌤 Weather

👥 Population

26,523

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

MXN to USD in detail →

On the map

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Between locations

Elmira, NY Monterrey 2,820 km ≈ 4 h nonstop flight

From you

Elmira, NY
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elmira, NY vs Monterrey: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,925 in Elmira, NY, $1,641 in Monterrey – Monterrey comes out roughly 15% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,888 per month in Elmira, NY and $2,461 in Monterrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monterrey, especially for central apartments: a one-bedroom in the center costs $1,018 there versus $1,181 in Elmira, NY.

A mid-range dinner for two costs $97 in Elmira, NY and $48 in Monterrey. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 24% more in Elmira, NY, though the gap depends on what you buy.

$3,000 covers both cities comfortably – all-in costs are $1,925 in Elmira, NY and $1,641 in Monterrey, leaving budget for savings and extras in both cases.

Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Monterrey. If higher salaries or specific career opportunities are the priority, Elmira, NY makes more sense. Both are solid long-term options with distinct trade-offs.